Another victim of the coronavirus pandemic: Cancer research – Bulletin of the Atomic Scientists

Like so many other things in 2020, the pandemic is screwing up cancer research. Clinical trials—indispensable to discovering new treatments—have been shut down, postponed, and disrupted by the lack of periodic, in-person, check-ins.

Source: Another victim of the coronavirus pandemic: Cancer research – Bulletin of the Atomic Scientists

Panorama BBC 1 last night: Tragedies of COVID-19.  Women going through chemotherapy, radiation, drug trials – all stopped.  Screening stopped.  As cancer survivor, breast screening, created the treatment as above that has made that survivor, is stopped causing many deaths.  The models of projections are done for COVID-19 but not for people with cancer.  This is part of the Deaths of Destruction.

Private treatment under Professor John Crown, Oncology, St Vincent’s Private hospital. My mother paid throughout her life for my VHI cover.  Imagine if it has been through this COVID-19 ominous Pandemic period.  Professor Angus Deaton and Anne Case – Deaths of Despair and the End of Capitalism is recommended.  Poverty, unemployment, illness, violence in the home, hardship are bad cards to be dealt in life.  My treatment went smoothly and I wrote a book logging my experiences which may be interested to those looking at how COVID-19 had impeded their treatment.  Timing is so important.  Too many are not being screened now and nobody is talking about it.  Thank you Panorama because as always you aim to shock people with truth and facts, into a reality they wish to avoid.

My book:

Fortune Favours the Brave by Michelle Marcella Clarke

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Citizen Journalism Ireland: Published articles on different topics 2013 year. Revised 2020. 10 headings 1,000 words Tranche (B)

No. 1

25th February 2013

‘Mortgage Delinquents’ by Michelle Clarke (Chestnut)

Mathew Elderfield makes reference in a recent article to ‘Mortgage Delinquents’. Is this too harsh or is there a sense of realism here and if so, why? If people in debt from the heady days of the Celtic Tiger have fallen into unemployment, they are most likely to form the category of 90 days in arrears and possibly face eviction from their homes. There are targets to be set which will no doubt revolve around potential to get employment and the ability to reactivate the loan (where it has been converted to interesting being capitalised) and go forward with a new deal restructured by the bank. The problem for the people seriously in arrears is that the period of 5 years has advanced them further and further into debt . It is suggested for every one mortgage in arrears, there are as many as 4 other loans attached. How will the Personal Insolvency Act cater for these people? Will they offer to pay say the credit car loan/the car loan or credit union loan based on the fact that the mortgage repayment could work without the other outstanding loans. This means the more powerful banks could negotiate a write down with say a car loan debt which we know is subject to very high interest and is most likely paid off within say 4 months of a 2 year loan? We need forensic accountants but then perhaps this is what the Personal Insolvency Act is about.

Drogheda, Balbriggan and so many more towns are bereft. The motorways we sought are now in place and people gladly pay the tolls but the outer suburbs and rural locations are now the potential rural abandonments of the future. Every second shop appears to be closed and if this is the case on the east coast of Ireland what must it be like in the midlands or for that matter the west of Ireland? Allsop are having a firesale on the 1st March 2013, and it will be interesting to see if the bottom level of the house price decline is yet reached. Recently, there was a 3 bed semi-detached house Granard advertised in the newspapers for £30,000 with a rent roll of £4,700. This throws up in the face of people living in Dublin where the same house is £250,000 or more, the injustice of the property tax based on value. Could there be a motive here for people to sell their Dublin property even in negative equity from say £400,000 and move to the rural areas and live with less debt and the banks rewarding them with some form of debt forgiveness deal?

Debt forgiveness is prickly to say the least. Take that Celtic Tiger span of 5 years where people are now caught in the negative equity trap. For those who are, there are many more who are not. There are people who bought their homes in other decades who have paid interest rates in excess of 10%, there are others who bought out their homes without any debt and for them there is an injustice in the potential of the banks to write-down the debt, it removes what the power of the marketplace is all about. There are people who have faced negative equity by being actively participative. They have recognised they cannot manage their debts, they have emigrated for work, no doubt let out their property, with the intention to return when the employment improves, or if ever. What they are doing is acknowledging that unemployment, negative equity created the motivation to move and pay off their debts based on the contract they made when they decided to enter the housing market.

Elderfield may be right about ‘Mortage Delinquents’. Mathew Elderfield worked for a UK bank in Bermuda or one of the tax haven Islands. These banks are in the market to make money and protect the deposits of those who save, to pay them interest that rewards them for saving, and lending out money that will be repaid. The capitalist would no doubt say: You enter into the property market at your peril. You should be aware that like all investments there is an upside and a downside. Sometimes you buy in and the property value rises speedily and at other times it declines to negative equity. However the term of a loan is 20 years to 25 years and the hint is therein. Property values are fluid. In 1983, a three-bed semi-detached in Castleknock was £34,000; within 2 years it had increased to £38,000 but then for nearly a decade it hovered around £34,000 (yes, there was negative equity in Ireland before). Now the same house would be valued at £250,000. Banks employ forensic accountants, they employ actuaries. We are 5 years into down values on properties, be watchful of the deals that banks will engage in.

Why? Imagine: Lender with sub-prime book of debt re mortgages who sells it to private equity company at discount e.g like Clery’s to Gordon Brothers or for that matter the Burlington hotel to Blackstone private equity companies. If this can happen, then the private equity firm that buys has done the maths. If they give a write-down, then they are assessing the future value of houses over a longer period of time.

Mr. Elderfield is warning the mortgage delinquents who have possibly sat back waiting for write-downs, you should have done more to honour your commitments and if he could not secure a job in Ireland surely then you could travel abroad and work….contracts are legal and binding so maybe concessions will only apply in genuine cases. But if the private equity companies are hovering over mortgage books and buying up houses at discounted rates then the equation of assessing house values over time, might be the more beneficial assessment to value properties. It is worth noting that most people paid deposits of 20-25% on the properties which are now in negative equity. If a private equity firm seeks to take possession of the home, they secure the deposit!

Michelle Clarke (Chestnut)

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Citizen Journalism Ireland: Published articles on different topics 2013 year. Revised 2020. 10 headings 7,000 words Tranche (A)

No. 1

3rd January, 2013

Toxicity & Eye of the little Green Monster.

  by Chestnut (Michelle Clarke) – Citizen JournalismReply to Joe Mac

This makes the Citizen Jouranlism position and lack of profile so clear. There quite evidently has been considerable dissent and your comments about P G’s view of a certain citizen journalism site and yet her continued interference suggests to me that we need the collective to develop policy, to put to bed that little Green Monster called jealousy and get the citizen journalism site back in shape.

Bullying is the topic of social media these days. It concerns children in schools and ministers in Government. The citizen journalism site referred to cannot plead innocence on this. People given control over what get’s published inherently have a power over others and what is essential is an awareness from within the collective to stamp out unfair practice. Many talented writers left the site because their postings were judged not on merit but with hostility and bullying commentary in the Hidden List.

Jesse Jackson once said ‘Never look down on anyone, unless you are helping them up’. It is 2013, a new day dawns and this citizen journalism site dating back to 2003 ‘the beast’ has the makings of a Rolls Royce engine in citizen journalism if only the organisers, the writers, the contributors can work together.

Ireland is deep in recession. Media is on the floor be it RTE or TV3 fighting the competition from the US to the UK from Bloomberg to Time magazine.

What can we do to preserve this open channel. This month the Oireachtas are to put in place a special committee to oversee social media. This will no doubt jeopardise freedom of expression and the right to free speech which are core to democracy and the Rule of Law and we need the diversity that the citizen journalism site (not named) provides to add to the flow of information in our society.

The contributors, the writers after all, are giving time and not asking for money but then this creates its own jealousy from ‘paid’ journalists who feel that their ability to earn money is being undermined.

Jonathan Swift could not write in his own name as Dean of St Patrick and Provost in Trinity College in the 1600’s. However he knew enough to know that his ability to write and the poverty and injustice that surrounded him gave him the moral and ethical impetus to write using pseudonyms.

Again it is 2013 and there is a job to be done.

Is there a way forward? Blogs are fine but interaction and diversity is limited. The personal discipline often falters and you find peoples annual blogs incomplete stopping in say April of the 2012 year. The citizen journalism site referred to in this article – if you go to search Tara Corruption CAB Peace and the North of Ireland Syria Iraq Shannon Corrib and the embers are always there to light up the fire again because human rights, civil rights morals are core components of what non paid citizen journalism is all about.

An old Chestnut


No. 2

15th January, 2013

Trade Unions and the loss of Integrity Ethics Transparency

category Tuesday January 15, 2013 15:55author by  Michelle Clarke (Comyn – Social Justice)


Dublin 1913 to Dublin 2013

What have we learned? What changes can be made?

Dublin 1913: It was before World War I, Ireland had negotiated a form of Home Rule/self government but there was inequality with extremes in wealth and poverty, nationalism and British Rule created the environment for dissent and rebellion. James Larkin “Big Jim” represented the low skilled workers and William Martin Murphy, a Catholic businessman represented the newly forming middle class. William Martin Murphy owned the Irish Independent newspaper, and the Dublin United Tramway Company and was making inroads against the power of the former elites.

The power of the Unions and Croke Park I and 2 is an urgent matter for discussion by the plain people of Ireland. There is a discrepancy in the integrity, transparency and ethics we expect from our trade unions.

Health is a good place to start.

Can someone please explain how Ireland can pay their consultants 12 times higher than their equivalents in Hungary and double that of their counterparts in Germany or the UK?

How many more people in other trade unions share the characteristics and self interest that are now evidenced in the IMO deal with their former ‘trade union official’ (as he described himself in 1997). Mr. George McNeice was the public face of the union through his tenure at the IMO. This man worked for the Department of Health as a civil servant for a brief time before joining the IMO based in Fitzwilliam Place Dublin 2. Each year we know he was lauded by the doctors and consultants attending the IMO’s annual conference usually held in the Europe hotel in Killarney.

This supposedly unassuming low profile man, trade union official, was one smooth operator when it came down to negotiating his financial package as Chief Executive of the IMO. The facts as revealed in the Irish Mail on Sunday state that the former IMO President, Dr Cormac Macnamara RIP, headed up the committee which approved George McNeices’s over generous contract in 1993. George McNeice, CE, IMO, aged 51, recently claimed that he was entitled to a ‘package’ of £24 million. This package is said to have provided him with an annual bonus of up to 30% of his salary. This bonus was compounded each year. The cruel irony here is the claim of not knowing the details by the Remuneration Committee. Could this be so? In 2013 could it be possible that someone in the IMO could sanction such a spectacular financial package and yet nobody knew about it. No must be the answer because there are too many vested interests in the medical profession and their bureaucracy and hence the pyramid scheme scenario that sees Ireland’s medical profession grossly overpaid for inadequate service.

Mr McNeice, his package, has been negotiated down to £9.7 million. But even this deal is shameful. This is a different financial scandal to those of the developers and bankers but it is linked to abuse of power, a form of narcissim and self interest and is equal to the financial scandals that must be dealt with. The HSE is a monolith of bureaucracy, an entity created by a few, which was no doubt better run under the auspices of the Department of Health.

Surely, others are aware and in turn are in receipt of substantial packages. Do we know? Do we care? Apparently doctors have resigned from the IMO and are seeking an inquiry into the governance of the IMO. This is a warning surely to the Unions to examine their practices.

Moving away from medical unions. What about the people who worked for years for say Clerys. What do the unions really do to protect these people? They tend to change their contracts at will from permanent to part-time and then say no jobs exist and bye bye.

Michelle Clarke (Comyn)


Trade Unions and greed

 by O’Malley – ObserverWed Jan 16, 2013 13:17


I agree to a point with the above posting. Our trade unions especially SIPTU have created themselves into a cosy corporate organisation. O’Connor has a salary of £140 plus expenses, package and no doubt a good pension annually. Beggs is similar and Frank Connolly has become almost invisible in SIPTU.

Back to McNeices pay-out (£20 million+ negotiated down to £9.7 million). Of course this is another scandal – the sad thing is – the total silence from all quarters on this. Reilly, Minister for Ill-health was a committee member in the 1990’s and one of the elite who sanctioned this payout. Where is the transparency – the ethics – the morals?

O’Malley (the alley cat)


Trade Unions & self-seeking pay packages and pensions

 by Michelle Clarke (Comyn) – ObserverFri Jan 18, 2013 15:31


Glad you agree but where is the reaction of the people to this scandalous data released Christmas week by the IMO which represents 5,000 unionised doctors. All claim to know nothing but this cannot be so. As always the doctors seem to be reacting once the horse! has bolted and on this occasion the horse age 51 named McNeice had to have his pay package negotiated down from £24 million to £9.7. This man, I believe is neither a doctor, a banker or for that matter a shamed developer, just a man who subtly negotiated his own financial deal, in a silenced way, as he moved from a civil service position to Chief Executive of the IMO – the Union for the medical profession.

Media proves exceptionally quiet about this travesty. Vincent Browne discussed the unions on Monday night in his TV3 programme, and nobody deemed it necessary to mention this scandal in the making. Thankfully today’s Independent is taking a position and is worth reading. There sure are questions that Minister Reilly needs to answer like was he on the remuneration committee which approved the pay and pension deal for the IMO Chief Executives George McNeice (this ponzi plague that needs to be investigated to know just how much our Union officials are paid and the bias it thereby creates). Dr Reilly after all was President of the IMO in 2004-2005 hopefully making him and others privy to all financial information. The Independent heading reveals that the doctors have been ‘aroused to anger’ and aim to ‘oust the union head and probe finances’. An extraordinary General Meeting (EGM) has been called. They seek to remove the interim Chief Executive Niall Saul. The plan is an investigation dating back 12 years into the financial and management of the IMO. Let us take the initiative now as suggested by O’Malley and question exactly what is the unions are at in this country?

Who received what packages in the IMO is the question? Quite a few appear to have their hands in the pie. According to the Independent:-

George McNeice: who negotiated his deal down from £20 million+ to £10 million pension with £1.5 m lump sum. (Imagine the return each year on this amount of capital and pension!)
Paul McKeown IMO President: a meagre £105,000 for a part-time role. (Imagine this after tax amount, and what the balance creates as income or wealth generative)
Niall Saul, IMO Interim Chief Executive: who receives a £60,000 retainer + top up
Joe Barry, Chairman of the IMO now dissolved remuneration committee who receives £105,000 for a part time role.

What is going on?

Cronyism and the semi-state has received a lot of attention on a citizen journalism site but there is little outcome as we witness the gravy train of what could possibly be described as insider dealing and overall corrupt and fraudulent pratices. Is one position core to a union like the IMO and others not sufficient? Why do some people like Mr Saul, Mr McNeice gain income from other sources related to their position on the IMO – are there no volunteers left in this country which faces nearly 500,000 people unemployed).

They say 4 in 5 in the public service are in unions while only 1 in 5 in the private sector are in trade unions. This alone speaks dividends as we see the underclass formation before are very eyes.

We need to be alert. Years ago people read the newspapers, they visited their local, they had the chat and were informed. The time is here to be informed again.

Michelle Clarke (Comyn)


No. 3

January 24th, 2013

Olivia O’Leary Drive time

 by Chestnut (Michelle Clarke) – Urban abandonments & dereliction

At last some real common sense is spoken on the airwaves. We can only agree with Olivia’s words to those who make decisions in Leinster House and urge them to drop the spin doctors and take a walk outside to meet the people, to listen to their stories, to see the shops that have been closed. Olivia O’Leary graphically described the walk out down Molesworth Street (past that Namatised Buswells hotel), into Dawson Street and to what once was the Bond Street of Dublin, Grafton Street, now in tatters with closures of businesses and the air of fear of more to close and no hope. This is the year of the Gathering and yet Dublin, our Capital city, is not meeting market expectations of the people who will visit this Island. Why? Short-sightedness and the crazy upward only reviews that finally forced Korky’s to withdraw from their 900 sq ft business in Grafton Street.

Donal O’Donovan comments in today’s Independent about ‘Upward Only’ leases. This clarifies the up-to-date status and enables people to understand and seek redress. Before the election, it was both sides of the coalition who spoke out against these leases and promised a ban on same. The election promises were to scrap such ‘upward only’ clauses in leases but the all-out ban was scrapped on the advise of the Attorney General who said such a move would be unconstitutional. So what can people do about this now!

The question we now ask is what about a sense of morality amongst landlords? There is the human factor and the ability to concede and compromise for the public good. Apparently, already the State does cut rents for some of its tenants. The businesses that have sought cheaper rents from NAMA have negotiated cuts. This exemplary behaviour should inspire all landlords where possible to re negotiate more favourable rents. What is disappointing is that Minister Coveney’s department are still using ‘upward only’ leases – and it is reported that in those election days the same Mr Coveney was an ‘outspoken critic of upward only rents’. According to the O’Donovan article: “All leases issued in respect of properties in the six Fishery Harbour Centres…contain what are refererred to as ‘upward only’ rent review clauses” (a statement by the Agriculture and Fisheries government department).

Too many businesses are being driven out of the marketplace these days. It takes only a short period of time for dereliction, wastage, loss of soul to enter communities and Ireland is an Island of communities where each needs to maintain a status quo that inspires people to create markets, to persevere and generate employment that drives the economic growth. Too often short-sightedness leads a struggling company to falter where an additional period in business would be to its benefit. Rents are crippling. Communities need to interact and discuss how penal some landlords are in their drive for earnings and as in the case of Korky’s, the landlord is the like of Canada Life who probably have held their assets for decades and achieved both asset growth and income growth. They should be willing to show a sense of moral justice in the absence of an amendment to leases which is deemed unconstitutional by our Attorney General.

Michelle Clarke (Chestnut)

PS:  Why are NAMA not using twitter to market their properties?  Twitter is effective and global

No. 4
5th February, 2013
Concerned to know if the Grants have been paid to students

by Michelle Clarke (Observer) – Former mature student with disabilities at Trinity College Dublin

Prompted by Mr David Norris speaking in the Senate about certain school children whose parents could not pay the fees for bus rides to school who were earmarked and left standing on the road. Shame on us.

This is bias. This is damaging. This is bullying.

Negotiate the debt down is what I say to Government. Ireland is an Island – stop the nonsense that the powers that be don’t want to make a precedent. Iceland is now considering saying no to the EU. We can learn from this. Our waters are about potential reserves which could be real wealth to Ireland like happened in Norway.

Students need to be heard. You are the now but also the future. Do you want debt in your name before you earn a day’s pay!



No. 5

5th February, 2013

International School, Pembroke Crescent, Dublin 4
 by Michelle Clarke Chestnut) – Urban abandonments & dereliction


This used to be Miss Meredith’s school going back decades. Then a young woman with drive, vision and a love of children opened the International school and it seemed to attract young students in neat uniforms from different countries including Ireland. It gave heart to the Upper Baggot Street village, a heart and soul that once existed or so the lore goes but sadly it is now bereft and struggling.

One day we met the owner of the International School and she said they were closing down, no reasons stated but that they had re-located to Blackrock. Failing to question further, we assumed the preference for location was Blackrock but then if one thought a little deeper, it would be apparent that it was the landlord/owner getting greedy and looking for excessive rent….the same story that wrecks our towns, our villages and the communities in our cities. This upward only rent is destroying potential prosperity in markets that are already in existence ie International School gave heart to Baggot Street, provided business and gave people choice in the environs of D4, the embassy belt.

We stopped to admire this lovely puppy in the grounds of the former international school today. The person told us the story and how the parents and school had tried to negotiate with the landlord …. Greed, no vision won and the International School, the teachers, the students, the parents left and settled with the location of Blackrock. This building is now sold. Let us hope, someone else will run it as a school and Baggot Street can move forward again as a community.

Dereliction is a reality. 57,000 holiday homes lie vacant and so many more houses. Ineffectual communication stops solutions. We have the technology, let us communicate and create potential.

The Germans, quite contrary to what one would expect, have similar problems to our country with people leaving towns and villages. Unlike us they are adapting in a sensible way. They have re-introduced barter. The word TIME is the currency instead of MONEY. To make our communities work, is there anyone willing to say take the time of a person on dole/disability/short of money and make it something positive through exchange. NALA has a great scheme teaching people how to read, so this model has the potential to create a subset. Baggot Street Hospital needs a public private partnership to drive it forward as the proper Centre of Excellence Primary Health Care centre – some “time” from IBM, TESCO, BOOTS, GOOGLE, STARBUCKS would create the business plan, the expertise, the dedication to community. These companies excel in the Global Stock Market, so it is time for them to add a value chain and help out locally.

Michelle Clarke (Chestnut)

No. 6
February 6th, 2013
You don’t have to be rich to care for people and to own our country

 by Michelle Clarke (Comyn) – Urban Abandonments and dereliction

Upward only rents now have the answer. Prime buildings in strategic locations are being sold at knock-down prices, ousting Irish ownership in many cases to that of the newly created Creditor country named Germany, the Germany that merged with their World War II cessation of East Germany to create the entity, Germany, yes so flush with funds. Meanwhile, we one of the debtor countries are the victim of what could be termed an economic war of the 21st century. It would suggest that some of our landlords failed to be moral (and rested on Attorney General decision) and left rents so high that people were forced out of the premises.

Now these are the properties that are for sale at huge discount and the purchasers are those private equity groups, the Germans and no doubt there will be Russians, Chinese and people from India too. We are not complaining about the diversity but we are asking landlords to reconsider their rents and be fair and help businesses to survive this crisis and create employment, fair employment, for the people of Ireland. John Lewis is an interesting company with a policy of Corporate Social Responsibility and a motto ‘Never knowingly undersold’ are supposed to be considering purchasing a shop in Dublin and these, like Boots and M&S, we would welcome. Maybe they would consider a public private partnership with Baggot Street Community Hospital, if only it was for sale.

We don’t have to be rich, in fact we know the morals of those who were the Celtic Tiger rich and we can now with the benefit of hindsight create the new model of Ireland Inc with the views of the plain people of Ireland contributing to Ireland’s rebirth, and in particular now that we approach 2016 the anniversary of the Rising that led to Independence of the 26 counties and then in 1998 to the Good Friday Agreement. We are on a bridge and we are possibly mid-way, we can retreat, or we can create and move forward again, as we have done so many times over the centuries.

Grafton Street has become so shoddy recently. Shops are closed down and others are struggling to stay open. Grafton Street is Dublin’s equivalent to Bond Street – not anymore. It is worth listening to Olivia O’Leary’s podcast of the drivetime programme a week ago. Grafton Street has become our cinderella. The Times today informs us that 2 of the architecturally splendid Grafton Street shops have sold for 65% below the 2007 price. It is a German fund manager called GLL Real Estate who has bought these jewels for a fraction of what they are worth. The fund is to pay £40 million for River Island and the adjoining Wallis outlet (just beside Weirs). David Daly bought this for £115 million in 2007.

Quote: Jack Fagan
Irish Times
‘The latest off market sale means the German fund is now one of the largest property owners on the city’s premier shopping street’.
It bought the AIB branch for near £28 million (sale and lease-back deal) with a return of 6%. It is estimated that the River Island/Wallis deal will yield 6.85%. What a pity all our entrepreneurs are being priced out of our own country.

Anonymous: Enforcement and fines of £5,000 will dictate hardship for 9,000 people (and more than likely many more) living in potential tenements in areas like Rathmines, Ranelagh, Mountjoy Square, when this new law comes into effect this week. We need provision of proper accommodation and we need a plan to maintain our Georgian and Victorian housing but in a way and without the red tape that provides homes for people and especially for our vulnerable people.

The time is now for people to share and care. We must say no to Germany’s economic invasion and most definitely no to this promissory note of £3.1 billion. Germany has lots of bank assets and the EU has it is said as much as £33.9 trillion while America has £8 trillion. The time is now for the EU to be generous with its funds and to treat Ireland in an equitable way.

Michelle Clarke (Comyn)

No. 7
7th February, 2013
The level of disabilities where people merit disregard and cuts
 by Comyn – Excellent Cartoon: Silent epidemics excluded

Minister Reilly is portrayed in this cartoon in such a way that prompts to mind the potential of him going forward falling into a number of the categories highlighted for people who have the visible disabilities. Obesity is supposed to be the curse and plight of the Western world with its links to diabetes, to heart disease and other other costly health conditions. Luckily for Minister Reilly being a doctor that his private health care should cover him, add to this his investments, his Dail salary, expenses and pensions (include the lucrative IMO negotiated pensions for doctors in public practice) and then his property investments.

What the cartoon forgets is those of us with the bottom of the tier disabilities – the silenced conditions where people can appear normal to look at but the wiring to the brain is off kilter. I am talking about people with brain injury, victims of stroke, people with mental illhess and worst of all those with alzheimers and pre frontal lobe brain damage. Vision of Change (Mental Health Plan) is a decade being promoted, only to be basically binned….The promises from Minister Kathleen Lynch are hollow and the reality is those people with no voice will be labelled, stigmatised and worse again called Moochers as happens in the USA.

They say nothing about suicide and provision. Again this is hollow. We have scattered organisations set up with the HSE having used the opportunity to divest responsibility into some 630 support groups all vying for potential clientele. I sound harsh. Try searching Indymedia on Mental Health, Suicide, Health, Public Private health provision, Alcoholism. Don’t be fooled about the requests of the silenced that have gone unheard for a decade.

Minister Reilly – Shame on you, whose parents were doctors and you too are in medicine. Portrane was your local asylum, how grossly unfair you are to people who are vulnerable to mental Health.

Horizon research in the 1990’s was funded by Europe, Trinity College Dublin, Centre for Women Studies, St Patrick’s Hospital and FAS. The project was a success but FAS said it was too expensive to roll out in early 2000. Shame on them. Look at the homeless, talk to them and you will find a lot have been released into the community with no provision for their needs. The latest scandal will be these people in bedsits facing eviction.

Again consider our prisons and people who in another decade might have been in mental hospitals. It is an ageing population and if we note what is happening with the Germans – yes the old people are siphoned out of the country to care homes in mainly lower tier countries where care is cheap, We surely need to be thinking and acting sensibly now.


No. 8

February 12th, 2013


Integrity to Integration (Response to Architect: Contribution to Monopoly NAMA (that is not yet on twitter)
  by Michelle Clarke (Comyn) – Urban abandonments

Architect: no doubt feeling the pain of the recession when there are virtually no houses being built, renovated, plans required and otherwise. This may be a presumption on my part but inherent in your writing is that derived from your personal experience of being part, in the profession of architecture, of that transition from boom to bust. Sub-Urban – what a neat way of creating the visual in one’s mind. Urban abandonments in earlier postings and the initial posting uploaded photos of what is happening to our country, and you have given us a history of how it came about with that non factor of production called Profit driving people to take risks with no interest.

Fingleton and Irish Nationwide was reported on the TV last night. The Ernst and Young report which was commissioned is damning with loose management structures, lacking in computer skills and virtually no paperwork. It also highlighted the warning signs stated by the KPMG report published almost 10 years ago. We know the outcome Fingleton got the bonus of £1m and the gold watch. He promised to return same but now states that a Government Official in high office made promises. This man is one of the few elites that were created and who tried to destroy our country. The question now is neatly summed up in the George Santayana quotation ‘those who forget history are condemned to repeat it’ and we have the knowledge, we have the experience, we know what tenement Dublin and other cities created, we know about Moyross, the gang wars, and what we need to do is prevent this social deprivation descending further to the degree it is in many European cities where they are know congregating groups of people in what are known as “Scum” estates. Those who fail to observe the rules of society are evicted and sent to these locations. Do we want this to happen? Can we prevent it? Do we want vigilantes?

NAMA is “It” now. The Troika are putting the boot into our Central Bank Governor and the message is loud and clear. Your banks are shrirking their responsibilities. They gained from financial flows and the intention was to create employment ultimately but they have failed dismally. They have taken the money, invested no doubt at favourable rates in the ECB and meantime back in Ireland the crisis looms. The buy-to-lets, the sites without planning permission, the vacant Georgian and period houses in bedsits now subject to fine of £5,000, the ghost estates, the over subscribed apartment market (with the whole of issue of management fees a problem yet to destroy morale further), the myriad of country estates restored and now Namatised as hotel/golf courses, the mansions of the developers so lurid with excess are like a volcano ready to erupt causing massive social injustice in our society and the irony is that the same people who created the boom are the cause of the massive hardship now entrenched and coming down the track.

What can we do? Well Mr Architect if you were part of the construction of the boom, what can you contribute to Nama? You seem to have identified the problem at the time. You no doubt have experience and abilities that NAMA should be able to use and maybe you would be willing to work for them at a considerably lower rate than the people who worked for the now to be liquidated Ex Anglo Irish Bank / Irish Nationwide building society which morphed to IRBC. The early days of NAMA and IBRC according to the figures in the papers paid excessive amounts to people who were evidently the boys in the know. We need to stop this rot. We need to look at cost benefit analysis of ‘PEOPLE’. We want to know whether ‘Chinese Walls’ really apply within these newly constructed entities, now consolidated to Monopoly status ie IBRC liquidated. NAMA in many ways resembles the Land Commission, yes another time when landowners with their encumbered estates in return for small amounts handed over the land for re-distribution to the Irish post the Treaty 1921.

Now NAMA is the revolving door only this time it is not the Anglo-Irish who are bankrupted, it is that new breed who are to be stripped bare and it is the Troika that are calling the tune and the melody is Banks look to your books, look at the numbers in arrears, start procedure to repossess with near immediate effect otherwise the targets which will be set by the Central Bank will be applied. NAMA is moving to first gear, it has gained its experience on the commercial side, so beware to those unable to pay mortgages, buy-to-lets, holiday homes, or houses you bought instead of pension funds.

Mr Architect: 450,000 people are unemployed and yet there are people paid massive salaries and there is no real transparency. They say developers were retained by NAMA to enhance prospects of selling commercial undertakings. Now, Nama assumes a new role but this time it is the non transparent monopoly and we need people who understand and who have vision to create the alternatives we need. The IFSC was vision and we need a vision now. The foregoing postings show the direction downwards. We need people to address the problems.

NAMA must become more transparent. They are going to force people into eviction. We the ordinary people want to know that provision is made for families/home owners, that there are alternatives for example as suggested by David McWilliams a form of debt swap. Like minds need to come together and need to work with NAMA. They need to have a social entrepreneurship drive that merges the new insolvency legislation option with the best alternative for people taking account of their capacity to earn a fair wage. It is time now, especially in this housing dynamic, that ‘water will find its own level’ with equality and integrity at the core.

Michelle Clarke (Comyn)


No. 9

February 13th, 2013

‘Not All’. What about those who eloped to become near immediate bankrupts?

by Michelle Clarke (Comyn) – Urban abandonments and dereliction


Today, Mr Architect, I am going to heed what you have said and I am going to target Mr Central Bank Governor, Patrick Honohan. Why because I have read his “Speech” in the weekly edition of the Sunday Business Post. The title alone states Change is ahead. There are no examples to follow. “The Unprecedented financial distress’ speech by Mr Honohan will send shivers up the spines of those who are blighted by the property deluge created by the Celtic Tiger and added to by the global financial crisis. What we need to grasp is that there are in existence extraordinary rates of arrears where people are failing to service their mortgages/debts and in particular where homes are owner occupied.

Mr Honohan states that while most borrowers continue to service their loans that the general proposition is summed up in a quote from a recent authority on the need for debtor-friendly insolvency arrangements: “debtors should fulfill their obligations if at all possible, and freedom from legitimately incurred obligations is a privilege, potentially subject to abuse, that therefore should be a carefully guarded last resort”. What this is saying is that debt forgiveness has a strong moral component. If there is to be long-term debt modification that involves permanent debt relief related to the arrears, it will only apply for cases of over indebtedness involving or bordering on insolvency. The train is now on the tracks – Insolvency legislation is due to be in place by April and the Troika via our Central Bank is stoking the fires for action by our banks with time-tables, targets and action driven.

Mr Honohan goes on to say that to date the banks have dealt with the loans crisis using two devices: a) capitalisation of arrears b) a temporary interest only payment schedule. This buys cash flow for some people only but for others if they vere off schedule and the spiral of debt returns, then something else needs to be done.

Mr Architect: I think you could interact now because it seems apparent that debt-wise related to property, Ireland Inc is now in unchartered territory. Embracing change and moving people who once worked in the private sector into the like of NAMA is part of the new remedy which is only presently being drafted. To quote Mr. Honohan “What is the best way of operationalising better decision rules for banks enabling and impelling them to triage the loans that are unsustainable from those that can come back on track?” Your vast experience as an architect and your ideas re Sub-Urban imply the loss of the social element of the property transactions that must now form part of what is known as social entrepreneurship and the revival of a sense of hope going forward.

Connecticut, America. This week there is a court case. NAMA sues Sean Dunne but this clever property magician has played a hand of cards that puts his property Irish speculative brain into that of his columnist wife and re-plays the game but in America. He now lives in an elitist enclosure with rent in excess of US£20,000 per month, having ventured into speculative property transactions which it appears have created profits. The US courts have to decide either in favour of NAMA or Dunne’s wife, Gayle. These are the larger stakes that NAMA must play out and invariably in foreign courts and at phenomenal costs. This means we need to ask the question as to what happens now post the liquidation of IBRC. What will happen for instance re the Quinn group? NAMA now becomes the monolith, the monopoly driver to resolution but people have a responsibility to be informed, to keep informed and ensure that there is transparency, no insider dealing, court resolution if there is, and keep making demands that developers who breached our laws pay the full cost or at least are disciplined via bankruptcy under the new Personal Insolvency Act. We need a clear picture.

Stormy seas ahead and we will all know people who are indebted. Earlier postings suggested that those who had bought properties since 2006 and paid excessively high stamp duty should petition the Government for repayment of stamp duty appear to have had no support. The banks should have supported their mortgage holders in this request. A repayment of say £60,000 stamp duty off capital would delete some people at least from the crisis status of the Personal Insolvency Act. After all some banks have begun to think creatively and they will re-structure the loan, taking responsibility for waving credit card debts, credit union loans, car loans etc.

Michelle Clarke


No. 10

February 21st, 2013

His Master’s Voice no more. Jobs lost yet again
 by Comyn – Urban abandonments and dereliction

The Duke of Leinster is reputed to have said about his move from Northside Dublin to Southside Dublin – Where “I” go fashion will follow and yes it did. It was the like of the splendid designs of Mountjoy Square, Belvedere Place, Summerhill, North Frederick Street that were vacated by the wealthy and became the slums of Dublin as families lived in single rooms. The pre-63 bedsits are remnants of those days of sheer poverty and non provision by the State that are now to be phased out ie if the Government persist and fine landlords (£5,000) for not providing adequate sanitary amenities for each bedsit in these old Georgian/Victorian homes. Already, landlords have these Pre-63 properties for sale, those who don’t wish to engage with the legislation. However, we are told that the housing list is now approaching 100,000, and it seems incredibly unlikely that provision is made for people living in these properties for many years, probably in receipt of rent allowance, often with disabilities. We need to look around us, be it Rathmines-D6, Elgin Road-Dublin 4, North Circular Road. There are many people living in fear and vulnerable. We all need to be aware of this.

His Master’s Voice: The record and the marketing. The old gramaphone and the Jack Russell listening with intent. HMV failed to keep ahead of the markets and it is now financially challenged and Grafton Street has lost one of its anchor retail outlets. Not alone is the HMV shop gone but there are now seven vacant retail outlets closed between it and the St. Stephen’s Green shopping centre. We hear Government talking about “the Gathering 2013″ and one can only ask them to listen to the Drivetime programme and Olivia O’Leary’s rendition of what has happened to our once charming city and her request for some of the minister’s to walk out of Government buildings up Molesworth Street, into Dawson Street, Sth Anne Street and to Grafton Street. I would add to this for them to look at O’Connell Street, one of the widest streets of the capitals in Europe. It is great to invite people to our country but we do need to impress them when they visit and more so if we ask our diaspora to return, we need to be able to show them improvement, culture, warmth when they return. O’Connell Street needs to invoke the necessity for us to look upwards and witness the architecture that once existed while to look at ground level, there are just tacky often fast food outlet doorways destroying the potential of our city.

Enthusiasm and adventure is needed. We need some visionaries to inspire us. Temple Bar and the IFSC challenged the 1980’s recession but now we need to develop some alternatives. Who can lead us in this direction: Why not look to our war-torn world and promote Ireland as a country which has step by step over the decades created a Republic with recognition of the Good Friday Agreement to the Peace Process. There is an impressive transition that resounds Peace, not war.

The news about NAMA is not all bad. There is some progress or so it seems from todays Irish Independent. Those developers in NAMA who thought they could avoid paying their debts by switching assets into the names of their wives’ and children have been scuttled. ‘NAMA is now confident that it will secure legal rights or security over £750m of additional property assets controlled by its debtors that were not not secured when loans were transferred to the agency (NAMA) from the banks’. To
secure legal charges over assets makes it easier to seize and sell off property if debts owed to NAMA are not repaid. As much as two thirds of the increase is expected as NAMA identifies previously debt-free/”unencumbered” owned by some 80 developers with debts to the agency. Once these assets are identified, it is up to NAMA to establish a legal claim or charge thereby giving them rights over the properties. The remaining one third is concerned with reversing “asset transfers” most notably in the period post 2008 and before the transfer of the bank loans to NAMA in 2010.

NAMA is a creation that must be about transparency. We need to know what it is doing at all times. There needs to be a cost benefit analysis because this belies an important function to cut the deficit Ireland Inc. owes, in as progressive a way possible. This is just a question: Is their (NAMA’s) performance good enough? Last year, 50 NAMA linked developers out of 188 (those with the biggest debts) made transfers (37 of which were made at the request of NAMA). Does anyone know the position re Sean Dunne and his wife in Connecticut? What about Michael Lynn who escaped by having a child in Brazil so no extradition? Those who escaped Irish bankruptcy who fled to the UK for better terms? The Irish Nationwide Chief Executive who chooses not even to return the £1 m bonus he promised and for that matter the watch? Simply: Ireland needs to work both sides of the balance sheet. We need to tackle expenditure but more importantly we need to collect as much money that is due also. To the Law Society: what is your level of transparency about errant solicitors? To the auditors – what have you to say?


Michelle Clarke

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Citizen Journalism Ireland: Published articles on different topics 2012 year. Revised 2020. 10 headings 1,200 words Tranche (A)

No. 1

14th April 2012

What changes? Inverse Debt rises while social conditions deteriorate rapidly for our most vulnerable.

Dublin 4 bandied across the media to imply elitism.

Truth is so many peope are in debt, more are fighting to keep their substandard flats in pre 63 Victorian/Georgian houses, while elites on the Wealth list keep their houses vacant or for occasional use. Why is the human race so stupid? We knew in 2008 that breakers were ahead but instead we have continued to let the debt compound to non payable reality and lost out on community building using the positives that already have been achieved.

We are not Greece, we are not Spain, We are unique, we are the Island of Ireland and we could do with taking some spunk and courage from Iceland, a country with a geopolitical enticement which allows it to differentiate itself to an over bureaucratic EU with its in built gravy train but well able to continue to hold out the carrot until they decide whether the EC route is their best option.

Cinderella refers to the “Sick state” of Baggot Street Community Hospital and the FAS Head Office – both are capable of creating centres of excellence that could employ people, be creative, have a vision and drive economic growth. The infrastructure exists. Philantropists exist. Where is the vision?

A positive for Dublin 4. At least Bank of Ireland (making it an anchor tenant to attract other companies to this location) have moved a lot of their staff to a “NAMA” building on Burlington Road ie Plaza 1, news has it that Sky have taken the other building.  It is now time for this area to take possession of its true urban identity. Baggotrath goes back to 17th century.

The Department of Finance need to review their policy of rates on businesses.  Reduce the rates so that Searsons (a pub of historic relevance) can be re-opened by Diageo or sub-let to a third party.  It is essential that businesses are given the chance to survive. The people in this village are trying hard but need support from Government.

I note Bewley’s now a haven for all again especially tourists is packed to the gills daily and they are going to look for a 50% cut in rent from some UK insurance company that owns the building. Vote with Feet time.

For those of us who recall the 1980’s recession and especially those forced to emigrate, it is important to realise that we left and the infrastructure was in chaos; thankfully it is much improved but must now be sustained until the economy improves again.  The 1980’s recession was such a dismal time. Some men and maybe women had a dream. It was the IFSC, the dream worked until some got greedy but we need to sort the good from the bad and move on now.

Michelle Clarke



December 20th, 2012

Think Creatively and laterally. Tap Corporate Social Responsibilities in the Corporates

by Michelle Clarke (Forster) – Education


It may sound crazy but if SUSI centralised is in bureaucratic chaos and can’t pay students, surely some entity like Google, Starbucks, the banks, can provide a loan to SUSI – after all the money has to be paid to the students in the New Year. We need Corporate Social Responsibility in Ireland and let them start with ensuring our students have no worries for the Christmas.

Yesterday, it was said one of these large entities received £1 billion in Ireland but only paid £3m in tax. Something similar happened in the UK with Starbucks and they were humbled to the degree that they gave the Robin Hood account a large payment. Let them do something similar in Ireland and start with SUSI.

Students deserve support – they are the future of this country


I love poetry.

 by True PoetThu Dec 20, 2012 16:09

The Germans prefer Science.
The Irish prefer Art.
You cannot lift a rocket off the ground by writing poems




December 23rd, 2012

Ghost estates or displaced by motorways

  Visit to Co. Meath.

Decades waiting for a motorway and now it exists and what was once an interesting journey is now just concrete and road bypassing all the villages. They call this progress.

Decided to vere off at Dunshaughlin for a coffee and this the Sunday of Christmas Eve there was no place to sit and chat a while.

What we did notice was the sign for Killeen Castle and nostalgia brought us there. This was once the home of Lord Fingal but through the decades it has passed into the ownership of different wealthy people but each time it managed to surpass their capacity to spend on it. We approached it in style but it looked quite vacant of people and cars. We took a chance and the door opened. We asked if we could take in our my companion dog and while they said no at first, they relented (there is some good common sense left in Ireland) and we went in and had a most pleasant interlude with coffee and gateau with a beautiful hearth fire burning in a central space. The view towards Warrenstown College ensured us that some of the old landscape of the once Royal County remained intact. We don’t know if this is another of these “Namatised” demesnes but if you are looking for a place to visit or a game of golf visit Killeen Castle, Dunshaughlin, Co. Meath and support business where possible. This is supposed to be Ireland’s fastest growing Golf Club with full membership at £2,000 (someone tells me it was £20,000) and under 30’s £1,000. There is no joining fee.

We were surprised by the number of apartments built on what was once the Phoenix Park race course and those near Kilmainham. Such lifelessness exists – one can sense the doom and gloom that these casualties of the tiger have created. Surely, Dublin City Council, housing associations, or property funds can buy these often vacant properties and create a low priced rental market which will suit social housing which there must be a demand for by now since the public private partnerships failed for O’Devaney Gardens.

Okay we hear the message entitlements must be cut. We know that those on rental supplements over the past 5 years have had to ask their landlords to make reductions to bring them in line with the amounts social housing is prepared to pay but shortly this market will change and rents will start to rise and it is people in social housing or in receipt of rent supplement who will be the first to suffer. ‘Pricing’ (a previous comment on citizen journalism site) – you know what this is going to be about. We need to think ahead and why not now for 2013 before Bank of Ireland & other banks dictate foreclosures with near to immediate effect to those over leveraged and those in buy-to-lets that who bought into the idea of being a private landlord gaining rental income at a profit (which now is not possible).  Now they have to cope with a vacancy or a reduced rent but worst of all with negative equity.

Happy Christmas : Austerity is too severe. There must be another way. Economic growth is generated through employment and intentional savings in public expenditure ie cutting cloth according to measure

A new wealth awaits.


 by Ex Commie. Sun Dec 23, 2012 18:49

Capitalism always recovers.
Communism is dead.

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Collection of quotations: 2012. Reviewed June 2020: Could there be a ghost dog? Love me Love My Dog Peter Shelley: the song

June 19th 2020:  COVID-19 and all dog pounds are closed down.  Our dear dog Freddie passed away after nearly four years with us.  We loved him dearly but we had Jack Russell for nearly 14 years and today I found this.  Having phoned all pounds and shelters to be told that the demand for dogs has resulted in closures of shelters and a shortage of dogs.  Then entered Ghost Dog as mentioned above Jack Russell.  The woman who brought Jack Russell to us in 2004 somehow got our number and she phoned to say, she remembered us and has a Jack Russell, aged 2 years, who will be arriving on Monday.  I had tried to find her through the Irish Times but could not get through to the dog section.  We are so delighted to have made contact with Barbara and to know we will be homing one of her treasured dogs who is left without a home.


2012 – Some quotations to add to the complexities of life; to empower thinking  and creativity

Meditation XVII, John Donne

No man is an island, entire of itself; every man is a piece of the continent, a part of the main; if a clod be washed away by the sea, Europe is the less, as well as if a promontory were, as well as if a manor of thy friends or of thine own were; any man’s death diminishes me, because I am involved in mankind; and therefore never send to know for whom the bell tolls; it tolls for thee.” – Meditation XVII, John Donne

E.F. Schumacher
‘Any intelligent fool can make things bigger, more complex, more violent.
It takes a touch of genius and a lot of courage to move in the opposite direction’
Tacitus 56-115 AD Roman Empire
‘The more corrupt the State the more numerous the laws’
Chinese Sage Lao-tzu
‘Nothing is more powerful than the emptiness from which men shrink’
Lao-Tao 16th century
‘Kindness in words creates confidence, kindness in thinking causes profoundness.
Kindness in giving creates love.
Hindu Proverb
‘Water is purified by flowing, the human being by going forward’

Kahlil Gibran – The Prophet
‘You give little when you give of your possessions – it is when you give of yourself that you truly give.  For what are your possessions but things you keep and guard for fear you may need them tomorrow?  and what is fear of need but need itself’
Jesse Jackson – US Civil Rights
‘Never look down on anyone unless you are helping them up’
Thomas Merton – Cistercian Monk
‘To perfect the memory, delete the incidentals’

Eduardo Frei – President Chile 1964
‘If we always look outside ourselves for blame that in itself is a form of dependence.
We must look for own blame to find our personality’

Jonathan Swift 1667-1745
‘Satire is sort of glass window wherein beholders do
generally discover everybody’s face but their own

George Bernard Shaw 1856-1950
‘An Irishman’s heart is nothing but his imagination’

Kate Millett: The Politics of Cruelty – teimonage
‘the one who has been there; seen it, knows.  It crosses genres, can be autobiography, reportage, even narrative fiction.  But its basis is factual, fact passionately lived and put into writing by a moral imperative rooted like a flower and carnage with an imperishable optimism, a hope that those who will hear, will care, WILL EVEN TAKE ACTION.

Archbishop Desmond Tutu – South Africa
‘Be nice to the whites, they need you to discover their humanity

Steve Biko 1946-77 South Africa murdered activist
The most potent weapon in the hands of the possessor is the mind of the oppressed’
George Orwell 1903-59 – Telling the Truth
‘During times of universal deceit, telling the truth becomes a revolutionary act’
Jean Paul Sartre, French writer and philosopher
‘When the rich wage war, it is the poor who die’
Anthony de Mello Jesuit priest
‘The sun that gives sight to the eagle blinds the owl.  Stop searching little fish. There isn’t anything to look for.  All you have to do is look’

Jon Sobrino, Salvedorian theologian
The prophet is a person on the street, the person who judges history from the viewpoint of God’
Michael Harrington – Economist
‘If there is a technological advance without a social advance, there is, almost automatically an increase in human misery’

Groucho Marx
‘Look at me – I worked my way up from nothing to a state of extreme poverty’
‘Never waste time thinking about people you don’t like

Mercy nun Zambia

‘Charity is about empowering people ie to make them self reliant’

Helen Keller
‘Although the world is full of suffering, it is also full overcoming suffering’.
Susan Jeffers
‘Oriental man is very light in the head and heavy down in the belly and feels very secure
Western man is light in the belly but very heavy up in the head, so he topples over’

Mother Teresa
‘Lonely and being unwanted is the greatest poverty’
Dale Carnegie
‘Co-operate with the inevitable’

Kabir – Mystical Poet India
I laughed when they told me a fish in water can be thirsty’
‘Its easier to split an atom than prejudice’



‘It is not because things are difficult that we do not dare: it is because we do not dare that they are difficult’

Robert Kennedy Former US President
‘Each time a man stands for an ideal, or acts to improve the lot of others,
or strikes out against injustice, he sends forth a ripple of hope and crossing each other from a million different centres of energy and daring,
those ripples build a current that can sweep down the mightiest of walls of oppression’





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Citizen Journalism Ireland: Published articles on different topics 2011 year. Revised 2020. 10 headings 4,800 words Tranche (D)

No. 1

22nd March, 2011

The Moriarty Report is published; one report in excess of 1900 pages by Michelle Clarke (Corruption) – Dublin Castle : The Scales of Justice


From 1997 to 2011, March 23rd and finally the cupboard of corruption is laid bare and like rats off the sinking ship, too many are now running for cover.

The names have been reported and are now documented with the Judge Moriarty’s (Moriarty Tribunal) findings. What happens next? Are there grounds for the Criminal Assets Bureau to proffer charges to the DPP and seek redress and if so can there be a confiscation of monies gained by illegal methods.

This is the new area of crime called Corporate Crime and what we need now is an approach similar to that in the US where people who engage in such deception, breach of trust, and corruption (e.g. Madoff, executives from Enron, the US) being brought before the criminal courts in Ireland and let there be some plea bargaining to facilitate confiscation of funds gained from illegal transactions to help alleviate our Bail Out status which if the Moriarty report is comprehensive enough will indicate that there are inroads to that theory of ‘follow the money’. We need to get serious about finding out where investments in deposit accounts have flown to.

Now it is time for the people to follow the money. There is a distinct loss in confidence by the ordinary decent person (as distinct from the ODC) who has funds about investing in our banks. Today, the Bank of Ireland is again losing ground because of lack of confidence. The time has come to draw a line and place a stake in the heart of corruption and that time is now. We need to ask how we can restore the confidence in our banking system and get money back from the more secure foreign banks who pay higher interest and give greater security.

Now all we need is the outcome of the Mahon Tribunal. Then the approach to serious government can begin with a new balance sheet albeit it will contain a mighty high value of debt for the diminished Celtic Tiger contingent of gangsters.

The Joe Duffy show today throws light on a report that to many may seem to be pure waffle but its translation to ordinary speak is essential.

To those exiles who form part of a group who call themselves a platform for reform – amazing that you waited until after the election to put out your stall. I hope you have a clean bill of conscience now.

Urgently we need funds in our banks on the Island of Ireland. We need economic growth. We need to support Google Ideas and other start up initiatives. Now is the time to get focused.

Michelle Clarke


No. 2

18th May 2011

Affordable Housing. Making hay while the gloom descends


Austerity is now the Irish agenda. These ‘8 days of Dublin shut down’ are over after President Obama’s fleeting visit and Ireland no matter what links exist is on the road to an IMF agenda of austerity.

The depression is hitting home. Home loan lending is at the lowest ever level i.e. ever recorded. The graph in todays Independent is grim and scary. The first quarter 2011 issued 3,259 mortgages i.e. half the same period last year  and 44,000 less than at the peak of the boom in 2006.

We have ghost estates going nowhere and the sensible approach is to demolish the partially built houses. There are blocks of apartments empty as can be seen if you take a train from Heuston station. We need to know what is vacant? Then we need to know who is living in appalling circumstances in the older estates. People may not wish to leave their existing communities but that doesn’t mean that they should not be encouraged to move to vacant apartment blocks under the auspices of Dublin City Council who in turn can pay off NAMA. This is about housekeeping at government level and humanity.

The fall-off in mortgages, the people in negative equity, the cases before the courts where people cannot pay the debts must be matched to the surplus and the alternatives that are available. The affordable housing scheme has all but fallen apart. Now is the opportunity for people with poor housing conditions and in need of housing to get together and pressurise the Government to provide in line with the social housing initiatives that started in the 1920’s, 1930’s at a time when Governments realised that slum conditions had to be stopped in Ireland. This is a mistake of greedy entrepreneurs but mistakes create opportunities too.

Unesco: Georgian Dublin is renowned in Europe and worldwide and there is an indication that it could gain a UNESCO award. However, the number of vacant houses, the amount of nil/under utilised space, the for sale signs and the to let signs bode badly if we are to seriously seek such an award. We may need a tax break of sorts to encourage people to revitalise this part of the city/cities again. Also we need to know how easily and least expensively these houses can be retrofitted? As it stands people fail to grapple with the rules and regulations of the Irish Georgian Society, in fact they provide a disincentive.

People who need housing need to join together and create a balance sheet and work  to persuade Government to provide the money for the social housing shortfall that is a direct cost of the Celtic Tiger years and the truth here is that there was no consensue to provide the much needed social housing; it was not the priority. It was about when private development is complete and the profit gained, then we will think about social housing.

Austerity can be the grim reaper or who knows!

Michelle Clarke


No 3

20th May 2011

Have we lost our sense of outrage? Contrast 2006 to May 2011: 

We need to revert sometimes to the past but we need not be shackled by it. We need to know suffice to grasp the culture of then and now and how changes can be effected.

The names of Michael McDowell, Bertie Ahern, Brian Cowen, Mary Harney are now those of pensioners aged 50+ (or let us be more correct in receipt of several pensions, payments for speeches/events, and potential to get prime employment positions yet again, or write their autobiographies). These are the privileged. These are the people who rose up the ranks of elitism to become the “Established Classes” within today’s society and all bar one emerged from humble origins. The west of Ireland is good for sayings and one that might apply here goes ‘Castles falling, dung hills rising’ or better still if the money is spent let it be deluged in the Irish economy ‘after a gatherer comes a scatterer’ could bode well.  The new rich abound in politics and moral bankruptcy saturates our country.

We need a united front with the strong theme of social justice. We need the outcome of the Mahon Tribunal urgently to clear up the outstanding issues relating to corruption in political circles involving politicians. We have in fact lost our sense of outrage and we should demand closure of all tribunals. It is not acceptable that we read in the news that because lawyers earn hundreds of thousands of euros and into millions that they are now eligible for pension payments. It is my humble belief that their excessive payments is for the volatile nature of the work they engage in and because a lawyers work does not equate to the benefits of a permanent pensionable job.

The Fair Deal: What is fair about the deal? You work your life through, you take a risk and you buy a house which becomes your home. You pay the mortgage for 25 years so that means you approximately pay three times the cost you paid for the house in interest, take from this the so called tax relief and the fact is you pay a lot for your home. Mary Harney ought to stand in shame for the legislation she is responsible for putting in place. Now if you are old and can no longer live at home – social services can enquire into your asset base and offer you a deal that the State will keep you in return for your home and assets being signed over to the State. What is fair here?

Now this deal is in trouble: Dr. O’Reilly is unsure and needs to research it further. I am sure he does. I think it breaches a persons individual human rights. Now you have to wait for someone to pass on before you become eligible for a place! HIQA – how are you? What kind of health service puts in place legislation that people pay for out of their life savings and yet the insecurity is that they can remain in a bed blocking scenario in our hospitals without options. We need to work towards keeping our elderly in the community and realising that because people are older, they are not non productive. If ever this week we should note that elderly can contribute:

The Queen at 85; Prince Philip at 91 and the stalworth who contributed fully until he became ill a month ago the Late Garret FitzGerald…We need to look to the contributions the older people can continue to make and welcome studies like TILDA so that people can be guaranteed a better quality of life in their elder years.


‘If God has given all people skills and brains to use, we cannot be happy if people at work are simply asked to be less efficient robots’
Bishop David Sheppard


Michelle Clarke

No. 4
Challenge to Journalists in the Broadsheets
Show us the money and where it has gone to?


Ordinary Citizen – a piece well written on Citizen journalsim site.

What we need is more open disclosure similar to the Nordic countries and if that means paying higher taxes that is the route to follow.

Equality in society is an essential source of motivation and research now shows that the greater the bipolarity in society, the greater the inequality. We have two tiers presently in Ireland with the middle class being lambasted as the drive globally is those that have versus those who have not. The belief system seems to be to keep the worker bees so busy doing the mundane chores that they have no time to think about using their income/no wealth to create their tax incentive benefit income and derive (income)/wealth from wealth). Sadly we see the excesses of this with Sean Quinn when a man through years of occupation and wealth gathering can make a mis-TAKE which in effect is nothing other than a gamble and lose all. Yes, we can all watch Bloomberg (if we pay for it) but the contracts for difference need caution and some of our 1st generation entrepreneurs got a little too greedy and were caught. Yes it was CFD’s on Anglo Irish shares predicted as an upward option that ignited the fire. Let us wait and see the outcome now. What will be the next gamble for the Quinn Empire i.e. if they retained their personal wealth as distinct from their companies and assets? Will they use the legal route to regain acclaim, power and position?

The momentum is slow to deal with the so called Golden Circle and Anglo Irish Bank. My humble belief is that ‘insider trading’ must apply to what underlies this major collapse of a Bank that set the competitive advantage for our homegrown AIB and Bank of Ireland.  It comes down to the old equation about abuse of power and anyone is susceptible to that. What is essential though is that the Law of the Land, the media, the journalists are hungry to establish the sense of what is Justice and how it is applied.

Clyde (another contributor) – you lay it right at the feet of the media and journalists in particular and the power of Article 19 and Freedom of expression. Our broad sheets are not making money and yet a certain citizen journalism site hasn’t the profile that is indicative of its archives and open newswire. Journalists in the broad sheets by now should be crediting those of us in citizen journalism and moving forward with their new forensic investigative capabilities. As Clyde states – ‘The shift towards citizen reporting also brings with it new opportunities. But with the now public crowded space given to citizen reporters and social media users, traditional journalists also play an ESSENTIAL ROLE INVESTIGATING WRONGDOING, MAINTAINING CREDIBILITY AND PROVIDING REPORTS THAT SERVE THE PUBLIC GOOD’

Show me the money. The money is somewhere – it just doesn’t disappear. It didn’t in Nazi Germany because lots of it made its way into Swiss bank accounts and some of the other 20 tax havens around the world. The search is still on for this.

Daily the ordinary punter on the street needs to look around, think a little outside the box, listen to what another person might be saying. People who have small businesses are really suffering. They are putting in long hours and cutting back on prices of the stock they are selling, they are cutting down on staff or cutting back on wages and bonuses are no more. People are waiting for the Minister for Justice to bring in legislation to retract on the Upward Only reviews on leases. This is what is killing small businesses.

Xtravision is one of the latest companies to fall into financial problems. They are seeking examinership which will give them 100 days to re-structure. This means the shops are open for 100 days. If you ask them what is the major problem you will find out that if they have 180 shops, as many as 150 landlords have refused to make any concessions on rent. Rent – they may have the excuse that it is legislation that excuses them from reducing the rent but where is their morality? If they fail to be human in their approach to being a landlord with a conscience then surely they ought to suffer from a taxation system that impedes on their ability to generate wealth.Journalists need to investigate more and also take chances to report on wrongdoing.



Michelle Clarke (Herbert)


No. 5

19th May, 2011
Queen Elizabeth II visits Dublin Castle accompanied by Prime Minister David Cameron.  President Obama visit also.


The Monarchy in all its glory has arrived in Ireland and accompanied by the British Prime Minister.

Let Tourism milk this for every cent it is worth. We need to earn billions urgently and we need all the PR to promote our syncronicity with our nearest neighbour to the right and for that matter our other neighbour via the Atlantic on our left. We in Ireland need to keep all routes open. We are a small open economy as they keep telling us and most of our trade and vice versa still moves between England and Ireland. Regarding the US we need to use the infrastructure that is above par, our educated work force and the English language, to ensure no EU member tries to trick us out of our 12.5% corporation tax incentive to multi-nationals.

The benchmark for Ireland pre. Euro was the German mark.  At that time, they determined that interest rates were low while they bordered on to recession and we paid the penalty. This is morally unacceptable.

Let them repay by encouraging their people to holiday in this country of ours. Good to hear about the young blogger named Mueller who is reporting daily on his blog while he travels through the Emerald Isle – so far his reports are that breakfasts are good and he feels Germans would enjoy holidays here.

The website above is excellent but possibly a little ahead of us in the concept of Branding.

Any figures yet to indicate tourists who have targeted Ireland for the 8 day event. Good to see the Portuguese coming to Ireland. After all we are all part of the PIGS and it looks as if we can spend some money also.

Michelle Clarke

Example of how Germany markets its brand of Tourism

The Berlin International Economics Congress:
“An International Conference on the Future of Nation Branding, Tourism, and International Investments in a Globalized World”
(March 9th – 12th 2011, Berlin, Held Parallel to the ITB Berlin and in conjunction with the ICD conferences “Nuestra America” and “The Rise of Africa”)

“The Berlin International Economics Congress 2011” is an international conference taking place over 4 days that will explore the future of Nation Branding, Tourism, and International Investment in a Globalized World. The program will consist of lectures, seminars, workshops, interactive sessions and panel discussions that will feature leading figures from international economics & politics, academia, marketing, advertising, and civil society. Participants of the program will also have the opportunity to experience Berlin through a series of cultural and social activities.

Speakers for the conference include:
• Dr. Alfredo Palacio – Former President of Ecuador; ICD Advisory Board Member
• Baki Irmak – Director of Communications, DWS Investments, (Deutsche Bank Group)
• Amb. Dan Mulhall – Ambassador of Ireland to Germany
• Bendt Bendtsen – Former Danish Deputy Prime Minister, Former Danish Minister of Economic and Business Affairs; ICD Advisory Board Member (tbc)
• Celso Luiz Nunes Amorim – Former Foreign Minister of Brazil
• Dr. Erhard Busek – Former Vice-Chancellor of Austria, Former Minister for Education & Cultural Affairs; (tbc)
• Filippe Savagado- Minister of Culture, Tourism and Communication of Burkina Faso
• Dr. Gerassimos D. Arsenis- Former Minister of Economics of Greece, Former Minister of Education and Former Minister of Defense; (tbc)
• Dr. Gerhard Prätorius – Head of Coordination CSR and Sustainability, Volkswagen AG (tbc)
• Dr. Jacques F. Poos – Former Deputy Prime Minister of Luxembourg, Minister of Foreign Affairs (tbc)
• Sir James R. Mancham – Former President of the Republic of Seychelles; ICD Advisory Board Member
• Janez Jansa – Former Prime Minister of Slovenia; president of the Slovenian Democratic Party
• Joy Wheeler- Ambassador of Jamaica to Germany
• Kalonzo Musyoka – Vice President of Kenya
• Kazenambo Kazenambo – Minister of Youth and Sports of Namibia (tbc)
• Kintto Lucas Lopez – Deputy Foreign Minister of Ecuador
• MONIE R. Captan – Former Foreign Minister of Liberia; President of Liberian Chamber of Commerce
• Dr. Miomir Žužul – Former Foreign Minister of Croatia; President of Dubrovnik International University; ICD Advisory Board Member
• Dr. Rick van der Ploeg – Professor of Economics, Oxford University; Former State Minister of Education, Culture and Science of the Netherlands; ICD Advisory Board Member (tbc)
• Dr. Solomon Isaac Passy – Former Foreign Minister of Bulgaria; ICD Advisory Board Member
• Dr. Vasile Puşcaş – Former Romanian Minister for European Affairs;
• Zeine Ould Zeidane – Former Prime Minister of Mauritania (tbc)



No. 6

21st July, 2011

A martyr to the Cause.
When do we face up to those who abuse the vulnerable?


When do we stand up and say ‘We Take Responsibility’. Crimes are still being committed against children, vulnerable people and there is an endorsement of Abuse of Power at every level in society. Moral bankruptcy is the true crisis faced by the people of Ireland today. Markets comprise the news but markets will survive and as they say markets have no memories but our children have. Just look at the desolation that has been caused to people in the Magdalen Laundries, the abuse by members of the Church, and worst of all the recidivism that led to more young men within the last number of years, being prey to the hands of an abuser within the auspices of a local school in Gweedore, Co. Donegal.

They say people knew? Of course people knew but did they care or the question is Do we Really Care?

Do we look to our Gardai? Do we look to Parents? Do we look to Children or more importantly do we listen to them? Do we pay heed to those who are vulnerable and crying out for help and possibly engaging in behaviours that make them even more vulnerable? Who is really listening? Who wants Change?

Mr. Donal McAteer from Poland. Thank you for your letter in today’s Irish Times.

Mr. Pearse Doherty, Sinn Fein. Thank you for your honesty today about Mr. Ferry and your lucky escape along with your friends on that camping trip.

Mr. McAteer – I quote as follows:

‘Growing up in Gweedore in the 1980’s, I came in contact with Michael Ferry, as many young people did. He was involved in youth clubs, he went on official school tours, he ran a school tuck shop and became a school caretaker.….
It was widely known among children that he was “Dodgy” and plying children with drink.  There must have been doubts about him in the minds of adults to’

This was the 1980’s. He went on to be charged for abuse and then released back into the community and back to the school where he could use his grooming skills to smoother emotionally/psychologically/socially more young vulnerable children.

Mr. McAteer. I agree if this had been a person shoplifting the heavy hand of the Gardai would have fallen with the greatest of ease and the man would have been charged.

But abuse… what makes us so slow to take it by the throat and deal with it. Where is the Shame?

Michelle Clarke
No. 7

14th September, 2011


This article ( is relevant possibly even more so when one considers Vincent Browne’s article about Suicide in today’s Irish Times.

Yet another suicide convention has been held, and yes the numbers of suicides have reduced slightly this year, but I am gravely shocked and annoyed to hear that the Minister for Health Dr. James Reilly (formerly connected with St. Ita’s Portrane i.e. mental hospital/asylum) dedicated only 10 minutes to Suicide out of the half hour slot and then left the conference early. This is shameful and indicates that he too must look upon this as the Cinderella of Professions for the Cinderella’s of society afflicted with neuropsychiatric diagnoses.

I wonder have any readers of Indymedia watched the two part series ‘Behind the Wall’s’. It takes courage to do so but if you have I plead with people to remove the stigma, include people who are vulnerable in our communities, and to be watchful of those who may need additional support every so often to battle through in this life.

Michelle Clarke (Patch (if only) Adams)



No. 8

19th September, 2011

Martin McGuinness decides to run for President of Ireland

IRA Statement: Hope and Vision for Peace and a United Ireland

What a wet miserable day. The rain is constantly pouring down and the memories of winter prevail. This is about the weather.

7 years on from the Belfast Agreement, today the IRA have made a statement. Within lies hope and a future. Today, 28th July 2005, is a historic event. Let the people of Ireland now take up the cudgel and enact the will of the people.

Let the people realise and enlighten their children of the significance of Freedom.

Today former IRA prisoner Senan Walsh who spent 18 years in prison made the statement on behalf of Oglaigh na hEireann. This was a unilateral statement with Oglaigh na hEireann itself, without discussion with the British Government, Irish Government, Unionists and others.  Mr. Gerry Adams, Sinn Fein, speaks of a ‘defining point in a search for peace with Justice’. Let us savour these words.

Let us remember the people who died during the Northern Ireland troubles. Also, irrespective of ‘beliefs’, let us recall those people who engaged in Hunger Protest strikes in the 1980’s, their passion for Freedom cannot be denied.

I hear the word ‘photos’ mentioned as the weapons are decomissioned. It would be a sad day that the verification by the Catholic and Protestant clergy men would not be acceptable to the people of Ireland. Do we really want to diminish further the value and significance of the Oath; of Truth. ‘My word is my bond’ is core to contract with stockbrokers.

Let us accept the ‘Bona Fides’ of the IRA over the next few months.

Criminality and the over emphasis by the media is but a ‘bauble’. We can all make criticisms, judgments etc. but the truth is do we really have a meaning we can endorse.  The shame, as far as I can see, is the over emphasis on something that realistically must be regarded as a component part of mercantile life.

Ireland particularly needs to review its own political culture since 1921 and thereby realise the reality in pushing an newly emerging economy onto the world market. People had to take chances and risks; the desire and passion was about a United Ireland.

Let us think of the moral aspect of history and realise that Morality and judgment are subject to ethical ups and downs.

We need to regard our history; we gained money from a variety of obscure sources e.g. Bonds in the US, funding of a National Newspaper, the building of hospitals programmes, houses, infrastructure, tax incentives. to name but a few. We need also recall that the Revenue have been the beneficiaries of over 2 billion euros since the 1980’s…..funds mainly hidden so no tax would be paid!!!!!!

I say Let us give Peace a Chance…….

Michelle Clarke
Quotation Amelia Earhart
‘Adventure is worthwhile in itself’



No. 9

14th October, 2011

4 centuries later and thinking of Jonathan Swift and
still we need visionaries, writers



Technology is the new dimension but people who are interested in social justice are out there; those who consistently wrote on this Indymedia site going back to 2002 and yet were bullied by others and placed in ‘Hidden Articles List’. Some writings though made it through the wall of prejudice and by chance while googling this site this and others appeared. In the light of the Presidential Campaign, it should be interesting to take the view of those who appear to have followed the potential of the Peace Process back in those days of early 2000; those heady days of Developers/Politicians/Professionals/Tribunals who were too self obsessed and money driven to pay heed to a new dimension in the formation of a United Ireland.

We await 2016: This site also mentions the paper Daily Ireland which covered this period but sadly financially could not continue in the business of publication. We should not forget its intervention and impact on the Process also.

Occupy Wall Street is but 3 weeks old. They say it is a metaphor. The people their values are transcending two dimensional politics and creating a network of views but the theme is Anti-Corruption/anti the God like salaries/bonuses paid to bankers who do nothing other than take risks like professional gamblers. It is these gamblers that need to start taking account for the loss of core moral, ethical values that are essential within a society.

Let us start to rebuild Ireland. The President plays a role in this country; maybe it is time yet again to have a President who has fought and fought realistically and literally for Peace on this Island and who has transcended prejudice.  (Reference to Martin McGuinness running in presidential race).

William Blake 1757-1827
To see a world in a grain of a sand
And a heaven in a wild flower
Hold infinity in the palm of your hand
and Eternity in an hour


No. 10

December 2011

Discretion, Perception, Understanding – Dogs as companions

Beagle, a companion canine friend

Economic growth is what they tell us they want. They say shops are paying inordinate rents and as for rates they are prohibitive and legislation change is needed to stop the upward only clause.

But what about the simple things in life?

What about a little understanding and tolerance?

Last week’s Sunday Times featured the story about one homeless drug addict man and a @bobcat (twitter) cat who became his friend, guardian, mentor. This ginger cat is now featured in a book and both are to be found signing books (paw prints) at bookshops such as Waterstones.

What is so lovely is that the Cat and his friend can go to cafes and are welcome. You see, the English and the Europeans have a healthy reaction and love for their animals.

Alas Ireland falls behind on this. There is no creativity. A little discretion should allow people who enjoy gathering at coffee shops bring their dogs along too. Stop hiding behind rules and regulations that are so often cited and God alone knows if they even exist. A person who is blind, the dog illustrates the fact but what about the person with mental illness – this is the silent condition but the dog is most probably equally essential to their participation in society.

Be friendly, Be kind. Be creative.

Mexico have paved the way of invention for those who bark so much about Poop. They collect it and in return you get wi-fi energy!

Beagle Baggot Street Upper Village in support of his canine friend!

Michelle Clarke
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Freddie, our beloved dog died before “his time”.

14th June 2020

Freddie passed away

Freddie arrived a spirited yet a harshly neglected young dog just over three years ago.  Our dear Jack Russell, Jack, had passed away but it was old age but still the tears fell relentlessly at our loss.  Freddie came from Dogs in Distress so we knew that his life had not been an easy one.  He was a Jack Russell but as it turned out there most definitely was a mixture of Staff, Hound and Russell.  The back feet were out of proportion with the rest of his body but we loved him and in his funny way he learned to trust us and as we now know today he put aside the fact that he was dying to try and remain there for us.  My selfish denial made me look each day for whatever was positive to convince myself that he was on the path to recovery.  But I was so wrong and the tears flow from my eyes tonight at his resilience and will to survive and my pure selfishness and refusal to see what Kevin had been telling me for weeks “The dog is dying”.

Three years is such a short period of time to have a dog but in my long life these three years presented some very serious challenges.  Freddie has seen me through each of these challenges and now yet again I  am alone, without a canine companion.  First it was breast cancer; then it was the sudden death of my mother while I was going through chemotherapy and then these last few horrific months of COVID-19 and it was revolving around the routine of Freddie which was so predictable that I could hold on, like a child on a merry go round – if you don’t hold on, you fall.  They say that people who have experienced mental health problems in their lives, contrary to what you would expect, have in fact a better resilience to cope with this severe pandemic COVID-19 and therefore are better survivors than others.  All I know is Freddie helped me stay on track and I am broken hearted.  Three years and three of the most significant events one could have and now Freddie has passed on too.  I thought I would never cry again, I thought life has made me so hard and bitter that there would be no tears.  I cried so much in my life especially as a child and into my thirties that I found life hard and tended to avoid situations that would cause me sadness and that was hard because in my head there were all those fears of loss – my mum, my dog, KT who thankfully remains with me.

Freddie and routine.  He had his morning walk with KT.  The other day there was a problem.  He was at the top step of the stairs and all of a sudden he fell the 7 steps and when I tried to lift him he whelped but I waited and stoic as always he rose to the occasion and we went for our walk down Wellington Road.  I was upset about the fall and we resolved that he was no longer well enough for walking up the stairs and that the lift was to be used instead.  This morning Kevin had taken Freddie out, as always for the first walk, and then at about 11 a.m. it was my turn, I finished washing the dishes and as he hadn’t left the bed I waited – a wait that was a mistake because he either fell off the bed or jumped and he being such a clean dog wet the carpet.  Then I should have known but that dreadful state called denial made me coax him to the lift which he did not want to get into so I then brought him back towards the stairs in the hope that he would prefer same.  Then it was back to the lift.  He stumbled a lot as I walked him from the carpark to the main gate but I kept on going thinking his legs would get stronger, not really understanding, why they appeared so weak.

He released his bowels and then he lay down on the grass.  A neighbour, Karen, noticed me and came over.  I think she could see there was a genuine problem and offered to call Kevin.  I assured her all was okay but it wasn’t.  Freddie was dying.  I lifted him and I brought him home.  Kevin again told me “he was dying”; he phoned the vet and Sally did the driving.

Freddie had spent much time visiting the vet.  An ill-treated animal and it is my humble belief the same applies to children (and we need to especially be alert to the experiences of the little children and their interpretation of what COVID-19 is), if they have a certain temperament become prone to many illnesses years before they should.  From day 1, Freddies health problems ratcheted up the scale.  First it was his intestines and he could only eat a certain set prescription nuts; then it was his heart so he was on heart tablets, then he developed bronchitis and shortness of breath which meant he was prescribed more drugs which were steroids and codeine.  He really didn’t have a chance but we kept giving him the tablets and especially the codeine which he absolutely hated and at any chance he would just cough it up and spit it out.  No doubt the codeine was keeping him alive.  I only hope that by my selfish choice of giving him the drugs I  did not make him suffer.  I recall a long time ago a friend telling me that dogs have so much empathy that when they know their owner does not want them to die, they do everything to ensure that they live as long as they can, even if they are suffereing.  The moral being that the owner should understand this and let the dog die.

The vet said he would not suffer any more.  I believe in dignity in death for dogs but for humans too.  I hope Freddie knows we did not desert him in those final hours before he passed away, having left him at the vets.

Goodbye Freddie.  You arrived three years ago, a young dog, but with hardships stamped in your heart.  You left as my granddaddy dog – because cruel people damaged your chances.  Please please people stop the puppy farms and raise the standards that animals are not treated with cruelty.


“There is a sacredness in tears.  They are not the mark of weakness, but of power.  The speak more eloquently than ten thousand tongues.   They are the messengers of overwhelming grief, of deep contrition, and the unspeakable love”.  Washington Irvine.

There is a sacredness in tears. They are not the mark of weakness, but of power. They speak more eloquently than ten thousand tongues. They are the messengers of overwhelming grief, of deep contrition, and of unspeakable love.

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5 minutes: Plague to America from Europe killed 90% of population: Why?

Eric Feigl-Ding

Americapox? why was there only plagues that European conquistadors brought to the New World and wiped out 90% of all Native Americans, but no reverse plague (e.g. hypothetical ‘Americapox’) that natives transmitted to the European settlers? Watch this:
Americapox: The Missing Plague
Why didn’t the Europeans get sick when they made contact with the American Indians?  Part 2: Special Thanks: Brian…

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Citizen Journalism Ireland: Published articles on different topics 2011 year. Revised 2020. 10 headings 5,450 words Tranche (C)

No. 1

1st April, 2011

The moan and groan society

Keep the Home Fires Burning

Opus:  Moan moan moan blame blame blame. What does it say? Maybe you are born with little motivation or incentive or for that matter a sense of hope. Give me a little Pollyanna please.

Ireland is in crisis – some say the worst crisis since the foundation of the State. The EU-IMF are really angry with us and we are being punished for a recklessness so much so that we must pay the price dearly for our great Celtic Tiger extravagances. The fact is we are bankrupt as a nation state and we cannot meet these debts (and let us say/euros100 bn). What are we the people of the Island of Ireland going to do about this? After all you can rest assured that those who made the millions are gone into exile and provided they invested wisely, which they no doubt did, they have the choice not to return and this applies to their families also.

Wipe the slate clean i.e. apart from the 100 bn euros debt.

Have we any family silver left?

We have our agricultural land which is ours … we have our forestry provided it is not sold off as part of State assets. We have our seas but let us recall that EU has covered the option up to our shores. Have we gold? Some prospectors say yes. Have we silver and while we are talking about it what else have we got? We need a little World War 2 hindsight to ferret out resources that we have. We have infra-structure and yes we have the Luas. While we are at it we must say thank you to the EU for all the NDP funds over the last number of decades since we joined the EU in 1973.

This site started about a Berlin Conference and tourism. Jerry Blake – you jump on the band wagon about nepotism. Tough sh.t. Action, Performance, Creativity, Connectivity, Interaction is the CV that creates the action. Now is a time for action. Are you saying that because someone has a connection with somebody on a state board and knows the person is capable of doing the job that because of the connection that person should be overlooked. Well I say Grow Up. Move with the Times.

Tourism can become our bread and butter, as can agriculture become our source of food and drink (alcohol and otherwise) potential. Baileys at one time brought massive funds to Guinness nearly one tenth of its world profit – why can we not regain this footing? Instead we see Bailey’s slashed in price. Marketing where are you? We need you? This is about reviving some potential within Ireland Inc. Where is that Bailey’s and Ice cocktail?

Stress Test and the banks. People are not stupid … we only have to search into our hearts to dig up case histories of what recession/depressions can do to people, to families and societies. Negative Equity has always existed. Take the UK 1988 when you bought an apartment for £90,000 and within 6 months it was worth £140,000 – what a feel good factor? Then out of the blue interest rates start rising, not once a year but every few weeks and all of sudden your repayments are no longer 700 per months but are 1200 per month. Back then you had trackers also, and endowment insurance type. Outcome; then for lots of people is the same as now. One job is lost, then a second job is lost and all of a sudden you are adding an extra £1200 and increasing to your capital loan amount and yes you have personal crisis, if not disaster. There is a financial cost and a massive social cost. We know this has happened. We know people who have told their story time and time again and we have not listened. Now we need to listen and find some alternatives.

Tourism must work. We may be wrecked due to the Celtic Tiger onslaught but we are not in a scorched earth scenario. We are not Tripoli. We have options. Our people are our best resource. Let us think our way out of the problem as distinct from dwelling on the Past. 2016 is about 100 years since the Proclamation. Surely this is about a value versus cost asset


Michelle Clarke
3rd April, 2011
Equality Justice and Law Reform – Please deal with the Prostitution issue

Jenny : I am most impressed with your article and again it is time for people in Dublin take action on the streets and via the net to demand justice.

Kerb crawling is not acceptable. I once knew a woman in the 1980’s who took such offence to kerb crawlers outside the offices at Fitzwilliam Square that she used her car to ‘shame them’ away.

I live in Dublin 4 and walk ‘a little bit drunkenly particularly at night’ due to head injury. Let me tell you the kerb crawlers exist here.

What concerns me about your area is its proximity to the Phoenix Park. Several years ago I was asked to read a book by a sociologist on Rent boys, it was harrowing. I would suggest that Govt Departments who engage in research for Ministers in this area are aware of the content. Evidently, the Irish politicians continue to file it under denial category.

At all costs children must be protected. You mention Drumcondra and Castleknock, personally I believe kerb crawlers exist everywhere and children are susceptible no matter what location; but some are more susceptible than others.

Minister McDowell must be asked to review this issue. As you say Prostitution is the oldest profession in the world and the economics of supply and demand says there is need.

Public Health intervention is critical. Singapore albeit you say (towards Fascist in approach) at least deal with the issue. We need to register brothels. We need to protect women who are prostitutes, to monitor the HIV possibilities.

I lived in Zimbabwe in the early 1990’s and I worked with two nuns who set up one of the first centres in Harare for women and their children with HIV – it was so sad, they had little or no future just people who cared to give them ‘dignity in death’.

In Ireland, our ignorance and denial is astonishing. The documentation, the books of self-revelation life stories exist, the daily news…….yet the denial says don’t hear a childs hidden messages…….a vulnerable person’s near silent plight.

Kerb crawling leaves anyone vulnerable and susceptible. We need to take action. If someone has an addiction to sex and has the money to pay for their need………contain it in an environment suitable……..not venture into a random choice based on kerb crawling……..

An aside comment by my little niece of five recently filled in the line about houses in the Castleknock area, ‘with prostitutes dressed up as lawyers’. Who want’s to spoil the innocence of any child for the mentality of a leery kerb crawler?

It is wakey wakey time for people. The women stood up in the inner city to the drugs in the 1980’s; women again made a stand over pensions via the media several months ago and the relevant Govt. Department had to retreat………..

The ‘Profession circulates money’ but then the denial creates deviance that need not necessarily happen.

Let us open our eyes to the fact that Dublin was the sex capital of Europe i.e. the Monto only over one century ago.

The time has come register brotherl, the ‘Yellow Card’ with thumb print and photo like Singapore.

Michelle always selects a quote from New International book of quotations – Great Women

You hold the Power – Aretha Franklin 1942 (US Singer)

‘Cause a rose is still a rose
Baby, girl, you’re still a flower
He can’t lead you and then take you
Make you and then break you
Baby girl, You hold the power’


No. 3

5th April 2011
Why not a Book of Commemoration at the Mansion House or somewhere South of the Border? There is a book in Omagh and quite rightly so.
A chance meeting with the Lord Mayor of Dublin


Opus’ –  your views are valid but let us have some hope please.

Walking down Dawson Street yesterday and watching all the taxi cabs waiting for customers – too many and a product of de-regulation in extreme. Passing by the Mansion House, the thought came into mind about the young PSNI policeman who died because a bomb was detonated under his car outside his home. A young man, a Catholic who chose to enter the PSNI, a member of the GAA and most of all an Irish man. A further thought came to mind and that was to ask if the Mansion House had a Book of Condolence for Ronan Kerr, for his family, his friends and fellow officers.

By sheer chance I was introduced to the Lord Mayor Mr. Breen. No: the decision is No Book of Condolence. Why not?

Opus you rightly refer to pomp and glory of the sovereignty that are invited to our shores (and include the entourage for Princess Grace of Monaco’s son and partner). Perhaps it would be more appropriate for the Queen of England to visit after the 2016 commemorations but if we have any regard for the fragile Peace Process surely we in Dublin City must have a Book of Condolence for this brave young Irish man.

Somebody has written about the revival of villages and tourism. If you look up the Lord Mayor of Dublin site this is already an idea that has gained sponsorship and enthusiasm…

Michelle Clarke


No. 4

21st April, 2011

Shame and the Shameless – Part III Angela Kerins in this weeks Phoenix

Liam Flannery is right to highlight this outrageous alleged payment of public finances to those working for people with disabilities.

The country is awash with charities and no transparency, ethics, accountability. The web has distinct advantages but not when it acts as a motivator to pay donations and exploit people and their needs at the same time. Think of a vulnerability category e.g. suicide and there are now a host of websites and you will note on each of them the prominence of the word ‘donation’ and details. What about humanity and contact with no cost? Where is value in this society i.e. meaning the value that is not related to financial costing.

Is there a “Charity” gravy train in motion on this Island of Ireland? Perhaps we have learned same from our EU masters?

Our world today is facing massive social and political upheaval. Aid is destined to places like Libya, to Nigeria, to the Ivory Coast not forgetting Haiti and even Japan. There is an international community relating to this aid: in our case, the EU external aid budget that amounts to euros 12 billion p.a. euros.

You might find it interesting to note that a UK think tank have found that the EU’s aid budget suffers from ‘poor accountability, un-necessary bureaucracy, and most critically, less than half the money spent actually goes to the world’s poorest people’.

What this is saying to people is that we need to question more; we should not be not afraid to ask for value for money exercises and seek transparency and accountability at each tier of the charity chain? Ireland can benefit from this UK research and also can question the efficiency of the EU and its auspices to ensure we are receiving a fair deal for what we contribute to this fund for external aid.

We are in a tight space now economically, socially, politically and we need to get VALUE FOR MONEY FOR OUR AID SPENDING both in the context of EU external aid and most particularly on the home front. Corruption is insideous and we must stamp it out for a more equal society.

Michelle Clarke


No. 5

21st April, 2011


He told Judge Hugh O’Donnell: “From this day forwards I am no longer practicing as a solicitor”.



We need people like Mr. Martin Coen LLB in this country. Appointments to the Judiciary by a Government in power must be tainted. Now is the time to speak out about such a system that openly and blatantly discriminates. Well done to the Irish Independent and the Irish citizen journalism site for publishing on this matter.

Corruption, we know is rife but little reference has been made via media sources to the Judiciary and corruption. The absence of media coverage begs the question why?

Ireland is a country that faces Easter quite rightly on its knees. The people need to take a stand and seek moral re-alignment in both their conscience and in their actions so that we can address by outspokeness against those who have behaved, acted and financially benefited in an improper and often illegal way. Easter and the symbolic nature ought to invoke a rebirth in attitudes.

Example of an injustice: People must speak out. Today a father of two went to a local post office to get his Dole. He was refused. The person behind the counter with no sense of morality just said the owner said money cannot be paid today. It would be paid next Tuesday. People in the queue added to the man’s plea and by making a stand this attrocity of power of the owner was stopped in its tracks. Is this what privatisation of post offices is really about? Who brought in these silent changes?

Where is the empathy, the compassion, the respect, the due diligence of Social Welfare for a person in receipt of the Dole, a person who may have had no meal for the last two days because his dole money is inadequate to support his wife and children? Shame on us. If this man had not made a stand, he could have been bullied into not receiving what is due to him and being left without funds for the Easter weekend.

Michelle Clarke
No. 6

23rd April 2011

Reflections of a Judge

by James – Legal profession (retired)


‘It was de Valera personally who offered my uncle the circuit court judgeship and I believe at first he refused, saying, “you had higher positions in your gift and passed me over”. He was given a time limit in which to decide and, principally on the advice – the wise advice – of his wife, he accepted’

What has changed? This offer was at the time when the Irish Free State was formed and at a time when certain alterations occurred in the Free State legal administration. Basically, what happened is that the British system of law was retained, but there were two most important administrative changes made. First: lay magistrates were completely abolished and District Justices were appointed. These were qualified lawyers who received a salary i.e. equivalent in ways to the stipendiary magistrates appointed in England. Magistrates at that time were known as ‘THE GREAT UNPAID’ and needless to say proved to be most unpopular in Ireland. These magistrates were mainly selected from the “Ascendancy class” – the same that provided the grand juries which needless to say were likewise abolished. Second: the Irish legal system established a completely new jurisdiction called the Circuit Courts, each presided over by a Judge.

The expected position that this man was promised was AG but de Valera thought differently and appointed him as the first man in opposition representing FF in the 1928 Senate and later de Valera invited him to be a Circuit Court Judge.

It disturbs and pleases me to read these postings.

Silence invokes a false security that states our Legal System is not above ‘scandal’. Part of its integrity is that we as people and citizens of Ireland grasp and understand the judiciary are part of the Separation of Powers and the constitution. If there is a rot in the in the legal administration then let those who know speak out truthfully and with stoicism.

One final point and comment: What is the greatest function of a Judge?  It is surely to deal with crime in an unbiased way.

Do we stand up to scrutiny is the question?

Michelle Clarke
No. 7
30th April 2011
By chance saw most informative article by Leo Varadkar
in the Daily Mail yesterday about the Cliffs of Moher
could be made one of  the
  New 7 Wonders of the World possibility.
All you have to do is vote as follows:
…. if you get a chance it is worth a vote.
Fear, apathy, media negativity but there is a part called take responsibility and seek a rainbow of opportunities.

Yes we need to heed the point that the minimum wage applies to the masses but somewhere I read that it is the 1% that are responsible for 25% taxes paid on average to government coffers.

The tribunals in their day have resulted in funds in excess of a 1 billion euros being collected from people willing to shaft their fellow taxpayers and more importantly citizens and no doubt more funds will come from similar sources in the years to come.

However what can we do to shake up our citizens to formulating a vision that will create policies that will favour a more equitable society. We have the “Bail-Out” even though we are unsure as yet as to whether it costs the Irish taxpayer 85 billion / 100 billion euros or even double that. As yet it may be that we the Irish will have to default and if this is the only way forward then we will be writing off debt and becoming a bad debt to the balance sheets of those senior debtors who took the risk in the first place and provided loans to our Treasury.

This is not the first time we have hit serious economic and political crisis since the foundation of the State and more importantly it will not be the last. The circle dictates the psychology and psychology tells us about the peaks and the troughs within the human being and human beings comprise our society.

Cash is King at present. However, the hoarding of cash due to fear is causing the economy to stagnate. This week the news informed us of the ‘plight’ of a man admitted to Accident and Emergency and when examined – his body was wrapped with wads of euro cash totaling over 60,000 euros…this is fear in the raw sense that creates a paranoia and fear to trust. There are people out there afraid to deposit money in banks. Why because for nearly three years now the news is bad and the time is coming when the 2008 granted guarantee may be canceled and the banks are free to party again and who knows we could face another financial crisis? We need the banks to start marketing again. We need them to retrieve the capital flows that left the country over the past 3 years.

What do you do with the Cash? You can stuff it in the mattress, you can buy Gold or Silver, you can take a chance and buy some shares or for that matter you can go a stage further and buy Bitcoin. But there will always be some people who just keep hard cash in a hidden place. The problem with this is that we deflate the economy, we add to the crises in small to medium businesses because nobody buys anything, we facilitate unemployment to those who are mainly represented by the unions which in turn creates unrest via strikes in our public services.

We need a little insight: we need to encourage people to start re-investing in our own banks not (foreign banks), we need to get people spending cash in the economy in small ways i.e. like having coffee with a friends in a local cafe, having a pint with a friend in your local pub, buying Irish products where at all possible. Brown coinage – why not collect it and then make the point of re-circulating same in the cash pool – you can pass it on to charities in your local supermarket, or change it in the bank. Take taxis rather than park in expensive car-parks in town. Then there is the old Punt. It is said that there is a couple of hundred million still to be presented to Central Bank!! Who has it?

Income tax is one source of revenue but another is where the wealth generates tax and we need to balance in our minds eye who generates most and work from there before we engage in militancy.  Holidays people still are travelling the world over but why not support Ireland Inc.  Northern Ireland has so much to offer visitors from the Republic and vice versa.  Break down barriers in communication and explore what the Island of Ireland has to offer.

Michelle Clarke


No. 8

11th, May 2011


Pension levy…the vulnerable…the impact


Pensions are to be docked for the next 4 years to raise the near 2 billion euros to fund the back to work schemes. Hard going on the pensioners who worked hard trying to gather enough savings together to provide for their old age. Is it fair? What is the compound value of this penalty to those people who presently contribute to private pension schemes over their life times? Again is this fair? There must be another way to enforce austerity versus a present day levy on people who only want to provide for their old age.

Add to this the scenario from the last Government.   Please correct me if I have it wrong. What happens if you are elderly and are admitted to hospital and then into a care home? The state have access to deduct costs from what could be your home if you recover or your Estate if you die? Do we know about this in a knowledgeable sort of way?

Pension funds and equities. The banks used to be the Blue Chips i.e. safe bets for those who wished to take a risk and invest. However, we all now know the reality. The two main Irish banks are now 20 cents approx versis 20 euros + in the days of the Celtic Tiger. Many people have suffered harsh losses. Many pension funds are depleted and today we hear that those who manage the funds of wards of courts have also perished from the blight of the financial markets. Does this mean if say a child was awarded say 1 million due complications at birth that the Wards of Courts who administer this money and invest it are now left with substantially less?

There must be another way of making adjustments to the losses on our overall Balance Sheet going forward.

Today, two people well known to us all i.e. if we watch Vincent Browne TV3, Constantin Gurdgiev and Declan Ganley, have identified a niche in the financial markets and for Ireland this has serious challenges. St. Columbanus, I think is the name. Its aim is to provide access to the Switzerland market for investments. It is a tall order to Irish people who have money in deposit accounts etc (and in the light of the fact that the guarantee period for renewal is imminent). In the absence of any sound reasons to continue investing in Ireland, those of us who didn’t contribute to the massive capital outflows that besieged Ireland are now to be easily enticed to move onwards through a well thought out vehicle and we can be investors in Switzerland. Ireland needs to wake up and start re-structuring their banks and ensuring people who have money are keen to remain in Ireland Inc. with their investments.

Michelle Clarke who signed off on this as Bothered and Bewildered


No. 9

3rd May, 2011

World Press Freedom Day; Ssafeguarding Free Speech and Democracy



What has happened especially to the readers of our newspapers on the Island of Ireland?

We hear that O’Reilly the Independent newspaper earns in excess of 1 million euros p.a., and yes the newspapers today are spun on the US coup d’etat and Osama Bin Laden but what about May 3rd being set aside as the day for World Press Freedom and the safeguarding of free speech and democracy. May 3rd surely is worth mentioning in the light of this extreme paradox of events on this day especially.

Show me the money or follow the money are about the root causes and impact of corruption. Transparency International press release today makes excellent reading. It challenges its readers to review what corruption means and emphasizes how it ‘ruins lives’ and urges people to ‘Fight Back’. Here is the challenge for the sinking abyss of the Irish economy. We are aware that the Europeans and the IMF have valued us at rock bottom economically but we must have some investigative journalists out there who can find answers to where the capital flows took flight to back in 2007 (the CAB, fraud squad, the DPP etc. appear to need some assistance).

We know that recently as in the last few months 16.5 billion euros approximately left the Bank of Ireland as more people became less certain of being sufficiently nationalistic to keep their monies in our economy. We know that at the time of the Guarantee 2008, Anglo Irish had funds in excess of 100 billion euros. Where did these Euros go to? Logically we know that those who had shares in Anglo saw their holdings devalued to nothing but what about those who had funds in excess of the 100,000 euros guarantee cover – their euros are not devalued, diminished – but they may be overseas in safe havens.

The Financial Times today (front page) is reporting that Billions of Sterling pounds held in Swiss Bank accounts are now to be subject to UK tax at 50%. So what about Ireland? Have we made similar changes to the powers of the Revenue in Ireland so that we can access details as to who holds accounts in Switzerland and then charge them tax and note at a higher rate? Maybe our neighbour would negotiate on our part for a similar concession from the Swiss bankers?

Article 19 : Universal Declaration of Human Rights states that:

 “Everyone has the right to freedom of opinion and expression; this right includes freedom to hold opinions without interference
and to seek receive and impart information through any media and regardless of frontiers’

Media is essential to maintain a system of Governance as reported by Transparency International today May 3rd 2011.  For Citizen Journalism contributors this may be of significant interest: TI makes specific reference to Citizen Journalism and Social Media. This is about an interaction between the media and civil society groups with the objective of being a watchdog and working for the Public Good. The theme of this day is about 21st century media. Interestingly, it states:

‘The shift towards citizen reporting also brings with it new opportunities. But with the now public crowded space given to citizen reporters and social media users, traditional journalists also play an ESSENTIAL ROLE INVESTIGATING WRONGDOING, MAINTAINING CREDIBILITY AND PROVIDING REPORTS THAT SERVE THE PUBLIC GOOD’

Keep up the good work ‘citizen journalists’ and those in the social media as a source of grassroots citizen journalism but as for the newspapers, Ireland could do with more of the philosophy of investigative journalism with particular emphasis relating to the Public Good.

Michelle Clarke
No. 10
12th May 2011
Show us the money…how can we create money?

TV3 Vincent Browne and four different panelists with different consensus as to what we Ireland Inc. as distinct from the Ireland of Ireland, owe? The fact is: Austerity is now in the driving seat and the passengers can either attempt to take the wheel, or become proactive or just sit around bleeting about how bad things are and that there is no hope and that it is far worse than the 1980’s or for that matter far worse than the 1950’s when so many had yet again to emigrate. At this stage we might as well add in the 1930’s when we owed the Annuities to the former Colonial Master but decided to renege and take their rebuff of tarriffs/subsidies on the chin. This was known as the Economic War and to this day there are die hards who still blame De Valera and his team for the poverty from the 1930’s and into the 1950’s.

The point is markets are supposed to have no memory, they tend not be predictable; the unforeseen must be factored in, and then lets add some philosophy and add in the touch and power of mysteries. As an example in the 1980’s – Ireland produced the ‘moving holy statutes’ and today who knows if it was real or not but they sure gathered attention in the media and for that matter in the lives of many people. This time we have the arrival of President Bush, Prime Minister David Cameron and no less Queen Elizabeth. Who would ever have envisaged this in the hideous 1980’s of dire unemployment, high debt and no economic growth. At least, we are in a position now to be the proper Host Country to such prestigious guests. There has to be a spin off in Tourism and for all the people interested in such pageants there will be a creative burst of genius and who knows some ideas that might kickstart the economy. Todays radio spoke of a man who was made redundant from the motor industry…he did some thinking and he came up with a brilliant idea. Spokes repairs, yes he saw the potential of the bicycle market and he is back in a business that has ever increasing demand.

People (and include our diaspora) are the grassroots of an economy. Conversation spurs on initiative, sharing, opportunities. Personally, I believe that the loss of our traditional pubs has had a negative impact. The time is here for pubs to attract back their old customers and blend in with the new and younger people. Twitter, the internet create the linkages but what the pubs need to do is to build on this and encourage people to regain ground and our old pub culture. Instead of cards – why not access twitter and chat on topics and try and create ideas. For the pubs to work it is time for the drinks companies like Diageo to reduce price. Our towns; our villages, our communities within our cities are dying. Do we want to follow the same route as the English pub with non owners and just managers appointed by the breweries and half hearted menus? We need to kick start the traditional form of Irish pub so that people once more communicate with each other in person as distinct from virtual. The virtual is great but it does not make up for human contact.

Coffee shops are great but in Ireland apart from say Bewleys in Grafton Street, or Starbucks at the Canal, again there is a lack of centredness/heart. We are not Europe with its history of cafe bars. We are Ireland so let companies like Diageo re-focus and with the Government compliance to actually reduce their tax take, create a pub scene again. Companies like Tesco use Ireland as well as contribute to it. However profit is their purpose and our corporation tax together with other incentives make Ireland an above average infrastructure to be used by corporates. This means off licence is big bucks to them and again this takes from the pub and people drink at home and more than likely more than is good for their health. If you have people back taking a drink in pubs you create business for taxis, hotels, etc. This idea of brown change – why not make a concerted effort to recycle it via tips rather than hord it in piggy banks.

Met a friend at the Bagel today. We had a good chat about everything and then we started discussing TV3 Vincent Browne last night….we both agreed that there is a definite need for some creative thinking as to how cope with the debt. We agreed that the banks are in dire need for restructuring and we added drastically. Tony suggested a novel idea. He had heard that as many as 40 million people actually hold Irish passports? I was shocked. Even if it only was 20 million. His idea is simple but far fairer than the levy of 0.8% on pensions. He suggested a 5 euro charge at each renewal. We now need to start think about the power of one to make a change… Now there is a sound idea from a person with years of experience in business.

Monetarist Policy: Mr Durkan ESRI on Vincent Browne last night – we may just need the ECB to create funds.

The Germans: what has happened to the German who had the novel idea to record his travels, including his breakfasts, on his blog as he travels around Ireland… this is tapping a market surely?

Michelle Clarke


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Citizen Journalism Ireland: Published articles on different topics 2011 year. Revised 2020. 10 headings 6,725 words Tranche (B)

No. 1

6th February 2011

Corporate Crime:  3 year jail term for banker in the UK.  The Crime:  Insider Dealing.  Another person is extradited having been sentenced 2 years and an order Stg£640,000 in confiscation
Fair dues to Enda Kenny when he recently took a question from the floor about Cloud Computing. Basically, data management has moved beyond thepiece of hardware in situ i.e. the lap-top – mobile, at home, on holiday, in the office.  Drumm, former CEO Anglo Irish Bank, is in the US seeking to be declared bankrupt; his manipulation of position and choice, while we in Ireland are left on the outside track re. access to information that we are entitled to and yet deprived of. (the Purcell Report).


Nikhil Kumar, wrote an interesting article in the Independent (UK) paper during the week – ‘banker gets record three-year jail term for insider dealing’.  In the past, we in Ireland have had problems with Insider Trading breaches,  but the fact is the Irish Stock Exchange is really only a sub-station to the UK FTSE and preparing the case is more difficult for us to establish and prove.  However, the law in the UK is carving a path for us in Ireland and hopefully the likes of Anglo Irish Bank and Irish Nationwide personnel will be ‘burnt’ for their  breaches of the law i.e. once our Regulators, Fraud Squad, CAB and DPP can put together sufficient evidence.

Reported 3rd February 2011: ‘A former City banker, his wife and a friend have been sentenced in a £2.15 m insider trading scheme uncovered by the FSA’. Now here is a scenario that hopefully will prepare the way to seek out the pathways of money patterns through the global financial system. This is one of a number of successes by the Financial Services Authority in the UK. Similarities exist, I would suggest, to some cases pending or even with the DPP and other regulatory forces in Ireland presently.

The three people, in the case cited, pleaded guilty to 8 counts of insider trading in a number of listed shares between the years 2000-2008. Interestingly, the ‘insider dealing’ only came to the fore after Mr. Sa’aid made suspicious share purchases in advance of the Highway Insurance takeover in 2008.  Investigation yielded details of his trading records and the FSA noticed other suspicious trades connected to as many as 21 deal announcements. In fact, the FSA trawled through large amounts of data, including a floppy disk found in Mr. Littlewood’s garden shed which showed how the profits of the deal were divided…

Coincidence or whatever, investigators spotted that Mr. Littlewood, a Shore Capital banker on the Highway deal, used to work at the German firm. The inquiry progressed: ‘The FSA took a closer look at movements of money between Mr. Sa’aid and an individual names Siew Yoon Lew (Mrs Littlewood). This link proved crucial and yielded to the unravelling of patterns that established insider trading.

We need to take heart that ultimately corporate crime by bankers and others, maybe even Auditors, will appear before the courts and some redress and compensation will be granted. What is interesting about this case viz a viz Mr. Drumm is that Mr. Sa’aid was extradited from the Comoros Islands in March 2010, he pleaded guilty to the charge, was sentenced to two years in prison AND ORDERED TO PAY £640,000 IN CONFISCATION. Do we in Ireland have in place this legislation?

‘Watch out for the fellow who talks about putting things in order!
Putting things in order always means getting other people under your control’
Denis Diderot (1713-84) French Philosopher.


No. 2

14th February 2011


‘Delay NEGOTIATE, Default’ route surely

A thought perhaps and then maybe some questions.Yesterday, the Sunday Times has a brief article about the ‘Hunt’ for Mubarak’s millions.  I thought this is quick, he is just deposed or so we are led to believe.  But money markets act fast and in the UK the Senior Fraud Squad (yes the same SFO that operated in the North of Ireland) and which is similar in operation to our Criminal Assets Bureau, have acted.

The SFO or so the report goes has launched its hunt for millions of pounds of cash and assets ‘believed to have been secretly stashed in Britain by Hosni-Mubarak, the deposed Egyptian president, and his family.’  Meantime, last Friday, Switzerland became the first country to freeze assets ….. those that they believe belong to Mubarak and his regime.  Sovereignty no longer applies to this dictator and his assets are up for grab…and hopefully return in some format to the people of Egypt.

The next surprise is the amount of his family fortune is estimated at £1.5 billion or 1.8 billion euros.  It is held to be in British and Swiss Bank accounts and tied up in property in Britain, New York and Los Angeles.

Where are the CAB in Ireland re. solicitors like Lynn, bankers like Drumm, and developers, and also negligent politicians?  Yes  too many to name and their tracking network so difficult to find as to where the money actually is invested?  How is it that a country like Egypt has a leader for 30 years and his ‘takings’ are only 1.8 billion euros when Ireland appears to be in debt for over 100 billion euros.  The accounting is proving bizarre to say the least.  It makes one think of pawn brokers, ‘Jewish debt collectors’ in the hard times of the early State and the penal rates of interests that applied to people who were so impoverished that they were forced to pay the money lender huge interest on money lent.

Yes:  Enda Kenny.  Well done for not side stepping any more than necessary and meeting Angela Merkel.  We need more transparency.  Noughts are appearing without justification.  It is similar to taking out a car loan in the 1980’s for say three years at a fixed interest rate.  Then you get a job promotion and you have a bonus and you go to pay off for your car.  You go to the bank and you are told no….you are signed in and you pay right up to the last payment….no negotiation allowed.  This can be changed by people power.

The Sunday Times again:  another consideration worth thinking about.

‘Anglo is on brink of the Quinn deal’.  The question is that investment bankers are in the business of creating opportunities for investors willing to take risks and invest funds and particularly insurance companies.

It announces a joint venture between Anglo Irish Bank and Liberty Mutual (the large American insurer)….This is a significant move and surely a positive one for both Quinn and Anglo and by consequences re. values its debt downwards?

Margaret Mead (1901-1978) US antropologist,
‘Never doubt that a small group of thoughtful committed citizens can change the world.  Indeed it’s the only thing that ever has’



No. 3

17th February, 2011


Pessimism will not persude the IMF-EU:  Ireland and Tourism motivation is key


Back to regeneration and vision.

Yesterday Tourism Ireland launched their plans for St. Patrick’s Day. The targets are the UK, Europe and USA. What about China and Japan? The Japanese have lost out to the Chinese as world leaders in productivity, financial and economic success. The Japanese faltered in a place that we the Irish could do likewise. The people were frightened by the 1980’s recession and they stopped spending i.e. the people who lived and worked in the economy and (no doubt relating to the fears compounded by the World Wars) started to save money. The outcome now in Japan is that people save and there is so much money invested in accounts that yield no interest return or loans for new business ventures or homes, holidays etc. OK this sounds simplistic but it a fabric to work on.

We in Ireland need to ask where did the 111 BILLION euros that was in Anglo Irish Bank and similar amounts in other financial institutions in 2008 go to. We know some people were very quick to get their money out of Ireland but other people moved more slowly and some remain. Before the bank is no more…let us tap into where the money went and re-direct it out into the community and small businesses. There has to be a way. There is a law in the UK of confiscation so why cannot it not apply here? Politicians stop the squabbling and start focusing on what really happened in banks like Anglo Irish yes insider trading and look to similar outcomes in court cases in the UK, US and France and learn.

Meantime re. Tourism. Yes….we need the brand (I stand corrected as the concept is already in motion) but we also need to start kicking into play with the right hemisphere of our brain and becoming creative and lateral thought functioning. We need to make sure that when tourists arrive in Ireland that it is not the stale Celtic Tiger culture we are promoting and that we have tapped into something new and enlightening. Vision is required amidst this time of political assassination of characters who deserve nothing other than conclusion of the Mahon Tribunal and whatever outcome it produces.

Baggot Street Village Upper. Let us form a virtual community that can be replicated. Look to what you can see before you and start applying the power of one and the impact of any one person to contribute to forming a community. Let us ask the Irish Architectural Foundation to contribute their ideas. There is a rather unique and splendid architecture in the area.

News on the street is about rents. Businesses are suffering under the pressure of excessive rents and Landlords who are just too greedy to reduce the rents. It is not fair. It impacts on the community. Coffee shops, print shops, hairdressers are all vital contributors yet if they are put out of business all we will have is hideous vacant premises and an emptiness that does the opposite of promoting our country.

Grafton Street: Let us take heed and follow the example promptly. Two retailers have succeeded in getting a 53% reduction THROUGH THE COURTS (and we know how expensive this is). However they were not bound by leases that apply upward only rent reviews. Dublin City traders are starting to take things into their own hands and rightly so. Places should consolidate into groupings e.g. Baggot Street Upper Village and discussion should lead to similar impact via a court settlement and drive rents substantially down to promote business.

Rents and their reduction is vital. It has happened in relation to housing/apartments and rents that were circa 1,000 per month are now about 800 euros. The outcome of this is that the State could reduce the rent allowance. This puts in play the power of negotiation.

Businesses need to heed who their landlords are: If it is a case that a property, as many are, has been in the hands of a family for say several generations then it is only equitable for such landlords to reduce the rents with a clause of reversion when markets change.

Albert Camus (1930-1960) French Writer
‘The only conception of freedom I can have is that of the prisoner or the individual in the midst of the State.  The only thing I know is freedom of thought and action’



No. 4

16th February, 2011

Yes. Cities are so very important. Georgian Dublin is being foresaken and we need to revitalise it urgently. The politicians are canvassing, the time is now to petition them. They talk about retro-fitting but what about re-generating inner city lifestyles. As regards the ghost estates in far away places… demolition is possibly the best route and provide alternative accommodation for those who have been caught in ‘negative equity’…

The article (Citizen journalism site) below adds another dimension:

Nation Branding and Tourism
Motivation about Income Sources for the Island of Ireland 

You may be skeptical about nation branding in the context of branding 
and globalisation but at least the Germans appear to be focused on the 
importance of Tourism which sadly we appear to have lost sight of in 

Okay the terminology nation branding is cold but the idea of structuring 
an identity as a people, a nation, a country is surely sensible at this 
point in time when we are now labelled a 'bankrupt state' and what this 
conjures up is the picture of nothing other than a despotic nation and a 
pretty useless people.

Thankfully we are not yet so and there are jewels in our crown which if 
people focus on, identify them, value them, endorse them - there is hope 
for the Irish nation to buy themselves out of this hideous economic and 
financial crisis that reckless banks and certain personnel have caused.

Already in the UK there are signs of improvement. The Bankers are 
seeking and receiving their bonuses again which means they must be 
identifying markets that will yield profits and in turn dividends. We 
must realise that we are linked to the hip of capitalism and our banking 
is part of the globalised conundrum.

Back to our balance sheet: What can we do? Well, let us leave aside 
branding the term Tourism or relying on the word 'culture'. What about 
re-inventing the concept of communities and in our cities re-creating 
communities and working on more interconnectedness using the computer as 
a tool that helps us partially communicate with people, but importantly 
that it does not replace people power and communication.

An idea: Take areas like Rathmines, Ranelagh, Baggot Street. A Local 
freebie paper refer to Ranelagh Village and this has the feeling of 
same. Rathmines which once was known as a village is now just open ended 
without any sense of history. Then you have Baggot Street, it too has 
lost its sense of identity. To create a community we ought to focus on 
an area as an experiement and see how we can create a new community 
using all the potential therein:

We now approach 2016 and let us not forget that much of Irish history 
started over the centuries in Dublin 4. The time has come to exploit 
this while people still live in the area and have first hand 
experience....we need to tap this before it is confined to boxes in 
archives. Genealogy and tourism has great potential. The Americans, the 
English, the Scottish, many people have connections and so much is 
possible now to revive, review and maybe even learn

I would suggest Baggot Street as a model. I would start by referring to 
it as Baggot Street Upper Village and would then add in all the strands 
that relate to it from the canal via Mespil Road, to the hospital that 
once was a place of renown to the Irish Architectural Foundation and 
what it wants to do to revive Georgian Dublin.

No. 5
23rd February 2011

Reply to Opus D:  Ireland Inc – what assets have we to work with going forward?

Community reactivation locally and countrywide on the Island of Ireland

Enjoyed your cynical but realistic view. To the contrary we need a fragment or fragments of the “Pollyanna” optimism to make us opportunistic enough to regain some growth in our economy from the factors that add to economic growth and ultimately to a distribution of resources to ensure a fairer society. The economic hiccup, the depression, the default, the scorching of the bondholders, the election ahead of time – all these comprise the boulders that could sink this Island of Ireland.I hear what you are saying … your comments about our wrecked system of hospitality tourism that is both industrialised and commodified which has lost its sense of direction. This in itself creates one advantage at election time for the like of you and me who enjoy narrative and writing…yes, we can inject motivation into others who can in turn challenge the politicians to make changes in line with those written about in books like ‘The Spirit Level’. Now more than ever, after such economic, social and political flux – not alone on the Island of Ireland but overseas, we can look to the balance sheet of FF reign and state the assets versus the liabilities and make an assessment. We then must seek a ‘truth’ as you referred to and apply the lens and become the iniatiators of a fairer and more equal society.

You speak of industrialised hospitality. What does this exactly mean? The cut to the minimum wage is unacceptable but then we must realise that this is an outcome of being on the verge of bankruptcy and being forced to make a deal to get funds to keep Ireland Inc. literally FLOATING. Services are vital but as history tells us those who provide same always put in excessive hours, doing menial work for exceptionally low wages. Europe driven by France and Germany in particular want services to remain low wage sectors and Ireland is out of synch with their goals. People in Ireland need to express that they place a higher value on services than their European counterparts mainly for one good reason… we were Colonial servants for 800 years.

Industrialisation – maybe you are referring to Ireland and Tourism being discussed as a Brand of Tourism. Well up and coming shortly is the recognition of Dublin as the City of Literature (Unesco nomination) or take this week – passing by the Royal College of Physicians on Kildare Street there is a banner ‘National Employment Week’. Further revelations reveal that a conference was scheduled for the Monday with a conference given by Careers and Trinity College. Yes, you may be right because the strange thing about this is that there is no mention in the newspaper about same, nor more interestingly at the FAS office in Baggot Street Upper Village (as I like to call it) or anywhere of signficance for that matter. Yet, people must be attending and people from abroad also. What linkage is this information on?  In a way it is about tourism – that of the ‘intellectual kind’ perhaps.

Ireland has become two tier. Leo Varadkar recently spoke about ill-health and poverty…my grasp is that if you suffer from ill-health on a long-term basis you can nearly be assured that ultimately (without winning the lotto) you have drawn the short straw and you will be far removed from wealth…in fact you will be relying on wealth to be benevolent to give to charities for the causes that apply to you to give you a basic life. We need to address this and in order to do this we need to examine the pros and the cons of the outgoing FF government and take what is good and add to this initiative, education, equality of opportunity, consensus, we need to look to what will make a better society in this Island of Ireland and it is only we the people who can effect change with the assistance and diligence of our Politicians.

My last point is that the time has come to demand the outcome of the Mahon Tribunals and seek the closure of all with reports. We need to know that those who breached the law are dealt with efficiently and effectively. This has happened in countries like Iceland, Britain, France, Germany, America. This is important from the point of you of re-branding the Ireland now referred to as a corrupt state in favour of an Ireland that can lead the way in the Eurozone because it is capable of Reform and Rehabilitation. Again it is quite incredible to realise that Mubarrat from Egypt only a few weeks ago, is deposed and already the Senior Fraud Office in the UK are seeking out his assets in England while in Switzerland his accounts are frozen. Surely, we must be able to ring fence those who played such a significant role in the banking crisis causing banking debt that now has become known as our sovereign debt….

Michelle Clarke

June 2020:  Twitter John Finucane MP recommended Chris Hedges.  I often listen to him;  you may be interested in this recent link


No. 6

28th February, 2011

‘Stretching to new limits ‘One’s mind, once stretched by a new idea, never regains its original dimensions’ Oliver Wendell Holmes (1809-1894) US writer. We need dimensions……

Rent Allowance – Keep Town’s Tidy works


There the idea of reviving a village culture in Dublin city particular is a strong contender.

Living near the canal – what could be better than reviving the Baggot Street Village Upper mode of thought to action. Ruairi Quinn, Oisin and other family members may be able to put us back on the map again. A sense of community is vital and match this to the history of the area and there is real potential.

For the young population who are doing their Leaving Certificate this year, let there be some lateral thought and rather than rote learn the poetry of say Patrick Kavanagh, or William Butler Yeats, hire out a bicycle and geographically pace their movements in areas around Raglan Road, Elgin Road, Waterloo Road, Clyde Road, Baggot Street Upper Village (the pubs they frequented), Fitzwillam Square, Merrion Square. Try creating a geographic map (similar to the creative thinking methods of Tony Buzan). Parsons used to be the hang-out in Baggot Street for writers, politicians, artists, historians in the decades gone by. The big market type book shops are being phased out by market forces and there is a revival now in the small, people centred book shop again i.e. in England and the US so ultimately the same applies in Ireland. People say that the new machines will take the place of books but not necessarily…access to books may differ but the costs are less buying books in print and then there is the power of the second hand book.

2016 is the centenary of the 1916 Rising and back in power is either FG solo (!) or Fine-Gael/Labour or Fine Gael/United Left/ or what about Sinn Fein?  We will know in a few days and then the race to the commemoration is in place. Ironically, it is Sinn Fein who must seal its identity and strategically Adams made his most embracing chess move…now it is for the people of Ireland to create the history of a Centenary by determining what the Island of Ireland represents in terms of republicanism and democracy and how it works? Thankfully the Good Friday Agreement is a chess move made so now we need to capitalise on this significant achievement in favour of Peace on the Island of Ireland.

Rent Allowance is the topic. This may have side tracked the topic but the idea is to go back to our cities and re-create the environment that produces opportunities for growth, interaction, re-generation. This is not about de-mobbing our suburbs but it is putting forward the serious challenge to put in place the concept of market factors and the supply demand theory. Some hard decisions are required now. The developers houses that are but half built mansions with no real opportunity of being sold should be ‘knocked to the ground’. It happened after 1916 and again in the 1950’s, it can happen now. The ‘ghost estates’ ought to have a demolition outcome where those that have no hope of being sold and are nothing other than hazardous to the residents living there. Also housing estates like Moyross where dereliction is embedded in terraces must stop. The psychological impact on the community is immense with boarded up houses and graffito can only weaken morale. This need not happen if there is proper oversight and enforcement.

Mean time…..we must note that Green representation has been wiped out…but let us not wipe out the whole value of what ‘Green’ is meant to be. It has been suggested to review the Irish Architectural Foundation site about the Georgian Squares and houses of our inner city. We are looking now to preserve this history. Previously we sold many postcards and photos of the famous Georgian doorways. IAF informs us that Unesco are looking promotion our Georgian architecture. The Green’s spoke readily of retro-fit and tax incentives. However, they never seem to have mentioned about our inner city Georgian houses. Why? These are marketable for a diverse number of reasons including major infra-structure advantages. The idea is good surely. We do not want these houses to become the slums of our city as has happened in other capitals like London, Paris…the time is now to stop this and revitalise our cities with people, people who own houses, people who rent houses, people who rent out houses (given FF govt. policy to get people rather than Dublin Corporation, co. councils to be responsible for social housing). Let the suburbanites review their life culture.

There is a house (4,500 sq ft) for sale in Ely place (Irish Independent). Basement is a business rental so therefore a serious rent potential. It is valued a approx. 2 million euros but given the market will sell for considerably less and taking account that at the peak of the market, the value would have been about 5 million euros, this could introduce a new dimension approach to family living.  The 4,000 sq. house with some clever retro-fitting (given as a tax break, with solar panels on the roof for heating and water), could promote a business in the basement, a ground floor apartment at ground level going upwards. Just imagine if those parents who complain of their children not leaving the family home were lateral enough to think ahead…considered a proposition of reducing their living space and providing apartments for say dependent older children under the one roof but with independence. This is all about ‘Diversity in Unity’ John Hume)…this would impact on banks and mortgages in a practical sort of way.

Richard Bruton said that means testing involved as many as 1500 offices in Ireland. There is no need for this. Reform is on the way so let it be efficient and effective. Social housing is a must in society but too often people and their needs fall between stools and degradation is the outcome. If the landlord is to be the State or an individual who gains a tax incentive to encourage him/her to spend their capital providing a house for rent, let there be proper controls in place to ensure a proper standard of housing for whoever is the tenant…we want equitable distribution of assets. Transparency, Ethics, Accountability are the buzz words of this new adventure for a country that is on the brink of bankruptcy.

Michelle Clarke


No. 7

2nd March, 2011



Reply to Opus D.  We all have a vested interest in finding a source of income for Ireland Inc

No. I have not got a vested interest. I am just a right brainer hoping against a stark reality that we don’t have to experience a depression that makes our small country the servant yet again. We have only just removed ourselves from the shackles of serfdom and are once again on the brink of savage IMF-EU group corrective pratices.

The Guardian today talks about the Police in the UK and cuts to pay…this is what lies ahead for us in the Republic but not at our own dictat but that of the IMF-EU team and we are the one’s who will be the example of how to achieve fiscal rectitude for the remainder of the PIGS (Portugal Italy Greece Spain) in Europe. If this is to be the case, let the people understand what the debt really entails and at least take the lead as to how we agree to tackle the debt and how we repay it? Then and then alone if there is to be a default … our politicians, consultants and ultimately the people of Ireland who voted in so many independents this time around, have some level of input and most importantly comprehension.

We approach 2016 and our forefathers of mythology to revolution and the Proclamation await our Contribution. We can sit on the fence and blame but this only reflects our own dependency culture … a culture based on self pity, blame and negativity. We are now part of Europe and we need to be aware of the mindset of our new masters…Yes Opus I think I get your point about the diaspora but let us extend the meaning a little further. We the Irish benefitted significantly always from the diaspora… you see at the time of the Famine and thereafter these people who survived an arduous ship journey to America or the UK, sent money home; in the 1950’s again they sent money home and again in the 1980’s they brought tourists home as they were able to travel home more frequently with Ryanair competitive pricing flights.

What are we going to do now. We need to start thinking, acting and taking on a new mindset related to creativity?

Olli rehn visited this country … a dour man from Finland. Yet Finland has been where we are …. it has turned the corner as it appears so as Iceland (only considering whether or not it will join the EU). The Irish Times had a neat little piece about how the Finnish have focused on education since the 1980’s. Unlike Ireland they have moved up the league while we have moved significantly down. Like Tourism an educated people is part of the portfolio we need to be marketing and why not start with the plain people of Ireland at grassroots level and calling on our diaspora to visit and connect. Did you see the programme about the history of Ireland and the very special perspective of Fergal Keane recently. This is a source of great inspiration I would suggest both on the grounds of education and the potential for Tourism.

Opus: You are right talking about blame sounds like the war cry of management but that does not mean we cannot oust said management mentalities in favour of a more equitable and motivated type of people. Again the Spirit Level books argues a good point that the more equal the society the better.

The sun shines today…and we are not Tripoli….Annie Basset is trying to be a diamond in those dark mines in Africa…those mines that exploit people. We in Ireland have the power to make a change and move forward from the position we have been dumped in by the Banks and their reckless approach to making more money for themselves….and their cohorts.

Patrick Honohan, Central Bank – last night: One point…things are very bad but we can contribute to the EU-IMF conundrum. We have something we can sell, it is argument, assets i.e. our territorial waters which are under utilised and explored, and ability to rise up and be counted – we afterall have negotiated the Peace Process.

Michelle Clarke


No. 8

March 22nd, 2011

The Moriarty Report is published; one report in excess of 1900 pages


From 1997 to 2011, March 23rd and finally the cupboard of corruption is laid bare and like rats off the sinking shiap, too many are now running for cover.

The names have been reported and are now documented with the Judge Moriarty’s (Moriarty Tribunal) findings. What happens next? Are there grounds for the Criminal Assets Bureau to proffer charges to the DPP and seek redress and if so can there be a confiscation of monies gained by illegal methods?

This is the new area of crime called “Corporate Crime” and what we need now is an approach similar to that in the US where people who engage in such deception, breach of trust, and corruption (e.g. Madoff, executives from Enron, the US) being brought before the criminal courts in Ireland and let there be some plea bargaining to facilitate confiscation of funds gained from illegal transactions to help alleviate our Bail Out status which if the Moriarty report is comprehensive enough will indicate that there are inroads to that theory of ‘follow the money’. We need to get serious about finding out where investments in deposit accounts have flown to.

Now it is time for the people to follow the money. There is a distinct loss in confidence by the ordinary decent person (as distinct from the ODC – ordinary decent criminal) who has funds about investing in our banks. Today, the Bank of Ireland is again losing ground because of lack of confidence. The time has come to draw a line and place a stake in the heart of corruption and that time is now. We need to ask how we can restore the confidence in our banking system and get money again from the more secure foreign banks who pay higher interest and give greater security.

Now all we need is the outcome of the Mahon Tribunal. Then the approach to serious government can begin with a new balance sheet albeit it will contain a mighty high value of debt for the diminished Celtic Tiger contingent of gangsters.

To those exiles who form part of a group who call themselves a platform for reform – amazing that you waited until after the election to put out your stall. I hope you have a clean bill of conscience now.

Urgently we need funds in our banks on the Island of Ireland. We need economic growth. We need to support Google Ideas and other start up initiatives. Now is the time to get focused.


Michelle Clarke
No. 9
23rd March, 2011
Grassroots media and comments on Tourism
Berlin conference link worth a view
Reply to Opus.

Opus – you sure are not in marketing? Sad really as there is potential and hard experience in the content of your responses.

We are not Japan? We are not Tripoli? We are about to be host country to three Very Important People on the global scale of events: The Queen, the President of the US and most likely the Pope. Does this bode well or we relying too much on Celebrity? Now here is something to consider and the impact of same to the Island of the Ireland.

Did you access the Berlin Conference site outlining its global context on tourism. Note all the influential names yet we don’t seem to be making a serious contribution. Could it be that we are too negative in Ireland? The ambassador Mr. Mulhall is our representation at the event but who does he report to and how inspirational is the content and promise?

People who study the markets and investments report that in the initial days after a tragedy has happened as in Japan, the world markets take the hit, but then after 100 days a kind of empathy forms in the mindsets of people and markets and people begin to look towards investments. Now this is a pendulum effect for you and those of you with your views on tourism to seriously engage with.

Another important point to consider is that ‘markets do not have memories’. If this is so and I suspect it is so then the blame culture that has consumed our state funded media is just about pure futility and stifling potential and the growth of talent at every level.

The Mastiff for 150 million euros is worth noting (i.e. China). The Labradoodle because that is the dog President Obama family have chosen for their term in the White House.  We have our new Taoiseach Mr. Enda Kenny with his photo front page of the Phoenix magazine with an assistance dog – both in absolute awe of each other These photo opportunities with dogs connotes a feeling of empathy and empathy is just what is needed in these harsh times with too many people losing their jobs. The Queen well we all know her choice of dogs – the corgis and many of them.

Why the dogs? well tourism is about welcoming people to our shores and from other parts of the Island. We are not animal friendly. We hide behind petty legislation yet animals don’t face these barriers in the US, Europe or UK. It is such a joy to see George the Beagle sitting patiently in the local Hairdressing salon with his toys, and the attention and of course creating local employment.

Michelle Clarke



Not in the trade at all…just looking for some initiative

author by Afghan Alley – Tourismpublication dateTue Mar 22, 2011 16:55Report this post to the                   editors

We need to rake in some serious funds. Ireland Inc is in receivership pending bankruptcy charges at the hands of the IMF-EU group. We can sit and bleet and moan and say we have ‘been dare’ but what can we do to rebuild our battered Nation State and restore it to a credible identity.

pay attention back there, AA by opus diablos – the regressive hypocrite partyWed Mar 23, 2011 16:44Report this post to                     the editors

We just spent twenty years raking in some serious funds. They all got raked out again by the same usurers as lent us the easy credit, and are now stashed offshore along with the brown envelopes of those who sold us this program first time round.

Its a long-running, wide-ranging scam on such a mega-scale most people are unwilling to believe its anything other than paranoid conspiracy. But a little research will show its been played from Chile to Indonesia, repeatedly. The program needs changing, read your Larkin again. He was not a tourist product, he was a shrewd observer from ground level. But then, you probably think we should exhibit Connolly’s bandages and set up a coin-op turnstile.


No. 10

29th March, 2011

Private landlords nominated as social housing suppliers


Let’s get honest, if at all possible.

The tax breaks i.e. section 23 etc. were not purely for the advantage of speculators. FF had motivation. They wanted to divest the public housing stock to general public ownerships saving money on government side and placing the onus on the private landlord.

All have been burnt with the 2008 recession.

We have been hit at the level by lack of supply and downward valuation/negative equity so all we have show for market economics is a supply demand pendulum effect and a sad outcome of people without housing supply who are in need of it. Then you need to add to this those who are in negative equity and the banks who have them in the courts facing eviction charges.

We need some serious cost benefit analysis in social housing.There is a severe shortage of accommodation for people on the housing list.  We need to make provision via the housing associations for our vulnerable people including people released from mental hospitals into the community.

Liveline – Joe duffy (now) today is talking about rent allowances. The Department of Social Welfare and Protection may at last wake up to the amount of scamming that has gone on regarding rent allowances. Earlier postings highlight specific plight on both sides, the landlord who doesn’t receive the allowance when it is paid to the tenant and the landlord who chooses to be prejudiced against people who receive rent allowance.  (Let us also take account of the poor standard of accommodation provided by some landlords).

Parameters have changed for government and Joan Burton has the enormous task of assessing this rental allowance market and ensuring the supply/demand equation is operated in an equitable way. This has not been the case. There is scope for Govt. to make money by proper enforcement and at the same time ensure people have adequate living standards without exceptional financial pressure. This is a must. Negative equity has occurred in other countries and no research I suggest details the human cost of loss of job, negative equity, high mortgage payments, interest added to capital. There is a huge social cost e.g. ill-health of a permanent nature, divorce, poverty, children and loss of family connections and so on.

The system must work in an equitable way. We need a vision and a sense of trust and the tax benefit driven FF stand of the last 14 years has created a monster that needs dismantling.

Rachman (this man in the 1960’s saw a market in the Georgian houses in an area in London and out of it he created slums adjacent to a central London location). We had slums like this before and at a huge human cost factor. We do not want to re-create this do we? Retrofitting was the buzz word of the Greens – well we need to look at our housing stock and re-assess our priorities.

published Indymedia Ireland search rent allowance for other comments


Wings to soar
‘The person who has no imagination has no wings’
Muhammed Ali/Cassius Clay (1942)  US Boxer

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