Citizen Journalism Ireland: selection of emails to Government and related. (August to December 2013) by Michelle Clarke

Piggy Back time for Ireland Inc:  Try Billionaire’s Row, San Francisco

Thursday 1st August 2013 19:24:53 +0100
From:  Michelle Clarke

To:Alan Shatter , alex.white@oireachtas.ie, Averil Power , director@architecturefoundation.ie, joan.burton@oireachtas.ie , jsaunders@shineonline.ie, kieran.wallace@kpmg.ie, Kieran Loughran , patricia.gilheaney@mhcirl.ie, Bill Martin et al



Thursday 1st August 2013
What can be done to make it thrive again?
Background: quoted from previous posting.

‘The coffee shops in our little Village space are on their knees. Cutbacks of those little luxuries once served are now stripped to the bare bones yet the landlords/owners are demanding exorbitant rents. Rumour has it that the Bagel is gone and so is the person who operated the Baggot Street Upper premises. (Over the weekend re-opened, repainted and new management). Here every day for years, his staff loyal, his customers too but his franchise failed to negotiate on his behalf to get the rent down. It is said that the rent for the small space he had was 50,000 euros pa. It can’t work as a business plan. Who owns these properties? Why can’t the Department of Justice intervene and create equity in these harrowing times for small businesses. What if the Landlord is ultimately NAMA and they are imposing these unjust, inequitable rents on businesses?’ How do we generate small business entrepreneurship?:

Jonathan Swift in the 16th century spoke of ‘giving vision to the visionless’.

Baggotonia is stifled because the foreboding Royal City of Dublin Hospital, a place of eminent medical renown, stands bedraggled, unpainted, windows dirty, with the minimal services that primary health care manages to provide. A cost benefit analysis should be done immediately because this is a blatant waste of public resources and potential to drive this economy forward in the area of Baggotonia. Why? This area may no longer be known as home to as many billionaires as during the Celtic Tiger days but a lot of the old wealth survives and the houses for sale are still in the millions and are selling.

Vision:- We need some. Eaton Manufacturing have bought into the IBM offices on Pembroke Road, Dublin 4, so we await them eagerly to once again have people spending on the ‘street’, in the restaurants, the coffee houses, the pubs, the shops. Yesterday, another new business enters where Xtra-vision (it is said their rent was 140,000 euros per year) was forced to exit. Nobody could possibly have guessed the service to be marketed: the banks at one time used to provide the services holding property deeds, jewellery, files but now Sentinel Vaults have spotted the opportunity and are tapping the market in the key area of Dublin 4. Now people store digital data in these boxes. Welcome to St Martin’s House – which is reported to have been bought by German company.

Royal City of Dublin hospital. The news is that one of the eight primary care centres is to be placed at the Haddington Road side of the hospital. What are the plans for the hospital? A medical museum was suggested; but nobody has the necessary commitment to make things happen and without impetus Baggotonia is submerged by economic doom and gloom. Now they say there are 440,000+ unemployed so there is a reduction. Can we sustain this? We need to bolster locations with potential resources and create markets. We have Google in Dublin 2 with its head office for Europe in Ireland. We have the financial services in the IFSC http://www.ifsc.ie/; we have the universities – why can we not create something like what happened on Billionaires Row in San Francisco in Baggotonia.

Bloomberg Businessweek Technology sector – we in Ireland can learn so much by “piggy-backing”/”leap-frogging” on the capacity and experience of others. The private equity firms like Blackstone, Kennedy Wilson are already honed in but we need to regain our self-belief and dignity and we need to enter back into the markets. There are people who hold considerable wealth in Ireland and we need to inspire them with ideas that they forget hoarding their money in Switzerland and such tax havens or in cash in our near State owned banks for near no return and engage them with the potential of our young people and risk-takers.

Let’s engage with the narrative around the start-ups on San Francisco’s Billionaire’s Row. Three years ago, something extraordinary happened on Billionaires Row. Somebody decided to put a Mansion up for rent. The property was worth $8 million and the potential client was probably a financier or executive. Change happened. The house was leased to 8 entrepreneurs aged in their 30’s. The mansion ‘was morphed into a hive of start-up activity’. Imagine the potential for the Royal City of Dublin hospital https://canisgallicus.wordpress.com/author/michelleclarke2015/, especially if there was an impetus for corporate social responsibility linked to people mental health and neurological conditions who if provided with the necessary resources could be rehabilitated back into the community.

These “incubator houses” have become a Silicon Valley trend. Take the example of the Rainbow Mansion in Cupertino, ‘which has its own website and 5,000 square feet of space to house employees from Apple and Google, as well as start-up junkies’. The outcome from this is that graduates from Harvard and Massachusetts Institute of Technology ‘have set up rival start-up communes’ in San Francisco. Do we have anything similar to the “Dead Houses” network ie owned by the Dead, in Ireland? If interested, check out: Meetup.com “It would be a plus to find someone into the start-up scene and who likes to hack on side projects”. Job creation should be a thriving industry yet “FAS in transition to Solus” is no longer in Baggotonia and failed dismally to engage in vision and creation of space utilisation so it is mind boggling to imagine that in D’Olier Street they will become a haven of job creation and inspiration. Check out the postings on JobBridge FAS and the grassroots experiences of the people who will grow this economy.

The power of the people must be recognised. Look at Georgian Dublin and the empty offices. Properties are being sold now (4 storey over basement) for a little as £500,000. IBEC have their offices, the Trade Unions like Siptu have Liberty Hall, Google property is owned by NAMA (Ronan & Barrett). What we now need urgently is for people who are potential entrepreneurs to have access to locations that will support their start-ups. We have these locations, we just need to tap the talent of those multi-nationals who avail of our favourable tax rates. All these locations have Tescos stores. The North of Ireland have shamed Tesco into an element of corporate social responsibility known as the TESCO TAX. We need this paid in our local communities too. They are struggling and the adornment of flower baskets just hides the pain.

These Georgian houses create such a potential in Ireland. The renovation in line with the environment, the generation of employment in the construction industry and then the potential to be an entrepreneurial centre for start-ups ….. Take the example of Buckley aged 31 who co-founded DODOcase http://www.dodocase.com/ in 2010. ‘He used one part of the house to assemble the case, which looks like a bound book, and another for shipping. The company sold about $4 million worth in its first year, President Obama owns one – and now employs more than 20 people at a factory in San Francisco’

The idea is worth consideration. These mansions ensure the location and the entrepreneurs pay less per month to live in the Mansion than in a one bed apartment. They are in Billionaires Row in San Francisco immersed in the resources of wealth without the costs.

Apparently vacancies are unheard of! There are plenty of ‘entrepreneurs, robotics enthusiasts, and venture capitalists, who want to move in. Baggotonia has access to the resources, let the people share the vision and utilise the vacant spaces with vigour and drive. 

By Michelle Clarke



Date: Friday 2nd August 2013 11:08:27 +0100
From: Michelle Clarke
To: Reply to contributor to Citizen Journalism site; undisclosed address list
Rape is wrong; it is a violation of bodily integrity, it is about abuse of power
by  Michelle Clarke (Comyn – Justice)

Ciara.  It is most disturbing that a student of legal studies is resigned to the fact that when people are placed in cells and are from different backgrounds that rape canlhappen just by consequence. For a start, the idea was to give each prisoner a cell with a bible for thought and reflection. Time changed this and shortfall in investment into a prison service that overcrowds cells and abuses the human rights of people.

Rape is always wrong but I thought it necessary to refer to an article in today’s Irish Times about the Rape Crisis Centre and their annual report. The recession bites deep and crime moves upwards and this includes rape. According to the article by Ruadhan MacCormaic in today’s Times, the Dublin Rape Crisis Centre received more than 9,000 calls last year – a 23% increase in first-time callers. The Chairperson, Frances Gardiner stated more than 50% of these calls related specifically to adult sexual violence ie rape, sexual assault, sexual harassment and trafficking. It begs the question what happens to people who are raped in prison as discussed in earlier most disturbing posting. Phone calls in prison are based on privilege and counselling services are non existent for people raped within prison territory.

260 victims of rape and sexual assault (accompanied by RCC volunteers) go to the sexual assault treatment unit at the Rotunda Hospital in Dublin. These are the people who are fit enough, able and ready to engage with the legal process that Rape demands. It is about making charges against he rapist. It is about contacting the Rape Crisis Centre and the local Gardai. It is about vulnerability and invasion of the bodily integrity that has already been invaded by the rapist/s. The law is brutal in that it is adversarial.

The stereotypical entrenched attitudes still stand. The questions are simple but damning? Were you drinking? Was your dress provocative? Did you lead the Rapist on?

Ellen O’Malley-Dunlop from the Rape Crisis Centre stated that even though significant progress has been made particularly over the last 35 years, ‘there was a need to continue investing in the centre and in education so as “to ensure these changes are given the opportunity to be bedded down in our collective Irish psyche”. Rape is wrong inside or outside prison walls but those on the inside have no voice and we must listen in the midst of silence for their voices also.

Change lies ahead. Legislation is creating a DNA database and it is planned to be in operation by 2014. Minister Shatter said that the database will “revolutionise” the detection and prevention of rape and sexual assault, would hold DNA profiles of every person convicted of any offence that attracted a sentence of five years or more – a bracket that covers rape and almost all sexual offences. Mr Shatter then says “Rape and sexual assault are abhorrence(s)”. If so Minister Shatter, perhaps you can enlighten us about the heavy handed techniques of certain Gardai when presented with a woman who has been raped. It is quite astonishing that the Rape Crisis Centre report has made no reference to how the Gardai deal with Rape and victims – if I am wrong, please correct me. 

By Michelle Clarke (Comyn)



Subject: Bullied by trade union member to accept……
Date: Friday 9th Aug 2013 18:19:20 +0100
From: Michelle Clarke
To: Contact , United Left Alliance , inmo@inmo.ie, James Reilly , joan.burton@oireachtas.ie , Mike Allen , pcox@carersireland.com, CentralBankPressOffice , Vincent Browne et al
Friday 9th August 2013

Reply to citizen journalism/open publishing posting:

Well written posting. A sad reflection of our present day Trade Union officials especially this year the centenary of 1913. Transparency must prevail. If the Charity heads can be reported in the newspapers naming them and their 100,000+ pay packages, their perks, their pensions, then we need a similar shake down on what the elites in our trade unions are paid and what pensions the retirees have secured, all on the back of Croke Park cronyism.

Nobody seems to care about Merrigan – the HSE slush fund of 4 million euros and the questions raised; add to this the scandalous provision for IMO Chief executive McNeice aged 51 with his retirement sugar coated deal which had to be reduced from 24 million euros to under 10 million euros. These are the people identified but what about all the others in their gilded offices shielded from the realities of what the recession in Ireland is really about and the plight of those particularly in the service and retail sector who are the new down trodden neatly referred to as the “Zero-Hours” workers who have no rights apart from the wage rate that the employer pays them.

Trade unions have faltered. You lose your job and their contract with the employee is over. Tough for you but they are embedded in their equivalent to the public service bureaucracy that is rightly being pitted against the private sector who have been severely affected by this recession. If you want to find out details about the rise of the Zero Hours, the Sunday Times 4th August is worth reading.

We have almost 500,000 people unemployed if you add those who are on the dole, disability and massaged FAS courses, to reduce the numbers unemployed. We don’t know the figures of how many have emigrated or for that matter how many have immigrated to Ireland. But according to last weeks Sunday Times, we now have ‘Up to 500,000 people who are now “employed” with no guaranteed hours. The Unions are up in arms, but is it really a problem?’.

The above title states boldly and no doubt taking account of the Centenary year of the Lockout that the trade unions continue to side with the workers and their rights, both when in work and when made redundant, but we know the truth. The unions crossed over the line and their preference is linked hand and glove with the employers. As said before, the media have an obligation to identify the packages these trade union public sector doss house representatives receive and let them have the opportunity to get back to grass roots and do their job and protect workers’ rights.

Britain is presently waking up to the idea of “Zero-Hours” – most likely we have it entrenched in Ireland without as yet naming it. Zero-hours means: You have no guarantee of regular work or pay; lives are lived at the whims of an employer. This is alarming for a small open economy like Ireland with a population of 4.5 million. The insecurity within the realms of being employed is totally removed from over 500,000 people and the trade unions do nothing.

What about the US trend towards social benefit ie corporate social responsibility? The profit motive is being slightly side stepped, not unlike what happened in another century when Guinness, Bewley’s crossed the line from profitability to social engagement. In the UK there is a shame attached to this abrogation of workers rights with retailers such as ‘Arcadia (parent company of Top Shop and BHS), Next, B&Q, John Lewis and Marks & Spencer who like others insist they don’t use Zero-Hours contracts’. The question to be asked is if they have the same view to employing people in Ireland.

by Michelle Clarke (Comyn)



Subject: Mr Tax Exiles have some honour; pay your taxes in Ireland, create employment in Ireland. Response to article on citizen journalism site: source on request. Mr Gay Byrne some say yes & some say No but at least Gay Byrne like O’Leary Ryanair pay their taxes in Ireland
Date: Thursday 15th August 2013 17:13:10 +0100
From: Michelle Clarke
To:  Alan Shatter , ASenkara@amnesty.ie ; undisclosed address list
Thursday 15th August 2013
Mr Tax Exiles have some honour; pay your taxes in Ireland, create employment in Ireland

by Michelle Clarke(Justice) 

Ireland’s infrastructure, the education of our people, the youth who buy their ‘products’; the tax haven that gave writers tax incentives, we are numbed and on our knees to debt and we really need you to return to Ireland, to pay your taxes and contribute to our economy. http://www.nationaldebtclocks.org/debtclock/ireland

500 million euros, reported by the OECD, is the amount of money that Nigerians remitted to Nigeria in 2012. To anyone who has lived in Africa, it will be all too clear that poverty exists but what one also knows is that despotism, nepotism, totalitarianism prevail and cause the social inequalities. Bono, Bob Geldof, Denis O’Brien are the heroes of ‘let’s feed the poor’ but now its the time to stand down blatant corruption through exemplary behaviour and that mean’s come home, pay your taxes in Ireland and be messengers that State Inequality is the source of poverty which ultimately creates tribal civil wars. Transparency International, the United Nations, Unesco these are the vehicles who aim to make changes but certain demi-Gods now have their faces intrinsically linked to the word saviour and giver but the truth is they are tax cute manipulators of tax havens with an air of supremacy that isn’t underwritten by their own donations and lifestyle choices. These are the elites who pop in and out to Ireland to meet other political elites like Mrs President Obama and her daughters in quaint Dalkey.

Well done to the poster of this article (reply to Citizen Journalism contributor). These Mr “Bilderbergers” who nuzzle in when the gong rings in Wall Street on St. Patrick’s day need to be asked to re-think their positions. If their criteria are purely monetary, we need to say to them to read about Mr Warren Buffet and his honour and principles about drawing down a reduced salary and being prepared to pay more taxes on his wealth sourced income. Honour is the old fashioned word but now is the time to put it to our Mr Tax Exiles to display same.

There are people who could but have not abused our tax laws. Today, it is humbling to read that Mr Gay Byrne who is now in his 80’s and who worked in RTE broadcasting for most of his working life and how this loyal individual addressed the harsh realities that the CelticTiger financial markets collapse dictated for him and many more who lost their entire pensions in the crisis of 2007. Too many people with private pension funds were advised to invest in the Banks including Anglo Irish and they lost all. Well done to Mr Byrne. He wallowed not in the misery of the financial losses he had to face, he ‘took up his shovel and he went to work’ and nobody should begrudge him and the £444,000 gain he made over the last number of years. We need people like him who not alone create work and financial gain for themselves but for others too at ever level of the value chain.

Next time I see someone who is a Mr Tax Exile in Dublin 4 or Dalkey I am going to address them as Hello Mr Tax Exile; would you ever consider being a Robin Hood? Shame is the only way to get people to think and act with honour.

By Michelle Clarke (Comyn)



Subject: Follow this:

Test case to take-over underwater mortgages. Check out: “Eminent Domain”

Date: Friday 16th August 2013 18:58:41 +0100
From: Michelle Clarke
To: Vincent Browne , secretariat@cori.ie; undisclosed address list
Friday 16th August 2013
Urban Abandonments and dereliction 

Ok, it is in the US but let’s regard the financial crisis as a global, that private equity groups are lurking in the markets, and that piggy-backing can often work and if it does work in the US courts, then maybe some genuine mortgage defaulters can emerge from being underwater.

It’s the Pink Paper http://www.ft.com/subscribe‎: The article is written by April Dembosky and Stephen Foley.

The man buys a house for $280,500 now worth $137,000 in sunny California. The horrors don’t end here, you must then factor in the loan, the added interest to the principle, and then add the deferred property tax bills that he incurred when he got sick with colon cancer (which if the truth is acknowledged, is due to the stress caused by going into debt to become a home-owner). We know every day that there is someone in our own country going through a similar hell hole and is a victim of an under regulated banking bonanza. The Troika govern. The Central Bank complies. They now finally 5 years on are telling the State owned banks to engage with the ‘mortgage delinquents’ and where possible do a deal or with near immediate effect – Eviction.

To anyone in the mire, check out this court case:

“The city government is fighting to finance Mr Wilson and his neighbours. His address is included on a list of more than 600 properties it wants to take over with the help of Mortgage Resolution Partners (MRP) http://www.huffingtonpost.com/news/mortgage-resolution-partners/, an investor group advised by Evercore Partners http://phx.corporate-ir.net/phoenix.zhtml?c=66653&p=irol-irhomewhich plans to arrange funding for cities that want to compulsorily purchase loans, and WestwoodCapital” http://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=3126172

It is a controversial scheme but worth looking at: The aim is to wrest the housing loans away from the big banks like JP Morgan, Wells Fargo and some 30 other banks by relying on a “novel” ‘ interpretation of ‘Eminent Domain’ law http//www.law.cornell.edu/wex/eminent_domain —– an idea spearheaded by Mortgage Resolution Partners. This case started last year and is being watched eagerly….. it is a test case.

The history of ‘Eminent Domain’ is where Municipalities seize private properties when the land is needed for a public project and by paying a fair price to the owners. What it means for Richmond and in several other US cities (and potentially in Ireland) is that where mass evictions and foreclosures are imminent, that ‘officials plan to use the law to seize the underwater mortgages from banks and replace them with new, cheaper loans based on the current home values to relieve the debt burden on citizens’.

The writing in Ireland is now on the wall. The banks are kicked into gear by the Troika and the Central bank so it is imperative we know the options and if this sort of deal could be organised then the moral hazard option would be replaced by people having their loans reduced to reflect the negative equity present value of their property with a write down of debt organised by those who orchestrated the crisis.

Watch this space. Those in mortgage arrears and negotiating with the banks, bear this in mind. Negotiation is underway. The get out clause is the Personal Insolvency but as yet it is not firmly in place. So prepare your case wisely.

Michelle Clarke (Comyn)

October 22nd 2016:

This is relevant still.  Maybe it is worth checking  out Mr Edmund Honohan and his views about CPO’s http://www.thejournal.ie/edmund-honohan/news/



Subject: Moral bankrupts: Consider the practices of John Lewis Partnership http://www.johnlewispartnership.co.uk/
Date: Friday 23rd August 2013 19:11:59 +0100
From: Michelle Clarke
To: Vincent Browne , press@transparency.org, joan.burton@oireachtas.ie , James Reilly : Citizen Journalism site and address list
Friday 23rd August 2013

The Lock-Out 1913 by the National Library of Ireland exhibition conjures up a meek and mild approach for fear people would embrace the realities of the “Underclass” http://www.blacksacademy.net/content/3254.html that is being created in Ireland and take to the streets to protest. It is worth a visit, it runs into 2014 and why not visit Buswells hotel where politicians and civil servants so often frequent.

But let’s not complain, at least there is some acknowledgement of what happened in 1913, the Lock-Out, William Martin Murphy, Jim Larkin and James Connolly and how the trade unions intervened to improve the status of the lowly Irish worker, both male and female.

The Trade Unions in Ireland today resemble the capitalist whose capital and wealth pays more than an income from mere laborious work. Take the case cited so often on this site of Mr McNeice (former Chief Executive of the Irish Medical Organisation “IMO” (ie their trade union) and his reduction from £24 million pension pot to £9.7 million. Nobody cries out, not even the doctors or the consultants. Do people not ask why? It is simple because the IMO – the medical doctors trade unions secured some of the best negotiated deals in Europe for consultants and doctors and for the last 5 years it is the trade unions who have been seriously engaged in preserving their status quo. If this applies to the doctors and consultants, it is not unrealistic to apply the equation to other professions, to government pensions, to public sector. These unions are the goose that laid the golden egg but for how long? The unions are soft, their leaders have lost contact with the people at grassroots. Zero-hour work to them is a wasteland going forward and they avoid these drifters and casualties of the corporates, the construction industry, the retailers, because they need to be the advisers to the overlords with their pensions, their perks, their education junkets to Harvard. You see for them it has become the preservation of what they have attained. People need to start asking questions about the semi-state sectors and link-ups that exist with their union officials. Pensions are there to be protected for the new elites and these include the like of Siptu, Unite, IMO, INMO etc etc but we need to ask at what cost?

The Troika, the Government, the Central Bank, the EU gravy train must stop the bureaucracy that is spewing out the message that deceit is better than social justice. It is time to draw a line in the sand. Moral bankruptcy will sink this country. The Tribunals highlight where the corruption was entrenched. We know about the black economy but now is the time tackle it and at every level. We know about the Mr Tax Exiles and we know how shame and exclusion from powerful elite meetings can influence change. However, if the people with power in government lack the courage to exclude these Mr Tax Exiles then the deceit continues and the example that people need to thread a more equitable route is absent. In 1913, the Quakers promoted equity and Peace. Today, we are floundering without examples to influence us towards what is acceptable for all in our society.

Ireland is going underwater. 100,000 people in 90 days arrears in their mortgages, nearly 500,000 are unemployed and say 300,000 have already emigrated, is what we hear about in the media but what we don’t hear is the social damage that has been caused by the ‘wallowing in the mire’ policy directives of those who are supposed to govern. Legislation abounds – guillotine is the new buzz word in the Dail. The Troika tell the Central Bank who tells the banks, the lenders, to act. What happens? We drift on and the more we drift on, the lack of clarity creates an even bigger underclass underpinned by a black economy that becomes the only way for people to survive. We have the rich and the poor and the divide is getting wider and wider.

The trade unions have sold the people out. They have collected funds and hold them in accounts. There are no programmes to re-engage people in the work-force. This has been left to FAS and signs on it has taken them 5 years to date, with minimal impact ie apart from the Internships JobBridge schemes.

The “Pink Paper” holds out some hope today for a sense of moral integrity can pass through the decades and become an example for people to follow: John Lewis Partnership is worth googling up. The motto goes ‘Never Knowingly Undersold’. If you buy something from them and it is cheaper in another shop, they honour the lower price. This is a grassroots principle that applies but today’s headline in the Pink Paper ie Financial Times puts it to us all to re-engage with Integrity but at an individual level and a corporate one too.

The article is by Duncan Robinson – front page – The Pink Paper

‘The John Lewis Partnership has been widely acclaimed by the political establishment as a model employer’.

There is good reason for this: John Lewis Partnership recently discovered it underpaid approx 69,000 out of its 85,000 workforce from its department stores and Waitrose supermarkets. The staff who regularly work on Sundays and bank holidays receive a higher hourly wage. However, the employee-owned partnership failed to take this into account when calculating their holiday pay (this practice is contrary to Working Time Regulations).

Their way of dealing with this oversight:

‘John Lewis said it had gone beyond its legal obligations by offering to award back pay to employees who were shortchanged, rather than staff having to make claims’. “The Board have tried to take the fairest response and pay back as far as possible”….. it goes back to 2006 and it amounts to £40 million.

O please let us learn from this.

by Michelle Clarke (Comyn)



Subject: Central Bank welcomes Mr Roux, his expertise is regulation, so what lies ahead for strategic defaulters. Karl Deeter (Irish Mortgage Brokers & Advisors) recently wrote an article concerning a white-collar “professional” and a “company director”.
Date: Monday 26th August 2013 22:58:23 +0100
From: Michelle Clarke
To: Vincent Browne , Shane.Ross@oireachtas.ie , secretariat@cori.ie, Constantin Gurdgiev , Brian Lucey , Cahill Gavin , joan.burton@oireachtas.ie , Karen Greville ; Citizen Journalism; undisclosed address list

Monday 26th August 2013

This person had acquired 6 investment properties, a family home and “She” ‘has chosen not to pay the bank’. She states that she chose to default because the banks insisted she pay interest and capital repayments on the 6 investment properties. Her action irrespective of her legal duty was to choose to default. Asked about ‘Guilt’, and the answer was “none”; why because the blame game applies and the banks are at fault for their lack of “morality”. We all know that if you buy an investment property it differs significantly from a mortgage deal but yet this person buys six properties and forfeits the responsibility that goes with buying investment properties for the purpose of being a ‘landlord’. This raises the issue of “Moral Hazard” http://economictimes.indiatimes.com › Definitions › Economy and highlights where the expertise will be needed to restructure debts with equity being core to the equation.

This woman goes further and when asked if she will go for a personal insolvency option, she elaborates that she is seeking an arrangement but is not interested in the personal insolvency using words like

‘its a pain…not wanting to kick the can down the road’. She blatantly comments that ‘we make a deal, or they go for me or I go bang on my own. I’ll still be be less than 50 when I am back out, so I can make some kind of come back, I’m hoping….they also know I have time on my side, it isn’t like I’m 50, so the process of dragging it out is their solution, not mine. The loans were priced for risk, that risk is at least part of theirs, not all mine’.

How will the banks sort out the wood from the chaff.

For those over 65, there is no regard for their commitment to paying mortgage interests rates of 14 to 20% over the decades. This woman is a product of the reckless mentality that has created the crisis and she has learned nothing. What makes it so much worse is that we are talking about a white collar professional who is a company director.

How do we deal with the crisis?

It is stated that at least 20,000 of our debtors have left Irish shores to get the microwave bankruptcy way-out. I ask who are these people and who really should take the blame.?  How to we rein in the ‘mortgage delinquents’ http:www.investopedia.com/terms/d/delinquent_mortgage.asp and those who ‘buy-to-let delinquents’ who blame the banks for all their woes due in part to their reckless abandonment. The Banks are accountable for their Los Vegas Casino practices but borrowers also must take some responsibility, especially people who act as company directors or who in the professions.

There is real moral hazard to be taken into account. Who picks up the tab? We need to understand that it is the Irish taxpayers and what exists now is an institutional enslavement which will be handed down to future generations and some economists estimate an 80 year plus debt sentence.

Beware of how the banks will react. One bank has already hired disgraced sacked rogue ex Garda John White to spy on the defaulters. This shows how low the banks have stooped to regain their losses. Read Greg Harkin’s article in the Independent about White and his investigation operation.

Mr Roux joins the Central Bank next month. Mr Matthew Elderfield steps down. Change is underway.

Personal Insolvency becomes an option in September 2013. Moral Hazard – does this have an argument? Surely people who bought their houses and paid off their mortgages have a voice too. 

By Michelle Clarke


Subject: Trade Unions stand idling; create work opportunities for the unemployed is your task now
Date: Thursday 29th August 2013 17:23:59 +0100
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list
Thursday 29th August 2013 

Trade unions: what have you in mind?

The workers in Clery’s were persuaded to accept the equivalent to zero hours contracts and then one day they were out of work and forgotten by SIPTU. There were those who stayed and those who left but then comes a big storm and the water flows in Clerys and the doors are closed for weeks now. It was easy for the private equity group to put in place the re-run of redundancy zero-hour contracts and let’s see what SIPTU do for these now employees pending the re-opening of Clerys., that is of course, if it does ever re-open.

Another wrap of the knuckles for SIPTU. What about that security company in Donegal that provided work in security for Tesco Ireland. Tesco decided to go global and now have in place a French company. Result all the workers in the Donegal business lost their jobs and there seems to be no negotiation option. Tesco Corporate rules in Ireland or maybe it’s their UK office; it has favourable tax rules in Ireland, and doesn’t have to declare profits. However, this doesn’t mean that they can be so brutal in their exercise of power. This business faces extinction at the whim of Tesco. They will not even negotiate with the workers or their trade unions according to newspapers.



Subject: McNeice privileges versus young doctors and EU legislation
Date: Wednesday 4th September 2013 19:17:18 +0100
From: Michelle Clarke
To: Alan Shatter , Alex White , gary.culliton@imt.ie, Vincent Browne ; Citiern Journalism and undisclosed address list

Wednesday 4th September 2013

Can anyone ask how it is that some of our junior doctors have been so neglected that the IMO has not ensured that the hours of work are what the EU guidelines state?  It appears that they are too busy working out deals for their own coterie of managers, consultants, GP’s. The lowly are the ones they use to do the hours and the patients – well they remain vulnerable to a bloated HSE any especially if they are public patients.  We need to be aware of young doctors who commit suicide and who have no voice.


George McNeice as reported in the media is a scandal. How can a Chief Executive of the IMO a trade union at the age of 51 sideline a package of £24 million for himself? OK it was reduced to £9.7 but what does this say about all the other rank and file. We must note that the young doctors are the fodder here that don’t even merit (without going on strike), what the EU regulations say is law.

Today’s newspapers report that people working for McDonalds, Burger King and other outlets are considering strike action in the US. They realise now that the minimum wage is not enough; it cannot sustain the basic lifestyle of workers. Apparently, executives in McDonalds did a research study on the incomes of their workers and found many held second jobs. They expressed their amazement on how their workers could possibly live on the wages paid. The circle revolves and the people rise up and say, enough: we work, we need fair pay, we need pensions, we need work-hours and holidays, we need health cover. It is the service sector, the retail sector, the construction sector, the food sector, the public transport system who provide the services that give the infrastructure that the citizens need and use.

So zero-hours contracts beware.

Cloaked invitations yield from SIPTU, National Library, media and other bodies linked to trade unions to celebrate the anniversary of the 1913 lockout in Ireland but veiled they are in case any comparisons are made. People like Jim Larkin, Connolly, those dedicated people in the ITGWU who fought for basic human rights for people, and especially Mrs Hackett who is suggested as a name for the new bridge, would tell the people of today to heed the old saying ‘if you make yourself a door mat, a door mat you will be’.

Clerys staff are supposed to be inside those once distinguished doors sorting, clearing out, cleaning with hard hats on their heads as the builders work. Where are the trade unions like Siptu? What are the rights of these workers?

Mrs Hackett: Name the bridge after an exceptional woman  http://en.wikipedia.org/wiki/Rosie_Hackett_Bridge

At last a woman:

Rosie Hackett is the name for the new bridge. Well done and rightly so for decades of work for people in dire financial poverty and need. 


By Michelle Clarke



Subject: Did you ever ask question about the utility of our Churches?
Date: Wednesday 11th September 2013 16:57:31 +0100
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list
Wednesday 11th September 2013

Urban abandonments and dereliction

Homelessness is getting worse than ever according to Fr McVerry and truthfully it is the case because the urban villages of our cities, as winter approaches, are sought after locations for people to beg in the hope of having the money for a hostel, at worst for the night, or at best the e50 needed for the week.

Francis of Assisi is worth a thought these days. He lived life, he loved animals and he worked with the poor (mind, body and spirit). News from Rome today according to the Irish Times and excerpt from Reuters, is a message that we need to hear especially in Ireland which has so many under-occupied churches, seminaries, convents. Pope Francis said that ’empty church buildings should house refugees’ and we can be bold enough to assume that this includes all people who are vulnerable to eviction and to homelessness. I recall many years ago hearing that in Japan this policy was carried out by the Catholic Church so why not in Ireland and now? The quays of Dublin City Centre and for that matter in Thomas Street, Dublin 8, have too many closed up churches and the only message this gives is abuse of power and waste of opportunities for people in need. We need greater awareness and if we consider what was recently said by Pope Francis about food and the waste of food – it is about “stealing from the poor’. These churches could provide accommodation but more importantly industry, art, teaching, support, education, inter-generational interaction. It should be about a new beginning.

Pope Francis further states (and this should apply to other religions like the Pentecostal Church and the Hade family under investigation reference the DPP) that “Empty convents and monasteries should not be turned into hotels by the church to earn money….{the buildings} are not ours, they are the flesh of Christ, which is what the refugees are”. Pope Francis spoke to a private audience in the Jesuit Astalli Centre for refugees”. Pope Francis went on to say that ‘looking after the poor should not be only the work of “specialists” but engaged in by all members of the Church. He then identified that a large source of the problems encountered by people today is in the fear they have for the word “Solidarity” especially those in the developed world. Its not about being a member of the Catholic Church; it is about the code of conduct that enables society to work an optimum that tries to foster a system of equality.

Waste not want not is basic to the code. Brother Kevin feeds daily the ever increasing numbers of people who are in need of food but there is more that can be done. Enterprise is about creation and resources exist in people that need to be tapped. With so many people now unemployed and vast amounts of vacant buildings like Churches, convents, seminaries which need to be re-invigorated with that spirit of creativity, there is a blatant need for revival. Silicon Valley is a location where geeks gathered and created the digital revolution with vast sums of money. Who is to say that spaces that are vacant and bereft of a sense of life and living cannot be revitalised.

Ireland needs a little honesty about the housing lists for those who need social housing. Since the Independence of this Republic when one third of people in the city of Dublin lived in tenements- multi-family tenanted units that were once houses to the gentry, great progress and lots of building of homes was carried out. This building virtually stopped during the Celtic Tiger period and people who would normally have received housing from the State were primed by the banks and the State into the rush to be a home owner. Ultimately it is not too extreme to blame them partially for the negative equity crisis we are now immersed in. There must be an equation that states that from 2000-2012 x houses would have been built for social housing needs and they were not constructed so now we will do a deal with NAMA thrrough agencies like NABCO and other housing associations to provide people with accommodation.

Now there is a thought to stop urban abandonment and dereliction in its tracks. Time to cut out the bureaucratic nonsense with Priory Hall in particular. To watch a mother of two children talk about the suicide of her husband and for what. Banks sending out letters warning them to re-structure a debt and telling them they owed e17,000 to service the debt for a home they were basically evicted from two years prior. This is a nonsense. 

By Michelle Clarke (Forster)


Reply to angry FAS worker writing on Citizen Journalism site

17th September 2013
Anger – the emotion. Zero-hour contracts & pure exploitation

Maybe you are right! Paddling a canoe is onerous, arduous, laborious, and even boring but the promise of the public sector job to maintain your employment until retirement age and then pay you a pension is the gamble you chose to take, because you got your leaving certificate, the grades that the civil service requested and spoke the Native tongue – Irish. You were one of the fortunate ones and gained entry to the public sector bureaucratic monster and its promise of a life-time fixity of tenure, the trade unions at your back, the benefits, yes, you were then the shrewd person and it reflects on your attitude of self pity. Where were you when you saw the FAS/HSE etc jump on board the gravy train of privilege, did you look on or perhaps you were smug within the elites reported on by Shane Ross and other media sources.  You, if this in this group, are no different to our many double-treble-quadruple dipping pension pot politicians that need now to surrender some of their privileges. The fact that you appear not to be one of civil service/FAS/HSE/public sector/governmental offices elite rising stars who flagrantly spend other peoples’ monies providing no outcomes for ordinary people other than the egos of the new elites that Celtic Tiger Ireland created is for you to prove otherwise.

On the other hand take the Corporates who use this country as a ‘tax haven’ for their double sandwiches or whatever language you wish to apply. These Corporates have chosen another path. They blatantly say no to trade unions because these new breed of corporate employers pay above the odds in salaries, perks and benefits knowing that at a whim they can say to a loyal employee Go and Go now and never return. It is irrelevant that the employee may have been employed under the auspices of the Rehab concept of finding suitable work for people with intellectual disabilities. Their vulnerabilities are suitable when choosing to pay below the average wage but not when a petty misdemeanor becomes a sackable offence.

Angry – I am, when I hear of an abuse of power within the corporate entity of a big supermarket chain who do not have to provide balance sheet details in Ireland and who gain handsomely on a global scale from the tax benefits we provide that is Ireland, the Republic. Zero-hours is the new game in town for the retail sector and people who have had years of service working for companies like Clerys, Tesco, and others are finding themselves basically fired and forced into work in the new zero-hour mold with no basic human rights particularly for the older worker. Internships are facilitating these cut throat practices against committed workers who are now often drawing the dole.

Today we read in our newspapers that Tesco have a new plan for stores. It is not the retail outlets away from town centres anymore but now it is let’s get local. If this is their plan, let us hope that they will learn one important point and that is when you are focused local be it in towns or urban villages, people count and petty grievances between members of staff especially those in functional roles like security must be monitored to avoid ‘abuse of power’ to the degree that people who are full-time in employment cannot be fired without the proper representation for their rights as a human being.

To those who care about people, try asking about a member of staff who just disappears. You will find the staff are briefed on what they are allowed to say. Don’t be afraid to be human and ask more is all I can say.

By Michelle Clarke


Subject: Mental Health bereft; Where to? Prison or mental health hospital or the streets?
Date: Wednesday, 18th September 2013 17:06:28 +0100
From: Michelle Clarke
To: Citizen Journalism; undisclosed address list
Wednesday 18th September 2013
The Irish Times 17th September 2013: a letter in response to Joe Humphry’s piece on:
(“High level of psychosis among remand prisoners”) The revolving door is about fate these days as people find themselves provided with the either/or in response to a mental health ‘episode’. The fortunate who have private health cover have the guaranteed route to private mental health care or addiction provision in our elite private hospitals. Others, their plight is far more uncertain and the HSE and the prison services stand co-accused for the shameful treatment of those who are the most vulnerable in society. There was a time when dispensary doctors provided a service to the public that most often included weekend working hours and late nights. Not now. Worse again, even the hospitals fail the vulnerable because the much promised community health care teams work minimal hours providing basically cinderella services to those who are casualties of society.
Frank Browne – a letter that is worth reading.
Adult Mental Health Interest Group, Irish Association of Social Workers, Pearse Street, Dublin 2, quite rightly states in his letter to the Irish Times that :-
“While cost and time can always be an excuse for us healthcare workers, the reality is that we need to make tough decisions as to WHO we prioritise? Patients who have schizophrenia or psychosis and engage in substance abuse can cause chaos on a psychiatric inpatient unit and often the response is to discharge to homeless services with limited outpatient care’.

Minister O’Reilly, Minister Shatter, Minister Lynch, Minister Burton, Inspector of Prisons – Judge Michael Reilly, Liam Herrick, Irish Penal Reform Trust, Colm O’Gorman, Amnesty International, to name but a few.

Your performance or commitment is just not good enough. It is time for you to do a little research and learn that those especially over the last decade who have created journals of experiences about mental health services, the HSE, the criminal justice system, is clear proof that what we now have is a scandal beyond credibility. It is now decades since Sean McBride (founder of Amnesty International) wrote on prisons and Noel Browne (Mother and Child scheme) wrote concerning the health system; if anything the services are worse than ever. The mental health and addiction problems are to be witnessed daily on our streets with ‘beggars’ so addicted to illegal drugs that they are but skeletal shadows of human beings crying out for help that does not exist. Weaning off is the objective of methadone but the question is: Is this just another way of sidelining those addicted based on the economics rather than the practicalities of providing options for these people to return to education and then to work. Where are the recovery programmes because the evidence is if you look to community health care teams – they just don’t appear to be working.

Two examples: a woman found dead in her bed for over one year in Swords. No family; no back-up by her GP; the community health care supposedly providing for her mental health and addiction problems. How could this happen? Is this not Minister O’Reilly’s patch? This man is a doctor, his family were involved in medicine. What does he really think now about services of near non existence? The woman was in her early 50’s and the fact is nobody cared enough to notice that her social welfare cheques were not being collected. So very sad.

Dublin 4, Donnybrook, Dermot Rooney aged 52 left prison….days later and he was dead. 24th January (winter, maybe a safe space from the cold harsh streets of being homeless), he was taken into custody. His brother Gerry recalls:

“he was hugely depressed and intimidated in prison. A weak lad like Dermot is easily picked out. I was frightened visiting him and I had a prison officer next to me. The other prisoners see someone like Dermot and it’s just fun for them to mess around with him”.

Does a man with addiction problems find resolve, resolution, rehabilitation in prison? Dermot was first placed on the D wing in Cloverhill for vulnerable prisoners but then he was transferred to Wheatfield….surprise surprise – his mental health history bore no relevance. Awareness should be the mantra of all people who give to charities of the industries emerging for catering for the homeless and their level of effectiveness and commitment to rehabilitation. Focus Ireland visited Dermot on three occasions ‘to prepare accommodation for him on his release…but the day before a fourth meeting, the Charity was informed that Dermot had been given temporary release’. Dermot had no-one. His brother (and he should bear some shame also) said ‘(How can you not hand him over to somebody? And they just said, ‘Oh lucky him’….Dermot was just put out on the street’.

Pass the buck. Forget all about that cinderella profession called psychiatry. Earmarked funds for mental health are the easy target for government when they need to feed the excessive debts to the ECB which now is racking up charges close to £7 billion and rising each year – their priorities are so skewed. Common sense would say it is time for write-downs to be negotiated.

To conclude: The Irish Prison Service attended the inquest concerning Dermot, released from prison, homeless and dead by suicide. They said:- “It was a failure on our part not to have consulted with Focus Ireland who had been engaging with Mr Rooney”. It also admitted no formal case review was conducted prior to his release, ‘and nor were any efforts made to ensure he had someone to meet him when released’.

Who cares now. Mental health; addiction, neurological deficits can be the source of hidden talents. We can never learn if we don’t become a more focused and caring society with emphasis on providing the health care systems that support our most vulnerable. There are nearly now as many suicide charities as there are suicides each year. There must be a message here. 

By Michelle Clarke


Subject: Response to contributor Citizen Journalism site:  Thinking of you. Keep spirits up. Negative equity cost me the most valuable thing of all and that is your health. We need to shake heads together and give people options. ISI is the way for slow coach and five years into recession it is not the answer. You know what I am saying. Beat the banks.
Date: Saturday 21st September 2013 19:20:14 +0100
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list
Saturday 21st September 2013
In debt: 90 days in arrears + and now smothered with denial

Yes, given the omerta about “ISI” https://www.isi.gov.ie/ the “Golden Rule” is worth heeding.

Either way how many people now five years strangled by interest especially the reported 10%+ people with mortgages that are greater than 90 days+ in arrears and who have lapsed into denial to the degree that any mention of money, interest, debt, property values, is a pure haze driven by the fear the markets have imposed on people whose only vice was to aim to be home owners or to opt out of employment pension schemes and choose the business buy-to-let landlord option of properties receiving an acceptable market return and capital appreciation that would eventually buy the pension annuity for old age. How were these people expected to realise that the objective of the governmental policy was to entice them with tax breaks so as to curb the social obligation of the State to provide housing for those in need. There was shift in the vision of FF but we must also realise that there was a major shortfall of houses built for the social housing requirements that now tells us that there are 98,000 families in need of social housing. Add to this those to be forced and evicted from their homes as the Banks foreclose.

What do you really think about NAMA, the largest owner of property that has to date provided only 200-400 houses for social housing requirements while figures indicate it has 10,000, if not many more, and add to this the ghost estates, that they are strategically holding.  The harsh truth is their auspices is not social distribution of homes for those in need; it is the making of profits and their continuity of an entity mass holder of properties going forward. Strategy and markets which have no memories are about property bubbles and people honing in on good value properties and buying them at knockdown prices. One man’s plight being another’s advantage.

For those wondering what to do about debt and what it really is about. There is an excellent article by Cathal Spelman who runs ‘Fair Money Ireland Campaign; cathal@realheatlhylifestyle.com published in the August September Issue 24 Village.  http://www.youtube.com/watch?v=v0d_gc-ka0w

Now is the time to wake up out of the denial and to start tackling the realities about debt. Listen to the stories of those who experienced negative equity in the 1990’s in the UK and the costs social, psychological and economic.   These were harsh times; the banks were the winners and the costs placed firmly on the shoulders of people who had mortgages and who saw interest rates move over a 6 month period from 7% to 14% culminating in negative equity and left paying off interest.

The article – the title needs to rivet the people who are the casualties of this post Celtic Tiger crisis. ‘Interest not debt is the problem’ and this is the truth and this is what is lost when you are dug deep into the hole of facing that option of “ISI” or “Golden Rule” or even plain bankrupt.

Read the article and learn. Two points worth deep consideration:

‘If you take out a mortgage of say e200,000 over thirty years at 5%, you will pay back e500,000 over the lifetime of the loan. That means you will pay e300,000 of interest on the 200,000e loan’

‘The payment of interest to banks constitutes the greatest transfer of wealth and power in the history of mankind. The poorer you are, the more interest you are paying. The poor are borrowers; the super wealthy are lenders. That is the nub of all the talk of the 1%. In fact the bottom 80% are paying the top 10% a phenomenal rate, through interest payments.’

Add to this that the banks are paying virtually nothing to people who have money on deposit at present and out there lurks the possibility of a Troika led swoop on deposits taking a cut of possibly 35% on those who have deposits in excess of 100,000.

Boggling numbers can cause people to opt out; but it is the privileged who step in so I really suggest reading this article and providing better and more informed solutions than the banks presently offer or for that matter “ISI”

By Michelle Clarke



Subect: “You forfeit it all and become an economic Zombie” Irish Independent 19th September 2013, by Forster – Bankruptcy Ireland or UK or Swansea?
Date: Monday 23rd September 2013 17:05:35 +0100
From: Michelle Clarke
To: Citizen Journalism site; undisclosed email address list
Monday 23rd September 2013

The Phoenix rising from the ashes is the message endorsed by the recent appointment of Mr Ivan Yates to the position of ‘a regular columnist’ with the Irish Independent. What does this say about “ISI”? The message is clear within certain media circles and that is get up off your knees as effectively and efficiently as you possibly can and keep on cycling.

Media has become Mr Yates latest module and his gambit will be that his personal experience gives him the expertise to promote Bankruptcy Swansea style. This is the opportunity now for the people who are besieged with letters from the banks, the credit card companies, the credit unions, to take stock of what options will work in their best interest. Already these people have taken the five year hit of the recession and are seriously in negative equity and in need of ‘salvation’. Moral hazard considerations by now have no bearing because desperation has set in and there needs to be an end to the horrors of being indebted.

What can we learn from Mr Yates? His career is ongoing. He has been a TD, a Cabinet Minister, a bookmaker, a bankrupt, a broadcaster and an author’. The resonance is a bit like Lord Jeffrey Archer but the difference is Mr Yates has no experience of being imprisoned albeit he had to read aloud the “Perjury Act 1926” in the presence of the Bankruptcy Officials.

Donal O’Donovan’s interview with Ivan Yates is an essential for all those who receive letters from the Banks in the coming months. It is decision time now and Insolvency is an option that merits serious consideration. Ivan Yates returns to Newstalk, to the Independent and no doubt to Vincent Browne’s TV3 programme and he will be telling people how he survived and what it is like to be earning money minus debts once more without having the death knell of debt for too many years going forward.

They are called the ‘bankruptcy tourists’.

Mr Yates became a member of this category when his bookmaking company went out of business in 2013. Like so many more, he had provided the bank with personal guarantees for the loans used in the business. The banks loans were secured loans and therefore the assets are forfeited. Mr Yates put the company into liquidation in March last year.

Is this way forward? America, the UK, say yes. The question for the people in Ireland is what is the best option now? Is it “ISI” or is it to take the same route as Mr Yates who now is back in gainful employment and a voice to say ‘failure is but a postponed success’.  By Michelle Clarke (Forster)



Subject: St Arthur’s Day: Addiction most likely relates to a specific area of the brain
Date: Saturday 28th September 2013 18:25:11 +0100
From: Michelle Clarke
To: Vincent Browne ; Citizen Journalism site; undisclosed address lsit
Saturday 28th September 2013
Addiction most likely relates to a specific area of the brain.

The idea of Arthur’s day as an occasion to lay all blame at the mantle of Diageo International for the many people who are endangered because there is an area in their brain that does not apply to other people that makes them susceptible to addiction, is surely a little excessive especially this year of ‘the Gathering 2013’ which is so much about history, nostalgia, diaspora returning ‘home’.
The role about alcohol addiction and abuse surely rests with education, The information from Harvard, John Hopkins, to Trinity College, Research, in Dublin, is available to all who seek it out. If you have no internet, just go to the library or for that matter if you are over the age of 55, ask Google to give you what they make available for free and that is one hour’s tuition each week and then you can learn about addiction.  Ireland now ranks top with health problems related to the over-consumption of alcohol particularly affecting the liver and it appears to be the statistics cited blatantly in 2012 still resound now, if not worse.  It is beyond comprehension that the wallowing monolith of the HSE has failed to act by facilitating people who are both negligent and reckless enough to become so inebriated that they end up on the alcohol/illegal drug revolving door of A&E. A&E and private insurance companies should be tackled with the costs incurred due to abhorrent inebriation. If this is done then people could be asked for payment. Shame might work better than bleating about Arthur’s Day as an event aimed at invoking a sense of community again with the local pub. We are talking about healthcare fraud by basic amorality by people often teenagers and it’s time to use these strong words.It is fascinating to hear about alcohol addiction without the latest addiction and its many tentacles that excludes one to one communication between people i.e the use of the computer and the inability to converse without technology, smart phones, etc. Already society has begun the pull-back. Christy Moore makes valid points in his Arthur’s Day song about Diageo but can we really blame them, and their advertising as being targeted at hunting down those potentially homeless, drifters, addiction prone people, so that it can subject them to a mercenary ethos of let’s catch them, ultimately destroy them, while leaving them subjected to the failing health system in Ireland. I don’t really think the blame lies with the people who sell the drink; it rests more with the education system, the health system, government policy that fails to help people recognise the ways of self assessment that says like a person with mental health problems or heart disease – check out your vulnerabilities based on family genetics and if there are likely to be precipitating events that will cause onset, then the choice rests with you, the person, educated by the State, to make the choice. There will always be casualties but now we have access to education, to information, to scientific findings; it is necessary for people to take responsibility in regard to the choices they make and this applies especially to our young generation.  Digital will soon create data stream of personalised information; meantime I have completed my own; because of medications I cannot take alcohol.  My responsibility ? https://canisgallicus.wordpress.com/…/take-responsibility-maintain-your-own-health-r…The Taoiseach refers to the 2,000 beds being wasted nightly in Ireland’s hospitals especially now at a time when our health service is on its knees. This surely tells us to revert the matter to the government who have been aware of the impact of alcohol and re-iterate to them that they have basically facilitated the HSE in its denial to re-act and act pro-actively to the crisis in hand. This is not the result of Diageo and its Arthur’s Day anniversary; this is hard core reality of neglect, negligence and failure to act by penalising the people who block up our A&E departments and those who consistently persist in drinking until their overall health becomes such an excessive cost to the State that it is a burden on all citizens. Did FG not suggest a Drink Tank?Professor Frank Murray http://vimeo.com › Alcohol Action Ireland › Videos highlights that Ireland is reaching crisis health deprivation conditions because people are drinking too much alcohol. He does not blame the pubs. He clearly states that it is the cheap drink, the drink that Tesco and others supply, that is causing a lot of the difficulties and the fact that people drink in the home – often drip-feed throughout the day.Take a look at today’s English Independent and realise how dissociated Tesco and ASDA are from the real lives of people and ask the question do they care about selling drink at such knock-down prices that it inveigles the young, the addicted, those on the revolving door of our inadequate mental health system, people who end up being violent and often wounding and killing others. The answer is No and we favouring them with tax breaks, are facilitating them to cause harm to more vulnerable members in our society.   Some of these Corporates are now so profit orientated that they are totally dis-connected from people: How could it happen that a corporate company could target those with mental illness and create a costume for Halloween making fun of those who are most vulnerable in society. Today we are told that Tesco is the second retailer to apologise for selling costumes for adults called “Psycho Ward” with the word “Committed” printed on the back. “Mental patient fancy dress” was how ASDA went about their online marketing. Is this what virtual is re-creating in a digital form?Corporate Social Responsibility is the only way forward. Arthur Guinness in his day came to realize what alcohol could do to families where addiction prevailed but Arthur Guinness then developed a corporate social conscience and he sought to tackle poverty. The Guinness Trust established the first creche in the Liberties around the time of the 1913 Lock-Out, it provided housing for workers, workers had an allocation of stout for health reasons.Education must highlight what addiction is and be used to warn children of the harm unrelenting consumption can do. The shift in culture away from the pub may after all have created a different cohort of societal problems for people for example the lack of communication at the basic human level that involves empathy and concern for society. By Michelle Clarke


Subject: Mistakes are Portals of Discovery said Joyce but Banks are still sinking fast
Date: Sunday 29th September 2013 18:30:23 +0100
From: Michelle Clarke
To: Vincent Browne , Cahill Gavin ; Citizen Journalism site; undisclosed address list
Sunday 29th September 2013

5 years on and our Banks, mostly stated owned, are befuddled, muddled and a source of havoc for people who are in negative equity and worse again massively in debt.

As the years, months, weeks go by, the territory is becoming harrowing for those who have serious debts. It is looking increasingly so that people to name a few: McFeely, McNamara and Yates, have taken the correct route. They had the vision and they now have the benefit of knowing they can start again, free of all their debts. But what about the minions. Consider your mortgage. How much interest has accrued over the last five years based on the loan that is most likely in negative equity discount? Add another 5 years and you most probably will find out that 10 years+ into a mortgage sees the bank repaid the capital cost. Okay we all know that mortgages are subject to lower rates of interest than personal loans and it is linked to security but the problem for people in property in Ireland is that value of the property plunged and people basically found themselves with interest being paid on say e200,000 but if they were to sell their house now they would only receive e100,000 plus all the costs. More than likely they will have forfeited expenses, interest to date, costs, and the equity they invested in the first instance.

People who are facing eviction need to start looking at options urgently. The banks have dragged their heals and ultimately it is the people who will pay the costs.

Again as posted previously check out all sources of advice and information. Sunday’s newspapers provide a source of opinion and this man is worth connecting with:-

James Fitzsimons ‘The main solution being offered to distressed borrowers involves repossession’. This is an independent financial adviser specialising in tax and financial planning

We know the order of business: The Troika tells the Central Bank who tells the Banks but the message got lost in translation over the last five years. The sad fact is that it appears that ‘Repossession’ is their best solution to the crisis. The Central Bank wants a what’s known as a Standard Financial Statement detailing the lenders best solution for customers. According to the figures up to the end of June, more than 60% of solutions involved giving up the property. More significantly is the fact that 57% of these relate to private dwelling homes and 74% buy-to-lets.

“If the banks want the nuclear option, let them take the fallout. That means sharing the negative equity and loss in the value that owners have sustained. If that’s unfair on customers who kept their payments up to date, go back to the drawing board and find sustainable solutions for those who can’t. Had they not been so slow to arrest growth in arrears, the majority would be back on track by now. Not only have lenders not made every effort to find the alternatives, in most cases they made none at all”.

To remind people negative equity has occurred in the past, here in Ireland and over in the UK and elsewhere. They say markets have no memories but if one considers the lethargy of Central bank and the ordinary banks to make equitable decisions about the present mortgage book, this is a major denial of the truth. The fact is negative equity in the UK in the 1990’s impacted harshly on many emigrant Irish who moved away from recessionary Ireland of the 1980’s, The Banks can bully but the people have options and if some of those who rack rented our markets through development can escape the rigours of what is proposed now by the Troika Central Bank Banks Trinity, now is the time to engage.

To those in debt, read James Fitzsimons article and think about what is the best way to deal with your negative equity debt; ask is the timing right? We are five years into the recession; how many years will it take for the market supply or non supply of housing to increase the value of properties. Private equity are hovering – listen out for Blackstone, Kennedy Wilson and others. 10,000 to 14,000 properties were ring-fenced by NAMA and rented out in social housing and private rental. 2020 is D-Day for NAMA when all properties should be sold. These properties are to be released for sale in the coming months so watch this space and watch markets change to landlord led private equity ownership.

By Michelle Clarke


Subject: Trade Unions: Stash of Cash should be used to create jobs
Date: Monday 30th September 2013 19:45:04 +0100
From: Michelle Clarke
To: avine.mcnally@sfa.ie, Clare Daly , gary.culliton@imt.ie; Citizen Journalism; undisclosed address list
Monday 30th September 2013

Impact
Siptu
Teachers’ Unions
INMO
IMO
CPSU
PSEU
AHPCS
Unite

and all those trade unions out there who have not yet ‘put their shoulder to the wheel’.

ASTI (teachers) or so it seems may be the ones to go out on strike. The punishment from the Department of Education is that they could lose their jobs. The question is why not? So many others have already lost their jobs and many have emigrated.

What about all the people who have lost jobs, particularly in the retail sector, and the construction sector that is now 5 years hammered. Nobody seems to be asking the trade unions what they do with the union dues of these abandoned people who are either now on the live register (probably forced into the black economy) or those who have just moved their families abroad as emigrants.

Does anyone ask the trade unions how much money ie cash they hold in the banks? It is said that SIPTU holds e30 million +. We know from basic maths that the IMO must have had £10 m on deposit when they could reduce and pay McNeice aged 50 + his £9.7 settlement. The bankers too have trade unions who shelter them from the realities. Inequality prevails but trade unions have stepped over the line and cosy themselves ultimately with the Corporates and employers.

“FAS in transition to Solas” is sure going through a very long period in labour. When is this baby due? We need to get people back to work, we need to train people, we need to create entrepreneurs, we need to assist people to emigrate if only for a few years, we need people to be learning German language as the demographics and skills requirement for work is presently there and will be increasing in the years to come.

The Trade Unions throughout the Celtic Tiger raked in vast sums of money from their members. Where is the money? They have forgotten their source of funds and they continue in their cosy cartel with employers and government ensuring their pension deals, their full-time employment. The trade unions should have created their equivalent to FAS to help people to get back to work.

There comes a point when you must forget all those who have jobs and think of those who are forced into unemployment or demoted to zero-contract hours and make them the priority. Otherwise public sectors costs just continue to rise and the deficit gets wider. People need jobs. Trade Unions need to be creative, spend their cash reserves, lower their salaries, pensions, expenses and compete with FAS to the degree that people have a chance to get proper training education and skills so that we can as a country start engaging meaningfully with the word called Enterprise.

We need to be like emigrants landing on Ellis Island when the only way was to develop the mentality ‘Survivor’ by creation of work. 

By Michelle Clarke

Yesterday People.

  by Ex-Union. Fri Sep 27, 2013 17:18

Unions are about Union bosses .

That is why capitalism walks all over them.
(Almost All trade union bosses are in the 1% rich pay bracket.)



Subject: Is Bankruptcy the best option?  Negative Equity & unemployed
Date: Tuesday 1st October 2013 23:28:10 +0100
From: Michelle Clarke
To: William Binchy , taoiseach@taoiseach.gov.ie, Valerie Walsh , thomas.ritter@nuigalway.ie, susan.lennon@molecularmedicineireland.ie, Stephen Booth , susan@turley.ie, Stephen.Donnelly@oireachtas.ie, Sorcha Donohoe , Sophie Lumsden , SharonSwaine@courts.ie , seamus.banim@tesco.ie, Samantha Brennan , Shane Clarke , roisin.whiting@amnch.ie, richard.boydbarrett@oireachtas.ie, richard.bruton@oireachtas.ie, professionalstandards@mcirl.ie, Paul Cassidy , patrick@dublinchamber.ie, pat.rabbitte@oireachtas.ie, Pádraig MacLochlainn , O’Shea’s Hotel , marieclaire@sciencespin.com
Tuesday, 1st October 2016

Is it a “Bubble” that certain prices of houses are rising or is it shortage of supply? Then perhaps it is the obvious, the banks have not been interactive with those in arrears. If this is so, the supply parameters are about to change.

The Irish Mail on Sunday reports that ‘Receivers sell 10 homes for as little as £30,000 amid protest’. Would you buy one of these houses that were reduced from £235,000 and £240,000 to £30,000 and £64,950? Would you ask the question about who took the negative equity hit and what hardship goes with it? What about the “moral hazard” factor and the other people who can repay the mortages at £230,000+? These houses were sold. They were semi-detached at Knock Carrick estate in Annyalla, Co. Monaghan, and were sold by Gunne auctioneers on behalf of the receivers Farrell Grant Sparks, we know that latter two, will have financially gained from the transactions.

This is the beginning and maybe the bottom of the market in the way that debt is crystallised but it is a stark reminder to people that we may only now be witnessing the hardship of those who were caught in the negative trap of the housing collapse. How does a person release themselves, their families from the debt that they will never be able to repay? Do they follow the example of some of the developers who gambled in billions and then moved their “centre of main interest (COMI)” and alleviated themselves of such pressures?

Yates, McNamara and others are nearly home and free. What can we learn from their choices?

What we do know is that in a written judgment published only last week Stephen Baister, the chief bankruptcy registrar in the High Court in London ‘said the newspaper’s application for McNamara’s file could not be dismissed as “simply a fishing expedition” or on the grounds that it was “prurient”. He went on to say that “I think there is a genuine and legitimate interest on the part of the press in this significant bankruptcy and its surrounding circumstances”.

Hailed as a victory for “open justice” by the UK’s Press Gazette, it enables people to further investigate through freedom of information and access to the bankruptcy papers. McNamara’s legal team argued that the banker/client confidentiality meant that paperwork relating to his bankruptcy would not be available to people seeking information.

This is an important case. “Bankruptcy tourists” need to be aware of it. Baister further pointed out “that the “Bankruptcy Tourism question “remains very much alive and is a legitimate matter of public interest in this country, Ireland, in Germany and in Europe generally. The number of cases this court hears attests that”.

“ISI” and our banks need to start dealing with the live issue of mortgages and writing down debts.

By Michelle Clarke



Subject: William Butler Yeats ‘Once you attempt legislation on religious grounds you open the way for every kind of intolerance & for every kind of religious persecution”
Date: Wednesday 2nd Oct 2013 16:56:50 +0100
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list

Wednesday 2nd October 2013

‘Save a bit of money’ by deleting the Senate. ‘save £5 million or could it be in the long-term £20 m’.

We seriously need to start asking questions and to start with the question is our Senate being sold out to the Troika requests for a more streamlined cost efficient system of Government?

There are other more serious questions that despite a multitude of emails and queries, raised by ordinary citizens who are interested in Ireland, but who consistently receive no feedback. Take the £500 m euros remitted to Nigeria (one of the wealthiest countries in the world but corruption dictates an unequal distribution of resources and money to its population well in excess of 100 mn people). Ireland once had capital controls but relinquished these when the ECB became the game keeper and our Central Bank stepped off the stage. Western Union and other sources allow vast sums of money to leave Ireland and nobody asks about it; nobody seems to care. If you doubt the remittances to Nigeria in 2012 just google details and the Irish Independent article with the revelations as published by the OECD can be read and verified.

Waste prevails in Ireland Inc and it is not the Senate as established as our Upper House, in the Constitution, with the Rule of Law, the Constitution, the President as the bedrock that is responsible. Waste is in the bureaucracy that has evolved and the dis-connectivity between the politicians and the ordinary plain people of Ireland. Ask the question the next time you take a taxi or talk to a retired person about how they feel about £500 million being remitted to Nigeria in 2012? Ask them about the theft of mobile phones equating to £430,000 for January and February 2013 allegedly mainly by immigrants who send messages that Ireland is a virgin country to be plucked back to people in Nigeria. These are recent reports in our newspapers and if remittances are sent to Nigeria, then we need to ask how much money is actually remitted out of Ireland, especially at this time when economists tells us that we are indebted to such an extent that it will take 80 years to cancel out our debt http://www.nationaldebtclocks.org/debtclock/ireland. Waste needs to be tackled in education, in health, in transport, in social welfare, we need to reform our system of Government; we need to examine the double/treble pension dipping of our political elites in retirement and the EU Gravytrain http://www.youtube.com/watch?v=QjDbY0ImfAw that avoids audits but also at the nitty gritty level we must not ignore remittances being sent out of Ireland for one reason alone and that is we are nearly bankrupt and can’t afford remittances to other countries, presently.

To me, it is not the time to abolish the Senate; it is time to reform our whole system of government and the article in the Sunday papers by An Taoiseach Enda Kenny, indicates that much work has been done and reform is in the pipeline. However, Prime Time last night introduced a most well-informed interesting cache of ‘No to abolition of Senate’, from Professor John Crown, to Glenna Lynch, to Patricia McKenna. Theo Dorgan’s article in the Opinion piece is essential reading if you believe it is a rash decision to hold a referendum to abolish the Senate. Ireland is a weakling PIG (Portugal Italy Spain) except add in the extra ‘I&S’. We are Troika led. We are supposed to have a coalition, yet the Labour party, that party who is supposed to represent the proletariat, the ordinary people of Ireland, is losing members and projections are they may not even gain a seat in the next election. This is real vulnerability for a small open economy that is a member of the EU but realistically is only hanging on.

Why the Senate abolition proposal and now? The Senate is mainly about legislation. The members research, debate, amend, both before and after being presented at the Dail. Surely, it is a cost benefit analysis of the function of the Senate that is required, instead of its abolition. The first senate was abolished but then it was do with De Valera making the FF mark on what to him was an elitist Upper House. He placed members in opposition to the Senate in 1928 and he paved the way for the new Senate when FF came to power. Reform the Senate most definitely, pay no salaries and pensions to senators is an option. Abolish No.

Senate speeches make interesting reading and many books have been written. The Senate may not be about the ‘Action’, that lies in the hands of those who are elected to power. However, there is what belies the ‘Action’ that must be considered now.

From a book about the Senate Speeches of W.B. Yeats, edited by Donald R Pearce.
William Butler Yeats 1st Senate
‘It is perhaps the deepest political passion with this Nation that North and South be united into one Nation…If you show that this country, Southern Ireland, is going to be governed by Catholic ideas and by Catholic ideas alone, you will never get the North … I think it is tragic that within three years of this country gaining its independence we should be discussing such a measure which a minority of this nation considers to be grossly oppressive. I am proud to consider myself a typical man of that minority’

All I can say is parameters may alter but consider the contribution of the Senate recently to the debate about Abortion….discussion, opinion, and consideration for the minority in a country still bound by the rulings of the Catholic Church.

Michelle Clarke (Comyn)



Subject: Shock in D4. Houses should have utility. Georgian houses left to decay is morally wrong
Date: Thursday 3rd Oct 2013 19:25:41 +0100
From: Michelle Clarke
To: Vincent Browne , Alan Shatter , lordmayor@dublincity.ie ; Citizen Journalism site; undisclosed address list
Thursday 3rd October 2013

Pembroke Road, Dublin 4, the crescent of Georgian houses and someone decides to paint the basement shocking pink. This house appeared vacant for years and now has become an eyesore to humanity or lack of it, because no house should realistically be left vacant for years. A house in the crescent has sold for £1 m+ recently so what a paradox that needs an answer. There are many of these houses in Dublin and who knows who really owns them? The LPT (local property tax) surely has the data of who is the owner and if so surely these owners of what can only be called ‘waste of resources’ should be held accountable.?

The ‘pink’ sure is making lots of people aware of the house, so now is the time to ask about ownership and obligation. Apparently in France there is a one year limit on leaving houses of certain architectural merit vacant and then the State representatives step in; renovate the property, assign it to their name; and then occupy it with people who can then buy it from the State. Germany too has a similar approach. House sitting has to be an option rather than vacant. The country needs to generate economic growth, lets work with people from the Irish Architectural Foundation http://www.architecturefoundation.ie/ or Habitat for Humanity http://www.habitatireland.ie/‎ and get people engage in craftmanship again. We can’t build cars, so let’s focus on architecture which we can do.

Another person passing by reminisced of an earlier time when one of the houses in this crescent of Georgian houses, was called Ball Hall, the owner’s were named Ball and they rented it out to Trinity students who had free rein to decorate it including artwork on the walls.

Let Pink be a wake up call to those who have properties left vacant and include the ghost estates throughout Ireland to get focused on making these properties utilitarian and not eyesores in the hope of one day creating capital gain. 

By Michelle Clarke



Date: Sunday 6th October 2013 16:51:28 +0100
From: Michelle Clarke
To: Citizen Journalism; undisclosed address list
The Hare, the ship that brought food to the hungry Irish in 1913, the time of the Lock-Out

by Michelle Clarke (Comyn)

Siptu yet again get the media coverage to show their exemplary behaviour towards their union members; the history, the fight for the plight of the under-privileged; forgetting the whole self-seeking farce that they embraced during the rein of Fianna Fail and the Celtic Tiger economy in overdrive. Benchmarking for the elites is more appropriate because the reality is that the public sector still cling on to their jobs while most of the private sector have visited the dole queues, or for some only regained work but based on zero contracts and no job security. Then there are those who just left our shores with empty hands to embrace the other world. These are the new diaspora; the diaspora of the 2000’s which replaces the diaspora of the 1990’s, the diaspora of the 1950’s and before. The untold story is yet to be written.

The diaspora who leave, most probably leave behind their union dues, their pensions in limbo, for those who remain in the Trade Union management tier to exploit for their benefit on the pretence that they are conscerned with workers. Clerys Department Store is an absolute scandal. Every Irish person knows Clery’s – those who met under the clock, those who danced in the ball-room, those who travelled from the country once each year to shop. Bad management decisions and investment in over inflated priced properties put this old established Department store into liquidation. The news is that the new investors is one of those ‘vultures’ called private equity firms ie Gordon Brothers from the US. These privileged private equity groups can afford to be vultures because that is their job. They are bargain hunters on a global scale. They see value, they use their clout and they derive deals. They manage to get staff fired albeit the neat word redundant is used, and they put pressure on the banks to basically write-down vast amounts of debt. Clerys write-down like the INM is the priortised type of debt write-down that banks engage with.

Trade Unions are busy representing the ’employed’ public sector but what about their function in relation to those now unemployed and those forced to emigrate. We need to realise now just how ineffective and inefficient trade unions are in relation to the plight of the ordinary workers, those who are fired by these companies without any sense of morality or humanity for that matter. It is common knowledge that some people worked at Clery’s for over thirty years and nobody cares to listen to their stories which are horrific. Nobody cares that these people lost their pensions. How much would a Clerys worker have paid into Siptu over their working life with Clerys. Shame on Siptu for the lack of respect, the lack of provision of opportunities to find alternative work for the Clerys staff or for that matter for not negotiating the deal with Gordon Brothers to retain the staff, and to put forward their plans for Clery’s Department Store.

Siptu are not afraid to court the media for their own hero worship. By now all must have heard about the “Hare” (and it is not that sculpture outside the AIB bank in Ballsbridge). The Hare arrived in Dublin yesterday to commemorate the 1913 Lock Out when food was sent to the starving Irish people and their children caused, by the Lock Out. This was about solidarity between two Islands.

Siptu site details as follows:

The commemoration of the anniversary of the first food ship arrival to Dublin acknowledges the critical importance of the solidarity and practical support of the British Trade Union Movement towards supporting struggling families to survive one hundred years ago. The value of the food aid donated equates to over €20,000,000 in today’s terms.

Trade Unions are urged to encourage members and their families to come along for the re-enactment and event which will run from 11.30am-1.30pm, and promises to be a really enjoyable occasion. Those attending are encouraged to ‘dress’ for the occasion!

The organisers gratefully acknowledge the support received for the ‘SS Hare’ re-enactment from Congress, Dublin Port Company, the International Transport Workers’ Federation (ITF), Ramsey Steam Ship Company,the RMT, SIPTU and Unite the Union, and for the contribution of the North Inner City Folklore Project, Dublin Council of Trade Union, Ken Fleming ITF and Brian Treacy.

The silence about the gross inefficiencies of the trade unions to act on behalf of workers but also on behalf of workers who have lost their jobs, those who have emigrated are silenced shamefully in Ireland’s media. The trade unions are elitist now. They are trade unionist type captains of their own ship but with no time for those who paid their union dues. It behoves members of the trade unions to examine their fellow union members who worked in the construction industry in the retail sector and ask is the treatment given to them different than the abuse thrown at their fellow union members but in different sectors. Where is the solidarity?

Another farce is the IMO (the trade union for the medical profession). The young doctors are working hours that are contrary to EU regulations. We are one of only two countries in Europe exploiting young doctors in this way. Some junior doctors are expected to work in excess of 24 hours …. this is morally wrong and should not be accepted.

The question here rests with the IMO farce and abuse of power at Chief Executive and elite management level. Martin Wall’s article in the Irish Times on October 5th 2013 is short but effective and tells us that ‘IMO defers internal inquiry due to cost and legal concerns’.

When does the nonsense stop; add to this Merrigan and Kelly ie SIPTU/HSE and the £4 m slush fund, and what we learn is that those who have power abuse the rights of the people they are supposed to represent and protect.

George McNeice, Chief Executive, in his 50’s leaves with package of £9.7 million reduced from £24 million. Research him – the story-line is a narrative that tells us about what has happened in the so called Trade Union cartel over the last 20 years.

They punish the junior doctors because basically the leaders feather their own nests and those of the consultants, GP’s etc so well, that when it comes to investigation and the legalities they can say NO. The cost is too high and there are legal concerns’. What about the minions, those they are supposed to represent.

A Chinese saying

‘Right is right, but wrong is no man’s right’

Michelle Clarke (Comyn)

 



Subject: Play “One Big Onion”. The writer has something real to say. Why not listen?
Date: Sunday 6th Oct 2013 17:59:27 +0100
From: Michelle Clarke
To: Vincent Browne , mick.wallace@oireachtas.ie, John.Crown@oireachtas.ie, James Reilly ; Citizen Journalism site; undisclosed address list

Sunday  October 6th 2013 


One Big Onion Play (Ireland)

Conjure up the thought of peeling the onions – layer after layer – the tears forming in your eyes.

Just because an event, a wrong decision happens to be 5 decades ago, doesn’t mean to say it is not relevant.

Suicide was a criminal offence up until the 1990’s. It took writers like Marina Carr to write the narrative that tackled the issue that some families faced ie the death, the loss, the fact of stigma, the silence and worst of all the fact it was a criminal offense and the body of the loved one was not for the Catholic graveyard so hence Shame too. She wrote the play and the Abbey took the chance to produce it.

Asbestosis http://www.asbestos.com/asbestosis/

Do we understand or do we care or worse is it capitalism and commerce that want the details hidden?

In Manchester recently, Granada TV had to pay £1 million to deal with asbestos contained in the building which like all buildings constructed in that period (1960’s) had asbestos. The only way to do this is to identify it; and then isolate it because to disturb it results in the fine dust polluting the air which in turn can settle in the lungs of the people exposed to it. For some it can be latent so fear is the reminder but for others it manifests as cancer and they die, but not before they have suffered and their families and friends have experienced what asbestosis can do to a human being. Why is it that the medical profession remain so quiet about what asbestosis can do to people?

The question about the play is do we really care anymore about those who were exposed to asbestos and died painful deaths. Think of Christy Hennessy who worked in the building game in the UK and he got it. 

By Michelle Clarke


Subject: ‘Scales of Justice’ & Dublin Castle. Global Irish Economic Forum elites. Hope they recognised Justice
Date: Monday 7th Oct 2013 17:10:58 +0100
From: Michelle Clarke
To: Alan Shatter , Ethics ; Citizen Journalism; undisclosed address list
Monday  7th October 2013 16:41

“Citizen Journalism site” topics are beginning to create the matrix that links together the ‘wrongs’ that are being perpetrated in our society. Wrongs that happen at the very core of our entity. The time has arrived to begin to hear the voices who for over a decade now have sought clarity. Dublin Castle, this weekend hosted the Global Irish Economic Forum http://global.irish/, the third, and not to be held next year. Can we ask those who attended if they noticed the Scales of Justice as they entered through the Gates of Dublin Castle and if they did, what do the Scales of Justice mean to them? What we ask now is for an end to corruption at every level; we ask for the outcomes of the Tribunals to be advanced and people who clearly broke the law, those white collar criminals in particular, be brought to justice so that the Scales are brought back to where equality exists and that is level. That is the challenge.

The matrix becomes interesting now because what we begin to realise is that the trade unions who supposedly represent the rights of workers are being openly questioned at grassroots about their core values. We need to ask now why our media sources in general tend to be in collusion with a self appointed status quo, which provides for privileged but at the expense of the vulnerable? 
The patchwork quilt states that people are working diligently to represent their interpretation of Irish Society and how it is has progressed since the day of the decision for the Bail-Out now five years on.

Take this from one posting and then enter it into more recent posting and therein are answers to the Omerta that is destroying our sense of what democracy should be and the morality we need to restore at every level and this means each individual must stand accountable.

“Enterprise Ireland human resources staff appoint union shop stewards by using the tax payers benevolence and their purse. Indeed this has been the agreement for at least two decades with at least 3 paid reps. The recent appointment of an Enterprise Ireland HR executive to siptu steward shows that job creation does exist but needless to say, only when it suits the Dept of Enterprise, Trade & employment.
But, such appointments are also contrary to siptu rules –
Please refer to page 6 and 7 here – http://www.siptu.ie/media/media_14243_en.pdf

Indeed, a strange relationship exists between the unions, SIPTU and Unite and the Human resources personnel throughout Forfas, IDA and EI so strange that these closed shop agreements should warrant a thorough investigation. What is the point of having a trade union for workers if they are paid out of the pockets of your employer? What has Niall Donnellan, head of HR and investments and Mark Christal, Human Resources Manager of EI got to say for themselves?”

To the students unions: ask those who vote about integrity, about honour, about code, morality, ethics. To cheat at exams in third level especially for Law is not something to be dealt with lightly. For a Provost to hold a disciplinary hearing and decide that it was acceptable for the person not to pass the summer exam but to be so arrogant to allow them do their repeats in September, can only re-iterate what is representative of our so called intellectual elites. If you work in Tesco as a person with intellectual disabilities and you make a minor “mis-take” like eating a sweet from a box and the cameras spot you. You are called before an in-house Tesco kangaroo court and you are told empty your locker, your 13 years service is of no significance and you are given the option: You are fired or accept and leave now.

Unions for students. Ask your members to think now about Justice. You are the future of this country. The Provost to my mind represents an ethos that must change. Cheating is about deceit. Trinity has an excellent service for people who suffer from depression and it does not do it justice to make it possible with a non punitive punishment. For the students to follow on with an endorsement and making that student who cheated in Law their President, you are making a mockery of the Scales of Justice at Dublin Castle.

Michelle Clarke (Comyn)



Subject: Do you know the story of the Judas Goat! Time to find out perhaps,
Date: Wednesday, 16th October 2013 22:15:05 +0100
From: Michelle Clarke (Blake))
To: Citizen Journalism site; undisclosed address list

Wednesday, 16th October, 2013 14:57

Christy Moore is the man we need to read this poem. To most of us asbestos is just another word without much meaning. Every so often, we may hear that a person like Christy Hennessy (song writer, singer) dies from the disease but the truth is it falls under the category cancer and the reality is we don’t often seek the cause of the specific cancer.

W/slave: you prompted me to check it out.

Ireland trails behind the US and the UK. We need to ask Why? Our no foal no fee lawyers apparently are not eager enough to fight these cases but in the absence of knowledge and the continuity of businesses through the decades, the people afflicted with this awful disease fall literally between the cracks. They get sick in their later years, they get diagnosed, they don’t have the energy to fight for justice and then they die. It is a ruthless take but the questions need to be raised and why not start with the medical profession who have the evidence. We can then piggy-back on the expertise of the worldwide law firms who seek justice. We need to know about Asbestos because it applies to buildings (which if we take the new tax breaks from yesterdays 2014 Budget for properties built prior to 1915) it most definitely merits consideration.

For some facts: http://www.mesothelioma-facts.com?asbestos-exposure.cfm

Kazan Law Asbestos Attorneys are there to advise.

Asbestos is a group of minerals which occur naturally that can be separated into thin fibres. It was a popular building material and used in many different industries because the fibres are resistant to ‘heat, fire and chemicals and do not conduct electricity’ as detailed by the National Cancer Institute.

“Miracle mineral” is how the Greeks and Romans referred to asbestos and its ability to resist fire. Since the 1800’s in the US, asbestos has been mined and used. It was widely used during the Industrial Revolution. Stanford University’s Department of Environmental Health and Safety have outlined ‘that some of the major industries that typically used asbestos included construction, roofing, shipbuilding and the automotive industry’. What’s left…. there is the ‘need to know’ detail of how to deal with asbestos presently associated with these industries so that they can be identified and not disturbed.

Why? It is direct contact between the person and exposure to the asbestos by inhaling the dangerous fibers when they breathe. Think of situations like the inhalation that can occur during building demolitions, asbestos mining or renovation work. These fibers can be swallowed hence exposure from drinking or consuming contaminated liquids or foods. Ireland is a young country but we need to be aware that people have taken class legal actions in other countries, including Northern Ireland and have been awarded compensation.

In 2005 – World Health Organisation estimated that 125 million people worldwide were exposed to asbestos in the workplace. This was despite the known danger for several decades at that time.

Further the WHO estimates ‘that diseases stemming from asbestos exposure kill approximately 107,000 people worldwide each year’. We need to consider the imports we receive especially from China and what the components are. It is time now to enforce a system globally of a sense of corporate social responsibility

What can we do immediately:

We need to ensure that workers us ‘protective equipment and follow proper safety procedures whenever handling asbestos’.

For those who have been diagnosed with asbestosis, they need due recompense – The Judas Goat http://www.urbandictionary.com/define.php?term=Judas%20Goat



Subject: What is the position of the Court? As Patrick Honohan states, is the court to be the “regulator of last resort”
Date: Tuesday 22nd October 2013 17:38:42 +0100
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list
Tuesday October 22nd, 2013 16:34

What is the position of the Court?

As Patrick Honohan, Central Bank Governor, states, is the court to be the “regulator of last resort?”

Approaching year six after the Celtic Tiger collapse, the real hardship is beginning to bite deep as the banks are pressured to meet targets. Strategic Defaulters, Mortgage Delinquents, the Tourist Bankrupts form one category on the spectrum of debt to the banks but we must not lose sight of the human factor. We hear about “Moral Hazard” but let this apply to the former but not to the genuine casualties of the housing fiasco.

Conor Feehan writes in today’s Independent about a woman’s body being found in a flat due to be repossessed. Longboat Quay off Sir John Rogerson’s Quay reveals yet another tragedy and loss of life that is part of the quagmire of distress imposed on people who had but one objective, and that was to own their own home, by way of a mortgage, funded by the Banks. These are the people who do not deserve the sentence imposed upon them of a negative equity apartment/house/home that is now worth half it’s value but is mortgaged for double.

The wound of negative equity is festering with no semblance of honest concern. Anomie is about suicide and there is a slow creeping anomie taking hold of our society. We need to embrace the wound and tackle the problem with practicalities. The truth is that sometimes it is not possible to repay the debt. The only way is to write-down a proportion of same. The banks must be forced to do so; but firstly it must be emphasized to the Troika that the ECB must act by making concessions of write-downs in bank debt to their ‘star pupil’ whose deficit positions them third place in Europe.

Wounded and in pain but it is time to say enough. Spare a thought for this woman who had a dream.

‘The sheriff’s team, backed up by gardai, arrived at the Longboat Quay apartment off Sir John Rogerson’s Quay in Dublin at noon yesterday. They made the grim discovery inside the apartment they had been sent to reclaim. It is understood the owner of the apartment had made an agreement with the sheriff’s office to vacate the fourth floor property, and that there had been communications between both parties last Friday.

What the Sheriff found was a body, a human being who said goodbye. When does the pain stop? One must ask the question if the life insurance pays back the bank and at which value? We are all focused on cost but human value has become an irrelevance. There must be an equitable and fairer way for the banks to negotiate with people to remain in their homes. They can restructure debt over time. They can take a write-down. Short sightedness is not acceptable.

by Michelle Clarke (O’Malley)



Subject: ‘Wealthy gone on Investment Strike’ by Michelle Clarke (Devil’s Advocate) – Justice Citizen Journalism comment ref book launch details “Failure of Irish Capitalism’. Source on request
Date: Sunday 27th, October 2013 18:10:11 +0000
From: Michelle Clarke
To: Vincent Browne , secretariat@cori.ie, press@transparency.org; Citizen Journalism site; undisclosed address list

Sunday 27th, October 2013

“Kieran Allen, a sociologist who works in UCD, said, ‘Figures show that the “wealthy have effectively gone on an investment strike”. A mere €16 billion is being invested in Ireland compared to €46 billion in 2007. This is unsustainable and means that unemployment and emigration will continue for some time”.

£46 billion invested in Ireland in 2007 but a meager £16 billion now. I am not surprised. Holding money in Ireland is a hazard to health and anxiety levels, with the paper trail that is haunting our pensioners, our baby boomers now retired and people with disabilities who have received financial settlements from the courts or other sources. Why? Try opening a bank account in one of our State owned banks or for that matter in Bank of Ireland which still has the dregs of once worthwhile shares. Evidence is the order of the day now. They need a utility bill address, they need passport copies but witnessed by solicitors (beware the many defunct solicitors now advisers to Debt Options and others), or for that matter bankers with their stamp). Try adding a name to your account at the Post Office and again it is a data mining exercise with the bureaucracy to go with it.

Then for those who may have held shares in publicly quoted companies ie Stock Exchange, through their lives, the surprise post these days is a letter from the stockbrokers with the intimidating inference that their funds invested in stocks and shares have links with money laundering and they must by a certain date provide evidence of who they are basically and in line with what the banks are requesting to open new accounts. For those people who want to hold a sterling account in Ireland yielding no interest, just a preference in currency – this is the real hurdle. The advice received from an AIB staff member was to get on a bus and go North and choose an English bank. Try to proceed with the argument that you don’t want to desert that sinking ship called Ireland Inc and you will find that it may take up to 2 months and lots of bureaucratic nonsense to open a Sterling account, which in the days of Central Bank control, was a whole lot easier.

Are we getting the message why people are no longer choosing to hold funds in Ireland? We are creating a bureaucracy equivalent to what you find if you are working as an ex-pat in Zimbabwe receiving local currency and bound by their Reserve Bank rules. A pure hell hole for those who have the money to invest. What can we learn from this: we learn that people will seek out simplicity – hence the black economy appears to be thriving in Ireland as it still governs Zimbabwe.

Kieran I hope in your book you have looked at the Ireland Inc that has welcomed so many migrants to its shores. Ireland Inc was many times before a nation of emigrants but the difference this time is that our people are unlikely to be remitting money home (because why would they send back money when they left properties in negative equity). The real he scary part is that there are others (un-checked by Government or Central Banks) busy remitting vast sums of money ‘home’. Check out the OECD figures which revealed that Nigerian migrants to Ireland remitted 500€ million (this is half a billion) back to Nigeria in 2012. Where is the common sense? Western Union and others facilitating the flow outwards, it must be considerable if the OECD report that 500 € million was sent to Nigeria alone in 2012.

Austerity is killing Ireland Inc.

Ireland is a small open economy that must sell her wares and the truth is the message has not got through yet. We are not watching the pennies…….Remittances are leakages from our boat and we are sinking fast.

by Michelle Clarke Devil’s Advocate



Subject: ‘Can’t get me I’m part of the Union?’ No more, be warned!,
Date: Wednesday 30th October, 2013 19:00:22 +0000
From: Michelle Clarke
To: Brendan.Howlin@oireachtas.ie; undisclosed address list; Citizen Journalism site.

Wednesday 30th October, 2013


The Sunday Observer. The cartoon by David Simonds, is a must but I don’t know if it can be uploaded.
Industrial Britain and the smoking chimneys in the background, the trodden down union leaders with their banner being flittered to pieces by a big huge gigantic alley cat gone corporate in his  pin stripe suit, the tie and that smile that says – my claws are telling you your days are numbered as he flitters what was once the Trade Union banner with the message defending the workers. Ireland differs from the UK because Fianna Fail cleverly promoted a relationship of join our club, enjoy our salaries, our perks, our trips abroad, our pensions and what they created was a coterie of trade union officials in their ‘Celtic Tiger’ image. Just look at the corruption, the cronyism, the McNeice farce, the Merrigan credit card slip up, the SIPTU/HSE £4m question mark, who knows the misadventure that is hidden in the quangos, the semi-state. We all know the story about FAS thanks to the grassroots investigation carried out by Shane Ross and others. The reality is there is a tier of people in the trade unions with a bias towards public sector because the more they secure for these workers, the greater the deal they secure for themselves which is so closely aligned to what our politicians receive, yes even to include double dipping of pensions. These trade unions are sitting on vast amounts of union dues paid in by workers a lot of whom are now unemployed or have emigrated or for that matter are retired (figures in excess of 600,000). Do the trade unions have any sense of obligation to these former workers.?.Do they care? No it seems not. Ask a worker from Clery’s or from the Doyle Group of Hotels about the treatment they received and you will be shocked to learn how quickly Siptu wash their hands of a service sector worker with not much potential for work in the future, they become worthless because they are no longer paying their dues. We know their mission statement is only for those in work albeit a reducing number, but surely the history of the trade union suggests their obligations go beyond. The retail sector is now governed by the like of Starburcks and their franchises, Tesco; the great multi-nationals who get tax advantages and pay minimum tax and who are slowly but surely pushing out people who may have had contracts and union affiliation in favour of zero contract hours which basically is about obliterating all the rights the trade unions have fought for workers at a whim. What can we learn from our nearest neighbour, which has now experienced over two decades of union decline in Britain’s private sector?  In 1995 nearly one third of all UK employees were union members. Now it is only 25%. It is the private sector that has suffered the highest decline, similar to Ireland. Take 1979 and the figures are a stark reality: union ranks have been halved – 13 million trade unionists to now only 6.5 million. The message is that trade unions need to be focusing on getting more people to join from the private sector but as ‘Austerity’ mantra of the Troika influences and government policies bite deep, this is a challenge that requires impetus, motivation and drive to secure a more equitable working environment for potential members of the union. To read the writing on the wall, just take the example in Scotland – Firth of Forth: the 2013 Grangemouth dispute. Why? Unite represented 8 out of 10 workers is forced to capitulate to Ineos (co-owner of Scotland’s largest oil refinery) and witness first hand how effective the imposition of union decline is on Britain’s private sector. ‘If a mighty union that represents eight out of ten employees on a classic industrial site cannot defend its members’ interests, workplaces without union representation staff will openly doubt what affiliation will ever do for them.

For what it is worth, the benefits are manifold, from protection against employers who – like Ineos – want to scrap pension arrangements, to support in areas including legal advice and retraining’

Collective bargaining has become biased in Ireland and forgetful of those dispossessed from employment. Pensions are often forfeited. Rights become irrelevant especially where zero contracts become the order of the day. The whole issue of retraining is but a smokescreen as can be witnessed by the 300,000 on the dole queues and as for those who have emigrated, their ongoing rights are just obliterated.

Trade unions, their integrity, their motivation for the protection of workers, the provision of training for the unemployed, their history especially this centenary of the Lock-Out, must be open to investigation and all forms of cronyism, bias, corruption, must be weeded out. The trade unions have to represent workers in employment yes but let them not forget those who worked in industries such as the retail sector, the construction sector, and who paid their dues and who no doubt forfeited their pensions by using their treasury funds which yield basically no interest return by creating an infra-structure for employment. Take Liberty Hall within a mile of Google, surely they could use the space and have a hub of learning activity for so many of those people unemployed and willing to learn. Instead you have a grotty building minus the sense of enterprise.

Jonathan Swift’s words are: ‘Give vision to the visionless’. Well the time is now for the trade unions to step up to the plate and create opportunities for those out of work as well as secure bench marking deals with those in the public sector who at least have jobs, pensions, holidays, perks etc etc.

By Michelle Clarke


Subject: Autumn day, wind blows, rain and damp invade the bodies of people who sit and are forced to beg; Homelessness
Date: Saturday 2nd November 2013 17:49:44 +0000
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list

Saturday 2nd November 2013 16:34

The man outside Tesco has taken the spot from another man who has a problem with his leg, their story is ‘stereo-typically’ the same and that is they are begging for money for their hostel preferably so that they can book a week in advance. To be sitting on a pavement as the weather changes for the realities of a hard winter makes their situation all the more unacceptable because you know their plight is that they fall between the cracks of the social model and because they have no utility bill, no fixed address, they have no social welfare. For some reason these people are displaced from their original homes, it might be divorce, drug addiction, alcoholism, disability, ill-health and in particular people with mental health problems but what it does tell you is that there are people in our society who need special involvement from Services and who do not receive them.

I walk up to next shop and B reminds me that I went in one door of Tesco the last day and came out the other and forgot about him. What probably happened is that I was on the mobile phone and just forgot about B. Earlier in the day another character came up to me and as usual asked for his Euro; when B noticed he admonished me and said why did I give to him because he had State benefits, a home and spent his day gambling in the bookies. This is the life of the Street. It’s harsh, it’s uncertain, it’s cold. It is about asking for money because you have nowhere to sleep for the night and ad infinitum. The poem (on Citizen Journalism site by contributor n/a) reflects the narrative so well and the truth is this hardship causes too many to die, too young, without an opportunity to know the difference. Ozzie was our local. When he died, we all realized that each member of her urban village community had a little of his character to remember him by. He looked so much older than his years. He had attributes but society sidelined him to homelessness, begging and who knows what else.

Stereotypes, monologues of the elites who have no empathy, the homeless industry and charities, (those without the objective to eradicate homelessness because it becomes their bread and butter), those chief executives and their flock who earn well in excess of £150,000, the beneficial owners of the hostels who receive payment for the beds in the dormitories from the overly bureaucratic sectors of government and in particular the HSE. Pruning is essential and a fresh look is urgently needed to tackle the homelessness crisis and underclass emergence in the streets of our city Dublin and other cities on this Island.

The internet is like access to literacy which empowers the people. With ease, the majority of us can access what happens in other countries with the homeless crisis. We are told that the EU has the Invisible Hand and social is a strong contributor. We know social plays a considerably less significant part of the American belief system. Let’s use the internet to take a look at San Francisco – Think Progress publication.

There is new survey about homelessness in the US (begging there refers to panhandlers) – downtown San Franciso. What is interesting is that it challenges the myths and the interesting part is that the myths there, resemble the same myths that apply here on the Island of Ireland. You might ask how or why? Well there seems to be a conventional wisdom ‘that those on the sidewalk asking for a dollar are lazy freeloaders who will use the money for alcohol or drugs’. The danger is when the media are biased towards this view and use the airwaves to promote the myths. In the US, Fox media and a Mr John Stossel have become the mouthpiece for the perpetrators of the myths and he has broadcast certain messages which are heavily biased and harmful to “beggars”. Stossel reports (we know only too well that so many of us use these very same stereotypes) messages such as “I had heard some people beg for a living and make big bucks – $80,000 a year in some cases….You shouldn’t really give to these street people…..You are really supporting alcoholism and drug problems”.

Thankfully this spurred on The Unions Square Business Improvement District (a collection of 500 property owners downtown San Francisco), to fund a research team. They took a two day period, in March. They spoke to 400 people who gave money to panhandlers/beggars over the past year. Thankfully, they can refute the Mythology. They found which I doubt is anyway different to what one would find in Dublin that ‘the typical ‘panhandler’ or ‘beggar’ is a ‘disabled middle-aged single male who is a racial minority (maybe not yet in Ireland) and makes less than $25 per day despite panhandling seven days a week for more than five years…..in fact 94% of these meager earnings are spent on food….furthermore they found that contrary to the myth people hold that ‘they prefer to live on the streets’ is wrong and that only 3% of panhandlers don’t want housing’.

Words like underclass, victims, mentally ill without out access to proper medical services, lack of education, sparse provision of social workers, drug addicts maintained on methadone for decades without a source of education to help them become working contributors to society by access to education must define Ireland as different, because we are small enough to make changes. Ignorance is no defence. We need to avoid victimology and create opportunities by seeking out alternatives other than a life on the streets begging.

Fr McVerry’s name is the man that is accredited for helping the homeless.

His website provides the facts:

…………….“This page provides statistical information on homelessness and Peter McVerry Trust Services.

Homelessness:

7 – Average number of new presentations of homelessness in Dublin per day. (2012)

30% – Women now account for just over 30% of Ireland’s homeless population.

94 – Minimum number of rough sleepers in Dublin, based on rough sleeper count for April 2013.

307 – Girls aged 19 or under recorded as homeless in the 2011 census.

3,808 – The number of homeless in Ireland recorded in census 2011.

Stark figures for such a small population.

The US survey states that 60% make $25 a day or less, if this is so in Ireland and the hostels cost in excess of e60 per week plus the addition of the what HSE, the DCC, the NGO’s , Charities pay to the private owners of the hostels; it makes it quite a pitiful existence with no hope of ever leaving this culture of dependency propagated by commerce.

Why do people give to beggars! The finding is simple. Empathy and a fear that you or a family member may one day be a beggar……if this is so

Come back to the words of wise man ‘The world is made up of the Takers and the Taken’

Remember when you see a beggar on the street, chances are through the food they eat, the alcohol they drink, the accommodation they use, they too and possibly are paying more tax and are re-investing in Ireland Inc……these are paying real indirect taxes daily and recycling money in the economy. 

By Michelle Clarke


Subject: Education: ‘Give Vision to the Visionless’ – Jonathan Swift
Date: Monday November 4th,  2013 17:12:53 +0000
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list

Monday November 4th, 2013 16:40Report this post to the editors

Reply to citizen journalism site: Seoirse Thank you for the informative response. Many people have gained both socially and through employment in particular in community employment schemes and it is essential to highlight the point especially now as FAS is being closed down. It is also very important to recognise that FAS faltered through an elite group in management particularly who became side-tracked by a culture of waste of resources and personal aggrandisement. As should always happen, this needs to be identified and we must congratulate Shane Ross (Independent – Dail) and a team of enlightened media people who targeted the head office and whose research has resulted in the closure but also the outing of those who abused their position of ‘power’ through cronyism and corruption.

The new challenge is Solas. 200 people are tasked with policy and empowerment to seek educational opportunities. I agree absolutely with you about the other side of education and that is the ‘action, doing, creating’ in the local community. ANCO was the origin of FAS and it tasked people who had achieved solid apprenticeships in certain trades like carpentry, plumbing, plastering, gardening into the teaching and imparting mentors to unemployed people during the last unemployment crisis in the 1980’s. This in turn resulted in a healthy competition in towns, villages and in urban villages to move from the individualism to the shared community endeavours. Our tourist trail has benefited from the workmanship and input of many people especially those who worked in community employment schemes who were part of this FAS initiative.

Nearly 400,000 people are unemployed; the estimates are that 300,000 have emigrated, and others are in courses once operated by FAS and others.

The time is now to recognise that people are human but the human species is highly flawed; however ‘flawed’ must be recognised, punished, and replaced and now is the time for this to happen. Solas and the ETB’s must embrace a new culture and it is essential that opportunities are provided to as many people as possible, people who are unemployed, to single mothers or fathers, people with disabilities, to young people, to older people to ensure that they have the opportunities to access education either of an academic nature or more importantly of craftsmanship and technology. There is new horizon in restart/repair and Ireland needs to tap into it via the education route.

To be positive we must look at the plans for our city which can be repeated in the smart sustainable urban villages and local country communities. Solas is nominated now to educate the people who will be the actors for the plans. The time is now for people to engage. The opportunities are highlighted in that public submissions are welcomed on proposal, which includes two new civic space. 

By Michelle Clarke


Subject: Austerity is the mantra but for some it is ‘privileges before principles’
Date: Thursday 7th November 2013 12:13:51 +0000
From: Michelle Clarke
To: waterfordservices@focusireland.ie, Vincent Browne , Shane.Ross@oireachtas.ie , Roisin Shortall et al

Thursday 7th November, 2013

Interesting times as Ireland forges ahead to extract itself from the Troika and engage with the open markets to raise funds. The message is that we must continue with austere practices because the budget deficit must be tackled and the fact is our debts exceed our capacity to pay in the now and going forward for many decades. The debt rises with compound interest and without a right down it is hard to imagine how Ireland will ever pay it off.

2013 is the centenary of the 1913 Lockout. Socialism challenged capitalism and people like Jim Larkin, James Connolly and many others tried ardently to engage the people through a form of solidarity against the employers who exploited the labour force for their own gain. The Sunday Independent and Shane Ross aims to engage readers with the reasons why these early trade unionists are far removed from those who presently supposedly represent their employees. It is time for the ordinary people to remove the rose tinted glasses and start coming to terms with the fact that our present day trade union leadership and members who continue to pay their union dues, have diverged so far down the opposite path of that proposed by trade unions of 1913.

Ross, based on some of the foregoing postings is quite correct when he writes that ‘This year’s commemoration of the centenary of the Lockout has tanked into farce’. It is beyond belief that ‘TG4 opted for a more modern type of socialist, so modern that his socialism is almost invisible’. They chose to select a current director of the Central Bank to commemorate both Larkin and Connolly in their progamme on the Lockout. The person selected was a member of the Central Bank but he also served as a director of FAS; worse still he served at the time when the elites of the FAS staff endorsed and contributed to that culture of waste that is a product of cronyism pending corruption. The ‘privileges’ became the guiding light and ‘principles’ were demoted to near extinction. Work for these privileged people became devoid of the principles, obligations, and ethics that should prevail. These were the people to be found highly remunerated on the many quangos so indulged and well paid for by the State (but remember it is the tax payers and citizens of the State who really pay). TG4 selected none other than Dr Des Geraghty.

To quote Shane Ross from his article in last Sunday’s Independent newspaper:-

“Comrade Des became Dr Des. He collected gigs galore, adding the powerful, well paid RTE Authority and the chair of the obscure Affordable Homes Partnership to his portfolio. The AHP was a particularly nice little earner, one of the multiple social partnership quangos that broke out like a plague ….

In the AHP’s first year Dr Des earned e13,000 as chairman, but his part-time reward rocketed to e30,000 in 2006 and 2007 before reverting to e25,000 in 2008. The quango was eventually disbanded in ignominy, a casualty of the Celtic collapse”.

Culture of waste, cronyism, corruption needs a root and branch cost benefit analysis applied and urgently. Surely these people must be paid fairly but excessively should not be acceptable.

Liberty Hall today stands tall but what are they really doing for all the people who have become unemployed, those who are under-employed, those in the services who are being forced by companies like Starbucks, Tesco and so many other companies that avail of the favourable tax breaks and who are basically tricking staff into zero-hour contracts. The unemployed figures are reducing but it is from a high in excess of 400,000 with more than 300,000 who have emigrated. FAS (dissolved) only now is being dealt with, as Solas is rolled out. We know it will have 200 people; the function being education/enhanced skill provision with the objective of providing trained personnel for work opportunities through an independent sources. However trade unions must take some responsibility towards the plight of their members now. They owe those who have paid their dues over a centenary and their duty is to function with integrity for all workers and this includes their responsibility for up-skilling the members they have who are casualties of the Celtic Tiger. That Siptu e32 mn treasury amount that is supposed to be in their bank accounts earning virtually no interest, should be used for the people who need work. Crowdfunding says that they could provide some of this money and create opportunities for small to medium sized enterprises and entrepreneurhship.

Again to quote Shane Ross

“Dr Des, most of his colleagues in ICTU and some of his successors in Siptu are among the most conservative, reactionary forces in Ireland. They are no more the successors of Larkin and Connolly than Michael McDowell or Constantin Gurdgiev. The are the arch insiders, some sitting on boards to beat the band, collecting fees by the bucketful, others influencing policy at the highest level”,
Seriously, we need to wake up now.
by Michelle Clarke


Subject: Dire economic times say opportunities must be taken: its about value content:  JobBridge FAS Solas Tuesday November 12th, 2013 16:38 Seoirse contributor to citizen journalism site.
Date: Tuesday 12th November, 2013 19:12:48 +0000
From: Michelle Clarke
To: Vincent Browne , ruairi@labour.ie, Roisin Shortall ; Citizen Journalism site; undisclosed address list

Tuesday 12th November 2013  (Reply to Seoirse)

Fair comment. Community employment schemes organised by FAS greatly enhanced the lives of people; FAS CE schemes enabled people to work in their local communities, to contribute and receive additional payments to social welfare payments. Community employment schemes paved the way for single mothers, people with disabilities, empty nest women, to re-enter the work-force on a part-time basis. In many cases, these CE schemes facilitated people to move into further education. Unfortunately, the problem, as you state, relates to those who exploit the vulnerabilities of those they perceive to be weak and who climb up on their backs through cronyism, corruption and that attitude that says we will ape our masters of decadence and financial abundance, and we will do it better because we can do so. Shame on these people and now is the time for them to be reprimanded and where possible to be indicted for any criminal practices relating to corruption that they engaged in. The time is here for change. Privileges reined throughout the Tiger for the elites and their sycophants but it is now time for Principles to lead the way.

Hedonistic is about the decadence of people who exploit the vulnerable and CelticTiger Ireland was the period of hedonism for the developers, the bankers, the cash economy, academia, the farmers who sold their land having tangled with the local authorities to change the rating from agriculture to housing; exploiters of all kinds are easily identified now. Fianna Fail endorsed the credence of the new Ireland. Could it last, probably not!

What have we now:- a quagmire of shifting sands smothered by the remnants of those who brought this country to its knees, through their cronyism, which if the evidence that we witness now tells us that corruption was the blight. Tribunals were established to establish if corruption existed but the truth is we were all conned to believe that corruption was being identified, linked to business people, developers, even to a former Taoiseach, and politicians but it was apathy that said ‘let them go’, the evidence from the tribunals would not be eligible for courts.

FAS, the semi-state enterprise, did some good but was consumed by those who had access to power who greedily followed the leaders on the gravy train starting at the top with the EU, to Government, to developers, to private sector; all those who could use that little extra bit of power they had to gain power for their personal egos at the cost of the vulnerable.

Where to now? The crisis now merits different attitudes. JobBridge may be unfair but then do people want to de-skill, lose discipline of work mentality, leave themselves prone to mental health problems, or would they be willing to take the chance over a life-time span to work for the nine month period at 50 euros + their dole allowance? Times we hope are changing and social media is the dimension that can make significant changes in the lives of people and therefore involvement in a work environment proves essential.

Youth unemployment is never to be recommended. The economic crisis is dire. Ireland is repaying 1 billion euros per month in its budget deficit and we are being asked to endorse our perceived shallow excellence in that we are now able to exit the bail-out programme. The reflection therein is something like Narcissus and echo. Ireland is echo and we need every human being in our country contributing to this society through work, through social media, through citizen journalism and in every way possible including intra-generational. Young people are the future and they need to be engaged to act as those who will determine whether Ireland can achieve a write-down on the debt we owe.

Education is the way forward for those who are unemployed. Use the opportunities you get as a treasure that must not be wasted.

FAS is gone but keep tapping on the door of Solas until they hear you and provide the work opportunities.

Did you know that yesterday was Science Day? Do you know that this week is Science Week? Check out your local library and attend some of the science events making it part of your 2014/15 plan to get back into education so that you can ensure Ruairi Quinn will commit funds for back to education programmes going forward. Use these events to enlighten individuals to check out opportunities and engage with them.

By Michelle Clarke


Subject: “Troika exit” but the bitter medicine rests with the banks to administer and it is now, Debt Resolution
Date: Monday 18th November 2013 17:47:25 +0000
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list
Monday 18th November 2013
 

There are many people now living in fear of the “letter” that states they must leave their home and given the date and time that the sheriff will arrive.

What are the options: Will it be the Insolvency Service of Ireland (“ISI”) option or is the option that taken by some of the developers who led Ireland to this economic crisis but who have the expertise and advise them to take the UK or the US tourist bankruptcy route?

Not all people have the opportunities to shift their Centre of Main Interest (COMI) to the UK or the US. What will ISI do for them? How will the banks deal with its customers who are in arrears and who possibly will never be able to pay their debts?

There may be some hope. Allied Irish Banks (the peoples’ bank in that it is owned now by the State) have adopted or so it appears, a sensible approach and have provided a new service starting today, to assist customers of their bank to find long-term solutions to their financial problems. 300 have already made contact.

The Irish Mortgage Holders’ Organisation (IMHO) and AIB Group hopes to help 1,000 customers find solutions to tackling their arrears in a six month pilot project. Those in difficulty will be provided by the IMHO with a designated contact person, who will help complete a standard financial statement (SFS) which is key to finding a suitable solution. The help will be provided over the phone, online or in person.


Is this pure tokenism? 1,000 people is so few when we all know people who are casualties and who live daily waiting for the banks to tell them get out of their homes! These are not the elites who are being forced out of Shrewsbury Road with provision for £3,500 per month to find them alternative accommodation in Dublin 4. These people have to deal with the real fear of trying to negotiate themselves onto the housing list of the local council or attempting to find accommodating in the rental market. Too few solutions; too much hardship. We know that many people are falling victims especially when we hear arguments being put forward that Gardai, soldiers and prison officers, because of their vulnerability to being bribed may be excluded from having their names put on a public register if they succeed in getting a state-approved debt deal. According to the campaigner David Hall as many as one officer each day is becoming insolvent, and others are actually losing their homes through bankruptcy. AIB and its pilot project with IMHO for 1,000 over six month,s pales into insignificance. The crisis is upon us and tokenism is but a gesture to distract the attention from the realities. AIB, we must not forget, in this pilot scheme of 1,000, is offering free advice to the customers of not alone AIB, but EBS and Haven ‘who are in mortgage arrears but have yet to approach their lender to seek a deal’.

People who can get their bank or other creditors to allow them do a debt settlement arrangement will be listed on a website of the Insolvency Service. There are some 40,000 members of the three services…..and in Mr Hall’s opinion many of these would need to seek debt deals from their banks. 

By Michelle Clarke (Blake)



Subject: The supply chain with the importance to value the human input; Trade Unions & Integrity and Transparency
Date: Tuesday 19th November 2013 17:36:29 +0000
From: Michelle Clarke
To: Alan Shatter , Clare Daly , conatyd@headway.ie, joan.burton@oireachtas.ie , Joe.Higgins@oireachtas.ie, Liam-IPRT , Vincent Browne ; Citizen Journalism; undisclosed address list.
Tuesday 19th November 2013 

Shane Ross:- what a great reminder and piece of reporting on the importance of access for journalists to Freedom of Information. The cronyism, the corruption, the stand down by so many of the elites that held court in FAS head office in Upper Baggot Street and the culture of connivance and self agrandisement that polluted all to do with creating opportunities for people looking for employment; and in particular those who are unemployed. The “sick” culture is only now being expugned and they tell us the new entity Solas is open. We must not forget that the trade unions through bench-marking gave these elites support and entrenchment. The question now for our citizens is will Solas be the mentor for post Troika Ireland ensuring that those in positions of power lead with Principles instead of Privileges as the motivational factor. Corruption must be stood down. To the Jurors who returned the verdicts yesterday on Byrne. Well done.

Principles were forfeited by the elites who wanted privileges. This includes the MNC’s and the question today is what do Mandate or other trade unions for that matter actually do for people who are abused by the Labour laws, so long fought for in this country?

Zero hours contracts is the mantra of the retail/service sector these days. It’s great to play God and appoint a supervisor who keeps employees on their toes in that they never know how many hours they will be working in a given week. Double time is but a memory. Starbucks, Tesco are but two examples. People need to alert themselves to the human input in the chain of supply when you go for a cup of coffee, a meal, to a pub. The coffee is about cost but also there is a value quotient and that is to do with people.

I stand to be corrected by Tesco but it is my impression they pride themselves on the openings they have for workers who are impaired by intellectual disabilities. If this is so, then one would expect them to have the understanding and due diligence to make provision that people in a position of ‘surveillance’ are not allowed to bully, intimidate, and maliciously target people on the shop floor. For those who do not know about Sheltered Employment, I attach the following

Protect Sheltered Workshops | Change.org

www.change.org/petitions/protect-sheltered-workshops
People with intellectual or developmental disabilities (I/DD), which includes mental retardation, Down syndrome, and cerebral palsy, have the right to…

Shame on the trade unions who are turning a blind eye to the practices of large retail and service worker businesses.

Mandate: Do you understand exactly the injustice that is done to a person who has worked for 13 years at Tescos, and who falls into the category named above ie ‘sheltered employment’. You don’t.

You are in the employers’ pocket. For that matter you are even in the pocket of the man who monitors the cameras in store and corporatism. If someone has worked for 13 years; surely cognizance of their intellectual disabilities means that certain circumstances may be beyond their grasp. Does a kangaroo court of the manager, the trade union representative, the surveillance man and one other honestly and truthfully have the power to summon the person, show him the evidence, tell him to go and remove his belongings from his locker and then fire him. The crime is petty. In a trial at court, it is improbable that the case would ever leave the Garda station, let alone be approved by the DPP.   This case I will write about – it ended up in the criminal court.

Trade Unions do your job and protect the vulnerable.

Imagine a man who dedicated to his function on the shop floor; to the people who are the customers at the location, who is given an identity where in another time he may have been institutionalised.

Mandate: Its easy to trample on the rights of the vulnerable and side with the ‘team’ but it is wrong, very wrong because in these times of economic hardship, this man will never get work and because he lives in the family home he is not entitled to the dole so he is made a total dependent, and is made feel like a burden. Wrong is no man’s right. This is a moral wrong but also cannot be legally substantiated. 

By Michelle Clarke (Beagle)


Date: Wednesday 20th November 2013 16:39:07 +0000
From: Michelle Clarke
To: Citizen Journalism; undisclosed address list
Junior doctors relinquished to the wolves but at what cost?

Trade Unions Integrity and Transparency

Matt Merrigan (HSE/SIPTU – the slush fund; McNeice settling for e9.7 million instead of the e24 million he neatly arranged for himself and his ‘package’ at the early age of 50. Then we have the scandal now unfurling showing that proceeds from shops in hospital locations, or for that for car-parks, have been grabbed by greedy managers in the HSE or worse groups supposedly representing the vulnerable in society.

When does the greed stop? Fear and Greed are the destroyers of our society. To see a beautiful young woman, aged only 26, a junior doctor, working excessively up to 95 hours a week having committed suicide, we must ask questions about the society we live in. It is blatantly obvious now that those last in at the time of Celtic Tiger bench-marking and when the trade unions were in their hay day, pulled the carpet up and those coming on stream were left unaided and totally disregarded. The IMO still have chosen not to hold an EGM to investigate the McNeice scenario.

This young junior doctor attached to neurology, did suffer from depression. Depression is the silent killer but it is remarkable that in Neurology in Tallaght that no one member in the medical profession identified the quite obvious warning signs in particular the level of exhaustion from insomnia and the over intensity to be present at work assisting her patients. It is not about judgement; it is about awareness. What is the IMO really doing for the younger doctors; they are the trade union and we know they overly indulged the ‘privileged’ members and no doubt themselves.

To the Parents of “Dr Jessica Murphy aged only 26”, thank you for raising the issue at Dublin Coroner’s Court, it is most unselfish and her memory deserves this. Her parents told the coroner Dr Brian Farrell that she worked 95 hours a week. Following the inquest, Marian Murphy said that her daughter had been “put under too much pressure”.

by Michelle Clarke



Subject: Join the Truth Team.
Date: Thursday 21st November 2013 16:54:44 +0000
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list
Wales: Legislation that recognises Asbestosis. Employers will now have to pay

by Michelle Clarke

Persistence in the pursuit of what is morally right eventually acknowledged in Wales.

Hugh Murphy’s connectedness with the plight of the Belfast dockers, their exposure to asbestos, the collusion between the employers and the Trade Union ITGWU now Siptu to not provide adequate safety gear and who negligently and recklessly left the workers exposed to asbestos fibres. Scans now tell us that the fibres lodged in their bodies, often the lungs, sometimes for decades, without due consideration from those trade unions who represented the workers. Sea change may be about to happen. Denial will no longer be the excuse for trade unions as representatives of workers and employers who selectively chose to ignore the link between exposure to asbestos, the decades while it remains latent, the eventual onslaught of cancer. Justice may now prevail as these conspirators against employees are being stood down by the legal and political process. Now political agendas are fighting the cause and in Wales this month the NHS recognises that the costs must be borne by the employers via their insurance.

Let this be a warning now that employers must be stringent to ensure that their employees are protected. In Ireland, the fact that companies especially in construction rarely survive from one generation to another, means that the State will now be faced with having to introduce legislation similar to Wales. The medical profession in Ireland appear so reticent that one can only assume that the political agenda encourages silence. Asbestos exposure causes cancer. Cancer merits research funding and surely there must be funds made available from the EU for research especially related to asbestos origins and the ordinary citizens need to feel assured that the medical profession are focused on accessing available funding from sources like the EU. For this to happen the people of Ireland need to recognise the links between work environments, exposure to asbestos and cancer.

One Big Onion, the play by Hugh Murphy and the poem the Judas Goat (links in earlier postings) are a wake up call for the medical profession particularly, but most importantly, it’s a wake up call to the immorality and greed of the trade unions who literally jumped ship and sided neatly with the employers against the workers in the case of the Belfast Docks. The reality is that the role of the ITGWU/Siptu and other trade unions should have been to stand by the workers, not to align with the employers who also compromised the integrity of the medical profession, and fought for the outcome of the legislation that is passing through Parliament in Wales, this month.

Asbestos NHS treatment cost recovery bill is voted into law

Insurers have claimed legislation would not benefit asbestos sufferers or the NHS


A bill to recover the costs of treating Welsh asbestos patients from businesses or insurers has been passed by assembly members.

It is estimated the new law could raise up to £1m a year for the Welsh NHS.

The bill’s sponsor, Labour AM Mick Antoniw, said it would help people whose lives had been blighted by “this terrible disease”.

The insurance industry has raised concerns, questioning whether the move is within the assembly’s powers.

The NHS seek payment from the Insurers but ultimately recognition means the best medical provision possible for people diagnosed with cancer related to asbestos.

Ireland:  we need a similar law in place.
By Michelle Clarke


Date: Tuesday 26th November 2013 17:02:40 +0000
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list
Think of the bank manager who only offers you the umbrella when the sun is shining?
Timing is essential
Write-down Debt Resolution

For the fat cats, those developers who not alone bankrupted our country, their workers, their companies whose basic safety net of contacts remained intact and who eagerly moved themselves to an address in London/England/Scotland, paying rent two years in advance, attending an odd soccer match, making sure to get their hair done locally – these are the people who have already or are just about past the post and are free of all their debts. The debt is but a blip and they are back in business…all we can hope is that they have gained some wisdom from the experience of being a Tourist Bankrupt.

But what happens to the ordinary family here in Ireland or for that matter those who decided to opt out of marriage one because marriage two meant a younger wife, more children and a bigger and better life-style. These are part of the people who have for over five years now struggled with debt like a noose around their neck. How many of these people are beyond work now because of ill-health from undue pressures?

Today we are told that the legislation is now being put in place and acted upon.
Protective certificates will issue from the courts to allow deals to be ‘formalised between the banks, the PIP’s (personal insolvency practitioners) at Grant Thornton and the new Insolvency Service’.

What a relief? or maybe not? How many people will opt for these ‘Debt Deals’?.
Estimates say 15,000 but so many more exist in the mire of negative equity and debt; so let’s not forget about them? 5 out of the 20 are said to have given up their homes, their buy-to-lets so this begs the question what happens to these properties? Will the banks hold them as stock in trade until the bubbles in the property market create new markets for the banks to sell them at a profit or substantially reduce the debt write-off granted?. Is this the banks way, 5 years into the recession to manipulate their balance sheets?

The Irish Independent reports the good news for some today; but we also must recognise that good news for some is moral hazard for others.

£233,000 is to be written off the debt mountain accrued by a Dublin Civil Servant and his wife, a nurse. We must note that both of these are representative of the public sector; have permanent jobs; have pensions and protection by employment rights. Therefore they are in the privilege category. They bought a house and took out a loan for e400,000 during the Celtic Tiger days. Then came negative equity, pressure and regrets. This couple have struck a deal with their banks.

……..their banks will see them voluntarily surrendering their family home and their two buy-to-let properties. But their creditors have agreed to the huge e233,000 debt write-off if they stick to a six year Personal Insolvency Agreement. 6 years represents what exactly we do not really know. What if either party inherits a sum of money; or a promotion and a “top-up”, life insurance if a party dies…. or for that matter the lotto. If any of these factors apply, the incentive is greater for the ‘debt-deal’ to be put in place. The gamble is good for the banks, the PIPS….

However, we need to note that not only did these two public sector workers incur losses through negative equity in their home and in their two buy-to-let properties….they also owed thousands of euros in bank loans, credit cards bills and credit union borrowings. We need to note again that this couple both have employment in the public sector and in no way represent a family dogged by consistent unemployment and massively in debt. What about the people who are both out of work with no realistic opportunities? Who will pledge their case with the banks?

Warnings attached to this personal insolvency stated that the Insolvency Service would be applying rigorous restrictions on lifestyle termed “reasonable living expenses”. However, this public sector employed couple are allowed as much as e4,809 per month. This surely is a departure from the guidelines. Initially, it was said that the “reasonable living expenses” guidelines issued by the Insolvency Service regarded health insurance as a luxury, and stressed that a case would to be made for a second car.

However, whoever represents your case, as in the situation of divorce, is the determinant of the best negotiated deal. You need the car; you need the health insurance; you need whatever – it can be negotiated into your package.

T’s article on newswire (Citizen Journalism site) crosses over into this. The Banks are in the business of making money; AIB today reports it will be returning to profit next year. What can we learn is the question?

Max Keiser on the “financial terrorism” of Royal Bank of Scotland

The headlines have recently reported that the Royal Bank of Scotland owners of Ulster Bank in Ireland carried out widespread fraud and engaged in forcing customers who were repaying their debt and otherwise healthy, into going out of business and this allowed the bank to pick up their assets namely their properties at a fraction of the true costs. They carried out this financial terrorism mostly against small firms who were too small to defend themselves.

Hasten slowly.

by Michelle Clarke (Blake)

Subject: JobBridge; FAS & Cronyism
Date: Thursday 5th December 2013 16:46:49 +0000
From: Michelle Clarke
To: Citizen Journalism; undisclosed address list

Thursday 5th December 2013

Shocking to think that this could be so at a time when we are told that at last there is a reduction in the number of people unemployed. It is unclear how significant the drop in the number of employed to just under 400,000 is affected by those who emigrate which is estimated at nearly 7,000 each month.

Dan O’Brien reports today in the Irish Independent under the title heading as above. He provides a little history of the job activation schemes for people who were out of work in the last recession in the late 1980’s and early 1990’s. By 1993, unemployment in Ireland was up at 16%. What is key here is that the Celtic Tiger intervened and people gained employment but the cruel irony is that the Government did not think it necessary to cut back spending in employment activation, and the main beneficiary was FAS, the now defrocked state agency. Like the way we tackle the homeless situation, the drugs crisis, charities, the asylum seekers, the bureaucracy and the “Privilege versus Principle” brigade peddle their wares and create industries.

“Inevitably, with lots of cash and little to use it for,taxpayers’ money ended up where it should not have ended up. An industry grew up that helped not the jobless, but trainers who made a good living from providing training courses, many of dubious quality and little relevance to the labour market’.

The 2010 report highlights that almost 1 billion euros a year was being spent and that “too often training programmes were not only useless, but worse than useless – people on some schemes were actually less likely to find work than those who got no help whatsoever’.

So yes, we need to examine JobBridge, FAS remorphed as Solas, the courses that Solas will schedule for the many unemployed at present. It is essential to grasp just how non effective policy to date is in relation to re-training, up-skilling, providing adequate education courses and providing for positive employment as distinct from underemployment.

Before the crash – in 2007 – the number of people on “activation” schemes averaged just over 50,000. As the economy went into free-fall, an additional 300,000 people had joined the dole queues by 2010, but the number of additional places rose by a pitiful 10,000 or so. However, in the mean time albeit some improvement, it is hardly adequate….

Three years on again, the response remains woefully inadequate to deal with the scale of the problem. In the first 10 months of 2013, 77,000 people on average were on schemes, or an additional 17,000 compared to three years ago…… [[/bold

by Michelle Clarke



Subject: Pensions
Date: Saturday 7th December 2013 18:25:34 +0000
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list

Saturday 7th December 2013 16:37


Today is the day: Marks and Spencers in Ireland and their employees are on strike. This is the beginning. People are on their knees now for 5 years with Austerity as a mantra constantly beating them into submission while persuading them to accept and not protest. The onslaught has been relentless. Austerity has achieved cuts at every level from pay, to salaries, to pensions, it has introduced property taxes, a Universal Social Charge, PRSI on rental receipts, any open source of income that can be recorded on a data stream is now identified and subject to tax – there is however one exception and that is those tax exiles who use Ireland’s advanced infrastructure yet deem its tax system as archaic and therefore not of merit for their taxes.
When the banks collapsed, the first mutterings were heard by the silent take it on the chin brigade. The professionals who worked for their private pension funds, had been advised to invest their money in blue chip stocks like Bank of Ireland, Allied Irish Banks even Anglo Irish Bank. We know what happened to these pension schemes – its but a paltry sum i.e if it is not totally consumed by the charges that these pension brokers and insurance companies exact from these funds. These are the silent minority who struggle to exist with a much reduced pension and for those who have a deposit account, they await news shortly from the State banks that they will have to pay for the luxury of holding same!Then there were those who thought about buying tax advantage properties ie buy-to-lets instead of investing in pensions. We all know what happened to these people as the Banks now seek to seize their properties, the deposits and interest already paid, and add them to the banks’ stock in trade. Then with some luck, a little expertise, and the markets who hold no memories, these dawn raider private equity vultures will buy up the housing stock and then they can ‘rent’ them back to Dublin City Council, who needs to provide housing for over 100,000 people in need of homes or to similar types of ventures funded by housing associations. Capitalism must survive at all costs. Vulture prey and the vulnerable become the losers.Pensions and Ireland. Waterford Glass and Wedgewood. A public company but with a large shareholder named as part of the O’Reilly dynasty. Shareholders invested and then all of sudden Ireland’s crown jewel of Waterford Crystal was bankrupt. Skilled trades people found themselves without their jobs but worse again without their pensions. Independent newspapers tells a similar story about pensions and no doubt many others. Dividends are repaid to investors and suddenly the balance sheet has failed to make the pension contributions and the workers, the bread and butter workers, are the people who lose. Well done to Waterford Crystal, hardship through loss of pensions spurred the workers to use their skill-set and trade and re-invent the wheel and produce Waterford Crystal once more. Furthermore, these workers fought their case to the European Court of Justice and they are entitled to the pensions they were deprived of. The moral here is ‘right is right but wrong is no man’s right’ and this particularly applies to the elites on boards of directors who can withdraw massive dividends or those who blatantly fail to act in the best interests of the employees, their former employees through their pension funds, their investors etc.Aer Lingus, ESB, DAA and all the pension funds that are in difficulties. The advice is don’t wait until it is near your time to retire, engage with the workings of your pension now and speak out for the protections to be put in place now. There is a two tier system in play and for people who are part of the public sector we are told that their pensions are guaranteed. The strikes due now provide an ideal opportunity to understand the importance of providing for a pension in old age. We need to understand that people are living decades longer and will need to work until over 70 or more. For those people with disabilities, we need to introduce the concept that may be looking to return to the workforce in their 50’s or 60’s. The ESB are in debate about a fund greater than 1,000 million ie 1 billion. It is important to think of this amount as part of a fund made up a variety of investments that move with the markets ie losses and gains, it is fluid. The pension trustees are equipped to read the markets to obtain the best deals. The ESB differs in that their employees do not receive the State pension at age 66/65.A point worth consideration is about the whole idea of having more than one pension. There are members of Government who have pensions from their profession, to their position in Government, to a pension for being MEP and even private pension schemes based on the tax allowances provided for higher income tax payers. In America, they refer to double dipping. This can apply to people who marry several times. The option is you get the choice of one pension, the one that pays the largest amount.Opportunity comes to pass not to pause. Pensions are essential and it is now we need to examine how they work and what provisions they will make.
by Michelle Clarke


Subject: The Public Accounts Committee:  The Rule of Law
Date: Wednesday 11th December 2013 17:13:36 +0000
From: Michelle Clarke
To: Citizen Journalism site; undisclosed address list
 Wednesday 11th December 2013


Shane Ross raises the questions…and what do we learn? “A phantom account”. Mesmerised beyond recognition is all that can be said as we learn of what the people who have abused their power explain it away as “culture”.

Culture of waste, culture of abuse of power, culture of cronyism, culture of exploit the vulnerable, culture of greed and self-seeking, culture that says politicians, mandarins and certain elites can have multiple pensions for some and none for others.

The Public Accounts Committee will no doubt continue on its path to hunt down those who have been abusing power, engaging in fraud and corruption, identifying cronyism, which has created multiple conflicts of interest that have been ignored for the core of elites of our society, whose narcissism, ego, often motivated by their greed, while imposing fear on lesser beings. It is these people that we can identify as the “entitled classes” who deserve the rewards while others just work as minions, ever fearful of the uncertainty that leaves them one step away from poverty. When it comes to exploiting our vulnerable people as in the case of the CRC (Central Remedial Clinic), we know we are near rock bottom in the morality stakes and the time has come to stop the blatant exploitation by those who are dedicated to self-seeking pursuits where they are driven by the greed that makes them exploit those they consider to be weaklings. Panorama, BBC 1: the programme on charities focusing on Save the Children, Amnesty and others is essential viewing for those who are concerned about the level of corruption, the impact of cronyism, the links with Corporatism and self-seeking that persists in today’s society.

SFI (Science Foundation Ireland) – what can we say? Conflicts of interest are so often raised as being in existence in multiples but the narrative rolls on and the PR machine in the semi-state sector ensures that the press releases tell SFI’s story rather than examine the queries raised through media sources. All we know is that science is following the commercialisation track and the scientists who spoke out are now evidently sold on ‘commercialisation’ as distinct from positions of aiming to include Ireland as a member of Cern.

Another semi-state features in the Sunday Independent on 8th December 20/12/13 – an article by Nick Webb. 

STATE quango Enterprise Ireland has spent 111,000 euros on posh school fees for the children of six of its overseas executives already this year.


Enterprise Ireland has 57 expatriate staff working in 30 overseas offices…..it appears that the amount is for 11 children attending primary and secondary schools’
.

What does Enterprise Ireland do?

State funding in 2012 amounted to 293 million euros with over 23 million euros sourced from third parties. The purpose of this funding is to support grant aid to businesses. What does become apparent is that a total unrealistic amount is paid ie 86 million euro for the administration and running costs of EI.

What is the justification of the 86 million euro administration costs?



Subject: Ireland for Sale:  NAMA portfolio equates to 70 bn euros+
Date: Thursday 19th December 2013 20:56:30 +0000
From: Michelle Clarke
To: Alan Shatter , Alex White , Jimmy Deenihan , nina@cliamingourfuture.ie; Citizen Journalism site; undisclosed address list
Thursday 19th December 2013 16:35

The crest of a wave has arrived and the vultures known as private equity groups are circling and selecting the best we have to offer. Why not? Its called business and we all know by now that markets really don’t have memories and when opportunities arise there always will be the risk-takers who are driven by the rewards. This time we have Blackstone (largest landlord of properties in America; Kennedy Wilson, and for more names just check out Ian Kehoe’s article in the Sunday Times last week).

What do we need to do about this in Ireland? Truthfully, there is nothing we really can do but be aware of what we are selling and about ensuring fair values are achieved. To do this we need to know that NAMA and its employees (who are bound by the Official Secret’s Act) adhere to the law and abide by the rules. We need no insider dealing. We need to know that at every level of this powerful entity called NAMA that is both buyer and seller of vast quantities of substantially written down in value properties, ensures that each of its employees at every level understands that they have access to information about property that puts them in a privileged position of financial gain if they make the decision to abuse their power. The Rule of Law must be the deterrent and as Madoff was found accused in the US and sentenced to decades in prison, the same will apply to those charged and found guilty in Ireland.

Ireland Inc and the for sale sign globally should now insist that if we must sell our assets, that at least we have given them an endorsement in the markets that the opportunity is here in Ireland now and going forward so that we can have as many bidders as possible to ensure the best value. Transparency is essential, insider dealing and abuse of power is shunned.

What about Georgian Dublin? The Budget has created tax breaks for the family home and this is good news to halt the ever increasing grey to black economy that side-tracks revenue from the Exchequer. Georgian Dublin has many houses some converted to offices but many abandoned. Is it not time to encourage developers to renovate these houses creating apartments for people to live in and revive inner city living to the new smart economy urban spaces found elsewhere.

For consideration: Jimmy Dennihan TD Minister for Arts, Heritage and the Gaeltacht replied to a recent email about property in Dublin 4.

Part IV of the Planning and Development Acts 2000, as amended, provides for the protection of architectural heritage. The Act gives primary responsibility to planning authorities to identify and protect architectural heritage by including them on the Record of Protected Structures. Inclusion on the Record of Protected Structures places a duty of care on the owners and occupiers of protected structures and also gives planning authorities powers to deal with development proposals affecting them and to seek to safeguard their future. Dublin City Council is the relevant planning authority in this case.

Georgian Dublin are part of Ireland’s jewels. The dereliction and abandonment must not be an option.
by Michelle Clarke


Subject: Prisons (Pups Behind Bars et al)
Date: Monday 23rd December 2013 18:02:24 +0000
From: Michelle Clarke
To: KT Hawklett
Prisoners, at home in Ireland but in prisons abroad too

http://www.youtube.com/watch?v=ZG5Tp6fGjqk

Acquaint is the word that comes to mind with those who are deprived of their freedom this Christmas.

Use the opportunity to Google and find out about programmes that enlighten peoples’ attitudes to more rehabilitative/restorative based justice programmes.

To ground the senses my suggestion is to check out Pups behind Bars; it links to Oprah Winfrey, to you-tube but the message resounds. Take the human being, the circumstances, the paradox, the bipolarity, and the vision of a woman who sees that through dogs she can connect prisoners on death row with soldiers depleted by post traumatic stress disorder, depression, loss of limbs, and form a connection, a bond that says compassion is a teacher and the link between man and dog can traverse that great divide between those called criminals and those who are the wounded soldiers of the wars engaged in under the credo of quelling rebels in far off lands….as someone recently said, Africa, the continent, is undergoing its own world-war as Europe did in WW1 and WW2.

To Irish prisoners in the Irish prisons the question for us to ask if there is any news out there that will inspire the Inspector of Prisons, the Department of Justice, and other bodies to engage with Restorative Justice and pledge themselves to a fairer system in 2014. To piggy back based on the trials and outcomes of other Nations is a good start for a small Island country like Ireland.

Today’s English Times has a little snippet! The title: ‘Youngsters to sentence their fellow teenagers’

Youngsters, some as young as 14, in a community court setting, are to be selected to hear cases against people in the 10-25 age group. This is a watch this space initiative for Ireland.

PC Mark Walsh, of Hampshire constabulary said:-
This initiative is going to bring together the victim of the crime and the perpetrator of the crime. Volunteers will be to trained to give punishments for the “low level” crimes now dealt with by the police. More serious cases will continue to be heard by magistrates and Judges.

PC Walsh states further that there is no compulsion on the victim to attend or for the perpetrator to take part.

Today’s media reports about two young women who face 6 years imprisonment in a South America hell-hole of a prison. They received food covered in cock-roaches. Yes, smuggling drugs is wrong but these women are only in their early twenties and they pay a high price for their greed and foolishness.Can we use social media to have them returned to Ireland and the UK to serve their sentences. Having lived in Zimbabwe, these prisons in third world countries, are beyond what is reasonable for citizens of both England and Ireland.
Michelle Clarke  (Comyn)


Subject: The bigger the financial deal secured in negotiation, the greater the contributions for the trade unions
Date: Monday 30th December 2013 16:40:53 +0000
From: Michelle Clarke
To: Citizen Journalism site; undisclosed email list

Monday 30th December 2013

It is beyond credibility that the issue of the IMO, George McNeice, former Chief Executive, Merrigan and the HSE slush fund with SIPTU, receive so little media attention.

It is evident that a powder keg exists with a significant number of self appointed elite managers, politicians and mandarins who have nurtured cocoons both for their present salaries and their pension deals going forward that divide them, through their organisation and planning based on their self needs, from other mere mortals and in particular the poor and the vulnerable.

2014 is the year for self realisation and let that be for people on both sides of that invisible fence. Adam Smith’s Invisible Hand is in the shadows and the Scales of Justice are so heavilty weighted by white collar criminal practice; social welfare fraud; and the silent one that must now be outed ie healthcare fraud.

The trail starts as follows and let’s start asking questions now?

McNeice negotiated his deal down from £24 million to £9.7 million. The man was Chief Executive at the Irish Medical Organisation – a trade union for doctors and consultants. Why did so few doctors fail to place checks and balances on his level of power; or should we say abuse of power, an abuse of power quite evidently shared by those who had secured their privileged deals within their privileged profession. The young doctors were not considered. The EU law was ignored because it provided the fodder for the higher elites who needed cover in their public/private professions using private beds in public hospitals and no doubt using young doctors on the basis of Grace and Favour. We need equality; we need to urgently realise that a society treat their vulnerable.

Zero contract hours have become the order of the day in the retail sector. If the IMO could exploit their young newly trained medical doctors by failing to comply with the EU laws, what does it say for other vulnerable people in Ireland?

To the parents of the young doctor just qualified – a beautiful young woman harassed by long hours, stress, anxiety and no support in Tallaght hospital. What do we really want to say? Suicide is a life sentence for a family who remain behind. We often think that doctors are above suicide but the truth is the profession stigmatise, deny and hide away from the fact that many of their fold are lost to suicide. To study medicine in Ireland requires much study and huge expense both to families, to students and to the taxpayers. For the IMO to shelter the elites at the expense of the younger and more vulnerable is an absolute disgrace.

Professor Crown – I commend you using Senate Privilege and verbalising the truth about the “healthcare fraud” that is eating away at the heart of our medical system. We need more whistleblowers; we need to hone in on the quangos, the charities, the people who pretend to care for the vulnerable but who are the worst exploiters of same.

The HSE has fostered out its functions to too many charities/NGO’s/Church groups etc, each of whom has to have its own corporate type board of directors and nominees. Bureaucracy is smothering the potential of the HSE to operate without the scandals of abuse of power that can be identified regarding those with mental health issues, those with addiction, those who are homeless. The Pentecostal Church and their regime of recruiting down and outs and re-modelling them….needs urgent attention. The Hade family and their Church and the courses they run for people with drug addiction; the fact that Dublin City Councils provides houses without proper regulation through their organisation needs attention.

2014 must be the year that we tackle the endemic cronyism, corruption, abuse of power, in managerialism in particular.

To conclude:

Mental health is sidelined because we have no real voice.

A diagnosis at one time said to St Lomans or other places you must go and never return. 20,000 people found themselves incarcerated up to the 1980’s. However, there were promises that Community Care would cater for these people as they were encouraged to leave the hospitals.

This Christmas, ask yourself about these people. Look at the homeless on our streets and sidelined to the hostels. Look at those in the HSE care homes. How can it be that their hair has not been washed for weeks, their clothers are dirty, they are unkept. Their teeth are rotten from the medications. Yet we have a Government that target mental health because it is easy to say less funds for them. What about the Horizon programme that researched the re-integration of people with mental health problems back into society completed in the 1990’s? What happens in Germany? Ireland must stand ashamed. Rotten teeth through medications stigmatises and guarantees that there will be no return to the workforce for these people.

by Michelle Clarke

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Royal City of Dublin Hospital, Upper Baggot Street, Dublin 4 – October 2016 scaffolding erected. Founded 1832, advertised for sale in 2015. Local people would really like to know the plans by Michelle Clarke

October 20th 2016:  The scaffolding appears and all appearances are that the Royal City of Dublin hospital (Baggot Street Community Hospital) has not been sold and the HSE have plans (yet unknown) …

Source: Royal City of Dublin Hospital – October 2016 scaffolding erected. Founded 1832, advertised for sale in 2015. Local people would really like to know the plans.

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Citizen Journalism Ireland: Selection of emails to Government and related. April to July 2013 by Michelle Clarke

Trade Unions: Transparency, Accountability and Ethics?

From:Michelle Clarke

To:Undisclosed list

Tuesday 2nd April 2013

Impact; Siptu; Teachers’ Unions; INMO; IMO; CPSU; PSEU; AHPCS; Unite

Eddie Hobbes stood head to head with a Union Official. The message was about luxurious pension funds that some Union employees/executives have secured for themselves through negotiations and in particular via the bench marking procedures of Croke Park I which now creates the platform and criteria for Croke Park II

George McNeice, a trade union official and former Chief Executive of the IMO who secured for himself an elaborate pension contract in excess of £20 million which was negotiated down to £9.7 m. has received much media attention.  The latest news is that he claims the IMO (Irish Medical Organisation) is to pay £10,000 for his voluntary health insurance and to forward him ‘the painting’ valued at several thousand pounds which is supposed to still hang in the IMO office, which he says belongs to him. If this is an indication of what a man can do in a small union like the IMO, surely we need to know how transparent the workings of the above unions and any others left un-named? The IMO is nothing other than a hot bed of pure intrigue about what quiet negotiation is all about and suggests that as long as McNeice was feathering the nests of the elite medical profession – consultants in particular, nobody was going to ask questions. This no doubt explains why Irish consultants are near the highest paid in the EU.

An oversight and someone uploads the 2011 accounts of the IMO onto the website and surprise surprise the accounts stated the pension scheme was under funded….warning signs which people need to be ever watchful of. It went on to say that an actuarial review was being carried out. The interesting point here is that the information was very quickly removed from the website and a new set of accounts appeared. It stated that the IMO operated a defined contribution scheme for its employees and this raised the question as to how it could be under-funded. The overlap was that Mr McNeice resigned and he was prepared to re-negotiate his package down from £20+ m to £9.7 m. Dr Paul McKeown relayed to the members of the Union that this £9.7 million had to be paid to avoid legal action. Again here we should ask why not go to the Courts? It will be interesting now that the IMO have said they will carry out an retrospective investigation into the runnings of the IMO. Media thankfully – The Sunday Business Post, have provided us with details about McNeice’s perks including courses in Harvard University in the US, conferences in the USA, Australia, South Africa and South America. Needless to say he travelled first/business class and had even used private jets on IMO business – they have no details about the frequency. In the far away distance, it makes one think of the perks paid to the elites in FAS. We need to examine the culture of ‘then’ to appraise the true austerity of the now and workers who are now being penalised with property taxes, potential water charges, income taxes, household charges etc. We talk about cutting expenditures of the ordinary working people, let the pay packages and pension deals of the Unions, IBEC, and other representative bodies be transparent so that a sense of equity prevails.

The IMO culture was the selected few loyal people but a high turnover in staff and as the Sunday Business Post quotes the “working environment was very difficult” which basically means that if there was a whistleblower within, it is probable a culture of bullying prevailed. The selected few were guaranteed a upwardly mobile payment package especial during the Celtic Tiger years. As stated in earlier postings, McNeice is not a doctor but has a partner who is a doctor and there is one teenage child. He started off as executive officer in 1979, moving up to senior executive officer position in 1984. Later that year he took up the post in the IMO. He worked as an industrial relations officer for a number of years before taking over the role of Chief Executive in 1993.

Why did the IMO agree to pay the £9.7 m to a man aged 51, with payments starting when he is 52? How could he have acquired a fund of £20+ m which was the original figure he sought. Could it be related to the fact the IMO just could not afford to pay him what he had negotiated for himself in December 2012? Could it be that when the members discovered the amount, they sought an EGM? The £10 million became a bad investment only this time it was not the markets that caused it to evaporate.

McNeice as reported before departed with £1.5 million lump sum, a pension pot worth £4.5 m and a further £3.75 million to be paid over the next 16 years. This £3.75 million gives him £200,000 per year 2016-21 and £250,000 per year from 2021-2032. The man was 51 years old when he retired early. The IMO is a small trade union and if this is indicative of the packages secured by others in McNeice’s parallel universe, there is a need to ask questions, there is a need for people with a moral conscience to come forward as whistleblowers.

Pension funds and defined contributions or otherwise need to be understood. The people in Waterford Glass had contributed for years and what happened? Staff at Clery’s worked there for years and what happened? All the people who worked in the building industry – what happened their pension funds?

By Michelle Clarke



Subject: Local Property Tax:  Pay or else
Date: Wednesday 17th April 2013 18:37:20 +0100
From: Michelle Clarke
To: Ariana Ball <ariana@thirdagefoundation.ie>, eamon.timmins@ageaction.ie, Mary Cleary <mary.cleary@olderandbolder.ie> et al

Wednesday 17th April 2013

Crisis is upon us and for some the commitment to being law abiding citizens of the Island of Ireland has placed the all powerful Revenue Commissioners into the role of Masters of the Realm so the decision is either pay or be fined or charged with evasion of tax.

130,000+ are reported to have already paid but who really asks the question about those pressured by debt and left in abeyance still. How are they expected to find the money to pay between £300-£400 this year, which will be double next year? Socialists in Europe may agree with the property tax but their circumstances are different. Ireland received too much credit from the banking policies associated with the European Central Bank, we did not have the regulation in place at the Central Bank, and the people were enticed into a property market that constantly re-assured them buy now and you will double your money. Social housing saw their opportunity to back out of building houses because they knew people would follow the winner market. Ireland is not the only country who have these ‘Mortgage Delinquents’ as called by Elderfield in the Central Bank – other countries like America and the UK have experienced same.

LPT (Local Property Tax_ now is about hardship for many and is inequitable. The options we have are none. The Revenue encompasses fear in the ordinary God Faring person so imagine the strain on people at present. Those who really ought to be targeted are often those who hold character traits that are consistent with success be it ordinary crime or white collar crime – they don’t have fear and can be often narcissistic, and not necessarily guided by conscience. They make money and they believe they determine how to spend it best and that is not by making tax returns to their country of birth. They choose the more exotic life of being economic exiles, with their hands firmly in their home territories pockets through sportsmanship contributions, charities, investments that yield their names on designated buildings in our university campuses. Even Bono et al headed for Holland for his tax, having availed of so many tax benefits granted by Ireland to their artists.

The pension funds of the public sector have been targeted. What happens when all the data is collated in the Revenue with self-assessed values made by the owners of property in Ireland submitted most notably before the banks enforce the evictions. The Troika are telling the teachers to get their students to be diligent and make written reports based on honesty. Will we have an asset base of properties with an expected yield ready and available for the Troika to apply fiscal rectitude measures, with minimal effort?

Cyprus is an example of ‘expect the unexpected’. The swoop was eagle eyed….they knew the Russians invested in the banks and businesses…the swipe in the eye was freeze deposit accounts and take %….at first it was all accounts but pressure brought to bear by the ordinary people of Cyprus in protest ensured that those under £100,000 did not have such forfeiture (ie yet).

by Michelle Clarke



Subject: People have said No to Croke Park II but is No justified?
Date: Thursday 18th April 2013 21:34:31 +0100
From: Michelle Clarke
To: inmo@inmo.ie and undisclosed address list

Thursday 18th April 2013


Disillusionment for the public service workers and no easy cash collection of £300 m plus, needed this year, more next year and for years going forward, to pay our debts forever compounding the interest daily, weekly, monthly annually.  Let’s keep a reality check on the National Debt Clock http://www.nationaldebtclocks.org/debtclock/ireland
There is what is known as ‘compassion fatigue’. It appears that we are neatly within the category i.e. those in the public service who see themselves as ‘privileged’ and ‘entitled’ and who have no empathy for those battered and beaten in the private sector, for over 6 years now. Will there be a Croke Park III? Maybe not. Why? The option is mooted for a 7% across the board deduction in public sector pay. What if this occurs? Then, the indications are ultimately strikes. However, the reality is we must meet the debts and take responsibility as a country because we have pledged to do so. Compassion fatigue must be challenged and it is time for people to look at a broader picture, to study alternatives, the vision is tunnel focus by leaders in the Irish Trade Unions that have their own vested interests, which we need to know a lot more about.
Is there another way? Prime Time heralded the approaches of the Fire Brigade union man who rightly targeted a new approach – that of looking for savings within. This was supported by Sir Gerry Robinson http://www.sovereigncapital.co.uk/people-we-partner/sir-gerry-robinson/ formerly involved in tackling the NHS crisis, who again suggested the importance of seeking savings and equally important of seeking ideas from every person within the business entity as to how to rectify the deficits with common sense solutions. Savings in public sector (and particularly in the HSE) has to be core to resolving the budget deficit. It is not possible to deal with a deficit from insufficient income without cutting expenditures and that is done by cutting wages or making savings. The tragic case of “Savita Halappanavar” http://en.wikipedia.org/wiki/Death_of_Savita_Halappanavar is highlighting just how much inefficiency and mis-management occurs in the HSE and it is a statement to workers to be more creative in how best to provide proper health services with ethics and common sense to the core. The IMO, as highlighted in earlier postings, had deviated far from the best interests of their lower tier members and it is time that the new man at the helm changes the culture, and let him start with amending remuneration with immediate effect.


Intrinsic to the Trade Union mindset and its interconnectivity with employers, there is a “two tierism” that creates bias, it is the union management and what is acceptable in pay, expenses, pensions, trips abroad, even Harvard courses for them versus those who pay their union dues and what the leaders deem suffice for them. Citizen Journalism is about the kernel of freedom of expression and it is quite unbelievable that the privileges of McNeice as highlighted in the previous postings is not creating impetus to inquire into what is really happening with Trade Union management in Ireland. What we do know is that if you work in the hotel industry, in retail, in lower echelons of the Civil service, redundancy means no more subscriptions with immediate effect to the Trade Union coffers but most importantly no further support from the Trade Unions to help you back on the road to employment. What does this really say? Dead in the water is what comes to mind. Trade Unions are saying, keep us secure in our positions but forget about the concept of workers going forward – how stupid and self seeking they really are, there is no vision and this is disturbing.

Nearly 500,000 people are out of work, many of these are in mortgage arrears, studies now reveal that where people encounter long periods of being unemployed in their twenties/early thirties that this has negative mental health outcomes when they get older. We have a significantly higher level of youth unemployment and we are doing nothing about it. What is worse is that our Trade Unions don’t seem to care about the unemployed and in particular our young people. We need to voice this. Enterprise can be fostered and ideas can be created to nurture enterprise (just look to Silicon Valley or Singapore for that matter) but in the absence of encouragement we are talking about dissent, apathy and anomie.

The Village – Constantin Gurdgiev is worth reading. The challenge is there for the people who are excluded by the Trade Union elites to establish their case. His challenge:

‘Liberty Hall must shake off the ethos of its corrupting proximity to state power and re-discover its grass roots’.

It is not fair to the young people of our Island of Ireland that ‘non-meritocratic employment in the public sector will also mean continued emigration of younger workers with internationally marketable skills’

He goes on to say: ‘Marking the centenary of the 1913 lockout, the Irish Trade Union movement needs a serious and deep rethink of both its raison d’etre and its modus operandi. Otherwise the movement risks being locked out of society itself as the irrelevant and atavistic remnant of the Celtic Tiger and Social Partnership’.


Time for the public sector who fail to acknowledge the plight of the private sector over the last 6 years to wake up and smell the coffee. We need to make savings, we need to cut expenditure and the time is now. 
By Michelle Clarke


Date: Sunday 21st April 2013 12:33:29 +0100
From: Michelle Clarke
To: Published Citizen Journalism; undisclosed address list
Sunday 21st April 2013
Fear is Driver with Revenue powers the enforcer

Nearly 500,000 people are out of work; yet the local property tax implementation May 8th & 28th (online submissions) are receiving scant attention in the media. Talking to people in the local urban village, the word Revenue is the effective enforcer as distinct from the exercise of what is morally just and fair in what will determine who pays and who does not? It is time for people to start listening to ‘what is not said’ to hear and to identify just how intrusive this tax proves to be, particularly now when Ireland Inc is still in such economic turmoil.

The lack of community is causing us to be disparate and there is no alignment of people to make representation to Government to postpone for several years this property tax which is penal on house/apartment owners. Behind closed doors, is another kind of story in the Ireland of today. You have the family who are in mortgage arrears and other debts knowing that PIP (the Personal Insolvency Practitioner – let’s call him/her “The Fixer”) is their only option but yet it is not a definitive guarantee of relief/release, because the banks still have the power of veto. What if both people are out of work? Do people realise that if these overly indebted people subject to the ‘PIP process’ are to have any opportunities of getting work in the private sector, they must pay this LPT otherwise they are hampered from getting work, the reason being, they will need a tax clearance certificate to obtain work and will not qualify for same if the don’t submit their self assessed valuation of their, most probably, heavily mortgaged, negative equity property. Is this common sense? Is it equitable? This involves ordinary people for example a taxi driver, an architect, people working on contract.

The Irish Independent today reports that there is a need to stimulate rental supply. The demand for rental property is rising, the trend in ownership is changing. The census 2011 showed that the figure renting property rose 47% from 323,000 to 475,000. The census also reports that ‘32% of Dublin residents are now in rental accommodation’. What this says in effect: is that social housing supply was provided in a different way than previously. ‘The private sector, with a combination of the construction industry and private investors, over the last 30 years modernised our national stock of rental accommodation and provided a steady supply of good quality accommodation in key employment areas at relatively modest rents’. We need to take stock because many of the people who created this market are the people who are in negative equity and who are liable to pay the LPT, surely they have given enough and need to be encouraged rather than be forced to pay this LPT on their homes or for that matter their investment choices.

Does anyone ask the question why Ireland differs from other countries eg the UK where it is the users/beneficiaries pay for their local services? If we want people to be accountable at a local level, and work within communities, surely once you live in a property, it makes sense you pay the bills not some owner/speculator/indebted person. Residential property owners have been targeted unjustly it seems, and there is no debate about the matter.

Rents are rising. Social housing/Public Private Partnerships are adrift without policy direction. Yet more debt is to be heaped upon an already over-burdened group of people known as the residential sector. What will happen is that as the bank drive home their obligation to meeting targets set by the Troika/Central bank, the property market will be enmeshed in uncertainty with valuations possibly reducing making the LPT valuations much lower than the self-assessed commitment submitted by people as at due day for 6 months 2014; 2015; 2016. If this happens, there appears to be no provision.

Again it is worth considering this comment from David Cantwell in todays Irish Independent: “The latest official onslaught on the residential sector, combined with the downturn in new construction and the mortgage debt problems of numerous private investors, is leading to a stifling of supply and consequent rise in residential rents’.

REITS (Real Estate Investment Trusts) is the new game in town. Who owns the block of apartments? Investors are looking out for ‘blocked’ apartment complexes. Will they pay the assessed LPT (which will be below the average market value because it is a partly blocked booking) for each apartment or will time dictate a switch to tenants taking responsibility for paying local charges?

The new charge for ‘tech’ in the home is reported to be £180. Nobody is deemed to be able to escape because all the databases will reveal names. The question is about equity at this present time when a quotient of people are particularly vulnerable to rash lending policies by our ECB, Banks and lending sources and of course their own share of responsibility.

 
By Michelle Clarke


ate: Monday 22nd April 2013 17:07:19 +0100
From: Michelle Clarke
To: Published Citizen Journalism site; undisclosed address list

Monday 22nd April 2013

NoMoreAusterity but let’s tackle WASTE too

This posting is about the Homeless but it is also about the wider picture and the needs, from the ground up, for citizen journalism to speak the views of people who are not those corrupt white collar crime brigade but those who continue to live in Ireland, those who emigrate because they can find no work here, those who will be forced to pay the local property tax, those who are underemployed, those who have been exploited by the likes of FAS http://www.independent.ie/irish-news/fas-board-for-chop-over-cronyism-26541214.html and its near £1 billion annual budget and is now replaced by Solas and all who want to see a just society emerge. It is time to take the rough with the smooth, to create our own grassroots adversarial based discourse to highlight how we can step by step, in a combined way, ensure that when those white collar ‘criminals to be’ are making their way through the Courts of Justice that we know exactly the wrongs perpetrated and by whom, and in an informed manner. Knowledge is no load and as Ireland embraces it worst economic crisis in its history, we need to engage with the common sense that rests in the consensus of the people of Ireland. As an aside and maybe someone else would care to comment I mention the 1930’s. Fianna Fail when De Valera was in power for the first time. Self-sufficiency determined the policies of this new Government in a fledgling state. Socialist was the theory but the practicalities are up for debate. It was at this time that a decision was made. Ireland owed millions in Annuities to the British Government and on legal advice it was decided that the new Republic called Ireland and that the Republic was not going to pay their dues and the Republic did not. Was this a right decision or a wrong one? Who knows but it is a damn good argument for our Government to make now in the light of the write-down of debts to the ECB. It is for this reason, that George Soros as a hedge fund investor who made billions, makes interesting reading. Perhaps Ireland is seeking too much adulation from the main Creditor Germany who faces elections in September 2013. We need to take courage from those who refused to pay the Annuities in the 1930’s and stand firm and negotiate the debt down. The annuities, equated in value perhaps to the amounts we now owe!

Gale (a Citizen Journalism contributor): Let us not forget what you wrote and let us add that a country is judged by how it treats its vulnerable and “Boots in my Pillow” are all about this pledge but alas we need to tackle corruption, fraud, deceit at every level so that we can stamp out that word “Corruption and Cronyism” and make our way back up the scale on the Transparency International list. 2016 approaches and yet Ireland is but a young Nation, a country that paves the way for others who detached themselves from their colonial masters.

No More Austerity

Totally agree with what you say but before the big decision is made for write-down of debt we need to clean up Ireland Inc’s balance sheet. So you review (Gale) corporates and let me be the devil’s advocate, based on what is reported in the media. Citizen journalism can inform; its core value is its morality which is about ‘Value’ as distinct from ‘Cost’. Data and information are the digital revolution but the key will be the technology that creates the analytics and it is this that will change healthcare, education, revenue to name but a few making enormous cost reductions to services which are so costly now. Boots on the ground are given their chance now to voice their opinions – it is different times, different values, a young population.

Sir Gerry Robinson says ‘Fear is a lousy mechanism for running a business’. I would add for running a country too. He is the man who was set the task of tackling the NHS in the UK and comments on the Irish situation, presumably because he now lives here. He cuts through the nonsense and recognises the need for whistleblowers and in particular those who get things right because then there is the means to an end to correct the problems. He promotes the centralised system of reporting into an executive committee, and recognises the need for feeding of information into a data system. He also recognised you pay the market rate for the Chief Executive (eg £1m). This is the way towards solutions. However, key to systems management is effectiveness, efficiency and removing those who cannot do their jobs and removing waste. He promotes taking views from all, from the doorman to the surgeon. It is about a combined effort to make something work for all concerned.

A humble example about the HSE from a ‘patient’ goes as follows: You take medications that require bloods 5 times pa. The system used to be visit hospital on certain day at certain time and queue. Efficiently bloods taken. Then the powers that be say – no longer is the local hospital eligible. Now you go to say St Vincents University hospital. Now you pay premium rate to phone and make an appointment; the reality is now you need the travel pass yet the news says it will be removed. Is this common sense? Ask the people who are the life’s blood of medicine for their suggestions, don’t make long-term sickness a job of work based on non-informed systems analysis ie bloated bureaucracy mentality. It is this system that leaves so many of our people homeless on the streets, their needs not catered for. Too many are the people released from mental hospitals without the capacity to negotiate a system so hostile because supporting the public sector credo prevails.

Fraud is the strong word so seldom used. We hear Welfare Fraud but we seldom here Health Service fraud – they talk lots about this in America and Canada but we for some unknown reason just cannot verbalise it. Welfare fraud is the buzz word today. Just check today’s Irish Independent. We can say no to Austerity and now but is it not basic common sense to first say tackle WASTE in our public sector first.

Approaching 500,000 people are out of work in Ireland now, with the young population being hardly hit, their reality is that they are not even getting the experience of real job experience which is a basic human right. FAS is an organisation that recklessly operated with no sense of corporate governance to its customers who were people wanting to find work particularly during the Celtic Tiger years (this was not so in the early days when ANCO was established). 2 years this government are in and yet only now is the new model of FAS gaining a status. The new legislation is about to be enacted. Why has it taken so long? Shane Ross, has long flagged down the chaos that reined therein so the system should be well up and running a year ago?

Solas http://www.solas.ie/ promises, so let’s ensure that it does WORK, a new further education and training authority. Minister for Education and Skills, Mr Ruairi Quinn, has personally written to the board of education and training authority FAS thanking them for their work to date – is this hypocrisy? He states that as FAS is dissolved so will the Board be disbanded. Let us wait and see what follows on in sweeping out its over indulged culture to one of initiative, potential, growth going forward. Public appointments will post jobs shortly and the aim is to establish the Solas board. Let us hope cronyism is not the main determinant. We need drivers and non wasters, this time round. Not all FAS staff failed on the governance stakes. About 50% of the staff have been transferred to the Department of Social Protection, while others move to 16 education and training boards that are due to be established by the legislation referred to above. What is a need to know for people is that the new appointments to Solas (who can commission private provision for services) are both invigorated and motivated to ensure that the many people presently out of work are provided with education, training and employment, in as efficient, timely, way possible.

Gale, I end with a quote from you. From top to bottom and bottom to top we need to make changes; we need to take responsibility and most importantly we must always ensure those who are vulnerable are not exploited. Hostels, B&B’s become easy options but let them not be cash cows at the cost of taxpayers.

‘As if the pain were not enough, each hostel place is subsidised by the state, that is in addition to the €4.50 sought. I’m informed that the state pays €35 per bed space per night. There are hotels in Dublin that charge less than the €39.50 for bed spaces, with en-suite showers and full hot breakfasts included. Holiday hostels are cheaper again. How can the dire level of accommodation offered to these vulnerable people be so expensive?

by Michelle Clarke


Subject: Ripe Pickings! Whad do we want?
Date: Tuesday 23rd April 2013

From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, fmorton@gordonbrothers.com, Cahill Gavin <Gavin.Cahill@centralbank.ie> et al
Tuesday 23rd April 2013
Ripe Pickings! What do we want?

by Michelle Clarke (Chestnut)

Could it be so; the Gurus of finance ie George Soros and Krugman’s message that austerity is not the pathway to economic growth. This may explain why the Hawks are sizing up the property portfolios with potential. Sunday papers tell us that Gordon Brothers, Private Equity group, who bought Clerys Department store at a substantial discount, are presently evaluating Arnotts. Strategists are employed by Nama, the Banks and they are constantly scouting for changes in world markets. We need to ask the question is the timing now and why? Not unlike what happened to Patrick Gallagher (Developer) in the 1980’s when he had that great vision for St Stephen’s Green; the Phoenix Park racecourse and so many other developments, the repayment scheduling and timing did not suit the banks, so those powers that be, did their dawn raid and put his business into receivership with penal consequences for the property market at that time and in particular the creditors and the sub-contractors. As one entity business fails then there are the professions, the bankers, the new risk-takers who snatch up the benefits. This is what business is all about but we must be aware of any potential abuse of power and we must take account of the discussion concerning the lack of transparency, the Chinese walls that apply to NAMA because at all times Ireland Inc is the priority and the people of Ireland also.

This is why the news about Nama ready to seize  Harry Crosbie’s http://www.independent.ie/…/harry-crosbie-loses-appeal-over-namas-efforts-to-recover-77… stake in 02 conjures up markets that do have memories. ‘NAMA have only now appointed the receivers to companies and assets controlled by Harry Crosbie – The Point Village, Grand Canal theatre (which has bookings until 2016 and quite clearly enhances Ireland in this year of the Gathering). Crosbie, not unlike Patrick Gallagher had the vision, and over the decades created what is now snatched, at a time when property is most likely to have arrived at the stage that it is part of the crest of a wave, of success, and NAMA, in its non transparent configuration, sees the opportunity and takes control. It is reported in the media that they have their eagle eyes on his holding in O2 and aim to take his shares in this also. Crosbie or so estimates say owes approximately £450 million to banks based on both commercial and personal loans. Like the sound business man he has proved to be for decades, he projected a few years ago that he would in time (approximately 4 years) pay-off his debts. Rumours at the time of the Patrick Gallagher collapse said it was opportunistic reasons and bankers, that saw his demise prematurely. Should we ask about NAMA’s decision to appoint, last Friday, receivers Grant Thornton to oversee Mr Crosbie’s assets. Is this a fair decision by NAMA to put Crosbie’s business interests into receivership? Maybe a few more months would see him out the other side!

Great reports this week in the Sunday Business Post. Ireland is an active market for world investors in real estate (hence the legislation recently introduced for REITS) and bank assets. Add to this NAMA. Stability in Ireland and in Europe, they say is creating a ‘frontier market, and the prospectors are out in force, looking to strike gold’. The Californian property company – Kennedy Wilson http://www.kennedywilson.com/ have taken over more than £2.5 billion in choice Irish assets (part of their £9 billion global buying spree). Bill McMorrow, Chairman and Chief Executive, reports that Ireland is still ‘on his map of territory to explore’. The focus is not Europe but Britain and Ireland.

Is there hope for us in Ireland? Can we say goodbye to Urban Abandonments and dereliction or will our prize possessions be the targets at knockdown prices? What is important is that awareness prevails?

McMorrow seems confident “If you think about what has happened in the US, we went into a depression, great recession, whatever you want to call it, in late 2007 and from a real estate perspective we really didn’t come out of it for five years”. He acknowledges that in Ireland we hit depression/recession a little later so maybe now is the time, as the correction according to estimates started in 2009. So this could be a promising time for investors according to Kennedy Wilson. We can dovetail on their experience and be wise about what we are prepared to sell. It is interesting to note given earlier postings; apartment ownership in Ireland and the local property tax question, that Kennedy Wilson aim to acquire as many as 5,000 apartment units in Ireland alone.

To conclude therefore is the quote from McMorrow, Kennedy Wilson, ‘

“We have plans for a long period of consolidation where the hard assets pay for themselves over time. This comes after the liquidation phase, where loan books are disposed of. It’s a mode he developed in Japan in the 1990’s, when the world’s second largest economy (at the time) had an almighty property crash following a massive asset-price bubble in the 1980’s…..It is the same business plan here in (Ireland). We plan to be here for as lon as you’ll have us as a gueset. We plan to be here for the next 20, 30, 40 years”.

Ireland Is the time is here to look at our positives.



Subject: Spain: Did you know home ownership is near highest in Europe but chaos reins….
Date: Friday 26th April 2013 11:59:53 +0100
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, SupremeAndHighCourtOperations@courts.ie
Friday 26th April 2013
1960’s slums: Housing Associations formed

by Michelle Clarke (Comyn) Urban Abandonments and Dereliction

Regulation and legislation is the easy part, action is not so easy.

Two nights this week on TV we had access to the appalling living conditions some people are expected to live in our country. The areas were not highlighted last night but they exist in Dublin and they are occupied by many groups of Romany people and the conditions are a scandal and are a reflection of what we in Ireland fought so hard to remove in the 1960’s particularly. It is not even a century and we are prepared to tolerate this sub-human, standard of housing as a source of rental income for a landlord class of people, who have no qualms about exploiting the vulnerable. We know that recent legislation aims at putting an end to this exploitation of the property market and that each bedsit/flat now must have sanitary provisions provided within. The problem is who will enforce this legislation; what are the provisions for people paying below par £800 approx for one room apartment, when they are asked to find alternative accommodation to enable the Landlord to be complaint? The Local Property Tax is aimed at rounding up these Landlord owners and it will be most interesting to see how they value the properties they are presently letting out? Will they breach the conditions? Will they pay the £5,000 fine if they choose to ignore the legislation introduced in February of this year? Many of these slum properties are owned by people with no intention of developing them and improving them.  We need to know Who actually owns them?  (2016: Recommend Mr Edward Honohan concerning the possibility of CPO’s http://www.thepropertypin.com/viewtopic_iphone.php?f=10&t=44532&p=863764

Not unlike Spain we have not had adequate social housing provision for three decades now and the creation of a new coterie of landlords who were encouraged with Section 23 type tax breaks and who provide yet another basis for chaos in our provision of housing. There is a new generation created; those who cannot afford to take the cut back in the rental allowance and the amount paid to the landlord for what is often a new house/apartment and who are forced to move home to live with their parents/parent. Many of these are the people who have children and who are already on the housing list for over 5 years. In 2008, the housing list was 56,000 but by 2011 the number on the waiting list has virtually doubled to 98,000. They say, the biggest landlord of all, with a rent roll now in its billions; Nama is in a position to allocate 4,000 houses but this becomes incidental to the potential demand, in absence of social housing provision. The fluidity that this has caused means that tenants are in a constant state of flux with properties being let and contracts not fulfilled because the people can’t make the rental payments ie the difference between what they owe (often only on a single parent allowance/dole/disabilities payments).

Add to this the fact that many of the new landlord cache are the ‘buy-to-lets’ and 23,000 of this sector are now facing eviction through non payment of their loans, we are looking at greater uncertainty in this housing market. This scenario is yet to happen and vulnerable groups particularly those who will become homeless, those who will end up in hostels, those who will end up in B&B’s – the people who have no access to a ‘home’ to return to. All the time our housing stock is deteriorating yet the unemployed are rising. Personal Insolvency Practitioners – ‘the Fixers’ are yet to be allocated. The Hawks are flying in and as reported earlier Kennedy Wilson is looking at buying 5,000 apartments and we can assume that these will be in the fashionable locations in Dublin. This will remove more housing stock for the ever increasing social housing sector in Ireland. Is Ireland alone in Europe with its many people destined to be removed from the dream of what was once known as ‘home ownership’.

Ireland: thankfully are behind other European countries in terms of evictions. The news is that this is to change as the Troika push our Central Bank to get their books in order and realistically to start writing down debt. The Internationalist is an interesting publication and this month discusses how the Spanish are reacting to the Troika impositions on their government. It is interesting to note that their social housing model was driven in a similar way to our own with tax incentives and to shift landlord provision from the State to private landlords. Homelessness is Spain’s property Bubble, outcome. There is public despair, anger and consolidation into movements seeking housing justice. Ireland must learn now from what is happening in Spain, before our Banks start making decisions to evict those they deem insolvent. We do not want people to be evicted if there are no suitable alternative housing provisions for them and most importantly their families.

In Spain, there are 500 eviction orders each day and these are delivered to households. Since 2007 and there have been 420,000 foreclosures and 220,000 evictions. These are vicious and inhuman impositions especially when you consider that the level of unemployment is now greater than 25% and the country is consumed with massive political scandals. The situation is now worsening because after two years out of work, the unemployment insurance payouts stop and in turn the evictions will rise far higher. In Ireland we focus on our own narrative and drive for housing. We at least up until the 1980’s had a solid provision for social housing where in Spain it differed: There ‘the institutional drive to increase home ownership dates back to the first minister of housing under the Franco dictatorship, Jose Luis, Arrese, who stated in 1957 ‘We want a country of homeowners, not proletarians’. It was the State’s way of avoiding social housing and forcing citizens to comply with a Government imposed sense of being both moral and disciplined citizens.

Ireland you are not alone in the drive for home ownership but you are now a casualty of a crisis about to happen with the banks demanding their loans repaid. Spain too managed to persuade its people with a swipe of the hand to be owners, buying a home became the social norm and as many as 80% of homes in Spain are owner occupied. Near the highest in Europe. These are the people who now refer to themselves as follows ‘We used to be the Middle Class’ and who have established the PAH the Platform for Mortgage Affected People http://roarmag.org/essays/pah-human-right-housing-spain/. Ireland we need to learn from the experience of others and we need to be informed before the decisions to evict are imposed unjustly on our people.

Austerity is not working; yet we know economic growth is essential. There must be a way to create employment; to avoid eviction, to add to the social housing pool of property and to make NAMA more transparent



Subject: X case needs more perspective concerning abuse. Girl only 14 years old forced to become pregnant with donor sperm bought by her mother | UK news | The Guardian. This is the sexual abuse of now perpetrated by a mother. Abortion & abuse of power. This child if suicidal surely would not be deprived her right of choice or any woman http://www.guardian.co.uk/uk/2013/apr/28/girl-forced-pregnant-donor-semen?CMP=EMCNEWEML6619I2
Date: Monday 29th April 12:07:18 +0100
From: Michelle Clarke <michelleclarke@upcmail.ie>
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, privateoffice@taoiseach.gov.ie, Clare Daly <Clare.Daly@Oireachtas.ie>, ruairi@labour.ie, alex.white@oireachtas.ie, Clinical Governance <clinicalgovernance@stpatsmail.com>, Dearbhail McDonald <dmcdonald@independent.ie>, Vincent Browne <vincent.browne@tv3.ie>, vincent Browne <vincent.browne@tv3.ie>

Monday 29th April 2013

Personal view 
Nobody talks about the recklessness which can so often be a feature of a 
bipolar high, prior to voluntary containment in hospital, the loss of 
the sense of reality and the risks taken which can mean pregnancy.  Most 
women who experience bipolar know that they are about the highs, 
the depressions and suicidal thoughts.  
Why impose Fear?  Savita: the doctors needed clarification and it was 
'justice delayed' that invoked the denial that a choice had to be made; 
the fall back was the excuse that Ireland has no legislation, only a 
Supreme Court decision and the medical team unable to take the 'risk' 
because the legislation made such a risk illegal.  Clarification is 
essential. 

We need to recognise that many Irish women for decades now 
go to the UK and prior to this, we need to contextualise back to the 
court case of Mamie Cadden http://www.mercierpress.ie/irish-books/mamie_cadden/  
and the realities of what certain private nursing homes involved.  We also 
need to note the cases of infanticide in the early 19th and 20th century, 
the plight of those confined to the laundries.  Choice within legal 
parameters is essential and a human right for the women often 
children involved.

Michelle Clarke


Subject: May Day is valuation day for property owners in Ireland Inc. – Urban abandonments and dereliction 
Date: Tuesday 30th April 2013 17:20:31 +0100
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, Shane.Ross@oireachtas.ie <Shane.Ross@oireachtas.ie>; undisclosed address list

Tuesday 30th April 2013


First and foremost we need to be aware that the Revenue are linked at the hip with this Local Property Tax, so it is advisable to adhere rigidly to the demand, otherwise your file with Revenue will be marked for review and you may be subject to the scrutiny of same.
To those concerned about what to do and who have not received notice from the Revenue, the Sunday Business Post answers most questions and is worth buying. There are a few points worth noting in the context of urging people to make a LPT return within the context of the importance of Ireland Inc (Troika ruled) taking stock of its urban spaces and the desire to stop dereliction in this harsh economic down-turn in our economy.Letters or ROS emails in respect of 1.66 million properties have issued from the Revenue and as many as 300,000 people have already made their LPT returns (as written in the Sunday Business Post April 28th 2013).”Key steps to comply are: YOU assess the valuation band, YOU pick your payment option and YOU file the LPT return”. Clear instructions with the emphasis plainly on “YOU”.Points to understand. The LPT is a self assessment of the valuation of your property which will be accepted by the Revenue provided it is “reasonable”. It is important to note that the valuation you make on May 1st 2013 will be the value that applies up until and including 2016. “This value will hold regardless of improvements, extensions or repairs to your property, or any general increase in property prices during this period”. Exemptions and deferrals are explained on www.revenue.ie.Some will have received “the Letter/Email” but for those who have not, you continue to be liable for the tax and the onus is on you to file your return. Again go to www.revenue.ie and go to the “I have not received a Property pin” tab; or go direct to file online by phoning 1890 200 255. The procedure is really simplified and the message is go digital now especially to those in the greying population because this is your future too.Something that is easy to overlook concerns those who are already on ROS (Revenue Online Serivce) to file your annual tax returns. If this is the case, then your LPT notification has been sent to your “IN” box and you will not receive a letter. Check it out because this is no excuse.What does “self-assessment” really mean? YOU must decide the value of your property, it is not the Revenue who make this valuation. The revenue is not expected to know the details of your house but they do make recommendations as to who you can contact to help you assess the value.
These include:-
(revenue.ie; local Citizens Information centres; property websites; actual sale prices of properties on the priceregister.ie, local newspapers, and estate agents). If you know an apartment, for example near you has sold for say £200,000 in the last 2 years, check it out on priceregister.ie, the sale price should be recorded. These sources help the owner of the property(s) to make a valid self assessment of the value. But, if your property has distinct features eg a balcony; an extension; attic conversion; OR is in ‘a significantly poor state of repair, then you must factor these in when arriving at the self assessed valuation.
The crucible is ‘that once you assess the value of your property, your valuation will be accepted. That’s the way self-assessment works for other taxes and LPT is no different’. Please note: You are not to attach any documents to your self assessment form. The Revenue will make contact with you if there is need to do so. You don’t include correspondence when you claim medical expenses so the same applies for LPT. It is like the times when the motto of the Stockbroker was ‘My word is my bond’. Those who have property must adopt the motto, make the valuation with honour and submit. You pay the assessment amount. The ‘estimate’ amount will only arise when you fail to make the assessment and the Revenue intervene.Two options to pay: Paper (May 7th) or electronically (May 28th). You select your own payment option. It is important to note that if you have more than one property, then you have no alternative but to go digital and now so May 28th is the day to register the valuations on all your properties and it is electronically. Payment methods (presumably) by now you will have access to.Compliance: There are no real options apart from limited criteria that apply to deferral. The Revenue “Estimate” will be pursued ‘using the usual range of Revenue powers and mandatory deduction at source from salaries. A surcharge will apply. For those in mortgage arrears and who are considering not making the LPT payment, think hard, because you may not receive the tax clearance certificate you need to continue in employment eg a person with a taxi for instance. ‘The impact of our compliance programme will be begin to be felt in JULY when deduction at source begins. Also at this time a risk-based compliance programme relating to valuations will be in place.And one more point, for those who have not paid the household charge arrears SNAP. They have you.For all property owners and so many categories as mentioned on this Urban Abandonments and derelictions site, tomorrow is the day for valuation. We have apartment owners who question whether they should pay because they are effectively leaseholders and pay excessive management fees, we have people displaced from Priory Hall because of non compliance by the builders, we have many owners of pre-63 units in Georgian/Victorian houses who may be completely outside the tax net but who are now forced to be compliant with regulations; we have those in Buy-to-lets and facing the Banks termination clauses; we have those in negative equity and in mortgage arrears who are self-employed but need the tax cert; then we have the new landlords like Kennedy Wilson and others who are buying up blocks of apartments; presumably these then become commercial enterprises so a tax of a different nature applies. The undertaking by Government and Revenue is of mammoth proportions to make people in Ireland tax compliant via digital going forward.If as suggested in earlier postings that this is in effect a data mining process, it could be that payment date of July provides an option for people in genuine financial hardship to be allowed more reasonable grounds for deferred payment eg on sale of property.Spare a thought for all who own property tomorrow and give recognition to those who are in the lucky position that they can and are willing to pay this property tax but also spare a thought for those who are that new generation suffocated by negative equity and mortgage arrears outcome of the post Celtic Tiger.For those still in limbo, these exemptions may apply!Residential properties owned by charities and public bodies
Nursing homes
Mobile homes or vessels
Properties fully subject to commercial rates
Diplomatic propertiesA deferral is not a waiver, tax is payable eventually.



Subject: Most Irish people wish the Germans would stop funding overpaid Irish Public Sector by Michelle Clarke (Comyn) – Trade Unions and Integrity: Waste in public sector needs attention rather than STRIKES
Date: Saturday 11th May 2013 17:48:55 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, eamon.timmins@ageaction.ie, Eoghan Murphy <Eoghan.Murphy@Oireachtas.ie>, Frances.Fitzgerald@oireachtas.ie, gary.culliton@imt.ie, growingup@esri.ie, hmfitzpa@tcd.ie <hmfitzpa@tcd.ie> et al

Saturday 11th May 2013


‘Most Irish people wish the Germans would stop funding overpaid Irish Public Sector. Parasites’ by Unemployed, (Citizen Journalism site contributor) raises many questions. What really initially comes to mind is Bus Eireann and the strike tomorrow Sunday and the fact that the powers that be have facilitated the main executive of the company to move between Ireland and Dubai? How? Why? When? It is supposed to be one year ago? Why have the trade unions not tackled management about this absolute farce? How could a company be expected to cover the huge deficits, let alone be on a potential path to profitability? Unemployed, you are right about the public sector but the trade unions are their allies and are busy playing the game of running with hounds and hunting with the elites. We cannot expect the Troika to facilitate us further until they become satisfied that our public sector is streamlined and effective in accordance with Germany, the lead player.
Over £1 billion excess a month is the debt to Ireland Inc and rising fast ie in real terms when interest is basically compounding on existing debt http://www.nationaldebtclocks.org/debtclock/ireland. The balance sheet on the income side is drawing from all initiatives especially the 2013 Gathering and yet the “short-termism” prevails and the trade unions are to the fore with their sabotage tactics of ‘hit the tourists’ and that will make the Government respond! So simple yet so complex. The fact is the waste factor in public sector must be identified and expunged because if this does not happen, income, earnings, investments contributed by potential ‘Robin Hoods’ will only be paid into a big black hole with little or no value to Ireland. Tax evasion or the milder form of tax avoidance will be up for mention at the G8 summit in Lough Erne, Co. Fermanagh. Well done Minister for Social Protection (a Chartered Accountant, by profession) for being the first Cabinet Minister in Ireland to have the courage, the ethics, the morality and integrity to highlight U2’s decision to move its ‘publishing arm to the Netherlands – as part of an attack on the “scandal” of tax avoidance’. This took place in 2006 and yet the plain people of Ireland fail to ask if there is not an element of hipocrisy that U2 and so many others could reduce their level of loyalty to Ireland for a few ‘lousy bucks’? What arguments can they put forward? These ‘Artists’ are not the like of Starbucks or Google who are attracted to Ireland specifically related to tax breaks but who create jobs, because mainly we speak English, we are members of the EU and our population are educated (at least to date anyway). U2 like so many other artists were cushioned to their Fame Status by the infrastructure of Ireland Inc and the tax breaks introduced by Charles J Haughey RIP – former Fianna Fail Taoiseach and minister to several portfolios. The later decision to cap the exemption at £250,000 saw the decision by U2 to move to the Netherlands and since this deep economic crisis in Ireland, they have not sought to return to our Exchequer! Shame on all who flew the coup. Redeem yourselves and pay tax in Ireland. Ireland is in dire need of some ‘Robin Hood’ characters who will willingly contribute but we cannot expect this to happen unless our ‘cloth is cut to measure’ and our home grown artists, entrepreneurs, Forbes Wealth list people, have the integrity to contribute to the Irish exchequer and not some foreign tax haven which ensures that they have effective tax rates ranging from nil to 4%. This is where our overly indulged trade unions need to interact. These tax exiles, like the Troika, want to see value for money in the public sector and particularly the HSE and this is about making the parasites pro-active in the recovery of Ireland Inc. It is time for transparency and a moral compass. Well said Minister Burton. It is time that the agenda of the G8 summit to be held in Co. Fermanagh next month will be focusing on ‘considering the issue of “exceptionally aggressive” tax avoidance and tax planning’. Michelle Clarke (Comyn)


Subject: Game of Chess
Date: Monday 13th May 2013 18:00:23 +0100
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, roisin.shorthall@oireachtas.ie, Provost <provost@tcd.ie>, patricia.gilheaney@mhcirl.ie, Charles Normand <normandc@tcd.ie>, neilmru@tcd.ie, Micheline Egan <micheline.egan@headstrong.ie>, kathleen.lynch@oireachtas.ie <kathleen.lynch@oireachtas.ie>, James Reilly <james.reilly@oireachtas.ie>, jan.osullivan@oireachtas.ie, brian.hayes@oir.ie et al

Monday 13th May 2013


It is the Government that is the main player. They now determine what the urban community is about, that office space that is now delinquent and lying idle while the businesses which established themselves based on the customers, are now thrown to the wind and are going to the wall financially. People need to become cogniscent of their towns, villages, cities and sub-divide them into the communities that make people interested from within. Take the example of Upper Baggot Street Village.
The Royal City of Dublin https://canisgallicus.wordpress.com/…/royal-city-of-dublin-hospital-for-sale-war-mem… hospital established in the 19th century was a major employer at one time but now stands basically stripped and uncared for. The potential is massive. What it really needs is a person in private enterprise to see its potential and then for them to enter into a public private partnership with the State and make it a hub again. I would suggest the like of Boots (Pharmaceutical) or for that matter, a local called Mr Denis O’Brien, and ask them to team up with those assigned to the proposed project to make the portion of the hospital on Haddington Road a primary care centre. There is an urgent need to enter a more creative realm of medicine to help people with mental health problems, drug addiction, ageing, even ABI’s and early dementias and restore this hospital into a museum attributed to medicine in a way that provides an alternative healthcare facility for the more vulnerable members of society, especially those affected by ill-health. We need to look at the history here and the centenary of the Rising now just over two years away. Upper Baggot Street Village has recently lost the offices of IBM, many of the staff at FAS have moved on, staff at Baggot Street Community hospital as well as many residents especially those who have lived for decades in the pre-1963 Georgian bedsits which must comply with the new legislation – our businesses in this historic location, are suffering and change must be fostered now. Who is prepared to intervene? This is a proto-type that can be nurtured and inspire similar communities throughout Ireland. We need to look at what we have, the history, the advantages, and remove a lot of the pessimism and fear. Brian Hayes, Minister of State with responsibility for the Office of Public Works in his article in the Independent on 9th May 2013 about the OPW undertaking major rationalisation of its ‘large and diverse portfolio of properties across the country in order to reduce Government spending on office accommodation, could perhaps intervene. This is indeed much needed in the battle against waste and surplus to requirement. However, while optimising space to help staff deliver services, there is a need to be creative to make available the vacant space that will in time become an eyesore. These buildings left vacant are not a source of rates to the local community, they are a cost that increases over time. The time is now to be pro-active and not allow urban decay to embed itself. Create urban villages. Get people focused and neighbourly. Let the day workers interact with the residents (it is time to return to the culture of the pubs) and lets tackle this ever deepening recession from the grassroots up. If we do this, we can put pressure on the Troika to ‘write down’ a portion of the debt. The truth is that It is denial and dissociation that has set in and people aren’t grasping that ‘write down of debt’ becomes a necessity at times.
By Michelle Clarke


Subject: 200 ghost estates to be knocked to the ground
Date: Wednesday 15th May 2013 18:17:17 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, Clare Finglas <cfinglas@riai.ie>, Dymphna Moore <D.Moore@ria.ie>, eamon.timmins@ageaction.ie, envirocentre@enterprise-ireland.com, jan.osullivan@oireachtas.ie, joan.burton@oireachtas.ie <joan.burton@oireachtas.ie>, Vincent Browne <vincent.browne@tv3.ie>, philip.hogan@oireachtas.ie

Wednesday 15th May 2013

6 years on and at last Jan O’Sullivan (Minister related to Housing) and her department recognise that certain estates are a hazard to society and they are to be bull-dozed. Let this be an opportunity to remove people from the unemployment register and create a learning curve for them about construction to destruction. This is the pathway for them to enter into the much needed renovation market that recent legislation has created aimed at eradicating the bed-sit flat without bathroom and other housing projects like Priory Hall that will have to comply with legislation also. It’s time for the FAS renamed Solus to get into scrub up mode and prepare people for the economic cycles that housing demand creates. They need to research how ANCO http://www.rte.ie/archives/2014/0528/620190-learning-for-life-with-anco/ used to work, forget the £1 bn it takes to run their Office, stop the junkets and get to creating work for people. Unemployment among the young people has lasting effects on their mental health; so we really need to get focused and now on how to create markets that create work for people.

At last the separation of powers kicks into play and the rental sector becomes disentangled from harsh realities of upward only rent reviews. Towns, villages, urban villages, like Upper Baggot Street Village have witnessed casualty after casualty being pushed out of business leaving vacant spaces with to let and for sale signs with little or no hope for occupation for possibly years. This destroys the character of the urban space and ultimately smothers the soul of the people who occupy such spaces which are in real terms communities.

Dunnes Stores like Campbell catering, such long-timer contributors and employers in our country, have challenged the landlords through the court system and well done. Now it is time for the small businesses, the hairdressers, the shops, the pubs, in our urban villages to grasp the nettle and put pressure on landlords, particularly those who are decades in ownership, to cut the rents and in line with the decision of Civil Court Judge Jacqueline Linnane. It is time for the business owners to take heart and make a stand against unfair, inequitable, unjust rent agreements that are stifling their profitability and forcing them towards bankruptcy. Austerity can be assuaged by a reduction in rents and this will create spending locally and all that it is needed is spending and more humane interaction. Each of us has a duty to the community we live in to ensure that employment is a key component and facilitated by all.

No doubt the banks will be disappointed by the Court award precedent to cut certain rents by 50% because this is their business. But frankly the Banks have been adopting bullying tactics in relation to customers. They pay insufficient interest to the people who keep deposits, they charge for accounts, for transactions and they have removed the friendly face from the local banks. They are playing the roll over staff policy to stop the interconnectivity that our communities need, especially now.

The time is now as the Courts tackle the Justice issue and for people to alert themselves and to start asking landlords to cut rents to a sufficient level that businesses can continue to operate, create spending and in turn at grassroots create the much needed economic growth that Ireland needs. Many of the properties are “Namatised” and NAMA is one of the biggest landlords in this country now and they are earning enough at the cost of those at grassroots trying to create economic activity.

Take heed of what B&Q (DIY) giant, Pamela Scott in Grafton Street, Campbells and Bewley’s have successfully achieved through the courts system. Judge Jacqueline Linnane ‘yesterday ordered a 35% reduction in the rent paid to Layden Properties in George’s Street Limited for 10,500 sq ft of retail space in the company’s store and head office in George’s Street in Central Dublin’. For the small business person this is the beginning and it is now time to let the dice roll and start asking for fair rents. It is also worth noting that ancillary office space and storage areas…was also reduced by 50% ie £15 to £7.50 per square foot and £10 to £5 respectively.

Judge Linnane went on to say and this is worth grasping that:-

“The economy is in recession, there is a high rate of unemployment and there has been a fall in retail sales and a decline in consumer spending”

…..Now listen to what the Judge says …. it is the Judge in this case that knows the basic economics!

It is worth taking a visual appraisal of what the experts for Dunnes Stores valued at £225,600 as the rent per year BUT the Landlord’s experts claimed it should be £717,000 per annum. It is time to say NO …. it is time for FAIR RENTS.

Urban abandonments and dereliction need to be challenged. 

By Michelle Clarke



Subject: No Fixity of Tenure because commercial rents are unfair
Date: Saturday 18th May 2013 22:25:52 +0100
From: Michelle Clarke
To: Undisclosed address list

Saturday 18th May 2013

‘It is worth taking a visual appraisal of what the experts for Dunnes Stores valued at £225,600 as the rent per year BUT the Landlord’s experts claimed it should be £717,000 per annum. It is time to say NO …. it is time for FAIR RENTS’

….but what we really need to recall here is that this is about the people who can afford to resort to the courts (for civil related matters); what about the small business person to be found throughout this country who are stand alone’s and struggling day to day with a question whether their business will survive another week of this damning economic depression. People remain apathetic in Ireland – Why? Segregation used to apply to religion in this country – you were either Catholic or Protestant but now we have a new kind of segregation and that is individualism and this is the rock on which small businesses will perish.

We have to return to community/neighbourhood involvement. Hard times can only be overcome by people forming into collectives and communities.   Upper Baggot Street Village is often referred to in these postings so just let’s take its character and add to it the individiuals who must be struggling to remain in business. We need to take account that a variety of rents apply to such businesses but by standing alone there is no real impetus that can be placed on Government or by the courts as in the Dunnes Stores successful case for the ordinary punter trying to make a living. Who cares about them? We know at gut level that the rents that apply to these small businesses are grossly unfair and we know that they pay penal rates also. We are facilitating an Exchequer to attempt to get blood from a stone. We need urgent common sense.

Next time you visit your local village; engage with a little curiosity. If as has happened in Upper Baggot Street Village, buildings have been vacated like the FAS Office, Baggot Street Community Hospital, the Golden Pages, and then reduced staff in say the banks, and other businesses, it is time to ask if these people are being punished by the rent they have to pay, the rates they have to pay, the water rates, the insurance. The fixed costs of each business compares to what income is to the home. These people need to make cut-backs but they can’t because power in entities, be they landlords or Government via commercial rates are fixed until they can no longer make ends meet.

FAIR RENTS – FAIR RATES ensures Fixity of Tenure and creation of local market spaces which in turn leads to community and it is collectivism not individualism that will help Ireland return to economic growth.

Today Lansdowne invites the French and there is a taste of what it business used to be like. Let’s take the reminder and work to sustain our communities.


Subject: Another media source ‘cup runs dry’, Freedom of speech/expression
Date: Tuesday 21st May 2013 17:07:06 +0100
From: Michelle Clarke
To: Undisclosed address list
Tuesday 21st May 2013

But there is another citizen journalism that continues in Ireland and it is time for acknowledgement of open publishing as a component structure that involves the Rule of Law, democracy, and the importance of connectivity among people at grassroots level who can access this form of media but in a collective way. People are free to use a variety of sources from internet cafes to libraries to their homes systems. It just takes a little bit of giving of time, and an interest in the society we live in.

Today’s Independent reports that the ‘NAMAwinelake cup runs dry’. Like another citizen journalism site (but a far shorter time in existence) this anonymous but highly ‘influential’ site bites the dust. All of those who called themselves ‘NAMA watchers’ now need to look elsewhere and where better but to check out other Irish citizen journalism sites; search and start from now on how to create a new dialogue on Ireland’s greatest monopoly of property divestiture from the bankrupted Celtic Tiger developer delinquents and the inherent power that goes with the privilege that monopoly and state funds can create. They say the ‘pen is mightier than the sword’ and we need to keep watching and reporting.

NAMAwinelake http://namawinelake.wordpress.com/ quite rightly is described as a ‘labour of love’. It concerned the web documenting of everything concerned with NAMA. Three and half years it has existed with as many as 2,700 separate articles posted on their website. What a shame that we must say good bye to this form of citizen journalism in a country whose press media is shriveling and becoming more and more focused under the control of new elites who want to excel in their control of the print media. Ireland must open up the avenues to citizen journalism and dissuade the paid journalists from feeling challenged by it. We need that diversity especially now.

‘NWL – as it became known to the aficionados – was notoriously dismissive of what they called the “old media” and happy to have frequent pops at named journalists……’. NWL became a great source of interest for all kinds of people, from the investor, to reporters, to ordinary punters, and even politicians (if the truth is known) – in fact anyone interested in NAMA ‘ since the toxic debt agency, shiny-faced asset manager was set up’.

The good news is that the Archive remains and includes the posts and the comments. Therefore it becomes a feature in time that is a valuable resource thanks to the anonymous people go gave of their time, their resources, their education, their social commitment and so much more to keep the plain people of Ireland and beyond informed. This is a sad loss to citizen journalism.

However, they suggest there is a Book on the way.

By Michelle Clarke



Subject: Confusion and too much discussion Abortion & legislation of X case
Date: Wednesday 22nd May 2013 17:13:31 +0100
From: Michelle Clarke
To: Citizen journalism site; undisclosed address list

Wednesday 22nd May 2013

Take a position – you hold with the decision of the X case or you do not but at all times please exercise humanity for the mother who carries the child and if mental health issues apply, please acknowledge  Mother’s right to decide.

Consider today’s Irish Times article. ‘Suicidal woman allowed to get abortion’

In the UK, the Judge says that ‘a woman cannot be barred from abortion even “if mentally unwell”‘ As the Irish bill on mental capacity is yet to be introduced, it greatly surprises me that in the constant debate about suicide in Ireland presently, that not much attention is given to the issue of ‘mental capacity’ and the person’s right to have or not have a child.

Mark Hennessy, the London Editor of the Irish Times reports:-

A woman who is mentally ill and who states ‘she will commit suicide if forced to continue with a pregnancy, CANNOT BE BARRED FROM HAVING AN ABORTION…..’ A judge in London has ruled.

Let us take perspective urgently here in Ireland based on this…..’the woman, who is mentally ill, cannot be prevented from making the choice to have an abortion….’ Surely, this is a basic human right that people in Ireland need to grasp before this legislation is passed. The X case has existed for 20 years now and should be enacted in legislation. The Church ought to stand ashamed for their threats to excommunicate members of our Government who fail to adhere to their CREDO. Times thankfully have changed.

The Judgment (9 pm last night) was granted quickly taking account of the 24 week bar to abortion limits on pregnancy. Mr. Justice Holman said ‘It had to be established that the woman, who suffers from bipolar disorder, lacks the mental capacity before she could be stopped by the courts, even though he accepted that she is “mentally unwell”. In Ireland we need to note this Judgment on behalf of the many women with neuro-psychiatric implications who may become pregnant and need to make choices based on their life circumstances. Judge Holman went on to say that “Under the law, the woman is entitled to make a decision “WHICH MAY BE UNWISE” OR WITH WHICH OTHERS DISAGREE “INCLUDING MYSELF” if she is shown to have enough capacity to know her own mind……’

The psychiatrists in this case tried to state that the woman did not have the mental capacity because of her mental health problems eg bipolar, with paranoia and other problems. The psychiatrists put forward that in time the woman could regret the choice of abortion and would prefer to have sent the child forward for adoption but the Judge listened to the woman and acknowledged her capacity and right to choose in the circumstances.

The woman spoke and she said “I want it (the abortion as many with mental health problems can and will say) more than ever. In the situation that I am in, (8 years with bipolar and complications informs you of your circumstances), the idea of me having a baby is crazy’, she said, before insisting she wanted to part from her husband and her mother and “start a new life”. The woman acknowledged that choosing an abortion was not taken lightly but also said that she had no regrets relating to an abortion she had chosen to have 18 months earlier. Her regrets were that she became pregnant. The other point to note is that the father was not her husband.

This case is worth reading.

Mental health and anxiety are stigmatised and it is an elite group of people who make judgments in Ireland to intervene and bully vulnerable people. We need to first deal with the stigma and mental health before we start threatening to imprison our medical profession to 14 years for making a decision to facilitate an abortion in Ireland in line with the X Case

Hippocrates says: ‘Do No Harm’. Remember this is a paradox. For a woman making a decision to have an abortion because she lives with neuro-psychiatric complications…the doctor who understands her situation making a decision to carry out an abortion is alleviating harm to the woman who basically feels she would not be able to cope. Mental health is a life long sentence and choice is essential – it does not take those self-made God-like psychiatrists and the likes of the Iona Institute or Opus Dei for that matter to make the decision that the woman has no right to choose. 

By Michelle Clarke


Subject: Lobby your TDs on the immediate need for legislation to give effect to the X case, by Excerpt: citizen journalism source on request
Date: Friday 24th May 2013 17:38:33 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, ASenkara@amnesty.ie <ASenkara@amnesty.ie>, Clinical Governance <clinicalgovernance@stpatsmail.com>, dan.neville@oireachtas.ie, James Reilly <james.reilly@oireachtas.ie>, John.Crown@oireachtas.ie, jsaunders@shineonline.ie, patricia.gilheaney@mhcirl.ie, Vincent Browne <vincent.browne@tv3.ie>

“Lobby your TDs on the immediate need for legislation to give effect to the X case”

Where are the people? What have they to say to Elric who wrote in November 2012 and those who wrote the recent posting on a citizen journalism site? The hot potato called Abortion is causing dissent and anger but the realities of those who should have a right to make a decision, especially when it concerns mental health and a potential suicide is blatantly ignored. Certain politicians are being sent hate mail by diehards and yet too many people lack the moral compass to participate in the debate especially in the light of the “Savita” travesty of justice. Legislate the X case into law is the nub. Google the recent article by Dearbhail McDonald, legal editor, the Independent. Retired Judge Catherine McGuinness, said on the final days of the Oireachtas committee hearing ‘that most women will travel abroad for a termination rather than apply to secure a termination under the Protection of Life Pregnancy bill’. Shame on us. Why the silence in the Irish Media about the recent decision in the UK, as stated in my earlier posting?

Mrs Justice McGuinness also said that it was “disappointing” that the proposed definition of the unborn does not cover the foetus incapable of independent life. Add to this that Dr Ruth Fletcher, Director of the Research Centre for Law Ethics and Society at the Keele university in the UK who said that ‘the legislature needed to exclude from the proposed definition of the unborn, foetuses with lethal abnormalities that would not have an independent life’. She further emphasised this point by saying “Foetuses are the bearers of biological life and future persons, but this is not the same kind of life as that of a breathing, feeling, thinking women”.

Are people aware that the Pro Life campaign have significant media clout and people like Barrister William Binchy hold the view that ‘there was no obligation on the Oireachtas to legislate for the X case, when he described it as a “wrong decision”. This is a barrister saying that the Supreme Court decision is basically wrong! It is necessary for us to consider the suicides which have happened in Ireland where a mother can cope no longer and not only takes her life but is often so depressed that she sees no option worthwhile in leaving her children alive, so makes the decision to end all lives.

Raped or incest. Check out Cardinal Meisner for his view.  http://www.reuters.com/article/us-germany-catholic-rape-idUSBRE9130MP20130204



Subject: Hatch Street, D2, once an exclusive private nursing home now for Asylum seekers
Date: Saturday 25th May 2013 18:51:58 +0100
From: Michelle Clarke
To: Undisclosed list and citizen journalism site
Saturday 25th May 2013

But what about buildings that are both architecturally splendid, in prime locations, close by to the National concert hall that are now home to asylum seekers, men, women, children who have become teenagers and older. They are positioned like an oasis but in a desert because these people are housed here and forgotten about. The Irish Times article written by Patrick Freyne titled ‘Refugees endure mind-numbing tedium, insecurity and over-crowding’ needs to be read and merits the attention of the contributors to the citizen journalism site writing about Urban abandonments and dereliction to record how a ‘forgotten people’ can be housed on our shores with many questions unanswered.

Hatch Street private nursing home 1958 was often accompanied by a notice in the Irish Times to say a child was born to a family. Shamefully now it is another kind of home to young asylum children and from the article many of them live in an environment of fear – fear to go to the bathroom at night thereby necessitating a ‘pot’ for their needs. For the people of Ireland, we need to be asking questions now about these ‘behind the walls’ architectural significant buildings, in prime locations?. Who owns them? What rent do our Government agencies pay to the owners/landlords each year? Is it upward only rental that applies? Does the Government authority pay way above the odds for the provision of this accommodation for asylum seeker families with the attitude of who cares about refurbishment, just keep them quiet and hidden? The Irish Times article shows pictures of near squalid conditions behind the walls. Is this acceptable at a time that our religious orders are being made stand accountable and transparent for the shameful practices of the Magdalen Laundries and other such horror stories relating to poor peoples’ lives?

Hatch Street is neither abandoned or derelict but the lives of the asylum seekers housed here is both about abandonment and dereliction but in this case it is the dereliction of duty by the State. Destitution and forgotten about at a time that our unemployment rate soars and people are faced with eviction from their homes due to the economic crisis, does not mean that we should forget the people who seek asylum in Ireland. Africa Day is near. These people are asked to live in one of the most elitist areas in Dublin in a property that from the outside is outstanding on £19.10 per week (£9.60 for children) – they are not allowed either to work or study. They are subject to be moved or even be deported at short notice. These people come from the Congo (war at its worst prevails eg Kony), Cameroon, Afghanistan. People share rooms. Many are educated.

The structure on the outside far from what resembles within. Money is the strong determinant of keeping vulnerable people like asylum seekers hidden away. The money is the rent paid most probably at the height of the Celtic Tiger to often absentee landlords, moving upwards only, with no obligations to improve the conditions in which people live.

If this applies to asylum seekers, it also applies to the homeless. Beware of the creation of industries that pay landlords at the expense of those made vulnerable by a society without a moral compass.

Michelle Clarke (Comyn)



 

Subject: Eviction (source on request)
Date: Sunday 26th May 2013 18:23:18 +0100
From: Michelle Clarke
To: Undisclosed list; citizen journalism response


Sunday 26th May 2013

We need more postings like this one from Joe. Apathy perplexes our population and the haze needs clarity if people are to understand their basic legal rights in relation to their family home, in the wake of more changes in the law going forward.

The law of the land today so easily states remedies supposedly for the common good. If you fail to pay your property tax on a self assessment value basis, a fine of £5,000 applies or prison. If you fail to comply with law brought in February relating to mainly pre-1963 bedsit type houses, the landlord will be fined, or sent to prison. Clarity in the law exists as the data mining http://watson.analytics.ibmcloud.com/‎ exercise is enriched by the registration of all people connected in anyway to owning a property in Ireland. This is modern day cartography http://www.britannica.com/science/cartography and for those who aim to remain outside the net, it looks as if you are on the losing side because the Revenue is the enforcer and we all know the power that exists there. Meantime instead of selling off apartments as independent units, we have a new marketing mantra – Multi-family investment opportunities. http://www.kennedywilson.com › Investments. International buyers are attracted to these developments, so much discounted from Celtic Tiger prices, that they are being bought up swiftly. However, what about the cross over. First do these new owners pay a once off property tax charge (significantly discounted) in respect of the people who will take leases out and occupy these buildings?

More importantly, what about the people who live throughout the city of Dublin and Ireland in the antiquated houses which since February this year are no longer compliant with the law and will need to be vacated for the landlords/owners to carry out the necessary renovations to comply with the law. Many of these people have lived in these homes for decades, are often in receipt of rent allowance and are now shivering in their shoes as the landlords tell them – Goodbye – you own nothing and we don’t have to make any provisions for you. Who cares for these people? Where will they be on the housing list? These are a needy group of people very close indeed to the bottom rung of the ladder. Will the Government speak up for them and ask these new landlords of apartment complexes to give them first call. I hope so – there are stories of heartbreak all over Dublin in particular where people do not know if they will have a home by next week. We hear nothing about compensation being made to these people or services provided to ensure their transition to their new apartments!

Then as detailed above we have over 100,000 people in mortgage arrears with properties discounted by near 70% in some cases. In Spain, Greece, Portugal, there is a change in family structure as the banks exercise their rights and evict people and those who do not commit suicide or become homeless, return to the homes of their parents with all the distress that goes with making such a move.

Quite rightly, the originator of this topic states that the ‘Land League founder Michael Davitt wrote about how in the 19th century “eviction was the law of the land”. Today the parasitic landlord class has been replaced by the equally parasitic banking class, whose members act according to actual rather than “moral law” . They consider properties occupied by defaulting mortgage holders to belong to lenders by right of law . From a legal standpoint they are correct. Under such circumstances successful resistance to evictions must inevitably mean defiance of the law.

Ireland is on the brink of being totally morally bankrupt in relation to people and their property entitlements – all because in a snapshot of time when the elites await a little ‘controlled inflation’ to devalue property or that ‘write-down in the value of debt’ we surely deserve by now so that they can once more swoop in and create their wealth portfolios. Markets are markets but morality is a choice and the time for introspection and correction is now.

Eviction has always occurred but now the loophole is closed to many more people, particularly those 2 years and over 90 days in arrears are daily awaiting phone calls, the post, or even the judgment and its fear at its worst that will cripple this economy.

A warning ….. many people face the Spanish Inquisition of the Personal Insolvency Practitioner (‘PIP’) with the guidelines as documented by the Department of Justice team. Again the law states £10,000 fine or prison but be warned about what happens if you opt to become a bankrupt in the UK and your breach the law:

Shane Hickey reports from London….
‘UK punishes Irish bankruptcy cheats’. Check up the cases of Patrick Gerard Byrne and Martin Doran ‘who have been told they must spend nine and seven years in bankruptcy – instead of the usual 12 months – after they were found to have been trying to “put the money beyond the reach of the creditors”.
1 year financial purgatory is swapped for their choice of being just too smart and trying to outwit the law and more important the moral compass that should guide people in this world. For those particularly stressed by what lies ahead now with eviction, tread softly when you make a statement of your needs and assets. The same goes when you are getting divorced. 
By Michelle Clarke


Subject: Metro Herald. You might be interested in this connection. The article by Lainey Quinn was excellent. Regards Michelle Clarke
Date: Monday 27th May 2013 21:18:21 +0100
From: Michelle Clarke
To: Metro Herald http://en.wikipedia.org/wiki/Metro_Herald
Monday 27th May 2013

We need a little cross fertilisation on this site. Well done Lainey Quinn, a 23 year old Dubliner who has written a gem about our City’s derelict landmarks in news@metroherald.ie.

Apathy creeps up slowly and suddenly a building fades into the landscape and becomes derelict. How do we stop the process, in particular, where the buildings represent the soul of our society and deserve saving? This can include the boarding up of houses in Moyross in Limerick to the neglect of the former landmark Baggot Street Community hospital once known as the (Royal City of Dublin) hospital. Too easy it is to blame the recession and allow this potential dereliction take over.

Lainey Quinn started off just taking photos, as so many tourists do when they visit Ireland, and she began to value the historical nuances and as often is the case, their historical architectural attributes of the City’s many historical but derelict landmarks.

Shame on us this year of the Gathering 2013. How many emigrants took the boats from Dun Laoghaire decades ago, who now will once more visit. Well done to Lainey’s photo in Monday’s Metro Herald (May 27th 2013) because we now know what they will see and shame on us, (especially at a time when endeavour should create markets), is a shameful grafitti covered Dun Laoghaire baths …. these baths were built over 170 years ago. They offered then what people would want now if it was properly marketed to them, the sea, with fresh water, a choice of hot or cold water, sulphur and seaweed baths. They say Dun Laoghaire and Rathdown Co Council are trying to re-develop this remnants of historical times but excuses prevail and opportunities of retaining infra-structure with potential to create employment, tourism promotion, facilities for Dublin in its entirety, are snarled up in the red tape of pure bureaucracy and non decision. Where is the momentum? The opportunity exists because the labour is cheap and abundant so time to upskill in a positive way by using state funds overpaid to entities like the Office of Public works and the other relevant semi-state over pampered bodies.

2016 and the anniversary of the Rising is imminent. The photo of the wheels to Bolands Mill which was built in the 1830’s and which operated as a commercial mill for over 100 years, forms a significant part of the history that changed Ireland into a Republic. It is now that these near derelict locations written into our history can be preserved and used to promote peace instead of war, as they stand as monuments to the origins of our Republic. Lainey’s photo of the Been and Gun: the Magazine Fort in the Phoenix Park http://www.phoenixpark.ie › Visitor Information, was built in 1735 and it combines the history of colonial Ireland and potential Republic Ireland. Why, because it was used as a store of the Irish Army’s guns during the 1916 Rising. What an opportunity to upskill young people who are on the dole queues or in St. Patrick’s Institution for young offenders.

Richmond Mental Asylum or Grangegorman http://www.grangegorman.ie/Archive.html which was opened in 1814 is the source of another kind of history that we need a reminder of. It is about the lunacy act, mental health and vulnerable people then and now. We need to be reminded because we need to remain learned about mental health and why the stigma applies. The photo taken by Lainey of the grate impinges sharply about hardship and abandonment of people who were different. The unkempt pile of blankets in the rooms is a record of what happened to people, all over Europe, as well as Ireland in these asylums. The teddy bear covered in moss from Grangegorman is poignant and should find its way to a museum. Baggot Street Hospital is in need of a make-over, maybe we could have a proper medical museum which would aim to de-stigmatise mental health. Soon Grangegorman will be subsumed into a new identity and creation with third level education being the major provider.

Lainey’s article is worth reading. The photos should be added to this posting but how is up to someone else!. Awareness will create motivation and the time is now to be creative.



Subject: Vacant “NAMATISED” properties & Waste Citizen journalism source on request
Date: Friday 31st May 2013 18:37:17 +0100
From: Michelle Clarke (Blake)
To: Undisclosed address list; citizen journalism site

Friday 31st May 2013

Remittances from America and UK in the 1930’s time of near economic devastation in the newly formed Republic of Ireland gave Ireland the opportunity to be a competitor in world markets and ultimately enabled it to join the EEC in 1973. The remittances, previously referred to, of £500 million by Nigerians in 2012 to Nigeria, is a similar process. In most cases, we can presume that the “Bilderbergers” and Shell oil company magnets are the wealth owners, and the remittances that emanate from Ireland create enterprise for those who live in absolute poverty in Nigeria and in so many African countries. Sadly, the timing for the sending of such remittances and those we are not informed about is disturbing because we are experiencing poverty of different parameters, but poverty all the same. NAMA is our State toxic assets agency and we have plenty of property for sale. Recently NAMA has been successful with its holding of distressed property stock in the UK and gains have been made. They are less successful in Ireland. We know that more people than ever exist on the social housing list, we know that the banks will be foreclosing soon on delinquent borrowers, we know that the sanitary standards of most pre-63 Georgian/Victorian houses in bedsits no longer comply with legislation, so it is not unreal to assume that the housing stock in NAMA is needed not in the future but yesterday. What has happened? Its those awful words again ‘managerial and bureaucracy’ that President Michael D. Higgins used in his recent speech in Kilkenny.

Apparently as many as 2,000 properties offered by the State’s toxic assets agency are not suitable and have been turned down! They say NAMA ‘is dragging its feet’ to hand over houses for social housing. However, Brendan McDonagh, Chief Executive in NAMA refutes this and claims that as many as 4,200 homes were offered to local authorities and homeless charities and half of these were rejected. 2008 was the time of the financial crisis; by 2010 NAMA was in place and the blatant need of property for people without access to homes is rising rapidly so why is it that NAMA and the local authorities/charities are prancing around, basically leaving properties vacant while there are people in real need.

Surely the local authorities and charities need the stock, full stop. The excuse is they are looking mainly for one bedroom apartments but Focus Ireland and other co-operatives are ahead of the posse and have taken up this stock and well done to them. Mr McDonagh, Chief Executive, at the launch of NAMA’s annual report recently said that ‘properties they had offered had been frequently turned down because authorities said they were unsuitable and in the wrong areas – “We can bring a horse to water, we can make the units available and say this is what we have, but the local authorities and the approved housing bodies have to decide what they want’. McDonagh added that NAMA were not in the position to commit money to finish off certain developments and there is an urgent need for local authorities or housing bodies to sign the necessary agreements to lease them. This delay is unforgiveable. Finishing off estates, apartment complexes should be well completed by now and people living in homes provided by the State. Waste not should be want not and bureaucracy is not acceptable. NAMA will be the winner here and you may ask why because the private equity bidders are circling and they are purchasing blocks of apartments and it will be their decision who to let apartments to.

Don’t forget the lost generation of people who worked in the civil service or worked in the large department stores who came to Dublin and lived in flats in Rathmines, Ranelagh, Phibsboro, Ballybough. Take a look at these shabby houses that have been homes for many for decades now and ask who is going to help them live out their retirement? These people are not yet on the social housing list and probably know little about same but they exist often getting housing allowance for sub-standard unregulated shameful accommodation and live a meagre existence on disability or pensions. These people following the legislation in February 2013 to upgrade sanitary provisions for bedsits/rooms will be without homes and it is these people who become one step away from homelessness.

We need housing stock assessed and occupied because ghost estates, empty apartment blocks will ultimately have to be destroyed or will be bought at knock down prices by private equity companies from abroad with an eye for investment returns ie asset value and income.

For people interested in the history of Ireland over the decade 1913 to 2013 should look at http://www.rte.ie/centuryireland Slums, infanticide, poverty…. let us not lose what we have gathered.

By Michelle Clarke



Date: Thursday 6th June 2013 18:50:01 +0100
From: Michelle Clarke
To: Undisclosed address list; Citizen Journalism site
Thursday 6th June 2013
Spread of topics; Citizen Journalism site carving out its niche

Great debate these days at grassroots journalism and the fears of November 2012 fade deep into the distance.

The National Union of Journalists are hosting the 28th International Federation of Journalists world conference in Dublin this week. President Michael D. Higgins opened the conference with the strong words that it is “a time for reminding ourselves of the obligation to ensure and support press freedom around the world”. Press freedom is about reform, making changes, abiding by the Rule of Law, tackling corruption, ending cronyism and creating democracies, reminding governments about the separation of powers; the checks and balances that should apply.

Freedom of the press also is about the public good, about the personal safety of those journalists who report without fear working and reporting from high risk war zones even to the extent of losing their lives and for over a decade now a grassroots citizen journalism site in Ireland has made a significant contribution, even one could say, ahead of its time. Citizen journalism is contested because of fear of those in commercial media but it is necessary to create the competitive advantages associated with discourse from grassroots. The internet, the twitter, social media have made possible interactions between people beyond national borders and creates new possibilities to foster better human rights practices world wide.

President Michael D. Higgins subtlety but rightly so draws our attention to ownership of the media and the power vested therein. He said that “concentration of power of owners, cross-ownership, advertisers’ pressure or even from the reticence of journalists to challenge perceived wisdom” is also a threat to press freedom and plurality.   The grassroots citizen journalism site in Ireland  is the outlier and for that reason alone deserves its place in Irish media. .

Today’s Independent has a neat cartoon that sums up President Higgin’s comment about the power of the internet search engines. It is an imperative for people who engage through writing etc to consider the power vested in these companies who have CONTENT and the fact that this is the “exclusive preserve” of large MNC’s. Its about the paradox. You give content, you get paid or you give content for free.

The cartoon is simple.

A photograph

To the left is the Apple and domain

To the right is Ireland

Could it be that we talk Apple power entity in the future instead of Ireland? Apple is so financially endowed, it could possibly own Ireland and wipe the debt?

To date these companies have got access to the data but they are in search of the analytics to use the data, and this is what must retain a value or even a form of copyright.

by Michelle Clarke


ubject: Slum landlord David McCabe, who left tenants in ‘Dickensian squalor’, faces letting ban under Britain’s first property rental ASBO | Mail Online. We sincerely hope the LPT & legislation in February re our bedsits ensures that this is not the Ireland we are creating.
Date: Monday 10th June 2013 12:45:52 +0100
From: Michelle Clarke
To: philip.hogan@oireachtas.ie, enda.kenny@oireachtas.ie <enda.kenny@oireachtas.ie>, kathleen.lynch@oireachtas.ie <kathleen.lynch@oireachtas.ie>, Alan Shatter <Alan.Shatter@oireachtas.ie>, cathal.morgan@dublinccity.ie, Cathal Morgan <cathal.morgan@dublincity.ie>

Look at the homeless, look at Hatch Hall and Asylum seekers, talk to the children and people begging on our streets, read the poor standard of English and spelling. We are creating an underclass and we don’t have to. The MNC’s only need to be asked and encouraged to be involved in public private partnerships for the social good. It worked with Guinness in the 1800’s and others, so why not now?

Hostels have become an industry. B&B’s are an industry. Just look at what happened in the UK. Beware of vested interests. This article tells us where we don’t want to be. Unfortunately, we still have people struggling in O’Devaney Gardens. When next in Dublin take a look at Harrington Street, Dublin 8, South Circular Road and North Circular Road, for that matter.  These houses are a disgrace and are slums in the making.  Georgian Dublin is in decay. Government legislation has provided tax breaks to Waterford and Limerick, why not Dublin? Suggest article in Sunday Business Post about Renewable energy system (O’Dwyer heating) fuels £750 k housing deal. If it works, use it in refurbishment of the old housing stock, worth saving.  http://www.businesspost.ie › Legacy

By Michelle Clarke

http://www.dailymail.co.uk/news/article-2246973/Slum-landlord-David-McCabe-left-tenants-Dickensian-squalor-faces-letting-ban-Britains-property-rental-ASBO.html


Subject: e55 m City Quarter Parnell Square, Dublin 1, formerly Colaiste Mhuire school
Date: Monday 10th June 2013 17:48:18 +0100
From: Michelle Clarke <michelleclarke@upcmail.ie>
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, Joy Bradley <bradleyj@ihf.ie>, director@architecturefoundation.ie, dublin@arup.com, heritage@antaisce.org, Leo.Varadkar@Oireachtas.ie <Leo.Varadkar@Oireachtas.ie>


Monday 10th June 2013

Philanthropists, social engineers, private equity groups, groups like Cluid, Habitat, SVP, Peter McVerry foundation; Trust and Alice Leahy, are todays business and charity entities who in times of economic recession are there to chase opportunities and make investments.

The name this time is Kennedy Wilson, the location is Parnell Square, the objective is a new e55 million cultural quarter. The development will operate through a charitable trust or foundation which is to be put in place by Kennedy Wilson. The details can be found in Dublin City Council report.

Readers of Urban abandonments – here is your chance to interact with Dublin City Council; it has advertised for ‘expressions of interest from companies capable of devising plans for a new city library and civic plaza at the location’. We need this urban regeneration especially in the tardy environs of a once quite historic Sackville Street, later named O’Connell Street. The opportunity is now for the people of this part of Dublin to become involved in the potential to make us proud of the main thoroughfare of our capital City, Dublin. Gordon Brothers have bought Clery’s that renowned Department store with its own narrative of events and we await their plans albeit being a private equity firm, they could sell it on to another ie ‘Flip it’. The GPO awaits a decision, likewise the Abbey Theatre is seeking an alternative setting. We seem to still be awaiting a decision on the house in Moore Street so intimately connected with the 1916 Rising. We need to ask what is the theme that underlies the re-generation of this area of our City. The Spire is modernity but what can we do to regenerate and revive this exceptionally wide street, it is time now to plan, raise funds, create and most importantly imbibe a cultural sense of awareness.

The Duke of Leinster in the 1800’s said words to the affect “wherever I go fashion will follow” so there is a challenge for Merrion Square, Fitzwilliam Square, Dartmouth Square, Ranelagh, the Canal and so on. All are about creating a nucleus for people to gather so let’s hope investors will be provided with tax incentives to revive those Georgian homes, so often in outmoded offices, or worse bedsits that create our City. The City is a living breathing space and a far better alternative for the social and cultural needs of people to that ribbon development that has destroyed a lot of our countryside.

Amazing to read a sign over a shop in Dublin 8 – Dolphin’s barn advertising facilities for sending money to Nigeria. An earlier posting reported that £500 m was sent by remittances to Nigeria in 2012. We don’t need this money leaving our shores especially now. We need people investing in our economy and creating work. The area is marked by houses that are inhabitable or should be and we need to stop this before the dereliction starts. This is cultural and historical.

Kennedy Wilson involvement and the need for a design team is a positive move forward. Facilitation of the consultancy programme is quite a novel idea. They are called ‘conversation cafe events’. Two have already taken place but only 35 people attended. Two more are to be carried out on June 12 at the Dublin City Library and archive, Pearse Street, and on June 14 at the Teachers’ Club in Parnell Square. They also plan a mini-street festival on June 14th in the north city centre to highlight the project.

The IFSC started out as an idea in the minds of two people; they created a market; it worked for a period; people got greedy but the key point is Dublin as a City and Ireland as a country made a significant leap of faith and progress to the next stage.

By Michelle Clarke (Blake)


Subject: ‘MOOC’ Massive Open Online Learning Courses and Trinity College Dublin. Excerpt & follow up Citizen Journalism. Source on request
Date: Wednesday 19th June 2013 17:29:57 +0100
From: Michelle Clarke
To: Ariana Ball <ariana@thirdagefoundation.ie>, Catherine M. Joyce <catherine.mjoyce@barnardos.ie>, conatyd@headway.ie, crcentre@tcd.ie, Prison Library Office <dublinprisonlibraries@gmail.com>, jobsclub@eircom.net, literacy@nala.ie, patricia.gilheaney@mhcirl.ie

Wednesday 19th June 2013

‘MOOC’ Massive Open Online Learning Courses.  Report dated May 2013

This is about education in the new dimension – online. The audience is global. The pioneers are those well known elite colleges in the US (Stanford University, Massachusetts Institute of Technology (MIT) and others). Now Trinity College Dublin has joined the elites. TCD will ‘partner’ with Future.Learn.com (founded by the Open University now in existence for 40 years) which is the first UK led multi-institutional provider to offer MOOC courses.

Future.Learn.com to date has 26 ‘partnerships’ mainly in the UK but what is interesting is that TCD along with Monash, Australia’s largest university, are the first two ‘international collaborations’. Hopefully this will re-establish Trinity College Dublin in the top 100 leading universities especially since Ireland’s universities have slipped out of the top 100 list. It is time to reverse the trend and this is the way forward.

About content: This online method of education will also include the British library, the British museum and other museums to share ‘content’ and ‘expertise’ which will enrich the development of courses. MOOC is about accessible and free learning. People will have access to leading world academics and life-long learning becomes the real option for all people and is about access to education for all people including people with disabilities. Carnegie, the self-made philanthropist, established the libraries, now this is their opportunity to become centres of free online education and access to all people.

Trinity College Dublin, Provost Dr Patrick Prendergast stated in today’s Irish Independent newspaper that “It will widen participation and provide educational opportunities for prospective students and new audiences”. It is the way forward to create diversity in unity of education and life-learning impacting on how we live and benefit ourselves and the world.

As Ireland becomes submerged with mass unemployment particularly affecting our young people, it is essential now to promote education as a source of opportunity and to encourage people to pursue every alternative to prevent unemployment resulting in life-long poor health and survival consequences.

Literacy is essential particularly the 3 R’s. If you want to access online education you need the basics. There are excellent opportunities to learn and if you feel you are not yet ready for the opportunities that MOOC’s will offer, check out NALA and other projects that teach the basics.

Michelle Clarke (Comyn)



Subject: Protection on Life in Pregnancy Bill. The Bill is a move forward, but not far enough. Excerpt citizen journalism. Source on request
Date: Thursday 20th Jun e2013 19:21:45 +0100
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, Alan Shatter <Alan.Shatter@oireachtas.ie>, dan.neville@oireachtas.ie, Vincent Browne <vincent.browne@tv3.ie>, vokeane@tcd.ie, mary@pieta.ie

Thursday June 20th 2013

Conscience. Let people vote according to their conscience in the DailC

 by Michelle Clarke (Comyn) – Justice

Abortion is about a woman’s personal choice. Mental health provision is the cinderella of our society. It is about being vulnerable and unwanted. It is about being stigmatised. Yesterday yet again a mother of twins who sought help was neglected. This woman is now dead. These children are without a mother. It is suicide. Why do the Pro-Life people and the Catholic Church act in such a self righteous way by harassing those who promote the bill in a most ignorant way. Debate is about each side putting forward their views. The conclusion surely must be in the best interests of the people who it applies to. The X case legislates to make provision for suicide. The learned Judges made their decision, we have had 20 years to debate it and remove the provision, but we have not. Our mental health provision has deteriorated significantly since then and the lack of community provision at primary health care is inadequate to meet demand. This leaves it (community mental health provision) intrinsically linked to the Bill and the right to suicide. Ireland is sheltered or we can choose to be because we export those who choose to have an abortion to England or elsewhere. We have heard no discussion about the legislation that applies in the UK, Israel, the US and other countries where children who are born with certain abnormalities and who actually sue their parents for making the choice to carry the pregnancy to full term? We need to be diverse in our attitudes to making decisions about the choice women make when they decide to have an abortion. For instance, a psychiatric case history may often be the outcome of a ‘precipitating event’. Nobody seems to consider that for some women, the precipitating event could be caused by the anxiety of being pregnant. The woman may choose to have the abortion but also the precipitating event may mean a psychiatric health history going forward also. 
By Michelle Clarke
The Dialectics of Wrongful Life and Wrongful Birth


Date: Friday 21st June 2013 16:41:05 +0100
From: Michelle Clarke
To: Undisclosed list
Friday 21st June 2013
Trade Unions: Their Slush funds; their privileges;  who so often forget the unemployed

 by Michelle Clarke (Comyn)- Trade Unions and Integrity

The Troika are reported to have honed in on the Department of Social Protection and lack of performance. We approach a figure of 500,000 people out of work, not to mention the part-timers whose hours are slashed, pay reduced, and rights obliterated. FAS, once a successful model named ANCO, became so smug in their own narcissism that they lost the ability, the morals, the principles and integrity to create opportunities for people in the workplace. The community employment initiative worked well at the beginning but as we know when elitist privileged cultures emerge, over time it affects all and always to the detriment of those most vulnerable. We await, 5 years on from the crisis and from the hands-on investigative initiative of Senator Shane Ross into the totally unacceptable behaviour of the ruling elites in FAS, the new lean machine called Solus. We are waiting and meantime the list of unemployed is rising.

The unemployment problem doesn’t just rest with the inadequacies of Social Protection under the auspices of Minister Joan Burton. What are the trade unions doing for those who were once employed; those who monthly paid their union dues and who are the contributors of the 30 million euros plus that SIPTU have rolling over in the bank. Did their rights die the day they were forced by the economic crisis into unemployment? The construction sector is decimated, many have emigrated, as they have generation after generation in times unemployment. What about those in the retail sector who have been ‘fired’ in order to create positions based on the part-time model and no employer obligations model? The unions and their elites are shy to refer to these people as they negotiate with Government to feather their own existing working members and in particular those in the public sector.

Trade Unions: the construction sector was your bread and butter for decades. Before the Celtic Tiger, the unions benefited because Ireland had to cater for social housing provision, which now is replaced by people on the social housing list with basically no or little access to homes. What have you done to recompense these people who are your creditors? Where are the job programmes to upskill, re-skill. Their contributions are the same kind of investments as the union dues paid by present day members. It is your duty to represent these people now. Experience shows me that you dismiss these people the day they lose their jobs. Shame on you.

This year of 2013, the anniversary of the Trade Union movement, it would be beneficial for you to consider what the ITGWU did for their workers in 1913 and going forward.

Slush Funds: Wow. What are these? Could they be ‘savings for a rainy day’. Slush funds used to conjure up images of greedy private sector executives making provision, for privileges they deemed necessary for their own luxuries, but would allude the keen eye of the young auditors whose job was to audit the books of these private companies. We know now based on the tribunals, the media, programmes like TV3 Vincent Browne and many other sources that the auditors too became immersed in the fraudulent culture that consumed Celtic Tiger Ireland and they failed dismally to put the breaks on massive amounts of now alleged and actual corruption. The issue now, is what have we learned? It appears not a lot because Slush funds are in the news again, only this time, it is SIPTU and the HSE.
Do we have a Fraud office in Ireland? We definitely have the CAB. Are they so over worked that their services are not required and cases that could be routed to the DPP for assessment are waived?

The IMO and George McNeice surely merits more attention. Based on the foregoing postings, the pension pot for this man, aged 50, is beyond reason for a man who is basically a union official. The inequalities created by such an enormous pay-out has to reflect on the inequalities that create two tier payment for consultants resulting in the many young people educated for medicine in Ireland, (costing at least £90,000 a year) emigrating while the waiting lists for certain posts remain vacant, particularly for that cinderella profession of psychiatry. Morality and ethics would suggest the IMO funding would be better used towards ensuring our students worked in our hospitals and are given a fair opportunity to progress. Since when is the sole function of the union to focus on ‘pay’ without the creation of a core value part of the equation.

Today’s Independent headline states ‘SIPTU says it could not sack ‘Slush Fund’ official’. Siptu pledges to have known nothing about the ‘slush fund’. Is this credulous? They say that the fomer national industrial secretary, Matt Merrigan, set up a bank account and collected 4 million euros from the taxpayer over a 7 year period. ‘Study trips’ – the USA, Canada and even Australia for Mr Merrigan, trade union representatives and public sector members was the priority. What is most surprising is the fact that instead of notifying the fraud squad, the inquiry is internal and the only advice sought is from a Senior Counsel and his advice was that they could not dismiss Mr Merrigan. The reprimand was that he was demoted and his salary and pension reduced accordingly.

Wining and dining, studying abroad, wives on junkets. A trifle of £4 m squirreled away in a “Slush Fund” and nobody cares. Trade unions are about their members. The Slush Fund here tells another story. Minister Shatter for Justice – are we naive? Is there one law for the person who steals a bottle of wine from TESCO and is caught on the cameras and another for these elites because evidence is massaged?



Subject: Breakers ahead as Banks Code of Practice enables them to pursue Evictions, by Michelle Clarke – Urban abandonments and dereliction Excerpt: citizen journalism. Source on request
Date: Saturday 22nd June 2013 18:14:16 +0100
From: Michelle Clarke
To: bgavin@cllr.castlebartc.ie, jan.osullivan@oireachtas.ie, June <masonwfj@gmail.com>
Saturday 22nd June 2013

A homeless man sits patiently outside Tesco with a tattered old paper cup. He is one of the lucky people who has secured his bed for the night at a hostel in Camden Hall, which is soon to be closed, no doubt for obvious reasons. He was away for a couple of months; he is one of the casualties of the construction collapse. He had visited his son who has just completed his leaving.

Turn on the European news. Across Europe and particularly the periphery countries which include Ireland and they say as many as one in two people under the age 25 have no work or potential to get a job, in the immediate future. In another generation, these people would already be working, have started their own families and would have mortgages on their homes. Now we have crisis, a self created economic war that is the result of recklessness. We have the parents in their sixties who have gone guarantor for their children, we have those in second relationships who got mortgages because of naivety and over supply of cheap money and now we have a young generation awaiting inheritance or simply living at home.

The Greeks have already suffered the full onslaught of the Banks and foreclosures, as have the Spanish and the Italians. Ireland: it is now we will experience the onslaught. People who for the passed five years have been living out the horrors of indebtedness and fear, can hide no longer. The Banks have secured the right to change the Central Bank code of conduct on ‘mortgage arrears’. This code or rule book is now to be radically changed, and people need to alert themselves to the horrors that lie ahead for their fellow human beings. Next Thursday, 27th June 2013 is the day for change. The lobbying by the banks has paid off for them, and let us add yet again! According to Charlie Weston, Personal Finance Editor, the Irish Independent – ‘the most controversial change is the dropping of the 12 month moratorium on repossessions of homes if borrowers are in arrears but are co-operating with their lender’. Instead of 12 months, it will be two months before the banks can act:

Action: cognizance is essential now for those in mortgage debt. Homeowners in arrears and who have received an offer by the bank but who decide to turn it down…. will now only be given two months protection before the Banks can act and issue legal proceedings. The end date now becomes far closer and the outcome of eviction for more, real. Lobbying is a powerful mechanism and the view of Brendan Burgess http://www.askaboutmoney.com/ is worth evaluation. He may be right when he says “Some people will use the 12 month moratorium to bury their head in the sand and not face up to their responsibilities”…. these responsibilities form part of that ‘moral hazard’ argument.

The time now is for banks to assess their clients ‘statement of means’; to eek out those ‘delinquent borrowers’ who have no chance of making their repayments and evict them; to search for those emigrants who may now fall within the group highlighted by Central Bank Governor Patrick Honohan who said ‘that an examination of arrears cases has indicated that large numbers could make payments – if they get a deal from their bank or shift payments payments away from other, less essential bills”.

Yes, it is the Personal Insolvency Legislation time now and not unlike a divorce, the statement of means will determine so much. Watch out for those strategic defaulters is the new motto of the bankers. The courts will back them up, if like a good divorce and a statement of means reveals deceit. 

By Michelle Clarke



Subject: Consider: Young woman with disabilities “raped” Source citizen journalism. Details on request
Date: Sunday 23rd June 2013 18:55:04 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, alex.white@oireachtas.ie, dan.neville@oireachtas.ie, emb.dublin.inf@mae.es, gary.culliton@imt.ie, James Reilly <james.reilly@oireachtas.ie>, patricia.gilheaney@mhcirl.ie, Vincent Browne <vincent.browne@tv3.ie>
 Sunday 23rd June 2013]

Today Minister Lucinda Creighton is seeking advice on the ‘right to life of the unborn’ aspect from the Attorney General.

But what about the realities of the times we live in?

Last week it was reported that a young woman was raped by a man in the Dublin 8 area. She was reported to be deeply shocked and distressed.

If we go one stage further: what if this woman is pregnant?

The legislation as it is does not provide for her to have an abortion?

Is this fair? Does the Mental Capacity Bill have provision here?

Michelle Clarke



Subject: Sunday Business Post: IMO (Irish Medical Organisation) http://www.imo.ie/ under scrutiny from Revenue, by Michelle Clarke – Trade Unions and Integrity.  Excerpt: ex citizen journalism site. Source on request
Date: Tuesday 25th June 2013 08:58:00 +0100
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>; undisclosed address list
Tuesday 25th June 2013

The LPT http://lpt.revenue.ie/lpt-web//SUSI http://susi.ie/and Abtran http://abtran.com/ appears to be a great success, so perhaps now we will gain the insight to our trade unions and the question is how will they fair up, under such scrutiny.

To name but a few unions –

Impact
Siptu
Teachers’ Unions
INMO
IMO
CPSU
PSEU
AHPCS
Unite

The elite of the elite must be the IMO and today’s SBP is a must read.

Quote: IMO placed in turmoil when GP Dr Paul Armstrong from Donegal, quite blatantly made the point in a letter to the medical press. He stated:

“Fred Goodwin lost his knighthood and ended his career in disgrace over a retirement package of £8 million from Royal Bank of Scotland…..That IMO leaders (re George McNeice aged 50 pension deal £24 m reduced to £9.7) would appear to have accepted this deal, without any serious questions over many years, is a disgrace”.

Integrity: Now we have the opportunity to make changes, to stop the rot, the gluttony of the elites who emerged during that cosy cartel of unions, public servants and employers who have secured unacceptable deals requiring pension pots of millions to be funded by our young people when they eventually secure employment.

The medical profession is supposed to abide by the motto ‘Do no harm’


Today’s Business Post would suggest their mind is money focused as distinct from being the caring profession as motivator. 

By Michelle Clarke



Subject: Recall Ansbacher. What did they learn?  So many hoarded while others were forced to emigrated for work – 1980’s. Citizen journalism site dated 2002 lists all people with Ansbacher a/cs.
Date: Wednesday 26th Jun 2013 12:51:11 +0100
From: Michelle Clarke
To: seand.barrett@oireachtas.ie, Liam-IPRT <LHerrick@iprt.ie>, john.fitzgerald@esri.ie, John.Crown@oireachtas.ie, John Corrigan <JCorrigan@ntma.ie>; et al
Wednesday 26th June 2013

Take a figure from the sky – or from the “arse” as allegedly inferred by Drumm as detailed on the tapes released into the public domain this week. The Anglo staff arrived at £7 billion which they glibly foisted on the sterile central bank regulatory watchdog and the hapless Pat Neary; essential fire fighting tactics for a bank heading, if not already, insolvent, with the savvy to ensure that those who had deposits and the bondholders were not scorched further. That surely could not be allowed to happen because these people already probably were shareholders who were to lose their full investments in the shares with the banks and in particular when we know that pension fund sellers told people the banks were safe – they were Blue Chip investments.

Maple 10, contracts for difference pale into insignificance when we listen to the conversation between two people who represented their employer Anglo Irish Bank. Men like Drumm were allowed to escape the sinking shop and allowed to sully the word emigrant. Reports today state that the emigration of people from Ireland is at the highest level since the famine and yet five years on we fail to counter that reckless behaviour of bankers who are responsible for the droves of emigrants leaving our shores due to the reckless abandon particularly of certain elite narcissistic and pathological bankers who drove our country into the mire of debt burden that generations going forward will have to repay.   http://www.nationaldebtclocks.org/debtclock/ireland
The call is for a tribunal or an inquiry but if we take the time to look at the foregoing posting albeit from 2003 and the tribunals of inquiry that arose and which feathered the accounts of the legal profession in particular, surely it is time to learn from experience and to appoint the appropriate staff to the Criminal Assets Bureau and ensure that like the US these “Neuro Criminals” are brought before our courts and if proven guilty, send them to prison.
by Michelle Clarke


Subject: Fr McVerry/Alice Leahy – Trust ‘Nobody should ever be homeless’ in Ireland, by Michelle Clarke Evictions loom
Date: Wednesday 26th June 2013 19:28:19 +0100
From: Michelle Clarke
To: Stephen.Donnelly@oireachtas.ie, patricia.gilheaney@mhcirl.ie, maeve.regan@flac.ie, john.fitzgerald@esri.ie, eamon.timmins@ageaction.ie, admin@nabco.ie et al

Wednesday 26th June 2013

Fr McVerry spoke on the radio this morning about the homeless and his 30 years of dedication to their cause without the support of a board of directors. He went on to endorse the now necessary new approach with the appointment of dedicated people to ensure provision for the homeless.

What caught my attention: He clearly conveyed that his motivation is for Homelessness not to exist. I wholly endorse this. For me today, a young woman sitting outside the Spar shop looked tired and why wouldn’t she? Camden Hall for women is closed down and last night she had to sleep out. This woman is off hard drugs and making the effort to stick to methadone. No woman, in a country, so replenished with vacant, under utilised property, should have to sleep on the streets.

To the Politicians: Bedsit land was Dublin 4, 6, 8, Phibsboro and so forth. We endorse completely that landlords must adhere to the legislation introduced in February 2013 (after all, they had 4 years to comply) but who enabled them to be so neglectful not to include provision to ensure that those living in such accommodation would not be serviced with notices of eviction dates and instructions to find alternative accommodation without some form of statutory protection. Imagine receiving a letter from a solicitor telling you that after 12 or 27 years in a house, you have say 112 days to find a new home, without supports from Dublin City Council or elsewhere for that matter, and if you have not found a place, the EVICTION will occur in this case in October 2013.

Speak out. Too many people often with disabilities, single men back from working in construction abroad in the 1980’s, and people who have worked and remained as tenants for decades are struggling with no supports to achieve the basic right of having a home, without the threat of being made homeless.

Rents are rising and although the PRTB web page is comprehensive, many of these people are not computer literate and are excluded. The goose chase to find a home is enabled and facilitated by the most elaborate of web pages but the fact is we have people excluded and facing the homeless rung of the ladder and imminently while the former landlords of these houses use the legislation to sell on and make serious capital gains on these properties. Surely, a contribution of money should be sought from the landlord to pay the local authority to prioritise the tenant on the housing list.

by Michelle Clarke


Subject: One man’s loss is another man’s opportunity
Date: Sunday 30th June 2013 17:14:59 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, director@architecturefoundation.ie, eamon.timmins@ageaction.ie et al

Sunday 30th June 2013


Eviction is the word. The Code of Conduct has been altered. The banks are forced to act now. The Personal Insolvency bill is about to be released and things are changing in Ireland. The Banks are tasked now to seek out the difference between the ‘Mortgage Delinquents and the Strategic Defaulters’ and the implication here is surveillance and private investigators. On the Vincent Browne TV3 show the other night a man from Maynooth University referred to the US and the forensic studies that reveal that as many as 35-40% are strategic defaulters. Others on the panel said No. What we do know is that there is an endgame in sight and there will ultimately be those hopeless cases who got trapped into mortgages when in another decade they would have been on the social housing list. The banks will have to take responsibility here. These people must receive write-downs in debt and it should be sooner rather than later, because these people have suffered enough.
Social housing is in chaos. The truth is that public private partnerships, affordable housing provision ousted the traditional modus operandi of the State which built houses annually to provide for people in need. Now we know that this list for social housing is in excess of 100,000 and people are struggling either living in the rental sector on rent allowance in a rising rent market limited by adequate property supply or living with their parents which if we follow the patterns in Greece, Italy and Spain, will become the norm here in Ireland.The ‘Mortgage Delinquents’ need to escape the chains that bind them. The Banks need to give them debt forgiveness and if possible some compensation that will make the housing authorities do a deal that transfers the ownership of the house to them without the family having to transfer into the rental sector.  We need to identify these people to ensure they have proper representation and equitable outcomes.  We can call them “Namatised”.Vision and Dublin: 5 years on from the Celtic Tiger and NAMA has wisely sold its near profitable properties particularly those in the UK first and foremost. Now it is time to take a look at the home front. Take a look at those apartments on Merrion Road, part of the McNamara dream and ask what happens now.?Then take a look at Dublin 8 and ask what are the plans here? Then there is the Gasworks – change is already in place here. It is worth taking a look at the rental costs in excess of £2,000 per month. Apartment blocks will no longer be individual units owned by people but the block owned by a company ie Ireland’s new breed of Landlord with motives similar to Famine times.26th June 2013, Bill Nowlan www.wkn.ie/wp-content/uploads/2016/03/governments_role_property_market.pdf wrote a most informative article in the Irish Times. He writes about the changes that are happening in Ireland and now. The properties are built, vacant, and marketable. The private equity groups are circling and they are buying and they are changing how property ownership will be determined in the future. These people are looking for the asset valuation appreciation and the rent roll that moves upwards.According to Nowlan “The new way of property has arrived which is short leases, multi-tenanting, active management, uneven valuations and ongoing refurbishment’.We need to sell our stock but we also need to be aware that some of this stock should be part of provision for the social housing need and that we don’t necessarily want the private equity moguls taking over our social housing provision.
By Michelle Clarke


Subject: Benchmarking & cosy cartels. Who cares about rampant abuse of power.  Source of citizen journalism on request:
Date: Sunday 30th June 2013 19:10:46 +0100
From: Michelle Clarke
To: Undisclosed list
Sunday 30th June 2013

The media and hush hush – we have the tapes that can be played and replayed, printed and re-printed and these are the capitalists who brought Ireland to its knees and providing we don’t prejudice these people and their right to a fair trial, there is no need to examine root and branch of other entities in particular our trade unions, our semi-state sector in search of the same ‘rot’ borne out of lack of integrity, morality and ethics.
So certain people are called before the Public Accounts Committee http://www.oireachtas.ie/parliament/oireachtasbusiness/committees…/public-accounts/, when the matter most likely should have been dealt with years ago by the Gardai and the fraud squad. In Ireland it is simple, be a vulnerable person and steal some food from the like of Tesco and the process is clear. The security guard tackles you, the surveillance camera is the evidence, the Gardai are called and you are express delivery file for the DPP, onward moving towards the courts and inevitably prison.
The media is shy in reporting on the likes of IMO (trade union) and McNeice. Does it not augur as suspicious that the man had a £24 million deal secured that enabled him to retire with a pension multiples of the salaries paid to average workers from age 52. Why do people not ask why it was so easy for him to reduce the amount to £9.7 as HIS concession? Does anyone ask where the money came from given the IMO is a trade union? It must ultimately be from the contributions of the members and perhaps McNeice, the benevolent, was willing to accept the reduction to £9.7 because there was no more money in the IMO account. Questions must be asked and the media must report on the findings. The fact that Minister O’Reilly was involved in the IMO and that there are questions to be answered is not justification for the media not to interact and inform the people.
‘Just Farcical’…..is the heading in the Irish Mirror. Why because quite evidently people have abused power and are in a position to conceal data and information that belongs not to them but to the general public. It is no small amount of money. Apparently Merrigan created ‘a HSE-funded pot concerned with the training and upskilling of low-paid workers, to pay for trips to New York, Hong Kong and Australia’. Mimicry of the elites is the accusation here and let’s see how the Public Accounts committee will question Merrigan and the answers he will give.We are back to the trade unions again only this time the person named is Matt Merrigan. Again, it is the spending of vast sums of money on travel abroad, junkets, entertainment, all in the name of training for the undisclosed. This time, a fearful Mr Merrigan when fielded with accusations, including an initial inquiry by the fraud squad, sought a report from Grant Thornton, Accountants so that he could ‘clear his name’. What is astounding about this, is that Mr Merrigan refuses to release the report. The Union SIPTU paid £76,000 for this report that they are not privy to!  http://www.irishmirror.ie › News › Irish News › Politics › Siptu  Fine Gael TD Kieran O’Donnell has said that the “whole thing was farcicial”….”I cannot for the life of me understand how Siptu paid for the report. Siptu own that report, not Grant Thornton.”
Meanwhile we are forced to accept the mutterings of the general secretary of the trade union that they are basically entitled not to release the report (somewhat like the Anglo tapes now only being released when we all know they should have been in the custody of the Central Bank, ECB and others, the day we knew Anglo Irish was caught out).
Individualists have gained too much power and the time is now to break down the walls of abuse of power and restore integrity. The words nothing can be done because we are seeking legal advice are not enough. We have the fraud squad, the DPP, the Criminal Assets Bureau, let them have the opportunity for them to do their job and lets get these people who have abused power and their position before the courts to carry the strong words that Ireland no longer tolerates corrupt practices at any level.  40 junkets and no details, a number of which related to St Patrick’s day trips. No officials to sign off. How crazy this is when you look to those in the private sector particularly those in retail and construction whose union dues fund these junkets. These are the people who are now years out of work with no support from the unions they contributed to. Unions have millions invested – it is time to create modules to get people who funded you back to work. You could co-operate with the Department of Social Protection and the defunct FAS and act now before we become deskilled and of no value. The MNCs have derived much from Ireland, it is time to encourage them to give some corporate social responsibility to us in the form of creating work potential and training for the unemployed. We are now 5 years into recession and we need action on all fronts.


Subject: Not too late to petition: Committee Stage now.
Date: Thursday 4th July 2013 18:51:48 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, Andrea Ryder <AMcCann@irishpsychiatry.onmicrosoft.com>, Andrea Ryder <andrea@irishpsychiatry.ie>, Clare Daly <Clare.Daly@Oireachtas.ie>, Clinical Governance <clinicalgovernance@stpatsmail.com>, foundation@stpatsmail.com, gary.culliton@imt.ie, gsmyth@irishpsychiatry.ie, James Reilly <james.reilly@oireachtas.ie>, jlucey@stpatsmail.com, patricia.gilheaney@mhcirl.ie, sfarrell@irishpsychiatry.ie, Vincent Browne <vincent.browne@tv3.ie>
Thursday 4th July 2013

Stand ashamed those psychiatrists who lack the humanity, conscience, compassion and understanding and who are opposing the inclusion of suicide as grounds for abortion in the new legislation.
A group of psychiatrists, including the Mater Hospital’s Professor Patricia Casey are calling for an EGM of the College of Psychiatrists relating to the submission to the Oireachtas committee hearings on abortion that supported the proposed legislation. These elites of our society claim that the views of all its members were not taken account of by the College of Psychiatrists. What are they saying – unanimity is what they want? If the majority decided, why is this not enough? Perhaps there is too much peer pressure from the Church via the Iona Institute and for that matter Opus Dei. The arrogance is astounding. These privileged cohorts in our society have written a letter to the other members of the College of Psychiatrists and stated that:
‘The submission presented at the oral hearings made no mention of the concerns of 34 members who responded to the call for views. Instead, it supported the legislation, saying abortion may be necessary in rare cases’…..

What do they not grasp about a majority decision? The College of Psychiatrists emailed all 684 members of the Oireachtas committee hearings…they received only 34 responses. The decision following the council meeting was a “unanimous submission”.

A feud among psychiatrists makes the plight of the women who are seeking the protection of the State and the medical profession who administer to these women a further contrivance between the Church and State, for the Church to superimpose their excommunication doctrine as a threat to those who according to our proposed legislation should have the option to make a choice particularly if suicidal to have an abortion without having the trauma of travelling to the UK.

In my view, the legislation should go a stage further and allow for foetal abnormality where the baby is deceased, having known a woman in this situation, it is inhumane, if not quite barbaric. Also in the case of rape or incest, the legislation should provide for these women on the basis of human rights. No-one has tackled the question where the woman with down’s syndrome who was raped recently and if it were the case that she became pregnant. If it was her choice, surely it would only be humane to allow her to have an abortion in this country.

Theocracy is rigid and the fact that it has undue influence on the medical profession still for a country that has become secular is most disturbing. What have we learned from the Savita tragedy and the report? 

By Michelle Clarke


ubject: Pre-63 bedsits & New Laws
Date: Thursday 4th July 2013 22:56:56 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, antoinette.fennell@ncbi.ie, Clare Finglas <cfinglas@riai.ie>, director@architecturefoundation.ie, eamon.timmins@ageaction.ie, heritage@antaisce.org, jan.osullivan@oireachtas.ie, Mike Allen <mallen@focusireland.ie>

Thursday 4th July 2013

We all know that people have had to live in sub-standard conditions but can anyone explain to me how legislation was introduced in February 2013 – the aim being to rid the city of sub-standard accommodation without any provision for the thousands of vulnerable people who would be evicted in the name of progress. The most basic requirement is to provide alternative accommodation for these people and no provision is made.

The objectives of ridding Ireland of sub-human accommodation cannot be faulted but the lack of provision for people who lived, some for decades in these bedsits, is scandalous. The arm of the law puts pressures on the landlords and invariably they are taking the opportunity to sell on rather than temporarily re-homing their tenants in B&B’s and upgrading their properties to comply with the standards required by the new legislation.

Who do these people turn to? For a start they are supposed to be computer literate. Each government body directs them to another body eg Threshold, PRTB, or to NABCO, Cluid, Hail, Vincent De Paul or the present mire of Section 23 buy-to-let inexperienced landlords. The first port of call is the politician and then off you go on the rounds in the hope that some other private sector landlord will accept the rent allowance. These people need a dedicated cohort within the public sector who can ensure that they are not made homeless or left in the Bed & Breakfast, hostel industry.

Urban abandonments and dereliction should bring to mind the plight of these people especially now. Today Allsop http://www.irishhouses.ie/nama/allsop-space-1st-march-2013-reserve-price-guide.php have been stopped dead in their tracks from auctioning off properties of people who are in financial distress. Many of the properties for sale have sitting tenants and their circumstances are pitiful and shameful.

Ireland is now at the stage of tackling problems relating to property but in its wake is massive hardship. The Banks are now empowered to evict; the social housing sector is sold out to many tenants who bought out their homes, depleting the stock for people in need; many who would have been eligible for social housing were caught out by the Celtic Tiger dream of owning their own property and are now the ‘mortgage delinquents’ who if they qualify for social housing now should have debt forgiveness granted to them; and then add those who have lived as tenants of that shadow economy property market ie pre 63 who are now being flushed out by legislation that says landlords must refurbish “flats” into modern apartments and family homes. From now on, ‘the aim  for the rental property sector of ‘shadow’ origins is to include a register of all houses in multi-occupancy use, with each one being regularly inspected to protect against “unauthorized conversions”.

Minister Shatter. Pre 63 properties. Many are receiving eviction notices. Please allocate a dedicated service to ensure they are not made homeless or placed in the Industry of hostels like those provided by Victory Evangelical Church. 

By Michelle Clarke



Subject: Empathy; not judgment and control
Date: Wednesday 10th July 2013 18:21:13 +0100
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, richard.boydbarrett@oireachtas.ie, privateoffice@taoiseach.gov.ie, patricia.gilheaney@mhcirl.ie, michelle.mulherin@oireachtas.ie, lucinda.creighton@oireachtas.ie, James Reilly <james.reilly@oireachtas.ie>, Clare Daly <Clare.Daly@Oireachtas.ie>, john.omahony@oireachtas.ie, Alan Shatter <Alan.Shatter@oireachtas.ie>

10th July 2013

10 pm tonight.

The bullying stops.

A midwife writes in today’s independent her views on our archaic approach to women who have to travel to England to exercise their ‘right to choose’. She invokes that all encompassing bullying power of those in clicks entangled with the Catholic Church who use their power and influence, and have done so, not for the benefit of those who make the decision to have an abortion. Take the Mother and Child scheme and Dr Noel Browne. The fears that drove the Church against this was that women would become empowered to discuss issues relating to family planning, sex, abortion with their husband or other professionals ie doctors thereby weakening the control of the Church.

Letters written to the newspapers can often be most enlightening. Take for example a letter by Virginia Lopez Calvo, Co-ordinator, Central America Women’s Network, London N1. The title is: ‘Women denied abortion rights’. Immediately, we think of Ireland and the Catholic Church. What do we share with those in South America? Well in El Salvador the cry is “Let me end my pregnancy, one woman’s plight grips El Salvador”, this surely is what women in Ireland who are suicidal, victims of rape, victims of incest, are crying out for in our country. The letter goes on to say that women face ‘similar repression in the neighbouring countries of Nicaragua, Honduras, and Guatemala (the latter two ‘allow therapeutic abortion to save the mother’s life’). Anti-Abortion goes further in these countries and they ban the use of morning-after pill and restrict the content of sex education.

Ireland exports the problem. Some say as many as 5,000 people a year travel to England, North of Ireland, Spain or Holland. This is the safety valve that South American countries (ruled mainly by the Catholic Church) don’t have. If we in Ireland did not have this ‘exit strategy’, we would be on par with the ignorance that prevails and causes such hardship for women. Consider the following as a quote from the letter:-

“In the Central American region, 95% of all abortions are unsafe and a leading cause of maternal death. As religious extremists abuse their power to deny basic freedoms, campaigners will step up our battle for women to have control over their own bodies”.

As pointed out in earlier postings about Mamie Cadden and the many private nursing homes of the 1950’s and abortions, we have progressed in Ireland but do we want elites in the Catholic Church like Opus Dei usurping the rights for women that people have fought hard to achieve. 

By Michelle Clarke


Subject: Compassion and Communication: Don’t be afraid to ask for help.
Date: Thursday 11th July 2013 10:38:14 +0100
From: Michelle Clarke
To: Dermot Lacey <dermot.lacey@labour.ie>, Alan Shatter <Alan.Shatter@oireachtas.ie> et al

Thursday 11th July 2013

Dermot

Thanks for the assistance with B.  He is placed under unfair pressure as is the other woman in the house who has lived there for 27 years.  This is the plight of the legislation and you will see from this article that I personally believe that the landlords of these houses who must re-construct them or sell them with vacant possession must be bound to make a financial contribution either to the housing authority and to a contribution to a new home in the private sector if rent allowance applies.  12 years and 100+ days of notice and no financial compensation is not acceptable surely.

Michelle

DCC provided a home for this man, thankfully.
Compassion and Communication:  Article for Citizen Journalism site; emailed to relevant people on address list.  Year July 2013.

A person living in a bedsit for 12 years or 27 years can be served with eviction notices and thrown into a totally stressed, distressed situation. They say a problem shared is a problem halved and in these turbulent times people need to be aware that hardship is thrown upon the most vulnerable in our society. We need to keep informed and we need to communicate to ensure these people are not added to the homeless list and left to live in B&B’s and hostels for the remainder of their lives. Their only crime being that they received rent allowance and passed it on with an additional payment to a landlord of a pre-63 non compliant property of bedsits to current legislation dated February 2013. We only need to look to the chaos in London where the homeless are now being removed and sent to other counties, basically against their will and without regard to their rights. It is the industry of bed and breakfast and hostels that has created a dependent culture and the excessive costs of same have resulted in this drastic action of displacement of people. Ireland needs to be alert now to the number of people who will be looking to rent properties/homes and to note that rents are rising in Ireland and most likely will continue to do so, based on the increased demand. Look out for the most vulnerable people because these are the silent potentially dispossessed.

Again we need to ask the question why no provision was made for these people when the legislation was drafted over 4 years ago? Surely it is common sense that if a landlord/owner of a Pre-63 house or other non compliant rental properties has failed to comply with improving the standard of the property as required by law in the last four years, they by moral and legal right should be asked to make a significant contribution based on the years the person has lived in these houses to ensure they get a replacement home be it on the social housing list or in the private sector?

Urban abandonment and dereliction is within the control of the ordinary people of Ireland.
The Troika steps up the threats to the Central Bank who in turn tells the banks …. evict. The strategic defaulters may be okay but the others face the social housing list or the increasing rental market or straight forward trading down. The banks need to watch their brief because Blackstone, Cerberus and other private equity hawks are the new moguls of institutional investment in property who are coming to town and buying up properties and recreating what was once home ownership dedication to rental property and the new landlord species or REITS.  http://www.investopedia.com/terms/r/reit.asp



Subject: The Troika are in town. FAS; Trade Unions.  Beware of the Vested Interests
Date: Friday 12th July 2013 17:03:43 +0100
From: Michelle Clarke
To: Citizen journalism site; undisclosed email address list

Friday 12th July 2013

The Troika are in town again and youth unemployment is rising here and in other peripheral countries.

Mick (Citizen Journalism contributor) is quite right and we need answers now from the Government. Check out the link on internships and hone in on say the position of architectural technician and examine the value placed on a technician who most likely will replace another, who has been made redundant and is now on the Live Register. The maths does not work. Examine what Mick says and if you are unemployed, under employed or in line to lose your job, do a little investigation of the services provided by FAS soon to become Solas (ie when they have expugned the rot, deceit and embedded corruption) so that Solas has the clean sheet. What you will find is they closed the unit at Upper Baggot Street and now people are asked to go to D’Olier Street – what a hell hole for demotivation when the market is crying out for creativity and motivation. To quote from Mick….

‘Job bridge like FAS is just another money eating quango that suckers jobs out of the community.
I believe this welfare for business racket is about replacing real jobs with unpaid jobs and will stagnate the jobs market, nullifying what could be paid work. With less tax back to the government by way of taxable paid jobs, is this really a good idea? Have the government really thought this through?’

No the Government have not thought it through. 5 years and we have 5,000+ interns yet unemployment is approaching 500,000 in a small island country, a member of the EU, the Eurozone, an open economy reliant on tourism, with a population of 4.5 million approx. The Island of Saints and Scholars should have a mantra so well in place by now that when people are looking for jobs at these FAS in transition offices that inspiration abounds. Instead you are directed to the FAS page and an office in D’Olier Street which is most un-inviting from the outside and surrounded by vacant premises. This could be a great grounding for inspiration like setting up pop-up shops but instead the public sector disease of apathy surrounding anything to do with those who are unemployed or people with disabilities coast in their ambivalence until they receive their fat cat pensions at age 55+.

Cronyism is smothering opportunities for young people, unemployed people, people with disabilities and this need not be the case. Angela Merkel is facing an election in September 2013; it has been said that she favours the German language as the priority language in the EU. For a country like Ireland, the applications of Mooc to Muddle should be provided by FAS to upskill those who are presently unemployed. We moving ahead now with life-long learning and distance learning. Instead FAS enlists you to learn the computer, within weeks people fail to turn up and then of course there is the period of 4 weeks off for summer holidays. No favours here for people who don’t want to be out of work, who want to learn, to upskill, to move on with their lives so that they can pay their mortgages again.

The unemployed need opportunities. They need people to inspire them and challenge them. Take a recent article in the ‘Pink Paper’ (The Financial Times) and all should go to the library and check it out, it beats our dead pan media coverage. Apparently, Germany is expressing alarm because they face a “Skills Shortage”. Germany the country of major industrialists (just think cars Volkswagon/Audi/Volvo/Siemens) are distinctly worried that the demographics, the lack of engineers, the skills shortage, is actually ‘threatening their competitiveness and has left manufacturing companies scrambling to find engineers’. Try looking at the FAS courses offered and work out how they are making NO real time provision for people to be able to work in Germany. Who knows people who had to emigrate in the past often returned to Ireland and established their own businesses. These German chief executives warn that the problems in youth unemployment, and education systems, will create serious problems for the leading manufacturers. People are not choosing engineering and these companies will be forced to move more of the research and development to countries who supply their needs for engineers….the countries they are talking about is not Ireland, but China and India. They project that by 2025 they may need as many as “500,000 engineers”.

Raglan Road, Dublin 4 used to have the Siemens HQ; Pembroke Road, it was IBM, Kraft. We need to be up-to-date with changes. Peter Loscher, the chief executive of Siemens (the largest engineering group in Europe) refers to the pending crisis of too few engineers, and in particular in Germany. He goes on to say “We have to ensure that our education system is providing the right engineering skills, that we have qualified immigration coming to Europe… And perhaps the biggest issue that European industry has to grapple with is that we have almost 24% youth unemployment”.

Opportunities can be created out of ‘Think Tanks’ and mini gatherings in peoples’ homes, in libraries of ‘Sheds’. It is hard to believe that in Australia, as I was told today, there is massive shortage of truck drivers and that it is possible to earn upwards on $200,000 aussie pa. We don’t hear the FAS de-motivators talking emigration as part of the life plan. It is about giving people the option to have the training and frankly the internships are not suffice input from the Department of Social Welfare because the reality is many interns are exploited. It is worth reading the article in Forbes about Internships in the US….Supreme Court talks the talk and thankfully walks the walk.

Germany is losing many of its small companies, people – their education, is the only way forward and the scandalous mismanagement of the whole FAS Internship to Solas transition has failed dramatically by not taking the spectrum of thinking creatively and lateral. Shame on them and shame also on the trade unions who greedily take the dues of workers particularly in the now ailing construction and retail sector while they feather their own nests. Trade Unions are operating large bank accounts of monies gathered by many of those now unemployed. The money sits in accounts in our state owned banks yielding virtually no return when this money should be up-skilling those who have lost their jobs. The trade union officials are as well provided for as a lot of our public sector with scant knowledge of what it is like to lose a job. Much blame is placed at the door of FAS. The trade unions also need investigation. Benchmarking created the cosy mindsets that trade union representatives failed dismally in providing programmes to up-skill people who become unemployed.

Citizen journalism is needed now more than ever. Bureaucracy strangles growth; people can stop it. 

By Michelle Clarke



Subject: Grassroots need to say  No to this Culture that fosters waste of human resources Jhakas: a must read for people in Social Protection and FAS in transition to Solus. If interested – source re JobBridge on request
Date: Sunday, 14th July 2013 17:32:56 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, Averil Power <Averil.Power@Oireachtas.ie>, Clare Daly <Clare.Daly@Oireachtas.ie>, colm.mccarthy@ucd.ie, eamon.timmins@ageaction.ie et al

Sunday 14th July 2013

Jhakas (contributor to Citizen Journalism site)

We need people like you and Mary to report on what is exactly happening to people who become unemployed. Without people talking the talk and writing via citizen journalism this rot continues to destroy the potential of people who are able and willing to work but are not facilitated. Take a simple rose bush, if you don’t prune it, you won’t get the further bloom of roses. 5 years now we are into the recession and the scandal of FAS courses, Internships, JobBridge are but thorns to ensure that the unemployed are sufficiently occupied with unprofessional, non motivated, non creative, fetac courses that they either choose to suffer on in silence or emigrate. It is time for people to tackle the culture of waste and this can be done.

***Imagine asking a question and the tutor says I’ll check it up ‘on google’.


***Then as reported two weeks into the course and half the people decide they don’t want to go, so they vote with their feet with no obligation to their fellow potential colleagues and they just don’t attend.


***Take the 20+ yr old with mental health history enrolled on FAS course Fetac horticulture, first he doesn’t attend, then he drops out. There is no sense of commitment like that of Jhakas in that he is trying to improve his situation for himself, and for others. The horticultural course place is wasted and somebody with a similar disability has lost out on an opportunity while this person instead walks the streets, bored, unwanted with enough social security to keep in this entangled web of being controlled by society.

***Take this culture of waste a stage further and then ask about the recent murders, most particularly the one in Castlebar.

The culture of waste is part of the Celtic Tiger over-drive but five years on it should be well tackled and replaced with productivity and creation. The grassroots need now to say enough, it is time to tackle the culture of waste and ensure that FAS in transition to Solas is the product of root and branch investigation and the courses they provide are up to speed and reflect the demands of the global marketplace.


People need jobs. They need skills, they need to learn languages for example German. ECDL by all reports now is so dated that it is totally out of synch with the qualifications demanded by those who take on the Interns ie they employers who pay nothing for them and because that is the case they give these interns no value added component to ensure that they gain paid employment with near immediate effect.

The game plan is up-skill to get jobs. FAS has failed but then so have the trade unions in particular SIPTU who is reported to be sitting on 30 million euros plus. Cash in subsidised banks generates nothing these days and if the Unions can’t use the cash to generate enterprise in a time of such need – shame on them. They are too cosy in bed with the politicians, the civil servants and the EU gravy train that they have lost the drive to feel the pain of stress, pressure and hopelessness. Work is the challenge. If there is work people will gain the confidence to express their views to the politicians and tell them to stand down the Troika and seek the write-downs in debt that Ireland needs because it is a noose around our neck.  http://www.nationaldebtclocks.org/debtclock/ireland

Culture of waste, as stated before, is the product of the Tiger but it is up to the grassroots people and the unemployed to become engaged and tackle the problem …. asking for cost benefit analysis assessments and performance related outcomes. If an intern is accepted by a semi-state, ensure the employers are committed to find the person a place in the employment market or if the person is willing and capable, encourage them back to education. It works – look to the people who from 1997 onwards who went back to education in our universities, people with disabilities, people from under privileged backgrounds and note education is the way forward. These are the people who should provide the inspiration for so many now unemployed. The time is here and the road is long and its called distance learning and life-long learning.

Jhakas. An extraordinary piece of what one can only call culture of waste in education. It should be copied to the Department of Social Protection with a warning note: We are not stupid people, we are not worth nothing, we deserve more, so please when you introduce Solus, please obliterate ‘Culture of Waste and no honour bound’ and ensure that the proposed education courses are properly prepared. The people wants jobs, they want education. We know the theory that you never get full employment but near 500,000 is a crisis level that commits this theory to the dust bin.

By Michelle Clarke (Comyn)



Subject: New word to cover enforcement without outcome: “Compelability mode”
Date: Thursday 18th July 2013 19:00:41 +0100
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, tim.callan@esri.ie, Shane.Ross@oireachtas.ie <Shane.Ross@oireachtas.ie>, secretariat@cori.ie, john.fitzgerald@esri.ie, des@attackthetax.com, gary.culliton@imt.ie
Thursday 18th July 2013


Stephen O’Brien, Political Editor – Sunday Times has the courage to fill in the media gaps. The news is that the ‘Dail plans to grill Siptu officials over the 4 million euros fund’. Surprise Surprise we are entitled to see justice applied without delay and therefore justice will not be denied.

The Public Accounts Committee have decided to use their power to compel trade unionists Matt Merrigan and Jack Kelly and former HSE official Alan Smith ‘to discuss the operation of a 4 million euros national health and local authority fund’. Even more shocking is that a Grant Thornton report was commissioned to by Mr Merrigan to evaluate the activity of this fund and part of the “compelability” order is to obtain this report, which Mr Merrigan retains control over. TD’s are awaiting the report while Merrigan has told the PAC in June that he is unable to give evidence because the matter was being investigated by the Garda Siochana. The matrix continues to frustrate the process of the law and the DPP.

Bureaucracy creeps on as we are told that the PAC have this matter in hand and have written to the Oireachtas Committee on procedures and privileges seeking the necessary permission to enter “Compelability Mode”.

Where is the Truth? What do we know?

Let’s start with the Comptroller and Auditor General: They have found that over 4 million euros, ex a number of state bodies, was paid into an account called ‘the Siptu National Health and Local Authority Levy Fund’ during the years 2002 – 2009. The Department of Health is involved.

They know that 600,000 euros was ‘spent on foreign travel by trade union officials, public servants and others’ but in the absence of the Grant Thornton report, the necessary details are awaited. The PAC have this matter in hand and have written to the Oireachtas Committee on procedures and privileges seeking the necessary permission to enter “Compelability Mode”. This means it can compel witnesses …. they must attend hearings and produce documents. Time now to recall the investigative skills of Senator Shane Ross relating to FAS and ask the question about the culture of entitlement of certain self appointed elites and what the investigations unfurled in FAS and at what cost to the Irish taxpayers.

There is a culture of waste that pervades our society at every level; it needs to be expunged. People who abuse their power and position and who are responsible for creating slush funds for the purpose of endorsing cronyism and narcissism must be identified and the due process of the Law must apply.

Trade unions have become part of a process; we approach nearly 500,000 people unemployed and many are emigrating, in particular our educated young population. Trade Unions need to step out of the mist where like the employers they hold deposit accounts (Siptu reported to have in excess of £35 million) in banks that shield them from the realities of the workers who lose their jobs. They like the new FAS in transition to Solas must tackle unemployment hands on; we need to know that they are working for the unemployed. It is not acceptable that all energies are placed on the Haddington Road Agreement….we need to ensure that the unemployed, the under employed, in particular all those former employees who monthly paid their union dues, are receiving the attention they are due. Underclass in formation needs to be tackled now.

Too many have pension pots that we cannot sustain. Nobody responds to the George McNeice settlement yet the young doctors are struggling working in excess of 100 hours. In the US, people talk about double dipping. This is where people have two pensions. Ireland public sector and Government merit a comment. Take a person in government who receives a teachers pension; TD’s pension, Ministers pension, EU related pension and who knows what else based on the tax concessions relating to pensions. Is this fair? These up the ante for the others in the public sector and the trade unions. The private sector is decimated. Just look around you. Take Grafton Street Dublin – lots of tourists but nothing that reflects Ireland in our shops and nothing but vacant properties. Trade Unions should be active and inspirational in times of such economic hardship. 

By Michelle Clarke (Comyn)


Subject: Landlords especially NAMA must charge fair rents that reflect embattled local communties
Date: Sunday 21st July 2013 18:42:14 +0100
From: Michelle Clarke
To: Citizen Journalism site; undisclosed email address list

Sunday 21st July 2013

Fear abounds and silence destroys. Upper Baggot Street Village should be observed and sponsored as a proto-type for people to grasp just how tough it is on the margins of trying to make small to medium businesses tick over enough to survive. The landlords ie the owners of the properties that are leased to small businesses are being too greedy. The upward only clause is their credo and irrespective of the realities of the downturn in business, they just continue to charge too much.

Xtra-Vision had been a hub for over a decade in Baggot Street. All kinds of people had their own little ecosystem with the shop; for lots of us it was the 8 computers that engaged us with the internet and what it offers. The rumours are the rent was too high; some say the space cost as much as 140,000 euros and negotiation was not forth coming to reduce the rent when Xtra-vision went into examinership. Now it is vacant and advertised and the new tenant no doubt will be able to negotiate down the rent substantially, while the property stands vacant for months, if not years going forward. Meanwhile people have lost jobs, a neighbourhood has lost a business that contributed, and now there is the vacant premises to remind us all of that dreaded fear that goes with vulnerability and deep recession.

Then there is the FAS office, up to recently a venue for people to convene to seek employment. One would have thought that as the head office that Solus would retain the location and embed a culture of cross-fertilisation to expose people to employment opportunities and make a hub for employment initiative and job creation. Instead, the nucleus is but a payer to NAMA of rent and the question is does it pay rates to the local authority? Baggot Street Upper Village demands high rates and water rates from the small businesses yet it is suggested that semi-state buildings and HSE don’t have to pay rates. If this is so, where is the initiative to re-invigorate the bedraggled once Royal City of Dublin hospital, an architectural gem from another century, into a thriving centre of motivation and employment. Instead, like the FAS office, not even the windows are cleaned these days.

If Baggot Street Upper village embedded with the environs of businesses like Sky, Bank of Ireland head office ( now in Burlington Road) the Mespil hotel, IBEC just over the bridge, HRB, the government offices, cannot create a ‘silicon valley’ hub of initiative, then what hope has the rest of Ireland?

Diageo are said to be the landlords of Searsons – what have these corporates to say about neighbourhood incentives? What about Tescos? Tescos have non disclosure of accounts benefits being resident in Ireland; yet in the North of Ireland they contribute a voluntary local tax to their community. Why not in Baggot Street? It’s called the ‘Tesco Tax’. With honour they should make payments to their local communities.

If it is Diageo who own Searsons – what are you doing for Baggot Street Upper Village – the Baggotonia of our great poets and artists. Take a look at the advantages we have and embrace the necessary corporate social responsibility that ensures the survival the community so that when Ireland embraces the 2013 Gathering tourism drive, the visitors will embrace the culture and their objective will be to return to Ireland. 2016 (entenary of the 1916 Rising) is mighty significant in geo politics and it is less than three years away.

More news from the street is that Eaton Manufacturing have taken over the offices of IBM on Pembroke Road. It already is advertising jobs so this is good news. However, we hope they have a good sense for community as Google have in Dublin 2. Do you know that for over the age of 55’s Google provide one hour per week classes. This is what we need. We need communication. We need to know that landlords and especially not NAMA are charing fair rents for the fixity of tenure they expect.

The coffee shops in our little Village space are on their knees. Cutbacks of those little luxuries once served are now stripped to the bare bones yet these landlords are demanding exhorbitant rents. Rumour has it that the Bagel is gone and so is Roddy. Here every day for years, his staff loyal, his customers too but his franchise failed to negotiate on his behalf to get the rent down. It is said that the rent for the small space he had was 50,000 euros pa. It can’t work as a business plan. Who owns these properties? Why can’t the Department of Justice intervene and create equity in these harrowing times for small businesses. What if the Landlord is ultimately NAMA and they are imposing these unjust, inequitable rents on businesses.

Baggot Street Upper Village should, if the advantages were taken seriously’ should embrace the words smart and sustainable urban areas as is the focus in the US and other countries.



Subject: Corporate Social Responsibility and Trade Unions
Date: Wednesday 24th July 2013 17:24:40 +0100
From: Michelle Clarke
To: Citizen Journalism and undisclosed email list
Wednesday 24th July 2013

‘Summer time and the living is easy

fish are jumping and the cotton is high…………….’ But in Ireland too many are now unemployed; too many are under employed; too many young people will become driftwood, as a small open economy on the Atlantic, off the UK and Europe, becomes the Detroit, USA (now bankrupt); the main difference being that the population of Detroit diminished from 1951 at 1.5 million to its present population of 700,000+. What can Ireland learn and learn now?

Interesting post about Eddie Hobbs and his recommendation to our millionaires to take the risk and go to Detroit. Sad really because we need those very same people to innovate and invest in the Island of Ireland where people from foreign countries have chosen to emigrate to and where the population is increasing. Thankfully, the MNC’s still are keen to locate in Ireland based on factors like we speak the English language, we are in the Eurozone, the EU, we have a high standard of education, we have a young population and so much more. We need to take hope from the fact that Google plan to invest further with a conference centre (which will compete with the one we already have) but theirs will host 15,000 people. This is a commitment on their part. The Celtic Tiger moved us up several notches and then dropped us down but maybe now we are near a platform and we need to learn and start climbing again upwards. We can start by asking the MNC’s to use their financial power to negotiate with the Troika to write down a significant proportion of the debt that can never be repaid and soon.  http://www.nationaldebtclocks.org/debtclock/ireland

Who has heard of the Robin Hood campaign http://robinhoodtax.ie/about-campaign? We all have. Robin Hood is needed in Ireland so try google and catch up with the plans of the modern day Robin Hood drive in the US and the UK. The EU are mooting for Financial Transaction Tax but the UK lose out so there must be a give and take. Ireland needs to be a beneficiary of this Robin Hood initiative, if only he could influence the powers that be to write down the debt.

Today the OECD has said Ireland is not a tax haven. However we do provide sweet deals for the MNC’s and it is time for us to ask for a greater return from these engines of economic growth potential to provide opportunities through a Robin Hood type programme to create employment for those who are now unemployed in our country. Trade Unionists have failed utterly to be innovative to create work initiatives; their concern is feathering their own nests and sitting on the sidelines. Shame on the reckless management of the IMO, Siptu and others – similar to the banks and developers there is a culture of gross misconduct that if properly investigated by the Gardai would suggest corrupt practices.

The trade unions have faltered, they have lost sight of the people who kept them in their present standing, they are too lazy to invest their money in projects alongside the multi-nationals to get the people away from the dole queues and create jobs. It is possible. Ireland is a small country and education is the only way forward.

Google undertake to help the over 55’s with 1 hr hand’s on training in Barrow Street, Dublin 2. We need more of these initiatives. The time has come again in another century this time for proper corporate social responsibility. Guinness did it with the Bayno and the Iveagh Hostels so today’s MNC’s can create opportunities for the unemployed.  http://www.frg.ie/local-news/the-liberties-celebrates-100-years-of-the-bayno/

450,000+ unemployed this summer. We are not Detroit, we don’t want to be the Detroit of Europe. We have the education, we have the MNC’s but we must tackle the public sector and we must address the bureaucracy and create a fairer society and to side step the rot of corruption that will fuel the black economy to our detriment. There must be hope. We are not in the awful Civil War that destroys Syria.



Subject: 14 people living in ex Garda’s house. Fire destroys – who counts the human costs?
Date: Friday 26th July 2013 18:31:05 +0100
From: Michelle Clarke
To: Citizen Journalism; undisclosed email address list

 

A moral bankruptcy festered and the time for change is now.

Over four years ago, those rogue landlords were warned that the housing conditions that they expected their tenants to live in, had to be made compliant with the current legislation which came into effect in February 2013. 5 years now deep in recession, the construction industry decimated and there are a certain cache of owner/landlords who invested in properties with the objective of earning rental income and who let out these properties in as many units as possible to maximise their earnings. This breed of landlord (if the research and property tax payments for the LPT/Revenue Commissioners yields the data) will, in many cases, have avoided making tax returns for these dwellings. Add to this the probability of a lack of common decency or respect for the standards in which their tenants live. Many of these landlords were attracted to the old Georgian/Victorian properties to be found in Phibsboro, Rathmines, Ranelagh, Mountjoy Square often referred to as bedsit land.

How swiftly the rogue landlords chose to forget the slum dwellings of the 1960’s and 1970’s that created the social housing drive by Dublin Corporation and Dublin Co Council and the harsh living conditions ordinary Irish people were subjected too. Now we have new slums. We can’t blame the recent legislation because it is now 4 years ago that the warnings issued but the problem is the failure to enforce and now is the opportunity to ensure our rental property market is fit for purpose for the people who need accommodation. We can create jobs in the construction industry now based on the assumption that architects have ideas as to how best to convert our housing stock to suitable accommodation, compliant with the new legislation.

An earlier posting highlights the plight of a person who lived in one of these bedsits and the eviction notice because the owners decided to sell the property – the landlord died. This ‘threatened’ tenant represents many more who face eviction and in the absence of suitable homes and landlords who will not accept rent allowance, these people are threatened with becoming part of the homeless industry ie bedsits and hostels; especially with the social housing list now in excess of 100,000.

A house, a flat, a bedsit, shared floor space – we are talking about peoples’ homes. The owner of the property has obligations but too many times exploitation and greed determines the difference between the owner and the tenant. The new legislation if enforced has the capacity to generate employment in Ireland if only the Government can see the opportunity.

Sam Griffin in the Irish Independent quite rightly brings to our attention today about the conditions a house owned by an ex-Garda who had been ‘convicted of flouting fire safety rules’. The intense fire destroyed the house and homes of the people who lived there. Residents had to jump from windows to safety. The house which would once been a family home is now a home to an estimated 14 people – the property divided into flats. This could have been a massive tragedy with the loss of 14 lives, if not more.

“undermine public confidence” in the Gardai – ‘In December 2011, the High Court rejected the former Gardai’s challenge aimed at overturning his government sanctioned dismissal from the force’

Moral ethics and integrity is determined by the Courts of Justice in this former Garda’s case and we need more of same.



Subject: Bullying is the entrenched culture; Bullyboys; teachers; politicians versus psychotherapists
Date: Monday 29th July 2013 17:03:56 +0100
From: Michelle Clarke
To: Citizen Journalism; undisclosed address list

Monday 29th July 2013

If Enterprise Ireland is a state company; yes it definitely employs interns. It is about massaging of numbers of unemployed while tapping best quality talent from our universities and Smurfit Business and other MBA programmes. Surely, the education and the cost of same to the Irish taxpayers of this coterie of academic elites makes it worth more than Social Protection asking them to work for their ‘dole’ and adding in 50 euros bonus money. This country is crying out for entrepreneurs. It would be preferable for these graduates to travel abroad rather than doing intern jobs in our state sponsored bodies in the public sector culture that is flawed.

If people had access to computers in a job oriented equivalent to a FAS office that worked and with inspirational directors, Activelink http://www.activelink.ie/, as recommended in previous posting, is the source to find work. Thanks for the link. We need to create work and create entrepreneurs. Citizen Journalism is a grassroots source of connectivity that allows people to write and share news based on a volunteer basis. BBC Click is worth googling. The idea is an extension of the Men’s Sheds here in Ireland. Camden Community London computer geeks have designated a location. It’s called Repair Projects. Instead of constantly upgrading technology, cameras, computers, mobiles, you can learn how to repair your broken equipment in a hands on environment. It’s time to tackle waste and instead of consigning to landfill, the aim is repair, recycle. This provides common sense training. This is the way to create entrepreneurs at grassroots. The French, the Italian are recognising that they have lost their home grown manufacturing/textile industry to the Far East; the skill sets are gone, their young people are unemployed. People are better off engaged so there are policy changes back to a more self-sufficient approach.

Ciara (a Citizen Journalism contributor): Bullying is unacceptable; it is linked to the culture of cronyism that is presently destroying Ireland’s competitiveness. Nessa Childers trained as a psychotherapist (think) so she is best qualified to identify what culture pervades with her colleagues and if she chooses to step down from the Labour Party, then the people of Ireland need to start asking some questions.

Robin Hood is back in America, Europe and the UK. The polarisation that exists between those who have and those who have not, is out of synch. In Ireland, they say close the senate and save so much. Is this a Troika way of telling Ireland Inc to clean the high cost of governance and the multi-dipping in pensions that is costing the ordinary taxpayer and citizens in Ireland unprecedented costs going forward. Take the last government and add up all their pensions and take their average age in their fifties. Actuarial calculations 30 years ago did not allow for people living as long receiving from their pension funds as they contributed into them. We need to start clipping public expenditure now. The trade unions are not doing their job, they fail to represent the interests of those who are unemployed ie those in excess of 500,000 in a population of 4 million+

People at grassroots need to get involved; the apathy will destroy the potential and the potential exists. Sunday Times article by Constantin Gurdgiev will help focus you if you are really interested in tackling the reasons behind the unemployment crisis.

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Citizen Journalism Ireland: Selection of emails to Government and related. January to March 2013 by Michelle Clarke

Citizen journalism has a view! Trade Unions and the loss of Integrity, Ethics and Transparency

To undisclosed address list

Friday 18th January 2013

Underclass http://www.blacksacademy.net/content/3254.html

Dublin 1913 to Dublin 2013

What have we learned? What changes can be made?

Dublin 1913: It was before World War I, Ireland had negotiated a form of Home Rule/self government but there was inequality with extremes in wealth and poverty, nationalism and British Rule created the environment for dissent and rebellion. James Larkin “Big Jim” represented the low skilled workers and William Martin Murphy, a Catholic businessman represented the newly forming middle class. William Martin Murphy owned the Irish Independent newspaper, and the Dublin United Tramway Company and was making inroads against the power of the former elites.

The power of the Unions and Croke Park I and 2 is an urgent matter for discussion by the plain people of Ireland. There is a discrepancy in the integrity, transparency and ethics we expect from our trade unions.

Health is a good place to start.

Can someone please explain how the Ireland can pay their consultants 12 times higher than their equivalents in Hungary and double that of their counterparts in Germany or the UK?

How many more people in other trade unions share the characteristics and self interest that are now evidenced in the IMO (Irish Medical Organisation) deal with their former ‘trade union official’ (as he described himself in 1997). Mr. George McNeice http://www.thejournal.ie/imo-chief-executive-retirement-pension-727215-Dec2012/ was the public face of the union through his tenure at the IMO. This man worked for the Department of Health as a civil servant for a brief time before joining the IMO based in Fitzwilliam Place, Dublin 2. Each year we know he was lauded by the doctors and consultants attending the IMO’s annual conference usually held in the Europe hotel in Killarney.

This supposedly unassuming low profile man, trade union official, was one smooth operator when it came down to negotiating his financial package as Chief Executive of the IMO. The facts as revealed in the Irish Mail on Sunday state that the former IMO President, Dr Cormac Macnamara RIP headed up the committee which approved George McNeices’s over generous contract in 1993. George McNeice, CE, IMO, aged 51, recently claimed that he was entitled to a ‘package’ of £24 million. This package is said to have provided him with an annual bonus of up to 30% of his salary. This bonus was compounded each year. The cruel irony here is the claim of not knowing the details by the Remuneration Committee. Could this be so? In 2013 could it be possible that someone in the IMO could sanction such a spectacular financial package and yet nobody knew about it. No must be the answer because there are too many vested interests in the medical profession and their bureaucracy and hence the pyramid scheme scenario that sees Ireland’s medical profession grossly overpaid for inadequate service.

Mr McNeice, his package, has been negotiated down to £9.7 million. But even this deal is shameful. This is a different financial scandal to those of the developers and bankers but it is linked to abuse of power, a form of narcissism and self interest and is equal to the financial scandals that must be dealt with. The HSE is a monolith of bureaucracy, an entity created by a few, which was no doubt better run under the auspices of the Department of Health.

Surely, others are aware and in turn are in receipt of substantial packages. Do we know? Do we care? Apparently doctors have resigned from the IMO and are seeking an inquiry into the governance of the IMO. This is a warning surely to the Unions to examine their practices.

Moving away from medical unions. What about the people who work for years for say Clerys. What do the unions really do to protect these people? They tend to change their contracts at will from permanent to part-time and then say no jobs exist and bye bye.


——————————————–
Additional comments as memorandum:

Comment 1

Our trade unions especially SIPTU http://www.siptu.ie/ have created themselves into a cosy corporate organisation. O’Connor has a salary of £140 plus expenses, package and no doubt a good pension annually. Beggs is similar and Frank Connolly has become almost invisible in SIPTU.

Back to McNeices pay-out (£20 million+ negotiated down to £9.7 million). Of course this is another scandal – the sad thing is – the total silence from all quarters on this. Reilly, Minister for Ill-health was a committee member in the 1990’s and one of the elite who sanctioned this payout. Where is the transparency – the ethics – the morals?

Comment 2

Glad you agree but where is the reaction of the people to this scandalous data released Christmas week by the IMO which represents 5,000 unionised doctors. All claim to know nothing but this cannot be so. As always the doctors seem to be reacting once the horse! has bolted and on this occasion the horse age 51 named McNeice had to have his pay package negotiated down from £24 million to £9.7. This man, I believe is neither a doctor, a banker or for that matter a shamed developer, just a man who subtly negotiated his own financial deal, in a silenced way, as he moved from a civil service position to Chief Executive of the IMO – the Union for the medical profession.

Media proves exceptionally quiet about this travesty. Vincent Browne discussed the unions on Monday night in his TV3 programme, and nobody deemed it necessary to mention this scandal in the making. Thankfully today’s Independent is taking a position and is worth reading. There sure are questions that Minister Reilly needs to answer like was he on the remuneration committee which approved the pay and pension deal for the IMO Chief Executives George McNeice (this Ponzi plague that needs to be investigated to know just how much our Union officials are paid and the bias it thereby creates). Dr Reilly after all was President of the IMO in 2004-2005 hopefully making him and others privy to all financial information. The Independent heading reveals that the doctors have been ‘aroused to anger’ and aim to ‘oust the union head and probe finances’. An extraordinary General Meeting (EGM) has been called. They seek to remove the interim Chief Executive Niall Saul. The plan is an investigation dating back 12 years into the financial and management of the IMO. Let us take the initiative now to question exactly what it is the unions are doing in this country.

Who received what packages in the IMO is the question? Quite a few appear to have their hands in the pie. According to the Independent:-

George McNeice: who negotiated his deal down from £20 million+ to £10 million pension with £1.5 m lump sum. (Imagine the return each year on this amount of capital and pension!)
Paul McKeown IMO President: a meagre £105,000 for a part-time role. (Imagine this after tax amount, and what the balance creates as income or wealth generative)
Niall Saul, IMO Interim Chief Executive: who receives a £60,000 retainer + top up
Joe Barry, Chairman of the IMO now dissolved remuneration committee who receives £105,000 for a part time role.

What is going on?

Cronyism and the semi-state has received a lot of attention on a Citizen Journalism site but there is little outcome as we witness the gravy train of what could possibly be described as insider dealing and overall corrupt and fraudulent pratices. Is one position core to a union like the IMO and others not sufficient. Why do some people like Mr Saul, Mr McNeice gain income from other sources related to their position on the IMO? Are there no volunteers left in this country which faces nearly 500,000 people unemployed?

They say 4 in 5 in the public service are in unions while only 1 in 5 in the private sector are in the union. This alone speaks dividends as we see the underclass formation before are very eyes.

We need to be alert. Years ago people read the newspapers, they visited their local, they had the chat and were informed. The time is here to be informed again.

by Michelle Clarke



 

Subject: Olivia O’Leary on RTE drivetime,  Urban abandonments & dereliction. (Why are NAMA not using twitter to market their properties. Twitter is effective and global)
Date: Friday 25th January 2013 00:27:17 +0000
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, alex.white@oir.ie, colm.mccarthy@ucd.ie, director@architecturefoundation.ie, Cahill Gavin <Gavin.Cahill@centralbank.ie>, John Corrigan <JCorrigan@ntma.ie>, Daly Myles <myles.daly@centralbank.ie>

Friday 25th January 2013


At last some real common sense is spoken on the airwaves. We can only agree with Olivia’s words to those who make decisions in Leinster house and urge them to drop the spin doctors and take a walk outside to meet the people, to listen to their stories, to see the shops that have been closed. Olivia O’Leary graphically described the walk out down Molesworth Street (past that ‘Namatised’ Buswells hotel), into Dawson Street and to what once was the Bond Street of Dublin, Grafton Street, now in tatters with closures of businesses and the air of fear of more to close and no hope. This is the year of the Gathering and yet Dublin, our Capital city, is not meeting market expectations of the people who will visit this Island. Why? Short-sightedness and the crazy upward only rent reviews that finally forced Korky’s to withdraw from their 900 sq ft business in Grafton Street.
Donal
O’Donovan comments in today’s Independent about ‘Upward Only’ leases. This clarifies the up-to-date status and enables people to understand and seek redress. Before the election, it was both sides of the coalition who spoke out against these leases and promised a ban on same. The election promises were to scrap such ‘upward only’ clauses in leases but the all-out ban was scrapped on the advise of the Attorney General who said such a move would be unconstitutional. So what can people do about this now!

The question we now ask is what about a sense of morality amongt landlords. There is the human factor and the ability to concede and compromise for the public good. Apparently, already the State does cut rents for some of its tenants. The businesses that have sought cheaper rents from NAMA have negotiated cuts. This exemplary behaviour should inspire all landlords where possible to re negotiate more favourable rents. What is disappointing is that Minister Coveney’s department are still using ‘upward only’ leases – and it is reported that in those election days the same Mr Coveney was an ‘outspoken critic of upward only rents’. According to the O’Donovan article: “All leases issued in respect of properties in the six Fishery Harbour Centres…contain what are referred to as ‘upward only’ rent review clauses” (a statement by the Agriculture and Fisheries government department).

Too many businesses are being driven out of the marketplace these days. It takes only a short period of time for dereliction, wastage, loss of soul, to enter communities and Ireland is an Island of communities where each needs to maintain a status quo that inspires people to create markets, to persevere and generate employment that drives the economic growth. Too often short-sightedness leads a struggling company to falter where an additional period in business would be to its benefit. Rents are crippling. Communities need to interact and discuss how penal some landlords are in their drive for earnings and as in the case of Korky’s, the landlord is the like of Canada Life who probably have held their assets for decades and achieved both asset growth and income growth. They should be willing to show a sense of moral justice in the absence of an amendment to leases which is deemed unconstitutional by our Attorney General.

Michelle Clarke (Chestnut)

PS:  Why are NAMA not using twitter to market their properties. Twitter is effective and global



Subject: Quote: David McWilliams: “a German Europe, rather than the feel of a European Germany’
Date: Wednesday 30th January, 2013 22:51:53 +0000
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, Taoiseach.Constituency@taoiseach.gov.ie, Stephen.Donnelly@oireachtas.ie, Simon.Coveney@finegael.ie, gatheringireland <signup@gatheringireland.com>, Shane.Ross@oireachtas.ie <Shane.Ross@oireachtas.ie>, seand.barrett@oireachtas.ie, EXR, Public Affairs <PUBLICAFFAIRS@imf.org>, patricia.callan@ibec.ie, Nigel Dodds <ndodds@dup-belfast.co.uk>, Fionn Murtagh <fmurtagh@gmail.com>
Wednesday 30th January 2013

Who benefits from Austerity? We on the Island of Ireland should know the answer to this but if we do, we are being hampered greatly by a Troika that is using us as a guinea pig to expedite a solution to the Euro crisis. It is nice and neat to call us “exemplary” but then to penalise us and not waiver debt/bailout costs is surely unacceptable. An 80 year old billionaire has written an essay featured in the New York Review of Books about the tragedy of the European Union and how to resolve it. Expertise and experience of men like George Soros http://www.georgesoros.com/essays/page/6/ is worth exploring.

David McWilliams today writes an article in the Independent which every concerned Irish citizen on the Island of Ireland ought to read to re-activate the thinking process that is needed to survive this economic crisis. Title: ‘As we forge deeper ties in Europe we are forgetting our closest ally’.

McWilliams hits the heart today. The Irish and Britain. 1950’s Ireland destitute from the concept of ‘self sufficiency’, De Valera and FF provided the education that exported our doctors and nurses to the UK along with those who built Britain, the construction workers. McWilliams talks about the newest wave of emigrants that London welcomes that takes me back to the late 1980’s Ireland and no work here and the opportunity of work in the UK. When you add to this Ryanair and cheap fares; this forged an economic growth that is often ignored.

The ties that bind us according to Williams: ‘whether our top civil servants and politicians like it or not, is Britain, and neither Germany nor France, will remain the natural home for Irish products investment and people. Why? McWilliams states the most interesting facts for consideration:

9.8 million people in 2011 flew between the Republic and Britain ie 186,000 per week (note Ryanairs profits this year). Apparently only 400,000 travelled from Germany.

Euro and Sterling – 30 years down the road with part of Ireland in Sterling and the rest aligned to Euro, the fact is we still cannot equal the trade we have with Britain which is Ireland’s second largest export partner. We send £14.265bn of goods / £15,052bn worth of services per year to the UK. According to McWilliams article, Ireland imports more from Britain than from the whole of Europe combined. What does this say? For me it explains that sense of void when one enters EU House on Dawson Street and get that feeling that despite all the data/publications provided by the EU gravy train bureaucracy, nobody is really interested that much in Europe because they know Britain albeit via colonialism and 700 years of history.

Bord Bia states that the UK is Ireland’s key export partner for food. Irish beef accounts for 60% of the British market. The UK has a food deficit which Ireland can supply (what has changed!). Ireland uses and contributes greatly to the UK ports. Then there is the fact that 40% Northern Ireland exports go south of the border.

1973 and our entry to the EEC opened up opportunities for our small Island but we must take account of why the EEC considered our entry with a degree of favour. It is and still remains the fact that Island status surrounded by sea gives a certain geo-political status. Exploration oil and gas are too the fore again as resources.

Too add to this, we now know that there is a huge potential in the area of energy between our two countries. Renewable energy is on the way with an East-West Interconnector.

The challenge is ours. Cameron is paving the way to give the British people the option at Referendum of an EU Exit. We need to ask what this would really mean for Ireland? Does this mean that if Britain holds a referendum, that we will follow suit? We speak English, in the US – they speak English. The upwardly mobile Chinese seek education in the US and the UK, the law is Common Law.

Ireland should not be cowed down for its small size and for the fear of being a precedent to other PIIGs, Troika, have some honour when making decisions about our future and our young generation.  We need a debt write down.  We need to follow the National Debt clock http://www.nationaldebtclocks.org/debtclock/ireland

by Michelle Clarke



Subject: Ireland needs to stand up and be counted and Kenny needs to act like a leader of a Nation
Date: Monday 4th February 2013 12:40:34 +0000
From: Michelle Clarke
To: Gerry Adams <Gerry.Adams@Oireachtas.ie>, Pearse.Doherty@Oireachtas.ie <Pearse.Doherty@Oireachtas.ie>, peter.mathews@oir.ie, Marylou.McDonald@oireachtas.ie, Mary Collins <marycollins33@gmail.com>, Kevin Myers <riga.kevin@gmail.com>, Shane.Ross@oireachtas.ie <Shane.Ross@oireachtas.ie>, Clare.Daly@oireachtas.ie, Ivana Bacik <Ivana.Bacik@Oireachtas.ie>, martin.ferris@oireachtas.ie <martin.ferris@oireachtas.ie>, karl.whelan@ucd.ie, kieran.allen@ucd.ie, Dearbhail McDonald <dmcdonald@independent.ie>, Constantin Gurdgiev <gurdgiev@gmail.com>, Brian Lucey <BLUCEY@tcd.ie>, privateoffice@taoiseach.gov.ie, briancrowleymep@eircom.net, Richard Boyd Barrett <Richard.BoydBarrett@Oireachtas.ie>, contacts@theintelhub.com, Cross Border Studies <crossborder@qub.ac.uk>

Monday 4th February 2013

Groundhog told me to keep diary instead - I keep copy book (at least four drawers full by now.  This is what acquired brain injury is about.

However, I wholly say "No", Ireland should not give in to the Troika re the 
promissory notes.  Again I reiterate my experience pre accident and 
working for a company going bankrupt.  Preferential creditors are the 
Revenue, the banks and the remainder were lucky if they got 20p in the 
£1.  Surely the same applies for a country like Ireland.

My copy book - I wrote this down and maybe somebody would check it out 
and use it as a means of making the ECB pay heed.

Stephen Kearon

EU bank assets    £33.5 trillion
US bank assets    £ 8.6 trillion
Japan             £ 7.1 trillion

Ireland is a small open economy with strong inroads to both the US and 
UK.  If the EU has assets of the above amount, shame them into writing 
down our debts.  The economic war is of their making.

I would recommend George Soros Essay about the EU, referred to previously.

Sinn Fein came out this morning and made the welcome statement:  It is 
time Enda Kenny, Michael Noonan and Eamonn Gilmore got off their knees and stood up to the headless financial brokers in Frankfurt, they and the Troika (who need to engage with the Peace versus War mindset eg France and Mali) need to learn from the Peace Process what negotiation really means. Peace is 
achieved by arduous work and has value beyond economic.

Michelle Clarke



Subject: Concerned to know if the Grants via SUSI have been paid to students
Date: Tuesday 5th February 2013 20:56:11 +0000
From: Michelle Clarke
To: Anne M. O’Gorman <amogorman@justice.ie>, Brian Lucey <BLUCEY@tcd.ie>, brendan.guilfoyle@ittralee.ie, Brendan.Howlin@oireachtas.ie, brian.hayes@oir.ie, ciaran.cannon@oireachtas.ie, colm.mccarthy@ucd.ie, david.norris@oireachtas.ie, Diarmaid Ferriter <diarmaid.ferriter@ucd.ie>, eamon.gilmore@oireachtas.ie, idrights@gmail.com, John Corrigan <JCorrigan@ntma.ie>, Provost <provost@tcd.ie>, ruairi@labour.ie

Tuesday 5th February 2013

Prompted by Mr David Norris speaking in the senate about certain school children whose parents could not pay the fees for bus rides to school who were earmarked and left standing on the road. Shame on us.

This is bias. This is damaging. This is bullying.

Negotiate the debt down is what I say to Government. Ireland is an Island – stop the nonsense that the powers that be don’t want to make a precedent. Iceland is now considering saying no to the EU. We can learn from this. Our waters are about potential reserves which could be real wealth to Ireland like happened in Norway.

Students need to be heard. You are the now but also the future. Do you want debt in your name before you earn a day’s pay?

by Michelle Clarke (Observer)



Subject: Community Upper Baggot Street Village: Has anyone ever thought about Public Private Partnership to restore to glory Baggot Street Hospital (Royal City of Dublin hospital)
Date: Tuesday, 5th February 2013 21:04:34 +0000
From: Michelle Clarke
To: seamus.banim@tesco.ie; undisclosed address list

The International School is closing.  This used to be Miss Meredith’s school going back decades. Then a young woman with drive, vision and a love of children opened the International school and it seemed to attract young students in neat uniforms from different countries including Ireland. It gave heart to the Upper Baggot Street village, a heart and soul that once existed or so the lore goes but sadly it is now bereft and struggling.
One day we met the owner of the International School and she said they were closing down, no reasons stated but that they had re-located to Blackrock. Failing to question further, we assumed the preference for location was Blackrock but then if one thought a little deeper, it would be apparent that it was the landlord/owner getting greedy and looking for excessive rent….the same story that wrecks our towns, our villages and the communities in our cities. This upward only rent is destroying potential prosperity in markets that are already in existence ie International School gave heart to Baggot Street, provided business and gave people choice in the environs of D4, the embassy belt.We stopped to admire this lovely puppy in the grounds of the former international school today. The person told us the story and how the parents and school had tried to negotiate with the landlord …. Greed, no vision won and the International School, the teachers, the students, the parents left and settled with the location of Blackrock. This building is now sold. Let us hope, someone else will run it as a school and Baggot Street can move forward again as a community.Dereliction is a reality. 57,000 holiday homes lie vacant and so many more houses. Ineffectual communication stops solutions. We have the technology, let us communicate and create potential.The Germans, quite contrary to what one would expect, have similar problems to our country with people leaving towns and villages. Unlike us they are adapting in a sensible way. They have re-introduced barter. The word TIME is the currency instead of MONEY. To make our communities work, is there anyone willing to say take the time of a person on dole/disability/short of money and make it something positive through exchange. NALA has a great scheme teaching people how to read, so this model has the potential to create a subset.

Baggot Street Hospital needs a public private partnership to drive it forward as the proper Centre of Excellence Primary Health Care centre – some time from IBM, TESCO, BOOTS, GOOGLE, STARBUCKS would create the business plan, the expertise, the dedication to community. These companies excel in the Global Stock Market, so it is time for them to add a value chain and help out locally.

by Michelle Clarke (Chestnut)



Subject: You don’t have to be rich to care for people and to own our country. Is it not time for NAMA to use TWITTER as a marketing tool!
Date: Wednesday 6th February 2013 18:55:19 +0000
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, alex.white@oireachtas.ie, dublin@arup.com, fmorton@gordonbrothers.com, patrick.honohan@tcd.ie

Wednesday February 6th 2013

Upward only rents now have the answer. Prime buildings in strategic locations are being sold at knock-down prices, ousting Irish ownership in many cases to that of the newly created Creditor country named Germany, the Germany that merged with their World War II cessation of East Germany to create the entity, Germany, yes so flush with funds. Meanwhile, we one of the debtor countries are the victim of what could be termed an “economic war” of the 21 century. It would suggest that some of our landlords failed to be moral (and rested on Attorney General decision) and left rents so high that people were forced out of the premises.

Now these are the properties that are for sale at huge discount and the purchasers are those private equity groups, the Germans and no doubt there will be Americans, Russians, Chinese and people from India too. We are not complaining about the diversity but we are asking landlords to reconsider their rents and be fair and help businesses to survive this crisis and create employment, fair employment, for the people of Ireland. John Lewis is an interesting company with a policy of Corporate Social Responsibility and a motto ‘Never knowingly undersold’ are supposed to be considering purchasing a shop in Dublin and these, like Boots and M&S we would welcome. Maybe they would consider a public private partnership with Baggot Street Community Hospital, if only it was for sale.

We don’t have to be rich, in fact we know the morals of those who were the Celtic Tiger rich and we can now with the benefit of hindsight create the new model of Ireland Inc with the views of the plain people of Ireland contributing to Ireland’s rebirth, and in particular now that we approach 2016 the anniversary of the Rising that led to Independence of the 26 counties and then in 1998 to the Good Friday Agreement. We are on a bridge and we are possibly mid-way, we can retreat, or we can create and move forward again, as we have done so many times over the centuries.

Grafton Street had become so shoddy recently. Shops are closed down and others are struggling to stay open. Grafton Street is Dublin’s equivalent to Bond Street – not anymore. It is worth listening to Olivia O’Leary’s podcast of the drivetime programme a week ago. Grafton Street has become our Cinderella. The Times today informs us that 2 of the architecturally splendid Grafton Street shops have sold for 65% below the 2007 price. It is a German fund manager called GLL Real Estate who has bought these jewels for a fraction of what they are worth. The fund is to pay £40 million for River Island and the adjoining Wallis outlet (just beside Weirs). David Daly bought this for £115 million in 2007.

Quote: Jack Fagan
Irish Times


‘The latest off market sale means the German fund is now one of the largest property owners on the city’s premier shopping street’.
It bought the AIB branch for near £28 million (sale and lease-back deal) with a return of 6%. It is estimated that the River Island/Wallis deal will yield 6.85%. What a pity all our entrepreneurs are being priced out of our own country.
Anonymous: Enforcement and fines of £5,000 will dictate hardship for 9,000 people (and more than likely many more) living in potential tenements in areas like Rathmines, Ranelagh, Mountjoy Square, when this new law comes into effect this week. We need provision of proper accommodation and we need a plan to maintain our Georgian and Victorian housing but in a way and without the red tape that provides homes for people and especially for our vulnerable people.The time is now for people to share and care. We must say no to Germany’s economic invasion and most definitely no to this promissory note of £3.1 billion. Germany has lots of bank assets and the EU has it is said as much as £33.9 trillion while America has £8 trillion. The time is now for the EU to be generous with its funds and to treat Ireland in an equitable way.by Michelle Clarke


Subject: Irish Times censored ‘State can’t afford’ disabilities costs. Poignant and thought provoking
Date: Thursday 7th February 2013 18:47:47 +0000
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, alex.white@oir.ie, alex.white@oireachtas.ie, billy.kelleher@oireachtas.ie, John Doyle <johndoyle@disability-federation.ie>, jsaunders@shineonline.ie, Liam-IPRT <LHerrick@iprt.ie>, liam.twomey@oireachtas.ie, ltLarkin@inspectorofprisons.gov.ie, Mary Cleary <mary.cleary@olderandbolder.ie>, patricia.gilheaney@mhcirl.ie, roisin.shorthall@oir.ie, sfarrell@irishpsychiatry.ie, SMHInfo <smhinfo@MENTALHEALTHSCREENING.ORG>, tilda@tcd.ie

Thursday 7th February 2013

http://twitpic.com/c1f983
The level of disabilities where people merit disregard and cuts
 by Michelle Clarke (Comyn)
Excellent Cartoon: Silent epidemics excluded Thu Feb 07, 2013 13:51

Minister Reilly is portrayed in this cartoon in such a way that prompts to mind the potential of him going forward falling into a number of the categories highlighted for people who have the visible disabilities. Obesity is supposed to be the curse and plight of the Western world with its links to diabetes, to heart disease and other other costly health conditions. Luckily for Minister Reilly being a doctor that his private health care should cover him, add to this his investments, his Dail salary, expenses and pensions (include the lucrative IMO negotiated pensions for doctors in public practice) and then his property investments.

What the cartoon forgets is those of us with the bottom of the tier disabilities – the silenced conditions where people can appear normal to look at but the wiring to the brain is off kilter. I am talking about people with brain injury, victims of stroke, people with mental illhess and worst of all those with alzheimers and frontal lobe brain damage. Vision of Change is a decade being promoted, only to be basically binned….The promises from Minister Kathleen Lynch are hollow and the reality is those people with no voice will be labelled, stigmatised and worse again called Moochers as happens in the USA.

They say nothing about suicide and provision. Again this is hollow. We have scattered organisations set up with the HSE having used the opportunity to divest responsibility into some 630 support groups all vying for potential clientele. I sound harsh. Try searching a certain Citizen Journalism site on Mental Health, Suicide, Health, Public Private health provision, Alcoholism. Don’t be fooled about the requests of the silenced that have gone unheard for a decade.

Minister Reilly – Shame on you, whose parents were doctors and you too, are in medicine. Portrane was your local asylum, how grossly unfair you are to people who are vulnerable to mental Health.

Horizon research in the 1990’s was funded by Europe, Trinity College Dublin, Centre for Women Studies, St Patrick’s Hospital and FAS. The project was a success but FAS said it was too expensive to roll out in early 2000. Shame on them. Look at the homeless, talk to them and you will find a lot have been released into the community with no provision for their needs. The latest scandal will be these people in bedsits facing eviction.

Again consider our prisons and people who in another decade might have been in mental hospitals. It is an ageing population and if we note what is happening with the Germans – yes the old people are siphoned out of the country to care homes in mainly lower tier countries where care is cheap, We surely need to be thinking and acting sensibly now.

https://canisgallicus.wordpress.com/2016/…/trinity-horizon-research-programme-1997-3&#8230;

by Michelle Clarke



Tuesday February  12th, 2013

Architect named David:  Contribution to Citizen Journalism site

The complexity of this challenge requires experienced minds. Not only those who suffered the collapse but those who could see that suffering develop. The evaluation of all the options for correction with the combined fiscal and human values taken into full consideration needs to be accomplished. One possibility that might address both would be the taking control of derelict buildings and renovating them to reasonable standards such that they can be used by the growing dispossessed, economically. It is possible.

Reply:
Michelle Clarke (Comyn)
To:  Alan Shatter <Alan.Shatter@oireachtas.ie>, colm.mccarthy@ucd.ie, director@architecturefoundation.ie, eamon.gilmore@oireachtas.ie, patrick.honohan@tcd.ie and undisclosed address list

Integrity to Integration (Response to Architect: Contribution to Monopoly NAMA (that is not yet on twitter)

David.
Architect: no doubt feeling the pain of the recession when there are virtually no houses being built, renovated, plans required and otherwise. This may be a presumption on my part but inherent in your writing is that derived from your personal experience of being part, in the profession of architecture, of that transition from boom to bust. Sub-Urban – what a neat way of creating the visual in one’s mind. Urban abandonments and dereliction in earlier postings and the initial posting uploaded photos of what is happening to our country, and you have given us a history of how it came about with that non factor of production called Profit driving people to take risks with no interest.

Fingleton and Irish Nationwide was reported on the TV last night. The Ernst and Young report which was commissioned is damning with loose management structures, lacking in computer skills and and virtually no paperwork. It also highlighted the warning signs stated by the KPMG report published almost 10 years ago. We know the outcome: Fingleton got the bonus of £1m and the gold watch. He promised to return same but now states that a Government Official in high office made promises. This man is one of the few elites that were created and who tried to destroy our country. The question now is neatly summed up in the George Santayana quotation ‘those who forget history are condemned to repeat it’ and we have the knowledge, we have the experience, we know what tenement Dublin and other cities created, we know about Moyross in Limerick, the gang wars, and what we need to do is prevent this social deprivation descending further to the degree it is in many European cities where they are now congregating groups of people in what are known as “Scum” estates. Those who fail to observe the rules of society are evicted and sent to these locations. Do we want this to happen? Can we prevent it? Do we want vigilantes?

NAMA is “It” now. The Troika are putting the boot into our Central Bank Governor and the message is loud and clear. Your banks are shirking their responsibilities. They gained from financial flows and the intention was to create employment ultimately but they have failed dismally. They have taken the money, invested no doubt at favourable rates in the ECB and meantime back in Ireland the crisis looms. The buy-to-lets, the sites without planning permission, the vacant Georgian and period houses in bedsits now subject to fine of £5,000, the ghost estates, the over subscribed apartment market (with the whole of issue of management fees a problem yet to destroy morale further), the myriad of country estates restored and now “Namatised” as hotel/golf courses, the mansions of the developers so lurid with excess, are like a volcano ready to erupt causing massive social injustice in our society and the irony is that the same people who created the boom are the cause of the massive hardship and could be back on track building again deleting billions of debt by personal bankruptcy in the UK.

What can we do? Well Mr Architect if you were part of the construction of the boom, what can you contribute to Nama? You seem to have identified the problem at the time. You no doubt have experience and abilities that NAMA should be able to use and maybe you would be willing to work for them at a considerably lower rate than the people who worked for the now be liquidated Ex Anglo Irish Bank / Irish Nationwide building society which morphed to IRBC. The early days of NAMA and IBRC according to the figures in the papers paid excessive amounts to people who were evidently the “boys in the know”. We need to stop this rot. We need to look at cost benefit analysis of ‘PEOPLE’. We want to know whether ‘Chinese Walls’ really apply within these newly constructed entities, now consolidated to Monopoly status ie IBRC liquidated. NAMA in many ways resembles the Land Commission, yes another time when landowners with their encumbered estates in return for small amounts handed over the land for re-distribution to the Irish post the Treaty 1921.

Now NAMA is the revolving door only this time it is not the Anglo-Irish who are bankrupted, it is that new breed who are to be stripped bare and it is the Troika that are calling the tune and the melody is: Banks look to your books, look at the numbers in arrears, start procedures to repossess with near immediate effect otherwise the targets which will be set by the Central Bank will be applied. NAMA is moving to first gear, it has gained its experience on the commercial side, so beware to those unable to pay mortgages, buy-to-lets, holiday homes, or houses you bought instead of pension funds.

Mr Architect: 450,000 people are unemployed and yet there are people paid massive salaries and there is no real transparency. They say developers were retained by NAMA to enhance prospects of selling commercial undertakings. Now, Nama assumes a new role but this time it is the non transparent monopoly and we need people who understand and who have vision to create the alternatives we need. The IFSC was vision and we need a vision now. The foregoing postings show the direction downwards. We need people to address the problems.

NAMA must become more transparent. They are going to force people into eviction. We the ordinary people want to know that provision is made for families/home owners, that there are alternatives for example as suggested by David McWilliams a form of debt swap. Like minds need to come together and need to work with NAMA. They need to have a social entrepreneurship drive that merges the new insolvency legislation option with the best alternative for people taking account of their capacity to earn a fair wage. It is time now, especially in this housing dynamic, that ‘water will find its own level’ with equality and integrity at the core.

Michelle Clarke (Comyn)



Subject: Mr Architect: ‘Not All’. What about those who eloped to become near immediate bankrupts?
Date: Wednesday 13th February 2013 18:59:13 +0000
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, Eamon.OCuiv@oireachtas.ie, eamon.gilmore@oireachtas.ie, michael.noonan@oireachtas.ie, Cllr Maria Parodi <maria.parodi@dublincity.ie> et al

Wednesday 13th February 2013

‘Not All’.
What about those who eloped to become near immediate bankrupts?

 

Today, Mr Architect, I am going to heed what you have said and I am going to target Mr Central Bank Governor, Patrick Honohan. Why because I have read his “Speech” in the weekly edition of the Sunday Business Post. The title alone states Change is ahead. There are no examples to follow. “The Unprecedented financial distress’ speech by Mr Honohan will send shivers up the spines of those who are blighted by the property deluge created by the Celtic Tiger and added to by the global financial crisis. What we need to grasp is that there are in existence extraordinary rates of arrears where people are failing to service their mortgages/debts and in particular where homes are owner occupied.

Mr Honohan states that while most borrowers continue to service their loans that the general proposition is summed up in a quote from a recent authority on the need for debtor-friendly insolvency arrangements: “debtors should fulfill their obligations if at all possible, and freedom from legitimately incurred obligations, is a privilege, potentially subject to abuse, that therefore should be a carefully guarded last resort”. What this is saying is that debt forgiveness has a strong moral component. If there is to be long-term debt modification that involves permanent debt relief related to the arrears, it will only apply for cases of over indebtedness involving or bordering on insolvency. The train is now on the tracks – Insolvency legislation is due to be in place by April and the Troika via our Central Bank is stoking the fires for action by our banks with time-tables, targets and it is action driven.

Mr Honohan goes on to say that to date the banks have dealt with the loans crisis using two devices: a) capitalisation of arrears b) a temporary interest only payment schedule. This buys cash flow for some people only but for others if they veer off schedule and enlist the spiral of debt returns, then something else needs to be done.

Mr Architect: I think you could interact now because it seems apparent that debt-wise related to property, Ireland Inc is now in un-chartered territory. Embracing change and moving people who once worked in the private sector into the like of NAMA is part of the new remedy which is only presently being drafted. To quote Mr. Honohan “What is the best way of operationalising better decision rules for banks enabling and impelling them to triage the loans that are unsustainable from those that can come back on track?” Your vast experience as an architect and your ideas re Sub-Urban imply the loss of the social element of the property transactions that must now form part of what is known as social entrepreneurship and the revival of a sense of hope going forward.

Connecticut, America. This week there is a court case. NAMA sues Sean Dunne but this clever property magician has played a hand of cards that puts his property Irish speculative brain into that of his columnist wife and re-plays the game but in America. He now lives in an elitist enclosure with rent in excess of US£20,000 per month, having ventured into speculative property transactions which it appears have created profits. The US courts have to decide either in favour of NAMA or Dunne’s wife, Gayle. These are the larger stakes that NAMA must play out and invariably in foreign courts and at phenomenal costs. This means we need to ask the question as to what happens now post the liquidation of IBRC. What will happen for instance re the Quinn group? NAMA now becomes the monolith, the monopoly driver to resolution but people have a responsibility to be informed, to keep informed and ensure that there is transparency, no insider dealing, court resolution, if there is, and keep making demands that developers who breached our laws pay the full cost or at least are disciplined via bankruptcy under the new Personal Insolvency Act. We need a clear picture.

Stormy seas ahead and we will all know people who are indebted. Earlier postings suggested that those who had bought properties since 2006 and paid excessively high stamp duty should petition the Government for repayment of stamp duty appear to have had no support. The banks should have supported their mortgage holders in this request. A repayment of say £60,000 stamp duty off capital would delete some people at least from the crisis status of the Personal Insolvency Act. After all some banks have begun to think creatively and they will re-structure the loan, taking responsibility for waving credit card debts, credit union loans, car loans etc.

by Michelle Clarke



Subject: His Master’s Voice no more. Jobs lost yet again.  NAMA should be on twitter surely!
Date: Thursday 21st February 2013 17:19:08 +0000
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, brian.hayes@oir.ie, Conor R. Savage <CRSavage@justice.ie>, Clare Finglas <cfinglas@riai.ie>, contacts@theintelhub.com, Dymphna Moore <D.Moore@ria.ie>, director@architecturefoundation.ie, enda.kenny@oireachtas.ie <enda.kenny@oireachtas.ie>, fergus.odowd@oireachtas.ie, Cahill Gavin <Gavin.Cahill@centralbank.ie>, jan.osullivan@oireachtas.ie, Jimmy Deenihan <jimmy.deenihan@oireachtas.ie>
Thursday 21st February 2013

The Duke of Leinster is reputed to have said about his move from Northside Dublin to Southside Dublin – Where “I” go fashion will follow and yes it did. It was the like of the splendid designs of Mountjoy Square, Belvedere Place, Summerhill, North Frederick Street that were vacated by the wealthy and became the slums of Dublin as families lived in single rooms. The pre-63 bedsits are remnants of those days of sheer poverty and non provision by the State, that are now to be phased out ie if the Government persist and fine landlords (£5,000) for not providing adequate sanitary amenities for each bedsit in these old Georgian/Victorian homes. Already, landlords have these Pre-63 properties for sale, those who don’t wish to engage with the legislation. However, we are told that the housing list is now approaching 100,000, and it seems incredibly unlikely that provision is made for people living in these properties for many years, probably in receipt of rent allowance, often with disabilities. We need to look around us, be it Rathmines-D6, Elgin Road-Dublin 4, North Circular Road. There are many people living in fear and vulnerable. We all need to be aware of this.

His Master’s Voice: The record and the marketing. The old gramaphone and the Jack Russell listening with intent. HMV failed to keep ahead of the markets and it is now financially challenged and Grafton Street has lost one of its anchor retail outlets. Not alone is the HMV shop gone but there are now seven vacant retail outlets closed between it and the St. Stephen’s Green shopping centre. We hear Government talking about “the Gathering 2013″ and one can only ask them to listen to the RTE drivetime programme and Olivia O’Leary’s rendition of what has happened to our once charming city and her request for some of the minister’s to walk out of Government buildings up Molesworth Street, into Dawson Street, Sth Anne Street and to Grafton Street. I would add to this for them to look at O’Connell Street, one of the widest streets of the capitals in Europe. It is great to invite people to our country but we do need to impress them when they visit and more so if we ask our diaspora to return, we need to be able to show them improvement, culture, warmth when they return. O’Connell Street needs to invoke the necessity for us to look upwards and witness the architecture that once existed while to look at ground level, there are just tacky often fast food outlet doorways destroying the potential of our city.

Enthusiasm and adventure is needed. We need some visionaries to inspire us. Temple Bar and the IFSC challenged the 1980’s recession but now we need to develop some alternatives. Who can lead us in this direction? Why not look to our war-torn world and promote Ireland as a country which has step by step over the decades created a Republic with recognition of the Good Friday Agreement to the Peace Process? There is an impressive transition that resounds Peace, not war.

The news about NAMA is not all bad. There is some progress or so it seems from today’s Irish Independent. Those developers in NAMA who thought they could avoid paying their debts by switching assets into the names of their wives’ and children have been scuttled. ‘NAMA is now confident that it will secure legal rights or security over £750m of additional property assets controlled by its debtors that were not not secured when loans were transferred to the agency (NAMA) from the banks’. To secure legal charges over assets makes it easier to seize and sell off property if debts owed to NAMA are not repaid. As much as two thirds of the increase is expected as NAMA identifies previously debt-free/”unencumbered” owned by some 80 developers with debts to the agency. Once these assets are identified, it is up to NAMA to establish a legal claim or charge thereby giving them rights over the properties. The remaining one third is concerned with reversing “asset transfers” most notably in the period post 2008 and before the transfer of the bank loans to NAMA in 2010.

NAMA is a creation that must be about transparency. We need to know what it is doing at all times. There needs to be a cost benefit analysis because this belies an important function to cut the deficit Ireland Inc. owes, in as progressive a way possible. This is just a question: Is their (NAMA’s) performance good enough? Last year, 50 NAMA linked developers out of 188 (those with the biggest debts) made transfers (37 of which were made at the request of NAMA).

Does anyone know the position re Sean Dunne and his wife in Connecticut? What about Michael Lynn who escaped by having a child in Brazil so no extradition? Those who escaped Irish bankruptcy who fled to the UK for better terms? The Irish Nationwide Chief Executive who chooses not even to return the £1 m bonus he promised and for that matter the watch. Simply: Ireland needs to work both sides of the balance sheet. We need to tackle expenditure but more importantly we need to collect as much money that is due also. To the Law Society: what is your level of transparency about errant solicitors? To the auditors – what have you to say?

by Michelle Clarke



Subject: ‘Mortgage Delinquents’
Date: Monday 25th February 2013 19:00:35 +0000
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, seand.barrett@oireachtas.ie, jkennedy@siliconrepublic.com, Alan Shatter <Alan.Shatter@oireachtas.ie>, alex.white@oireachtas.ie et al

Monday 25th February 2013

 

Matthew Elderfield, Central Bank Governor, makes reference in a recent article to ‘Mortgage Delinquents’. Is this too harsh or is there a sense of realism here and if so, why? If people in debt from the heady days of the Celtic Tiger have fallen into unemployment, they are most likely to form the category of 90 days in arrears and possibly face eviction from their homes. There are targets to be set which will no doubt revolve around potential to get employment and the ability to reactivate the loan (where it has been converted to interest being capitalised) and go forward with a new deal restructured by the bank.

The problem for the people seriously in arrears is that the period of 5 years has advanced them further and further into debt . It is suggested for every one mortgage in arrears, there are as many as 4 other loans attached. How will the Personal Insolvency Act cater for these people? Will they offer to pay say the credit car loan/the car loan or credit union loan based on the fact that the mortgage repayment could work without the other outstanding loans. This means the more powerful banks could negotiate a write down with say a car loan debt which we know is subject to very high interest and is most likely paid off within say 4 months of a 2 year loan? We need forensic accountants but then perhaps this is what the Personal Insolvency Act is about.

Drogheda, Balbriggan and so many more towns are bereft. The motorways we sought are now in place and people gladly pay the tolls but the outer suburbs and rural locations are now the potential rural abandonments of the future. Every second shop appears to be closed and if this is the case on the east coast of Ireland what must it be like in the midlands or for that matter the west of Ireland. Allsop are having a fire sale on the 1st March 2013, and it will be interesting to see if the bottom level of the house price decline is yet reached. Recently, there was a 3 bed semi-detached house in Granard advertised in the newspapers for £30,000 with a rent roll of £4,700. This throws up in the face of people living in Dublin where the same house is £250,000 or more, the injustice of the property tax based on value. Could there be a motive here for people to sell their Dublin property even in negative equity from say £400,000 and move to the rural areas and live with less debt and the banks rewarding them with some form of debt forgiveness deal?

Debt forgiveness is prickly to say the least. Take that Celtic Tiger span of 5 years where people are now caught in the negative equity trap. For those who are, there are many more who are not. There are people who bought their homes in other decades who have paid interest rates in excess of 10%, there are others who bought out their homes without any debt and for them there is an injustice in the potential of the banks to write-down the debt, it removes what the power of the marketplace is all about. There are people who have faced negative equity by being active involvement in solving the debt issue. They have recognised they cannot manage their debts, they have emigrated for work, no doubt let out their property, with the intention to return when the employment improves, or if ever. What they are doing is acknowledging that unemployment, and negative equity created the motivation to move and pay off their debts based on the contract they made when they decided to enter the housing market.  They emigrated to find work and abide by their commitments to paying down their mortgages and loans outstanding.

Elderfield may be right about ‘Mortage Delinquents’. This man worked for a UK bank in Bermuda or one of the tax haven Islands. The bank are in the market to make money and protect the deposits of those who save, to pay them interest that rewards them for saving, and lending out money that will be repaid. The capitalist would no doubt say: You enter into the property market at your peril. You should be aware that like all investments there is an upside and a downside. Sometimes you buy in and the property value rises speedily and at other times it declines to negative equity. However the term of a loan is 20 years to 25 years and the hint is therein. Property values are fluid. In 1983, a three-bed semi-detached in Castleknock was £34,000; within 2 years it had increased to £38,000 but then for nearly a decade it hovered around £34,000 (yes, there was negative equity in Ireland before). Now the same house would be valued at £250,000. Banks employ forensic accountants, they employ actuaries. We are 5 years into down values on properties, be watchful of the deals that banks will engage in.

Why? Imagine: Lender with sub-prime book of debt re mortgages who sells it to private equity company at discount e.g like Clery’s to Gordon Brothers or for that matter the Burlington hotel sale to Blackstone private equity companies. If this can happen, they, the private equity group  that buys has done the maths. If they give a write-down, then they are assessing the future value of houses over a longer period of time.

Mr. Elderfield is warning the mortgage delinquents who have possibly sat back waiting for write-downs, you should have done more to honour your commitments and if he could take a job in Ireland surely then you could travel abroad and work….contracts are legal and binding so maybe concessions will only apply in genuine cases. But if the private equity companies are hovering over mortgage books and buying up houses at discounted rates then the equation of assessing house values over time, might be the more beneficial assessment to value properties. It is worth noting that most people paid deposits of 20-25% on the properties which are now in negative equity. If a private equity firm seeks to take possession of the home, they secure the deposit!

by Michelle Clarke (Chestnut)



Subject: Fatigue destroys potential
Date: Sunday 3rd March 2013 20:02:09 +0000
From: Michelle Clarke
To: brian.hayes@oir.ie, catherine.byrne@oireachtas.ie, clyde.carroll@dublincitybid.ie, Byrne, Daryl <Daryl.Byrne@ise.ie>, greenerhomes <greenerhomes@seai.ie>, greenerhomes <greenerhomes@sei.ie>, jkennedy@siliconrepublic.com, press@centralbank.ie, Kevin Myers <riga.kevin@gmail.com>, Vincent Browne <vincent.browne@tv3.ie>

Sunday 3rd March 2013

Response to David on Citizen Journalism site:

David the architect versus the plasterer. Is it not time to let bygones be just that? 5 years on and the blame game has become so entrenched that fatigue and apathy are destroying the Island of Ireland. This is an “economic war” and while Ireland could remain neutral during the World Wars we succeeded in being a core component of the economic war waged by the rot and sub-prime disease and due to banking speculation, contracts for difference, the heady power of the Maple 10, the developers, we were forced to hand over our “economic sovereignty” to the Troika. However, we differ from the other peripheral countries because we are deemed to have been “restrained and even exemplary”.

What can we learn from history:– There is an old Co Clare saying that ‘After a gatherer comes a scatterer’ to be followed by another ‘castle’s falling but dung hill’s rising’. Extremes but therein is a little wisdom. Where are we now? Who are the gatherers? Perhaps the real gatherers are now going to step in. Could it possibly be that there could be a social distribution of power as the people who buy up the negative equity property will dilute from the elites that smothered our little country and then abandoned it to become bankruptcy exiles abroad.

Is there hope? Mr Architect and Mr Plasterer, you both experienced the property industry, you worked, maybe you gambled, maybe you have debts but don’t let the apathy and fatigue put you on the back foot. Change is in the making. The Troika are kicking the Government and the Central Bank into first gear, immediate action is the battle cry and the banks are being told get paid what is your due or else evict those people who over extended on mortgages irrespective on what excuses they put forward. The time is here for those people who have been put on the racks by lenders to draft their balance sheets, look at their debts and work out a game plan. Meantime, NAMA as the sole co-ordinator of the property boom to bust narrative, need to be forced into a more transparent organisation with a creativity to help people to become employed (and not under-employed) if needs be so that they can meet their mortgage commitments. We did it before thanks to the vision of Charles Haughey, Dermot Desmond, and others, we can surely come up with another vision now.

There are people out there taking these opportunities now. The timing is now. How many people out there are part of the what if’s. I am. Allsop sold properties yesterday – location the Shelbourne of course and there are plenty of people with vision willing to take chances and buy at knockdown prices. My choice (in my dreams, but then I am a Dublin person and would not leave) was the bargain of the day. A refurbished former convent in Eyrecout, Co. Galway owned by Roger Whittaker and it was bought for a mere £285,000 by a person on the internet from the UK. This person could even be part of our diaspora but what a dream home with its own recording studio and a two bedroom apartment attached and 4 reception rooms. Sterling buys euros so the price is a lot cheaper!

Others gained too: A father a three sons bought 10 unit housing estate in Co Leitrim for £250,000.

An angler in Co. Galway bought a B&B (Potorra Lodge) in Moycullen for £267,000. Mr Canney was the manager but now he is the owner and who best to assess the potential of the area and how to tap the European angling market. He said he was prepared to pay double the price.

Herbert Street so close to the Fine Gael offices on Upper Mount Street and adjacent to Merrion Square which rumour has it will be the Temple Bar of the southside regeneration programme, was sold for £640,000. The young man does not want to be named. Hopefully, this man will take the opportunity to create this model of a Georgian home and create a proto-type that will encourage people to return to our cities. I think this is the house that has already been divided into five floors so it could be re-created into apartments or even a nursing home encouraging our older people to live in locations where services are available. The Government should intervene with some step-down from large homes to suitable apartment living accommodation for those nearing retirement.

The auctioneers claim that it was the most properties ever sold in one day in Ireland. 115 were sold netting £13.7 m

Mr Architect and Mr Plasterer – the solution is closer than you expect. See it and create. We need craftmanship restored and what best but in restoration of properties in need of same.

by Michelle Clarke



Subject: Blood sports: surely we have moved on from slaughter – “The Gathering”- The Hunt, the horses, the beagles, the men and women, convene to get their adrenalin rush and why?
Date: Monday 4th March 2013
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, Joy Bradley <bradleyj@ihf.ie>, Corporate Admin <CAdmin@tourismireland.com>, Jimmy Deenihan <jimmy.deenihan@oireachtas.ie>, jkennedy@siliconrepublic.com, kate@bobbykerr.com <kate@bobbykerr.com>, Leo.Varadkar@Oireachtas.ie <Leo.Varadkar@Oireachtas.ie>, paws@dogsforthedisabled.org, paws <pawsanimalrescue@eircom.net>, policy.institute@tcd.ie, UK INFO – Customer Care Inbox <UKInfo@starbucks.com>

Monday 4th March 2013

There is an interesting piece of archival material on a certain Citizen Journalism site. Search for ‘Rocky the dog and sit down protest’ back in 2007, when people looked at the extensive achievements of our canine friends and some decided that their duty as sniffer dogs in our prisons, merited a ‘hit’ being placed on Rocky while other contributors cited the many advantages that dogs give to our society. In the US for example, men on death row are taught to train dogs for people with disabilities and if you check it out on google, one can only call it vision and inspiration and make you say No to the death penalty also. Back to the topic: “The Gathering”. Advertising. Blood sports cannot be high on our agenda. We have moved forwards. “The Gathering” need to do a little more to show off Ireland as a canine loving nation and cut out this culture of pubs, cafes/coffee shops/restaurants saying No to dogs based on personal prejudices and pseudo regulations. Living in Dublin 4-6 areas shows that the hostilities of petty regulations and owners of pubs/cafes/hotels as nothing but shortsighted. In another era, owners of pubs had their dogs there and their regulars often came to the pub with their own pooches. Celtic Tiger snobbery went in reverse in Ireland and dogs were excluded from the culture while Europe, America and Canada embraced the importance of people and their animals. Google, European headquarters Dublin, encourage their staff to take their dogs to work (yes in Ireland) and in Japan it is encouraged also.

What a delight to read the Sunday Times yesterday: Wake up you people who want to tackle the recession. Our tourism industry is worth £6 billion to our economy and prejudices need to be swept away. As for the hunt, let them get their horses, their beagles, the attire and assemble but there it ought to stop. There is something purely native about a crowd of people on horses with beagles chasing a poor fox to the death. Let them be a ‘museum piece’ without the KILL. We need to shift attitudes from these primitive sports and this includes dog fights which are held in secret still.

The Times and Gabrielle Monaghan – what a coup, and about time! ‘Mine’s a pint and Rover’ll have one too’. The pub is the Temple Bar pub and please note Hughes is an urban beagle. How many businesses have been so short-sighted to tap a market that exists during one of the deepest recessions. At last ‘neighbourhood pubs are revoking bans on customers bringing their dogs in an attempt to woo more business from the nation’s growing army of pet lovers’. Statistics from Pet Expo suggest that one in four people in Ireland owns a dog which makes it double the EU average. If this is so, there is a market waiting to be tapped. Why are people so blind? Try taking your dog to town and note the conversations, the people especially from America and Canada who show you pictures of their muts, the smiles.

Let us go canine-friendly: Well according to the article there are the following: O’Briens and Hogans in Dublin and O’Connells in Galway….well done to you. Let your initiative bring back some literary talent to our pubs through communication versus the noise of music. Well done to the Terry Cullen at the Beach House bar in Greystones, Co. Wicklow – next time I will be visiting your pub with my canine friend. You at least had the common sense to see you were turning away valuable trade/custom during a recession. I like the idea of water in bowls and the paw prints on designated tables. Dog owners should not be treated like second class citizens. The arrogance of certain publicans/traders is to make you sit outside in the rain and cold while inside their premises could be empty.

Did you know there are dog friendly hotels in Ireland? Clonakilty is one spot and the local Thomas Read pub is open to canines too. Discover Ireland gives the details of pet-friendly hotels. Ireland has a ‘Blue Book’ which lists 15 hotels open to pets. What is more interesting is the website laterooms.com advertises 120 pet friendly hotels including the Four Seasons and the Shelbourne.

Has anyone read the book published by the homeless man in England and his cat. The cat locked on to him literally and followed him to the cafe daily. In the end he wrote the story and now it is top of the charts. For the “Gathering” get human beings, canines, newspapers, interaction back into our pubs. We need the yarns, the fun, the gossip in these dismal times.

This year is the 17th anniversary of the Peace Process. Think of the names of English pubs like the Horse and Hounds and apply logic….there is a market up North to be tapped and let’s welcome the people and their dogs to a friendly society down South.

by Michelle Clarke


Subject: Prediction: Boom to Bust.
Date: Tuesday 5th March 2013 21:22:54 +0000
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, alan.guidon@oireachtas.ie, lucinda.creighton@oireachtas.ie, lukeming.flanagan@oireachtas.ie, Vincent Browne <vincent.browne@tv3.ie> et al

Tuesday 5th March 2013

Prediction: Boom to Bust
Reply to contributor to Citizen Journalism site.

Rational ecologist. You are correct, those dealers, bankers/hedge fund people in New York knew there was trouble down the road for countries like Ireland on the periphery of Europe.

The architect, the plasterer, the developer are wounded and are the casualties of the collapse but they forget too easy that they were excessively paid, rewarded, privileged during the boom time, and now life has dealt them the hand that is distasteful to them to summon them to challenge the downturn and create, produce, pay back their debts with integrity and rebuild this humbled country again. Too long have these people been facilitated to wallow in the misfortune of the negative equity, inability to pay back mortgages. It has stifled productivity and the Troika are the ones driving home this message.

In Spain (and no doubt it is a Troika imperative) they are enforcing that people from overseas living in Spain must return details of the assets they hold in excess of approx £45,000. In Greece, the defense minister is going to jail for 8 years because he failed to disclose three accounts amounting to less than £100,000 while his wife awaits a decision whether she will be charged. NAMA Ireland is being challenged to be transparent to ensure a new direction which embraces the integrity we now deserve in Ireland. Rightly we should ask about the insider dealing (Sunday Independent officials investigated re sale of Lucan property) and seek an affirmation that this is no longer possible within the monolith that now holds the indebted properties in this country.

Rational ecologist. It was not just in America that the warnings signs were raised. A certain Citizen Journalism site: contributors were writing their own citizen journalism and wisdom guided them to write about a Tiger economy which could not possibly continue. Now it is over and it is over 5 years now and it is time to say to people we need vision, we need negotiation with the banks, people in debt with potential to work and repay need to be able to get debt equity swaps while others need to be able to either up-size or down size to pay off what they owe the bank. The write-downs are the very bottom of the barrel and we need to take this as a reality. The banks will have to deal with their indebted customers on a case by case basis but remember they will be briefed and they will have acted like private investigators to ensure that their clients who are in debt are being truthful. These are not rogue practices, they are a reality. Bank of Ireland partially state owned has turned in further losses of £2.1 billion so there obligation is to achieve the outcomes that keep Bank of Ireland in existence. This will mean further interest rate increases and ensuring that debt forgiveness is at the bottom of the agenda for recovery.

Water finds its own level but when is the question? Ireland has been sinking consistently and a lot of people never in fact saw any upside of the boom. The time is here to see if changes can be effected. There is a social crisis in existence. It is the property market that is best indicator of chaos as present. Change must occur and expertise (at sensible cost, training, talent, skills) can be tapped. Habitat http://www.habitatireland.ie/ is an example. They find a house and they get the community to restore it (and this is a global initiative) and make it available to a family in need. The earlier postings talk about the crisis as of 1st February with the bedsits, so here is the opportunity to piggy back on the Habitat idea, apply for CPO’s of vacant Georgian houses, or those that landlords refuse to upgrade and then start tackling our social housing lists that approach 100,000. The time is here to think Urban and promote true ‘diversity in Unity’.

There is a crisis waiting to happen with a lot of these apartment blocks. Fire regulations, compliance and lack of enforcement ensures that the problems are not yet to the fore. Management committees gain too much power. Annual meetings may find some 10 out of 40 at the meeting yet the ten people who attend the meeting end up making decisions to engage in costly upkeep of buildings resulting in high maintenance charges. Certain developments have charges in excess of £3,000, add to this the property tax charges, the water and a period out of work and there is another kind of hardship. It is reported that one management company threatened owners who did not pay the fee to have their water and electricity cut off. The person who had not paid the fees had trouble with his windows and deducted the cost from the fee. We need people to buy the surplus quotient of apartments, so this problem needs to be addressed first so that this market can be kick-started.

Time to focus on those private equity groups that are hovering. Kohlberg Kravis Roberts http://www.kkr.com/ (one of the biggest private equity firms in the US) is scouring Spain for investment opportunities. They say property assets are being sold for “cents on the dollar” due to the economic crisis there. Well we need to say to these people we too have our fire sales and there is real value out there. Just look to the Allsop sale March 1st 2013.  http://www.irishhouses.ie/nama/allsop-space-1st-march-2013-reserve-price-guide.php

Ireland is that small open economy. The saying goes: if the Dutch had conquered Ireland they would have fed the world…we know our assets, we have the people, we just need vision that creates momentum to lift ourselves out of the depression. Listening to Con Lucey, economist on TV3 V Browne show last night – maybe we should seriously re-think the current deals achieved and seek a write-down of the debt we owe as a country going forward now for nearly 35 years.

Michelle Clarke (Comyn)

 



Subject: Zimbabwe & what dictatorship can do
Date: Wednesday 13th March 2013 19:01:15 +0000
From: Michelle Clarke
To:  Alan Shatter <Alan.Shatter@oireachtas.ie>, Brian Lucey <BLUCEY@tcd.ie>, brian.hayes@oir.ie, Clare Finglas <cfinglas@riai.ie>, Dymphna Moore <D.Moore@ria.ie>, peter.mathews@oir.ie et al

Wednesday 13th March 2013

Yes, I agree with the posters…the answer with hindsight was not the seizing with violence the white farmers land.

Back to Ireland, we seriously need to take account of what austerity can do to people, to property, to our landscape, our reserves, our seas.

Grafton Street is a shambles, only a few of the relics of old decency are managing to remain in business, paying no doubt ludicrous upward only rents, while so many more have gone to the Wall. Bewleys is in the courts and its profits are sliced by an upward only rent scenario that dictates they pay £1.5 million rent a year. What is worse about this is that the law at Attorney General level endorses it. A gentleman has just past me by, a tall man, a Fine Gael Politician, the navy below the knee expensive Crombie coat, the suit – the silk, the scarf and the those expensive highly polished shoes – he looked so out of place on the Grafton Street of the now, he was far better suited to Bond Street, the City or for that matter Wall Street. What has happened and why? It is the year of the Gathering and we are asking our diaspora to return and if they do we have wiped out so much of their nostalgia that is part of their homecoming.

The property tax is the latest challenge. This afternoon, Mr Noonan speaks to a press gathering about what next to expect. I wonder if we as citizens of Ireland are humbled sufficiently to our creditor dictators the Troika. At last there are rumblings from our Taoiseach while visiting Prime Minister Cameron that Ireland may have been treated by the Troika as the ‘runt’ of the litter. We know what happens to the ‘runt’. The runt is the vulnerable one and who is the least likely to survive. Unless somebody decides to assist him/her, he/she dies. Well, we need to start participating in our Civic matters in Ireland and now.

Listening to Prime Time last night, I am chilled to the marrow. A woman whose husband lost his job was unable to pay the arrears due on their home. The arrears amounted to £38,000. The woman did not mention the name of the lender (I ask why and can only assume that legal reasons pertain). The mortgage was for £169,000. The couple did all they could to retain their home, they complied with the restructuring put forward but for some reason the lenders decided that they would exercise their POWER in 2010. They evicted the family. They sold the house for less than £25,000. Please tell me this is not the last century in Ireland and the sale of the encumbered estates and that we in Ireland have banks that have common decency. This family are now paying rent for another property – they could even be now in receipt of rent allowance to live in social housing. The debt of £150,000 still is to be paid by them. Imagine! Less than £25,000. We must avoid similar cases happening now especially as the Mandarins are rolling out the property tax, and the banks are being told they must meet targets and basically evict people who are non compliant.

We need to stop and think and we need to watchful for people who are vulnerable and stressed and often unable to think straight in harrowing times of unemployment and being financially overstretched. Less than £25,000 begs the question who bought the house at such a steal and why did the lender sell it at such a substantial discount? The interesting point is that the neighbours banded together and tried to buy the house with the objective to rent it back to the family but this did not work – and we should ask why not? This is an option for people going forward and should be noted. Then it was said that the Council tried to buy the property but could not. They did not have the funds. Where is the common sense in policy? Let this be a lesson to those Mandarins in their Citadels (terminology used by Shane Ross) and let us avoid the pain and hardship and ensure policy is foresighted enough to ensure only in the most extreme of circumstances that people are evicted from their homes.

£150,000 is the amount that is outstanding to the family who are now minus their home and the lender sold their home for £25,000. This is basic maths that says this is real moral hazard but the lenders are the ones without morals here. All options must be investigated and equity is core and so is pure common sense.



Subject: Trade down to live in apartment in Dublin 4
Date: Thursday March 14th 2013 18:08:23 +0000
From: Michelle Clarke
To: property@irishtimes.com, enquiries@htmor.ie, bookvaluation@sherryfitz.ie, Vincent Browne <vincent.browne@tv3.ie>, philip.hogan@oireachtas.ie, aineryan@mayonews.ie, Alan Shatter <Alan.Shatter@oireachtas.ie>, Clare Finglas <cfinglas@riai.ie>, eamon.timmins@ageaction.ie, editor@examiner.ie

Thursday March 14th 2013

Unrelenting pressure is being placed on people who are older, people with disabilities and particularly those who have had to face a fall in financial circumstances be it due to unemployment, their business going into liquidation or retirement.

Apartments are in a glut situation countrywide yet according to the Revenue valuation sheet received today, certain apartments in Dublin 4 are categorised in the £400,000+ category. This is penal and inequitable. These forms do not take account of the size of the premises. Some of these apartment blocks are around for decades but the management fees are often in excess of £3,500 per annum. There is no regulation that make management companies more accountable either.

People may say and possibly rightly so, why did you choose D4 in the first place and I would reply why not? No-one can read the future and D4 covers Donnybrook to Ringsend to Ballsbridge to Sandymount and there are many people occupying these properties who have been targeted for the “FOUR” part of Dublin and are now living under immense stress and pressure as they are told to value their own homes and if they go wrong, it is the new Mandarins in the Citadel of power who will decide your fate.

When will apartment owners be treated fairly? Priory Hall – a scandal which is a constant and a forewarning to other apartment complexes. Dublin City Council are responsible for a small proportion of these apartments and they provide for the security of their allocation on the site. The newspapers report that now the cost of security to date is higher than the alterations needed to bring the apartments up to standard (£39,000 per apartment to date). Some Architects suggest this entails taking away existing space to make changes that make the apartments comply with the necessary fire regulations. What we know is that the owners ie families are out of their homes for over 500 days now. Will these people be billed for their management fees and what are the management fees now? But worse again, it does not look as if they are covered by the exemptions eg pyrite/Ghost so will they too have to pay property tax and if so, how are they supposed to assess the value of their properties.

£400,000 category in Dublin 4 for half year and going forward each year until 2016, when you add £3,500 pa for management fees indicates to me that apartment blocks are going to spell real trouble for owners which if demand and supply market factors are taken into account would mean there should be a significant discount on the value of apartments.

People in other countries are encouraged to down-size especially in their elder years. Many have done so and now they are targeted in a way that is hostile to them via the Revenue Commissioners.

What do they do? Pay in fear and go without food while the world assumes Dublin FOUR is affluent. 

By Michelle Clarke



Subject: Ethos unchanged in 6 years
Date: Tuesday 19th March 2013 18:54:06 +0000
From: Michelle Clarke
To: Ageing Research <Ageing.Research@tcd.ie>, Alan Shatter <Alan.Shatter@oireachtas.ie>, Brian Lucey <BLUCEY@tcd.ie>, eamon.timmins@ageaction.ie, embassyofcyprusdub@eircom.net, enquiries@centralbank.ie, jkennedy@siliconrepublic.com, kieran.odonnell@oireachtas.ie, Vincent Browne <vincent.browne@tv3.ie>
Tuesday 19th March 2013

Your overheard conversation sums it all up (My reply to contributor on Citizen Journalism site). What has changed in Government? Assume the mantle but don’t change the ethos which in our case was cronyism bordering on outright corruption. Governance now dictates – earmark any human being who is already identifiable in the system, via the property tax, the latest data collection exercise done by placing the onus via self-assessment and through fear as the driver, Ireland will have citizens in polarities, those who are in the tax net and those who are completely under the radar. It is the property market that is now the instigator of creating the two tiers!

The foregoing postings show us the methods that will be used. Georgian houses in Waterford and Limerick will be brought into the loop if people decide to accept the tax breaks and conditions. The Georgian/Victorian Pre-63 properties are now legislated for and people living as tenants in these houses like those 90 days in arrears are heading for the social housing list. Add to this the buy to lets, some 23,000 and another data collection source for the revenue who are unlikely to get much tolerance from the lenders, as Michael Noonan clearly states – this is a commercial transaction and if you are not gaining a return, then forfeiture of your property is near immediate, and the deposit you paid is the price you pay for your foolish investment, and you may even have debt going forward as it is highly improbable that you will receive debt forgiveness for a mortgage. This Government does not have to use the tactics of Bertie Aherne’s FF led government and those TAX AMNESTIES. This Government by interlinking with the Revenue Commissioners are far more intrusive and this is about power. The issue is that equity applies and yet despite that there is now an even greater escapism for a small coterie of tax exiles and what once used to be referred to as ‘dead man’, and others who escape the claws of the Revenue and the powers that they have been given recently through legislation.

Cyprus – late on a Saturday night of a long weekend. A dawn raid of a devious nature was effected by the Troika on an island country with less than a million in population. Cyprus comprises Turkey (1970’s) invaded to the North, the English former colonialists in the centre and Greek Cyprus to the South. The EU welcomed them in 2003 and now they are to have their knuckles rapped and why? The dawn raid sees funds in this little haven because Russia chooses to invest there. Could this cause a serious geographic-political crisis? Funds and banking became the designation for Russians who wanted their option to wild west banking. Yes, another option for the kind of wild west banking that Ireland was exposed to but what they have in common is that it was driven but hidden forces who dictate policies. It is about who is the Creditor (George Soros essay September 2012) nation of the EU and who dictates what the aberrant debtors do, while they flush out the cash, wealth to the powerful elites. This is the “economic war” of 21 century Europe which we are witnessing and when you listen to the German politician state that this is their election year and it is not possible for the German’s to take up the tab of those who were so reckless, and that the time has come to levy a tax on people who save money in banks. Cyprus states that the rest of us and in particular ‘Exemplary’ Ireland need to beware. The banks are closed until Thursday, and Putin PM Russia, is much on the back-foot while the Troika negotiate the deal. The deal is punitive. If you have under £100,000, you pay 6.5% docked from your account by Thursday morning and if you are have more than £100,000 9.9% is deducted with immediate effect.

Could this happen to Ireland? The answer is why not? Ireland succumbed to sub-prime lending that emanated from the US, but also from a lack of regulation by our bankers (basically on the instruction of the ECB). The developers built and people bought who in retrospect should not have received loans. Has this happened in Cyprus? No, it appears that the financial sector in this country became rich because Russians liked to bank their funds in their financial sector and now the Troika hawks see a great advantage to collect nearly £6 billion and they have swooped as they did in Ireland at the time of the bailout. Three islands: Ireland, Iceland (seeking to join the EU) and now Cyprus). We have been plucked. Jonathan Swift said ‘Give vision to the visionless’. We need to heed this now. There are polarities developing in Europe that their obvious.

What has this to do with urban abandonments and dereliction. Everything. An economy thrives when there is economic growth and an indicator of a return to growth is when you looking at where housing formation stands. Listening to Bloomberg about the US, they are now talking about bottoming out of the market and that retailers that supply the building industry are beginning to show trade and this indicates a shift. Ireland is vulnerable to the Troika’s bidding.

Data collection is the core function of this property tax. From granny flat, to gate house, each will have a value and it is up to each owner to make the correct valuation. To query the valuation, you must first pay. When property is defined and people are defined as owners through self declaration or being just ‘found out’, we will still be paying back our debts, and the interest which is compound interest will be rising. Then like the home-owner in negative equity begging the banks for a restructuring deal and debt forgiveness, we will be awaiting those Hawks on a long weekend targeting those people who have saved money for their old age, for their children to go to college, people with disabilities or people who have received financial settlements, or by choice which is their right. We will not have the experience of deflationary Japan waiting for 20 years to change policy. Our deposits, like our pension funds will be raided and the fact is we are so on our knees now we just accept!

Michelle Clarke (Comyn)



Subject: Fwd: Cyprus to Zimbabwe: Ireland Inc says No too, “The Pink paper” http://www.ft.com/ summed it up yesterday:
Date: Wednesday 20th March 2013 18:42:13 +0000
From: Michelle Clarke
To: Shane.Ross@oireachtas.ie <Shane.Ross@oireachtas.ie>, Alan Shatter <Alan.Shatter@oireachtas.ie>, colm.mccarthy@ucd.ie, embassyofcyprusdub@eircom.net, enquiries@centralbank.ie

Wednesday 20th March 2013

The Pink paper summed it up yesterday:

‘This is Europe, not Zimbabwe
from Ms Monima O’Connor


Sir, this unprecedented grab on savers
is both alarming and ominous.
Such action would be expected
from Zimbabwe, not the European Union’
The UK recession late 1980’s, early 1990’s left many involved in the construction sector without jobs and seeking work in what were once the colonies. Zimbabwe at this time had the attention of the World Bank, the IMF and development was underway. John Sisk and Son http://www.johnsiskandson.com/ie the Irish contractors were firmly entrenched in Zimbabwe most probably because many Irish missionaries travelled to such African countries and had successfully networked into hospitals and education. Zimbabwe (formerly Rhodesia) is where one witnessed first hand money diminishing to near nothing overnight as inflation raged. In one month in local currency, the Irish punt salary equivalent was reduced by 50% and this continued and the country floundered – so that the once bread basket of Southern Africa was virtually economically, morally, socially destroyed. Greed, cronyism, tribalism, corruption and now with the benefit of hindsight probably a market in blood diamonds http://www.globalwitness.org/campaigns/conflict-diamonds/zimbabwe/ destroyed the governance of a potential leading light in the African continent.Doom and gloom, and 6 years of it in Ireland and now our Creditor masters threaten their ‘exemplary’ students. They take the Island of Cyprus to show us what creditor power is about. Cyprus was invaded by the Turks in the 1970’s with many people losing their homes, their properties to the Turks and many were killed and wounded. This included both Greeks and English. The immediate deduction of a deposit tax is irking a wound barely healed. Ireland should feel threatened. Gradually, we are re-building a level of confidence and people (because they are mainly afraid to spend) are building up savings in their bank accounts (approx £155 billion presently on deposit). Is it any wonder the alarm that last Saturday’s move in Cyprus has on our people, our investors, our treasury accounts. This is a swoop factor that threatens the very emblem of trust that underwrites savings with banks in our Nation state.The Cypriots, less than 1 million in population have risen up and said No. Do we back them? We are an island nation with Britain a one time occupier like them. Maybe it is time to scrutinise the EU bureaucracy that appears to be shy of audit reviews.Take the example: Aylesbury Road. House price £12 million. Same house now £3 million and owned by NAMA. £9 million – can it be repaid, where is it, it is not in a deposit account, does it even have a tangible value.?The same applies to a country. Surely, there must be a write-down negotiated. Is this not common sense? Some may argue that you can follow the money to a tax haven but how practical is the reality especially 6 years into this European economic war.  We should all keep the National debt clock for Ireland in our focus.  http://www.nationaldebtclocks.org/debtclock/irelandWrite-downs must be negotiated now.Michelle Clarke (Comyn)




Subject: Rain Rain Rain & urban desolation strikes to the core of our humanity: ‘Live and Love’ and Digges Lane photos are uplifting.
Date: Saturday 23rd March 2013 18:09:07 +0000
From: Michelle Clarke
To: Undisclosed address list
Saturday 23rd March 2013
‘Live and Love’ and Digges Lane photos are uplifting.

These days however it is hard to be uplifted or to have vision as the Government penetrate all levels of consciousness about this Local Property Tax and the implications of having the Revenue as its organiser and implementation officer. Fear abounds. Cartography was a traditional but imperfect method of collecting data about property but today with the benefit of Google and the appointment of a Revenue person, whose performance during the Celtic Tiger was quite exceptional in searching out those who avoided/evaded tax, and who is now further bated to catch those tax dodgers with the endorsement of this coalition Government which is challenged to be exemplary. The troika are the masters and we must pave the way for all who are errant debtor countries.

There are harsh realities ahead of 1.8 million house owners (who knows the real figure?). Last year it was said that some 45,000 households would be exempt from property tax because they were deemed to be ghost estates but desperation for funding by Government now says, one year later, that estates have been brought up to acceptance standards and it is now only 5,000 households who will not be subject to the property tax. Prime Time aired the views and showed examples of estates and isolation and dereliction associated with them.

Eviction conjures up the landlords, the Famine, and Ireland being oppressed but the truth is decade after decade and week after week people unknown to us are evicted. People are evicted by landlords from their flats in Georgian houses, people are evicted for bad behavior from local authority housing, people have been evicted in the past for failing to pay their mortgages but the difference this time is that the banks did not do the correct due diligence and lent money to people without taking account of what markets are really about, about what recessions do, the potential of unemployment and now we have genuine distressed people with mortgages that they can never repay. Legislation was in place to keep banks from evicting people resulting in less evictions in Ireland than say Spain or the UK but this now is at an end. In the months ahead the reality is banks must meet targets and what we will witness is people losing their homes. What we need to know is what provisions will be made for these people? They will be added to the social housing list ie 100,000+ and the reality is there is no provision to provide the houses, albeit many exist but are unoccupied. Some may be able to trade down but this is a minimal quotient.

What we need now to know who can be classified as ‘strategic defaulters’?

The time is night and we will be sorting the wood from the chaff. It is worth taking a look at the diversity of views and giving due consideration to why the ‘Guidelines’ have been stated in relation to people who wish to seek personal insolvency in Ireland as distinct from the UK.

Colm McCarthy Economist

‘Just as the State has shown indulgence towards the banks, they have in turn been showing great forbearance to defaulting customers. More worryingly, it appears that some people who have gone into arrears have been choosing to do so, in the sense that they do not lack the financial capacity to make repayments on schedule. Some arrears can be termed ‘distressed arrears’ (or ‘delinquent mortgages’)…’

What it comes down to is a honesty which is a word that needs revival. The Revenue is about fear and capacity to enforce. Tread carefully before deciding not to pay the property tax

by Michelle Clarke.



Subject: Social Injustice via Economic mayhem  ‘Give Vision to the Visionless’ Jonathan Swift
Date: Tuesday 26th 2013 18:03:38 +0000
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, Shane Whelan <shane@folamh.ie>, Shane.Ross@oireachtas.ie <Shane.Ross@oireachtas.ie>, ruairi@labour.ie, roisin.shorthall@oireachtas.ie, richard.boydbarrett@oireachtas.ie, peter.mathews@oir.ie, patricia.gilheaney@mhcirl.ie, pat.rabbitte@oireachtas.ie, mary@pieta.ie, Mairead Holohan <maireadholohan@disability-federation.ie>, gary.culliton@imt.ie et al
Tuesday 26th March 2013 (A reply to contributor on Citizen Journalism site)

I feel the pain but I do not know what to say or even do. Hopelessness pervades for some in times of economic crises and the dictates of this recession in Ireland are particularly definitive and harsh at present. The news is scare mongering but when people are entrenched in fear nothing other than these scare tactics are capable of penetrating that overcoat of denial that they must wear to survive. What we must do is be aware and realise that it is at the end of the day about people and the need for the equality that renders a society more favourable than those of say Iran, North Korea, Syria to name but a few. If we can focus on their plight, it enables us to adjust our own “Scales of Justice” towards more equity and maybe this is what the real battle for survival is all about.

The Saturday night show: Shocked I sat and listened to a woman from Pieta House http://www.pieta.ie/ talk about suicide. Others from the acting profession and sports spoke of their experiences and the loss of one of their friends and the trauma. The woman detailed Pieta research findings and said that by ‘this time next week 10 people will have committed suicide’ and what we need to grasp is ‘that eight of these will be men’. Warning signs and being alert ought to be the action plan of each and every day and people need to connect with Pieta House, their programme MOM (MIND OUR MEN) and seriously address the social, economic, political, demographic factors that is crippling our little Island. We all have a responsibility for other people and being watchful, being empathetic, being concerned and showing compassion is what is important now.

What can we do? Unemployment in countries like Spain Greece and Portugal is far in excess of Ireland but then we are a small open economy with exposure to the US, UK and EU with the English language as a strong common denominator.

We need to create employment. We have done it before so if we feel enough economic pain as happened in the 1930’s, the 1950’s, the 1980’s and now for the near six strangling years of bailout catastrophe, we can do it again. 4 people sat with Vincent Browne last night (TV programme) discussing the impact of Cyprus and the forfeiture of deposits as the Troika (German creditor mentality) over-stepped the mark yet again. Money is one issue but what was really grounding was a father who joined the panel towards the end. He spoke passionately about the circumstances of his 32 year old daughter with cerebral palsy who needs 24 hour care which has been provided by the man and his wife. He spoke of his total disillusionment with Labour politics and their ineptitude to the needs of the most vulnerable in our society. It is easy to take from these people their mobility grant. They have no voice. This is a great wrong perpetrated and let us not lose sight of it. There are many afflictions in life, there are the silent epidemics ie mental illness, acquired brain injury and then there are those so badly affected physically yet mentally so alert. The message surely is ‘stop and think and let’s all do what we can for each other’.

To those in negative equity, to those of you who paid so much in stamp duty on over inflated prices, to those who are in arrears, the drip feed from Government about the personal insolvency option must be painful. The scare tactics about creches costing more than mother’s earn, meaning mother must give up work, the message to forego the car if there is public transport, one car per family, I would say – tread carefully and read the small print. It is not as drastic as it seems. Its aim is what it calls itself ie ‘guidelines’. When you consider that its origins is the Department of Justice and Minister Alan Shatter, it may be of interest to you that an adversarial divorce covers similar adherence to guidelines. If you have nothing to hide, you salvage what you can from what the ‘disaster’ is and you continue to engage with life, with the experience and the option to start again.

Let us not lose hope.

There are some good things going on still.

We have been awarded UK Civic Trust’s reference two housing schemes in Dublin.

McKee Court – a sheltered scheme for elderly people near McKee Barracks
& Sean Treacey House, again a social housing scheme near Buckingham Street.

Dublin City Council Architect’s designed the McKee Court scheme and it was hailed as a “positive development in this part of Dublin, that is easy to use and allows the residents to live and function independently, in a communal setting’.

We need to create employment. FAS is no longer, it is supposedly Solus but where is the Light!

by Michelle Clarke (Comyn)



Date: Thursday 28th March 2013 12:24:42 +0000
From: Michelle Clarke <michelleclarke@upcmail.ie>
To: Undisclosed address list
Thursday 28th March 2013
David McWilliams article: warns us
 
David McWilliams http://www.davidmcwilliams.ie/ writes in today’s Irish Independent about the upbeat reporting about housing values at present. He draws our attention to that divide of country versus city, the urban versus the sub-urban which is basically becoming a more unsustainable option for people. He references the Kensington/Knightsbridge scenario where funds are drawn as catastrophe’s like Cyprus arise and the wealthy seek options for their ‘cash’. However, this time, I think too many have been burned in Ireland, in too many ways, for investors to seek us out as a location to move to. The problems are our own as the Troika too well know.

The Troika are driving the Central Bank – Mr Patrick Honohan, Governor Central Bank, narrates their instructions and the news in town is that those errant bankers are now to kick ass and make people comply with their mortgages either by restructuring or taking advantage of the newly available legislation – the PIP, in other words – seek the assistance of the Personal Insolvency Practitioners. The guidelines are clear. The one of contention being the sexist attitude that if a woman’s salary does not cover the cost of childcare, then she must return to the home and do what De Valera believed in —- homework/be a mother. Leo Varadkar is in the news today and women are angry with his chauvinism but there have to be guidelines and this is only a suggestion. However, Mr Varadkar should look to former Taoiseach Gareth Fitzgerald’s view of women and work in the home – if I recall, his view that their contribution should have an economic value apportioned to it.

It is always interesting to take a look at what is happening in property in another country, and as Germany is our major creditor and director of policy under the guise of the Troika in Ireland, let’s look at an election issue that is causing major concern in Germany. The issue is people being ‘squeezed out’. Rocketing rents are causing social and economic division. Derr Spiegel (1st February 2013) reports ‘the expanding costs and dwindling supply of urban housing are slowly pushing the Germans of average means out of the cities. As September’s national election approaches, politicians are jockeying to find viable solutions to a problem they helped to create’.

To go back to David McWilliam’s article, it is about migration of people who have wealth in order to protect it so they invest their money, often in property, in countries with cities like Berlin, Munich, Hamburg, Frankfurt, Dusseldorf or Berlin, which is particularly attractive to the Italians at present. It might interest people that it is not only Irish people who are emigrating but if I am correct there are some 56,000 people migrating to Ireland and one German man reported that he has chosen to return to Ireland to work with one of our MNC’s because he can now afford to buy a property – one of the main reasons he left Ireland in 2007 was that house property was too expensive. The MNC’s, the English language, the young educated population, the small open economy forms part of our balance sheet and who knows we could be on the road back…

The term in Germany is “Rent Shock”. Rents are rising steadily in Ireland and will rise more as evictions are preempted by targets placed on lenders to restructure debt and re-jig their balance sheets. It is worth watching the German approach to this crisis which they have as they head for their elections in September 2013. 

By Michelle Clarke (Comyn)


Subject: Moral Hazard/Debt Forgiveness will be about financial imprisonment
Date: Saturday 30th March 2013 18:59:23 +0000
From: Michelle Clarke
To: Undisclosed address list
Saturday 30th March 2013

Mid-April they tell us that the “Guidelines” will issue as to the income brackets and expenditure cut-offs and when they will be made available. Meantime the rumour mill churns out all kinds of scare tactics including those that say No to Sky TV for the miscreants who borrowed without using their common sense (no mention about the bankers who falsely sold them the loans – not like the US, where banks are being challenged to take responsibility). The childcare allowance is causing much controversy but I suppose Leo Varadkar’s defence arguments merits consideration – the guidelines will equally apply to house husbands. What should be included with these guidelines is that these distressed borrowers or (delinquent borrowers as some people prefer to say) should be given every opportunity to gain just and equitable employment.
We all know people who are under employed (insufficiently paid); employed and unemployed now for years who will be hammered by the PIP (Personal Insolvency Practitioners) http://isi.gov.ie/en/ISI/Pages/PIPs route out of insolvency. Too many of these are in the professions and trades related to the construction industry – surely, these architects, quantity surveyors, engineers, plumbers, electricians et al should be targeted by NAMA and its special purpose vehicles after the liquidation of Irish Banking Reconciliation and harnessed, at fair compensation, back into the employment market while other people who have been overpaid for the last number of years working under these distressed banks move into the unemployment market. In terms of the market and supply and demand this is about attaining equality within an industry and arriving at a fair wage structure. Guideline indications:  Families – 2 children £23,500 pa is the suggested prison cell put forward. Yes, allowed the child benefit but not childcare, costs or mortgage costs. What does this actually mean? What does this say about motivation and gainful employment? We seriously need to identify the abilities of those in financial distress, remove the element of stress, anxiety and distress and encourage them back to productivity; it is short of a savage attack on the capabilities of people to not use Social Protection to its full capacity as an engine of employment potential, working with these PIP’s (practicitioners). The media appears shy to discuss this potential from within the chaos of the housing crising. What does the foregoing have to do with Urban Abandonments and dereliction – a lot. Our properties are the countries assets and legislation relating to the Justice Dunne judgment removes previous obstacles from evicting people who cannot meet their financial commitments relating to their homes or the tax break buy-to-let commitments. The Insolvency Legislation on a case by case basis will be the last ditch provision. Meantime, within the next 6 months and going forward there will be a flood of properties into the market. This will cause massive social hardship for families and people who were conned (if we allow honesty its opinion) by the ideal to let each own their own property and for others who were equally short changed into thinking, manage your own buy-to-let or property purchase, gain the income and asset value. The truth is the Lenders backed by Government policy and the lack of regulation at Central Bank and not forgetting the ECB (prejudiced by Germany and low interest preference) peddled advice that nurtured their own vested interests because they too had failed to predict market forces. BlackRock http://www.blackrock.com/ did the Stress Tests in our banks. Their Chief Executive on a US programme spoke about the peaks and troughs of markets and focused on the property market rise and fall which now spans 6 years. The interesting point about property is that demand for houses governs the market. Ireland now falls into this category so maybe those like Allsop Space, a recently established auctioneers, who are identifying a property market in Ireland, indicate that it is time for people to monitor property in Ireland once more. We need to ask questions about how many houses the Personal Insolvency legislation will add to those seeking property? Will they provide a route to social housing if eviction is the only route, will this mean these families will be placed ahead of those 100,000 on the social housing list who have been waiting for years? Then we have the people living in those Pre-63 Georgian/Victorian houses throughout the country who now face the housing list or the rental accommodation lists because their landlords have not complied with the new legislation requirements for sanitary arrangements for each unit. Ireland brought in the Section 23 property deals because hidden therein was the motive to tackle the social housing issue. From the 1930’s through to 1980’s, Ireland engaged in extensive provision of social housing via the corporations and city councils. The tax breaks put a breaker on this. We need to give this recognition as we hold to account those 23,000+ buy-to-let properties who are now crippled in debt and face insolvency.

What sets me thinking is my local urban village I see a man who worked in the construction game sitting out begging for money. Daily he appears to get thinner and he sits in this cold weather patiently putting in the hours before he can go to his hostel. He tells me this morning he made the call and he has his space in Camden hostel for the next three nights…..too many may face this and we need to think hard before we evict people on the orders of the Troika. Urban abandonments and derelictions ultimately relates to people, our people. Let’s cut the waste but protect people who are vulnerable in this current society and therein lies the gain. 

By Michelle Clarke


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Citizen Journalism Ireland: Selection of emails to Government and related. January to December 2012 by Michelle Clarke

Public Health v integrated private health care service. How do we really get to grips with facilitating the patient to take responsibility and operate with diagnosis Mentally Ill? Date: Monday 27th…

Source: Citizen Journalism: Selection of emails to Government and related. January to December 2012 by Michelle Clarke

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POETRY: Well known poets but unknown also; people in my life who wrote and did not publish. Compiled by Michelle Clarke

World Poetry Day

michelleclarke2015's avatarcanisgallicus

DOBRUSHIN

(DIED IN A SIBERIAN PRISON CAMP)

I’VE LOST

I think I have lost something on the way. What it is I do not know?
Shall I turn back? It is so far off now. Yet it is a pity to let it go. 

I have lost something but do not know what.  Is it anything of worth?
I shall let it be for the day is short and vast is the earth. 

Already the shadows fall from the trees; Long is my shadow.   My heart is unquiet.  It cries turn back.  My loss torments me so.  So I stand still in the midst of the road, tormented, doubt tossed;

I have lost something but do not know what but I know I have lost

My uncle Paddy, wrote this a pocket size green notebook along with quotations, while living in Japan, in 1985. He gave this green notebook to…

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Citizen Journalism Ireland: No dignity afforded to Mental Health patients in Dublin 4. Emails to politicians, charities, et al by Michelle Clarke

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Subject:Inadequate coverage by mental health/vulnerable people
Date:Fri, 8 Jan 2010 18:10:55 -0000
From:Michelle Clarke
To:Gillian Markey <gmarkey@hrb.ie>, joan.burton@oireachtas.ie, JMoran@amnesty.ie, Doherty, Colin (Neurology Consultant) <CPDoherty@STJAMES.IE>, Nigel Dodds <ndodds@dup-belfast.co.uk>, Health & Safety Authority <newsletter@hsa.ie>, ASenkara@amnesty.ie
CC:Hugh Kane <hugh.kane@mhcirl.ie>, Martina Dumpleton <martina.dumpleton@barnardos.ie>, Dara Duffy <Dara.Duffy@rehab.ie>, John Doyle <johndoyle@disability-federation.ie>

Friday 8th January 2010

Dublin 4 and Human Dignity

KT:
A few days ago I tried to help a homeless man.  I walked him up the steps of Baggot Street Hospital.  I did not ask, I actually pleaded with members of various staff – was it possible to give this human being a bath.  His clothes were drenched in urine and the smell was very bad.  At one time, this man had a life, a former civil servant.  The response from Baggot Street Hospital was not unexpected – not in the…

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Citizen Journalism Ireland: Social Justice – 29 emails to Government and related. January to December 2012 by Michelle Clarke


Public Health v integrated private health care service. How do we really get to grips with facilitating the patient to take responsibility and operate with diagnosis Mentally Ill?
Date: Monday 27th February 2012
From: Michelle Clarke
To: James.Reilly@Oireachtas.ie <James.Reilly@Oireachtas.ie>, dkavanagh@shineonline.ie, Constantin Gurdgiev <gurdgiev@gmail.com>, ian.robertson@tcd.ie, John Gloster <JGloster@irishpsychiatry.ie>, jsaunders@shineonline.ie, kathleen.lynch@oireachtas.ie <kathleen.lynch@oireachtas.ie>, kevin@eufami.org, newhorizon@eve.ie, patricia.gilheaney@mhcirl.ie, Vincent Browne <vincent.browne@tv3.ie>

Monday 27th February 2012

The answer to the question in Ireland is:

Private medicine is the only efficient method

Private means you attend your psychiatrist say at Charlemont Clinic.  You set up appointment. You visit, you exchange details, you agree ‘game plan’ and if appropriate you get bloods in situ and the report is sent to your psychiatrist.  The Psychiatrist writes to GP.  It works.

You pay:  You claim your bloods from VHI.  For some stupid reason a consultant psychiatrist is not covered by VHI while other similar appointments in different areas, are.

Go Public to Baggot Street Upper Village Community Hospital (Royal City of Dublin hospital in decay) and it makes a full-time job out of being ill and leading to confusion is central to the whole process of public health psychiatric, addiction, acquired brain injury.

The easy part for me is to outline personal experience but I ask Minister Reilly to find out the logic herein:

No in situ bloods is what I am driving at:  Integrated medical attention for the public service user is but a dream.  The reality is you can get poisoned by drugs amidst the confusion of being on heavy medications and really if examined nobody cares.  Public health to the like of me says no different to what I witnessed as a child in the dispensary practice of my parents….being sick is a full time occupation, the only difference today is that this need not be the case,  poverty is not the same as in the 1960’s-70’s.  Private healthcare at say the Blackrock clinic ensures that bloods are taken at the location and not via a circumvented way that fails to protect the vulnerable patient.

Sleepy hollow community health care Dublin 4.  This is a farce.  Just look around you: HRB, NDA, MHC, Doctors, Chemists, Dentists, Nurses, …..  a game plan for the patient should be easy enough and add to this FAS and the new Pathway as a way out in the long run by fostering ‘take responsibility’ by facilitating the patient to achieve same.

Michelle Clarke

Email No 1



 

Subject: Schwab Foundation for Social Entrepreneurship http://www.schwabfound.org/ Profiles. FAS Head office is open to such opportunities now with social networking etc
Date: Thursday 22nd March 2012 21:29:36 +0000
From: Michelle Clarke
To: joan.burton@oireachtas.ie <joan.burton@oireachtas.ie>, baggotstreetwines@gmail.com, reception@lansdownehotel.ie, Joy Bradley <bradleyj@ihf.ie>, Clare Finglas <cfinglas@riai.ie>, colm.mccarthy@ucd.ie, customer.services@tesco.co.uk, Dermot Lacey <dermot.lacey@labour.ie>, director@architecturefoundation.ie, dolebusters@eircom.net, finance@ise.ie, john.fitzgerald@esri.ie, patrick@dublinchamber.ie, Shane.Ross@oireachtas.ie <Shane.Ross@oireachtas.ie>, UK INFO – Customer Care Inbox <UKInfo@starbucks.com>

Thursday 22nd March 2012

Baggot Street Upper Village requires the spirit of Community.  Two identities are part of the landscape and both represent ‘Sick Buildings’.  Add to this the once famous Searsons now owned by Diageo and closed.  (Some say the reason being that rates are so high).  The two most significant buildings which hold vast potential are:

  • The FAS office tells its own narrative, much of which has been highlighted by Senator Shane Ross.
  • Then there is the Baggot Street Community Hospital which possibly is beyond redemption as a hospital but surely the architecture could lend to a public-private partnership with a new emphasis.

Jeff Smurfit senior said ‘Opportunity comes to pass not to pause’.  Ashoka/changenation.org supplement (Irish Times Wednesday 21/3/12) introduces some interesting ideas from Social Media.  The FAS office needs to be a hub of creativity.  Transport 21 now dictates outlying areas of Dublin City convene at Burlington Road, the Canal.  Surely FAS can become such a centre

Bernard McNamara’s company was involved in the building of Plaza 1 & 2 in Burlington Road.  Plaza II opened up to Bank of Ireland staff this week and hopefully this will bring the much needed businesses to all those who are patiently waiting for opportunities and re-growth again in Upper Baggot Street.

Michelle Clarke

http://www.schwabfound.org/sf/SocialEntrepreneurs/Profiles/index.htm?sname=247898&sorganization=0&sarea=0&ssector=0&stype=0

Email No 2



Subject: Brain Injury Services Praxis Care. Before it is too late, keep communities alive….start local is a good start…Dublin 4 could be exemplary
Date: Wednesday 28th March 2012 18:51:53 +0100
From: Michelle Clarke
To: andrea@irishpsychiatry.ie, Ariana Ball <ariana@thirdagefoundation.ie>, ASenkara@amnesty.ie <ASenkara@amnesty.ie>, cokeeffe@headline.ie, colm.mccarthy@ucd.ie, conatyd@headway.ie, Contact <contact@tascnet.ie>, customer.services@tesco.co.uk, customer.services@tesco.ie, Dermot Lacey <dermot.lacey@labour.ie>, director@architecturefoundation.ie, dkavanagh@shineonline.ie, foundation@stpatsmail.com, idrights@gmail.com, seniors@dana.org, tilda@tcd.ie

Wednesday 28th March 2012

Baggot Street Community Health (Royal City of Dublin Hospital http://en.wikipedia.org/wiki/Royal_City_of_Dublin_Hospital could benefit from this expertise to fruition scenario for neuro diversity. Let us tap into what the North of Ireland can give us from their experience.

Praxis Mental Healthcare et al http://www.praxisprovides.com/ is quite an impressive site. Growth could be through a public/private partnership but to achieve this – a team with vision is essential. Tesco or Boots could be approached perhaps. Boots presently provide the medications and a friendly service including blood pressure checks, flu jabs etc. Likewise Meaghers are equally efficient and competent. Where there is a will there is a way.

I read yesterday that a professor in the US has come up with a patch that will be able to detect vital signs in patients. This could transform medicine as we know it but not brain related neuro-psychiatric and addiction people who need hands on personal care.

Baggot Street Upper Village: comprises two vital buildings which could be condemned as being ‘Sick’ because of lack of funding and a feeling of self worth. Yes, the Community Hospital and the FAS office. It is a shame in such a potentially vibrant area which houses the Mental Health Commission, Health Research Board, NDA, Forfas, IDA, Enterprise Ireland, Bank of Ireland (new to Plaza 1) Burlington Road, et al that this air of futility can be tolerated. Add to this the Universities – there must be potential to grow the hubris into a centre of excellence.

Michelle Clarke

Quotation Jonathan Swift – St. Patricks hospital founder
‘Give Vision to the Visionless’

Email No 3



Subject: 1940 Census Causes Of Death Then And Now – International Business Times: The lack of initiative in Ireland to become Centre of Excellence for Neuro-diversity
Date: Wednesday 4th April 2012 14:33:47 +0100
From: Michelle Clarke <michelleclarke@upcmail.ie>
To: James.Reilly@Oireachtas.ie <James.Reilly@Oireachtas.ie>, andrea@irishpsychiatry.ie, Brian Lucey <BLUCEY@tcd.ie>, Grace Smyth <GSmyth@irishpsychiatry.ie>, ian.robertson@tcd.ie, michael.noonan@oireachtas.ie, Patricia.REILLY@ec.europa.eu <Patricia.REILLY@ec.europa.eu>, Provost <provost@tcd.ie>, privateoffice@taoiseach.gov.ie, seniors@dana.org, Stephen.Donnelly@oireachtas.ie, tilda@tcd.ie, tim.callan@esri.ie

Wednesday 4th April 2012

Alzheimers, vascular, frontal lobe, contrecoup and other forms of dementia indicate that through longer and healthier lives, people will be more prone to certain high cost/carer related illnesses and now surely is the time to tackle it.
We all must remember mental health. Ireland can become a Centre of Excellence through research education and inclusiveness of patients who currently have mental health and neurological conditions. (Since my ABI in 1993 in Zimbabwe I have kept my health history outcomes which is pages including details of lithium poisoning and  ECT.  I am sure if I lived in America or the UK, the attitude to an input from a patient with certain capacities related to neuro-diverse illness would be far more creative than our profit driven Irish mentality).  To endorse this I cite the example of Charlie Rose & 5 academics including Nobel Laureate (Austrian & Jewish) Eric Kandel who had the wisdom to include Danny Hurley, a young and brilliant man but who was cut off in his prime by Schizophrenia. I really would suggest that the academics/politicians in this country start tapping into the expertise at all levels. Charlie Rose & the Brain Series is on Bloomberg station 207 on my TV. Check twitter Charlie Rose and you will get the links that will enlighten a Nation away from fear and ignorance.
Regards
Michelle Clarke
Email No 4


Subject: The Irish Times – Monday August 4th, 2008 Legal museum plan for Kilmainham Courthouse
Date: Sunday 8th April 2012 22:50:21 +0100
From: Michelle Clarke
To: Undisclosed list

Sunday 8th April 2012

Legal museum plan for Kilmainham courthouse

Irish Times 8th August 2008

THE COURTS Service has confirmed its intention to renovate and convert the recently closed Kilmainham courthouse in Dublin into an Irish legal history museum and educational centre.  A spokesman for the body said it had talked with the Office of Public Works regarding the proposal and had requested that a feasibility study be carried out to ascertain the suitability of the building for such a purpose and the extent of the works that would be required to complete it.  As published Irish Times.

Is this yet another false promise?

We have neither a Medical Museum, nor a Legal Museum and there is so much history in both fields and the potential exists to house both a legal and medical museums within the auspices of our Georgian City, where we have too many unoccupied buildings.  It would be a testament to the achievements of this fledgling State history.  Just beside Government Buildings at Hume Street is a hospital founded by a woman Dr Kathleen Lynn http://www.ucd.ie/medicine/ourcommunity/ouralumni/…/drkathleenlynn/ who merits a place in history for the work she relentlessly carried out trying to provide health care for women and children particularly and for fighting for the independence of this Nation Republic.  This woman, a medical doctor, served time in prison in her beliefs.

Radio this afternoon included certain academics and their view for the Centenary.  We approach 1916 commemoration.  What about re-focusing on the importance of the legal and medical contribution to the history of the State.

My grandfather featured colourfully in this re-birth of the State but for some unknown reason it is the legal profession in the UK that have brought to light salient pieces of history that are forgotten here.

Two books I refer to are:

Revolutionary Lawyers
Sinn Fein and Crown Courts in Ireland and Britain by David Foxton 1916-1923
http://www.fourcourtspress.ie/books/archives/revolutionary-lawyers/

Mr Justice Sean Enright (UK Judge) whose book The trial of Civilians by the Military Courts 1921 Ireland http://www.historyireland.com/20th…/the-trial-of-civilians-by-military-courts-ireland-1921/ is now published and on sale in Hodges and Figgis.

The family narratives goes that my grandfather was legal adviser to De Valera et al, (he in fact defended Erskine Childers who was executed while his case was on appeal) and had been promised the position of Attorney General which De Valera (with the influence of Archbishop McQuaid) reneged on.  He was appointed the first FF senator in opposition in 1928 and later a Judge.  Judge Michael Comyn http://en.wikipedia.org/wiki/Michael_Comyn

Twitter yielded another most interesting dimension.  Dr Elaine Byrne has written a book just recently published Political Corruption in Ireland 1923 http://itsapoliticalworld.wordpress.com/…/corruption-in-ireland-1922-2010-a-crooke…   Her tweet yielded another connection.  For me it is fascinating because of the connection between Mr. Briscoe, TD, Mr. Comyn Senator and Sean Lemass….an Inquiry, if not the first then, one of them.  Briscoe and Comyn were the ‘O’Brien’s/Moriarty’s’ of their day.  Sadly as far as corruption and tribunals go we have learned nothing from the historic origins of same in our fledgling Republic.  Now the period of denial should yield to art of learning and learning from facts accepted and experience.

The internet and more importantly its potential to give feedback yielded the following:   I used to write a lot on a Citizen Journalism site going back to 2003.  By chance I received an email from man with the name of “Clifford” to tell me that it was my grandfather who saved the life of his Grandfather.  The famous case is detailed in David Foxton’s book.  The case was taken to the House of Lords and the lives of 38 men were saved.  It was my grandfather whose photo as a KC (King’s Counsel) is included in the above mentioned books, took this case to the House of Lords and with the intervention of George V, their sentences were commuted to life.  After Independence, they were released from prison.

‘Peace comes dropping still’….too still at present.  We need continue to shape our destiny and we need to remove bitterness and embrace learning to combat what good from evil.

I will sign off with a quotation:

M K Gandhi 1869-1948
‘Live as if you were going to die tomorrow
Learn as if you were going to live forever’

Email No 5




 

Subject: What changes? Inverse Debt rises while social conditions reach near rock bottom
Date: Saturday 14th April 2012 21:31:15 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, andrea@irishpsychiatry.ie, baggotstreetwines@gmail.com, Brian Lucey <BLUCEY@tcd.ie>, Clare Finglas <cfinglas@riai.ie>, Contact <contact@tascnet.ie>, colm.mccarthy@ucd.ie, Dymphna Moore <D.Moore@ria.ie>, Dermot Lacey <dermot.lacey@labour.ie>, director@architecturefoundation.ie, foundation@stpatsmail.com, Grace Smyth <GSmyth@irishpsychiatry.ie> et al

Saturday 14th April 2012

Dublin 4 bandied across the media to imply elitism.

Truth is lots of people are in debt, more are fighting to keep their substandard flats in Pre 63 Victorian/Georgian houses, “Elites” on the Wealth list keep their houses vacant or for occasional use. Why is the human race so stupid? We knew in 2008 that breakers were ahead but instead we have continued to let the debt compound to non payable reality and lost out on community building using the positives that already have been achieved.

We are not Greece, We are not Spain, We are unique, We are the Island of Ireland and we could do with taking some spunk and courage from Iceland, a country with a geo-political enticement to an over bureaucratic EU, (with its in built gravy train) but Iceland is well able to continue to hold out the carrot until they decide whether the EC route is their best option.

Cinderella refers to the Sick state of Baggot Street Community Hospital and the FAS Head Office – both are capable of creating centres of excellence that could employ people, be creative, and to have a vision and drive economic growth. The infrastructure exists. Philanthropists exist.

A positive: At least Bank of Ireland have moved a lot of their staff to a NAMA building on Burlington Road ie Plaza 1, news has it that Sky have taken the other building.  People power can form an urban identity. Baggotrath goes back to 17th century.

Reduce the rates so that Searsons can be re-opened by Diageo and so businesses are given the chance to survive. The people in this village are trying hard but need support from Government.

I note Bewley’s now a haven for all again especially tourists is packed to the gills daily and they are going to look for a 50% cut in rent from some UK insurance company that owns the building. Vote with Feet time.

1980’s recession did not have the infrastructure that now exists – it was a dismal time. Some men and maybe women had a dream. It was the IFSC, the dream worked until some got greedy but we need to sort the good from the bad and move on now.

by Michelle Clarke

 

Email No 6



 

Subject: Discretion, Perception, Understanding – Dogs as companions
Date: Monday 30th April 2012 21:30:01 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, andrea@irishpsychiatry.ie, Ariana Ball <ariana@thirdagefoundation.ie>, ASenkara@amnesty.ie <ASenkara@amnesty.ie>, denise cox <dcox@irishanimals.ie>, Eamon.OCuiv@oireachtas.ie, eamon.timmins@ageaction.ie, foundation@stpatsmail.com, Grace Smyth <GSmyth@irishpsychiatry.ie>, john@jigsaw.ie, Katherine Fitzpatrick <kfitzpatrick@corkchamber.ie>, Leo.Varadkar@Oireachtas.ie <Leo.Varadkar@Oireachtas.ie>

Monday 30th April 2012

Economic growth is what they tell us they want. They say shops are paying inordinate rents and as for rates they are prohibitive and legislation change is needed to stop the upward only clause.

But what about the simple things in life.

What about a little understanding and tolerance?

Last week’s Sunday Times featured the story about one homeless drug addict man and a @bobcat (twitter) who became his friend, guardian, mentor. This ginger cat is now featured in a book and both are to be found signing books (paw prints) at bookshops such as Waterstones.

What is so lovely is that the Cat and his friend can go to cafes and are welcome. You see, the English and the Europeans have a healthy reaction and love for their animals.

Alas Ireland falls behind on this. There is no creativity. A little discretion should allow people who enjoy gathering at coffee shops bring their dogs along too. Stop hiding behind rules and regulations that are so often cited and God alone knows if they even exist. A person who is blind, the dog illustrates the fact but what about the person with mental illness – this is the silent condition but the dog is most probably equally essential to their participation in society.

Be friendly, Be kind. Be creative.

Mexico have paved the way of invention for those who bark so much about Poop. They collect it and in return you get wifi energy!

Michelle Clarke (Beagle)  Upper Baggot Street Village in support of his canine friend!

2nd October 2016:  Hodges & Figgis.  I thought I had no change but luckily I had. Mindy was there watching out as always.  His best friend, he told me.  I asked if he had a bed and to my surprise he said Yes at a hostel and Mindy too.  He then said on October 22nd ‘I get my own flat’ and then he said apartment.  1000 people this weekend were without accommodation; it is a scandal.  I wonder about a family who owned a large house in affluent D4 who were evicted just recently; what happens to them?  To see foreign heavyweights take over the house sends shudders up my back especially when I know the person, his children.  42,000 are now 3 months in arrears.  We need to be awake to what happens to people within our communities.  Michelle
Email No 7


Subject: eHealth: Too many people smoking these days: Reality is stress, anxiety, patternicity, fears – nothing has really changed!
Date: Wednesday 30th May  2012 12:05:56 +0100
From: Michelle Clarke
To: tilda@tcd.ie, Stephen.Donnelly@oireachtas.ie, SMHInfo <smhinfo@MENTALHEALTHSCREENING.ORG>, Simon.Coveney@finegael.ie, sfarrell@irishpsychiatry.ie, seniors@dana.org, seand.barrett@oireachtas.ie, Sean Crudden <sean_crudden@yahoo.com>, sarabur@gmail.com, roisin.whiting@amnch.ie, roisin.shorthall@oir.ie, patricia.gilheaney@mhcirl.ie

Wednesday 30th May 2012

Young people are choosing to smoke. Just look outside shops, restaurants, pubs.

We are not saying we want a Nanny State but can we use whatever opportunities available to us to highlight the plight and links to cancer that this craving addiction is about.

Worth looking towards the UK newspapers today. There is a strong possibility that people with addictions will be docked % of their unemployment/disability benefit in the UK. If this happens in the UK, it will follow in Europe and without doubt in Ireland.

Time is here to address addiction head on. The plan in the UK is to put pressure on Job Centres to encourage avenues like Drug/Alcohol services to help beat the ‘curse’ and if you don’t comply you lose out financially….

eHealth is about personal responsibility. Collections for cancer are so popular; it is seen as one of the more deserving causes. What if people really took account of contribution of smoking/alcohol to the condition …. would we then move towards stigma related to cancer support? The Irony is that mental health is highly stigmatised and yet the overall problem caused by fear, anxiety, stress emanates in this illness diagnosis so this should mean that Public Health has an obligation to make this a Centre of Excellence based on an assumption that there could be strong links between mental health factors and cancer links.

Education is essential. Minister Reilly may be over stepping the mark about smoking in cars and parks. If only people could take some personal responsibility towards their own health without needing Nanny state laws.

By Michelle Clarke
Email No 8


Subject: Urban Destruction
Date: Tuesday 28th August 2012 17:15:23 +0100
From: Michelle Clarke <michelleclarke@upcmail.ie>
To: peter.mathews@oir.ie

Tuesday August 28th 2012

Urban Destruction

First written about in 2009 and thanks to the efforts of a poster who included photos of Dublin in despair at that time – the dereliction, the abandonment; these photos exist no longer and what a pity? However we can build on the theme!  2016 recommend twitter account @ReusingDublin

Now all we hear about is a property tax and the rates charged to businesses. We are destroying what has been achieved albeit at too high a financial and economic cost. However, if there was a system of joined up thinking, a recruitment of ideation/creation from the citizen base of this country (not only those pay income tax/household charge) and a sense of morality restored, maybe we the people of Ireland could halt what is now very possible and that is the degeneration of our cities, our country. Houses boarded up are beginning to appear in Rathmines, Ranelagh, Raglan Road, Elgin Road, Pembroke Road, Mespil Road, Haddington Road, Thomas Street, Ardee Street and all over the City. Do we want this? We need to ask how long does it take for a house that is on the NAMA schedule to devalue to such a degree that one of their executives can buy it at a knock down price and then move to the UK.

Georgian Dublin is heading for decay if property tax becomes penal. Remember slum dwelling (1960’s/70’s) during economic hardship times is still in the mindset of people aged 45+. In the UK, all it took was a man called Rachman to move North of High Street Kensington to create the ‘flat market’ that soon became unrealistic as a source of income/investment for the ordinary punter. What is happening down around Gardiner Street now? Many families are occupying rooms. Do we really care?

Phones these days take photos. It would be great if somebody could take photos of vacant buildings, boarded up houses, offices, development sites, North, South, East and West so that when the so called property tax is introduced in January 2013 the people can express their anger and evidence that the Government is wasteful with its time and resources.

The fact is the system of rental supplement is a farce. It should be paid direct to the Landlord, making housing services organise proper accommodation for tenants. 100,000 people are in need of housing yet NAMA has blocks of apartments sitting empty which could be used, sold and then sold on to tenants via the RAS scheme (ie if it is still in operation).

Peter Mathews on the Vincent Browne TV3 programme last night seems to have a more common sense view than most of his party members about site value, development land values. I personally would like to hear more of what he thinks and recommends.

FG plan to re-invent their head office in Mount Street. At the same time Merrion Square is destined to become the new cultural centre in Dublin 2. What I would like to know is: Will they comply with the rules of the Georgian Society or will they be more dynamic and follow the example set by Ove Arup and the extensive re-development of three properties they own on Wellington Road, Dublin 4.

Cinderella who represents all buildings/sites/localities/houses presently being stripped of their dignity by bureaucratic monsters who really don’t care

by Michelle Clarke
Email No 9


 

Subject: Get to grips with the burdens of all people exposed to debt now (published Citizen Journalism site).
Date: Sunday 16th September 2012 19:22:55 +0100
From: Michelle Clarke
To: hegarty@btinternet.com, ismaeli.aziz@gmail.com, brian.hayes@oir.ie peter.mathews@oir.ie, Alan Shatter <Alan.Shatter@oireachtas.ie>, colm.mccarthy@ucd.ie et al
Sunday 16th September 2012
Get to grips with the burdens of all people exposed to debt now
by Michelle Clarke – Property and Urban abandonments/dereliction

Property in Dublin 4: Who will take the hit? Imagine houses in the area of Wellington Road and Waterloo Road as recent as 2006 were bought for £6 million and £3.5 million respectively. The question we ask is, like the Thornton Hall site, who received the money and did they anticipate what lay ahead in financial markets and invest abroad or even in the Isle of Man?

The next question is who bought? Did they have the jobs, the capital, the deposit, the property portfolio or did they get swept in the tide of those bankers, lawyers, business people who saw only and upward moving trend?

What we do know now is that some of these people were badly hit and the banks are hounding them to try and retrieve some paltry amount of money and they will leave them life bound and their families with negative equity strapped to their backs. This is the reason both that the ECB and our own banks ought to be pushing ahead for write-downs on debt to make it possible for people to achieve a new balance sheet position. Do not destroy lives, make it possible for people with families to start again using their professions, their experience, their entrepreneurship abilities. James Joyce rightly said that mistakes are but portals of discovery.

Take this house on Waterloo Road. One with a storey less sold for £3.5 m in 2006. Now there is one for sale fully refurbished to such a degree that it would make a handsome property for someone in an embassy. The basement has a library, a large playroom, a hall that is an office and its own wine cellar. Then you move up through the floors, each more luxurious and tastefully designed than the last.

To make an assumption so that we can really assess where the banks/lawyers faltered and lent money indiscriminately let us say that the house was bought by say a legal person for £3.5m, add expenses for solicitors/inspections and tax. Then assume it was a pre-63 and in say 10 flats so the new owners decided to revert it to a family residence. These people saw potential in a Georgian House on Waterloo Road, they applied for planning permission. They got the loans and the employed the design team and builders. Let us assume a cost of £1.5 m (estimate), now we are at £5 m.

This house is up for sale now. £5 million and the question is who is looking for their money? Is it right that if say the original owner got the £3.5 million and transferred the proceeds to Switzerland or the Isle of Man tax free and this purchaser was bamboozled by the financiers to take the risk, (alongside their own passion for a house of this renown) and they are now faced with a value of say £1.5 (if sale or fire sale yields this) while the capital foregone and the amount of the loans relate to a hot air sum £3.5 m.

It can’t work. We must write down debt. We need to take living examples in to our remit and think it through.

Just had a chat with a man who has been in the property game for years. His common sense is that Peter Mathews is the only man in Fine Gael who knows about markets and he should be representing us as part of the Finance Team. I totally agree. He has the feel as well as the experience of markets and we need him, and people like Constantin Gurdgiev, Brian Lucey and others to represent us – the people of Ireland. Too many in government are from cosy backgrounds with pensions, homes for decades at low cost, investments.

Earlier recessions tell the tale. Look to the Gallagher Group and Stephen’s Green. Write down is the only way forward.

By Michelle Clarke

 

Email No 10



Date: Monday 17th September 2012 22:26:19 +0100
From: Michelle Clarke
To: Gerry Adams et al

Do not forget us!

http://www.riverfronttimes.com/stlouis/the-electric-pencil-a-long-lost-cache-of-sketches-by-.

I recall reading about Grange Gorman and the remains scattered and left for waste. There were letters. I wonder were they destroyed. I hope not. We need to know that we contribute to society, to the evolution of our people.

Again I ask about Baggot Street Hospital the Cinderella of the southside. We need services similar to those provided by St Patrick’s University Hospital. The community needs to provide the impetus and the Department of Health must show commitment and not denial to those of us who fall within the neuro-psychiatric addiction spectrum. Don’t shun us based on ‘no funds in the kitty’.

Horizon 2020 and Maire Geoghegan-Quinn, our EU representative, may be able to assist us with funds to create the our reality to cope with the needs of our vulnerable people.

Michelle Clarke Former patient public psychiatric

Jonathan Swift
‘Give vision to the visionless’

Email No 11



 


Subject: Citizen Journalism: James Holmes Sent Notebook To Psychiatrist Before Colorado ‘Dark Knight’ Massacre, Report Says
Date: Thursday 26th July 2012 18:45:13 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, James.Reilly@Oireachtas.ie <James.Reilly@Oireachtas.ie>, alan.guidon@oireachtas.ie, Constantin Gurdgiev <gurdgiev@gmail.com>, ian.robertson@tcd.ie, ian.odonnell@ucd.ie, Brian Lucey <BLUCEY@tcd.ie>, andrea@irishpsychiatry.ie, arafferty@stpatsmail.com, alex.white@oir.ie, anne.ferris@oir.ie, ASenkara@amnesty.ie <ASenkara@amnesty.ie>, bbeck@irlfunds.org, Catherine Ghent <catherineghent@kod.ie>, criminology@ucd.ie, Conor R. Savage <CRSavage@justice.ie>, foundation@stpatsmail.com, Frances.Fitzgerald@oireachtas.ie, Grace Smyth <GSmyth@irishpsychiatry.ie>, ivana.bacik@oir.ie, JMoran@amnesty.ie <JMoran@amnesty.ie>, jsaunders@shineonline.ie, kathleen.lynch@oireachtas.ie <kathleen.lynch@oireachtas.ie>, LTLarkin@inspectorofprisons.gov.ie, patricia.gilheaney@mhcirl.ie, Patricia.REILLY@ec.europa.eu <Patricia.REILLY@ec.europa.eu>, rights now <rightsnow@iccl.ie>, Vincent Browne <vincent.browne@tv3.ie>

26th July 2012

Why the ‘cinderella’ profession called Psychiatry needs impetus.  We move towards neuro-diversity but community healthcare and the services are essential.  Consider neuro-criminal as part of the ‘diversity’.  We need centres of excellence leading to hope for people assigned to categories – Bipolar, Schizophrenic et al.  Risperdal (injection/drugs) and Johnson & Johnson are challenged and forced to pay billions in fines in the US yet we prescribe at will in our cinderella hospitals this drug without adequate supports to ‘service users’ or preferably people who are diagnosed.  Cinderella is what I call our services and I have written on this topic from Dublin 4 for 11 years now.  I suggest at all times now that people watch the approach of Charlie Rose, Bloomberg tv station and Eric Kandel Nobel prize winner – Brain series.  There is no excuse for our level of ignorance when we a small Island can piggy back on the experience of the like of the US and UK.

Michelle

Quotation
Ralph Waldo Emerson (1803-82)

‘What lies behind us, and what lies before us are tiny matters, compared to what lies within’

Email 12



 


Subject: Stand down they said, Minister for Health, Dr Reilly.  Primary Care provision but not enough
Date: Friday 21st September 2012 18:18:33 +0100
From: Michelle Clarke
To: Brendan.Howlin@oireachtas.ie, brian.hayes@oir.ie, growingup@esri.ie, James Reilly <james.reilly@oireachtas.ie>, John.Crown@oireachtas.ie, kathleen.lynch@oireachtas.ie <kathleen.lynch@oireachtas.ie>, Vincent Browne <vincent.browne@tv3.ie>

Friday 21st September 2012 18:18:33

The Promises:

Don’t touch Psychiatric allocation to be used to effect the ‘Vision for Change’ for those shifted from mental hospital care out to community care, was the promise we thought we had from Minister Reilly and Minister Kathleen Lynch BUT NOW….it is forget the vulnerable; leave them to their own resources; it doesn’t matter if they find refuge in hostels or even prisons; … No it doesn’t matter, let’s just throw more money into the bloated HSE which can only be called a bureaucracy which consumes funds to create tiers of management and clerical workers shuffling through offices creating bluff.

There must be another way. Senator John Crown walks the walk, he also talks the talk and to me he seems to have that level of common sense that is not apparent from 18 months in office by the present contingent. Roisin Shortall, Labour, gave a most rousing speech without managing to mention that She had confidence in Minister Reilly. What she did outline is the ruinous state of our health system.

Troika:

What can you do to help us with our £13.5 bn pa inadequate health care system which is backed up by charities who are unregulated but within their charge contribute half that amount (could this be so?) to the faltering health care system. You say we need to cut public expenditure but that is the easy part. Surely, you can step up to the mark and help us. For a start the problem with medication differential prices should not apply. By now the power of the EU in markets ought to dictate prices and make them common throughout EU countries. This would substantially reduce the cost in our health systems while at the same time keep manners on the Pharma MNC’s who use our country for tax advantages and gently persuade us behind closed doors to maintain the monopoly over prices.

Common sense is telling those of us who are wise enough and with capabilities to buy our medications abroad even in the other jurisdiction on our Island. Fine for those who have a sufficient degree of health to do this, but certainly not for those of us have levels of ill-health and who are subject to uncertainties at whims which say more limited hours for carers/PA’s.

Could I have understood this: I was told that it is within the powers of Enda Kenny Taoiseach to invite someone e.g. Mr. Crown from the Senate to be a Minister at Cabinet level?

Does anyone know if this is so:

by Michelle Clarke

by Contrarian Friday Sep 21st, 2012 16:44

Yes, that is true. Up to two ministers can be appointed from the Seanad rather than the Dail. However they cannot serve as Taoiseach, Tanaiste or Minister for Finance. Happens rarely enough. Last was Jim Dooge in the 1980s FG/LAB government.

Email No 13



Subject: Vista Primary Care http://www.vistaprimarycare.com http://www.vistaprimarycare.ie/
Date: Wednesday 3rd October 2012 21:13:10 +0100
From: Michelle Clarke
To: James Reilly <james.reilly@oireachtas.ie>, roisin.shorthall@oir.ie, Vincent Browne <vincent.browne@tv3.ie>, Brian Lucey <BLUCEY@tcd.ie>, Constantin Gurdgiev <gurdgiev@gmail.com>, karl.whelan@ucd.ie

Wednesday 3rd October 2012

Reading website in US about Alzheimers being diabetes III and up pops advert cheap MRI scans in Ireland. I wonder is this “Primary Care Service” map and details the same as the primary care services for public health patients or are we talking duplicity private/public primary care teams, causing confusion.
Progression and general practices was from the dispensary doctor rural, towns,  cities, often provided with the appropriate residence, to the primary care centres eg Dunshaughlin Health centre in the 1990’s. The aim was to entice the doctors in the dispensaries to work in the primary care centres. It is worth doing some research as to what happened in Dunshaughlin, one of the first modern primary care centres. Some dispensary doctors retired, others built their own practices, got the list of the retired doctor and continued working from their privately established centres, with the medical card list, or from their homes.
Primary Care in Dublin 4 resembles this chaos.
If you have ill-health as I have, being sick is made a full-time job.  The doctor is in Sandymount, by appointment only Monday-Friday, Boots Pharmacy (who  in my opinion should be asked to enter a public private partnership with Baggot Street Community hospital); the bloods again you must make an appointment in  St Vincents University Hospital, then because psychiatric is so archaic in Baggot Street Community hospital, my only option is to go privately to a psychiatrist in the Charlemont Clinic. In crisis then it is either St Vincents A&E or Tallaght.
e-Health with the potential of the knowledgeable patient is but a dream if this is the case.  Vista website surely is not the same as the Primary Health care services in such controversy now. Is this private health care ultimately going bankrupt.

by Michelle Clarke

Email No 14



 

Subject: Portage Program for Mentally Ill; Chemical Abusers; – Mental illness and substance abuse
Date: Friday  12th October 2012 00:45:13 +0100
From: Michelle Clarke
To: kathleen.lynch@oireachtas.ie <kathleen.lynch@oireachtas.ie>

Annual lecture St Patrick’s Foundation Hospital

Guest Speakers:

Portage – Drug Addiction Rehabilitation Centres

http://portage.ca/

Portage operates drug addiction rehabilitation centres in Québec, Ontario, and Atlantic Canada, helping youth, adults, mothers, and people with mental illness.

‎Montréal Region · ‎Portage Atlantic · ‎About Portage · ‎Portage Québec

Kathleen Lynch- You spoke with passion and elegance at the Founder’s Day at St. Patrick’s Hospital. I write constantly over the last 10 years mainly on Citizen Journalism site (name on request) about the need for a centre of excellence for Baggot Street Community Hospital.

Fate determined when I responded to Pat Kenny’s questions that there is an urgent need for ‘hope’ and the attached website on Portage is what is required. Transport 21 services this community (linking Dunboyne to UCD) and the potential to create growth within a community is there if only a public private partnership could be established. My belief is to tap the likes of Google, Tesco, Twitter even Boots. They benefit greatly from using our infra-structure and paying minimal tax.

I explained that I am the service user who wants HOPE. 20 years have determined acquired brain injury, bipolar, anxiety, ECT, chronic fatigue et all, a health joyrider most adequately describes me but at 53 I need to know there is hope for me and people like me. My saving grace was meeting a man at a bus-stop who acts as my advocate and has made living in the community a possibility.

10 years on, I know the model of excellence established in St. Patrick’s could be used to create something similar in the community of Upper Baggot Street Village. I sat at a table with psychiatrists and a woman evidently from St. Patricks University Hospital but I do not know her name and she asked what I would like and I answered the St. Patrick’s Hospital model but in Baggot Street Community hospital.

Dermot Lacey, Labour, former Lord Mayor of Dublin and current councillor of Pembroke Rathdown is a complete gentlemen and I am sure he will confirm my ongoing interest in the revival of this hospital established in 1832.

Regards Michelle Clarke http://www.portage.ca/qc/mentally-ill-chemical-abusers-quebec

Email No 14

 



Subject: Citizen journalism Ireland: something for you to consider for Christmas perhaps Regards Michelle Clarke
Date: Saturday 3rd November 2012 12:27:34 +0000
From: Michelle Clarke
To: fmorton@gordonbrothers.com
Saturday 3rd November 2012
O’Connell Street: The death of Clery’s Department Store http://en.wikipedia.org/wiki/Clerys – what will emerge?

Do we know what lies ahead?

Do we care?

We learn today that Mr Timmins, Chief Executive, Clery’s Department Store has been asked to stand down as Chief Executive. It is possible now to say (according to today’s Irish Times) that he stood over the poor decisions for opening retail units in Blanchardstown, Naas and other unsuccessful options. The staff of these stores had hours cut and in turn without any notice were notified their jobs were gone. Cold harsh treatment and quite inhumane.

Gordon Brothers Europe, a Mr. Morton, are the new boys in town. A US investment vehicle who buys £26m debt owed by Clery’s for £11m. Their job is make profit for investors in their fund. They are risk-takers with experience, some might he even go so far as to refer to those who are the backbone of vulture funds.

Just imagine if they decided to maintain the building until markets improved by dismissing all staff and just leaving it vacant?  What would this mean for the already jaded O’Connell Street? This is just a what if? No doubt soon we will hear what plans Mr. Morton has for that once splendid shop. I wonder have the Government given them favourable rates or for that matter what deal was negotiated with Gordon Brothers?

50% sale on at present and the aim is to de-stock and re-plan? It would be nice if their plans could be put into effect before Christmas.

There was a time when people travelled far and wide to see the windows of Clery’s for their Christmas Display for children. Austerity is the order of the day in Ireland for 5 years now. Would Gordon Brothers and Mr Morton, while renovating the store, create a theme for children in those store windows like times of yore? Just a thought but we need HOPE.

Also would the Gordon Brothers and Mr. Morton re-employ as many as possible of the staff who have worked as loyal workers of Clerys but who are now unemployed and willing to work?

By Michelle Clarke (Forster)

Email No 16



 

Subject: O’Connell Street, Dublin 1 – throngs of people but little business,
Date: Tuesday 20th November 2012 20:24:57
From: Michelle Clarke (Forster)
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, caoimhghin.ocaolain@oireachtas.ie <caoimhghin.ocaolain@oireachtas.ie>, Corporate Coleraine <CColeraine@tourismireland.com>, Clare Finglas <cfinglas@riai.ie>, Clare.Daly@oireachtas.ie, clyde.carroll@dublincitybid.ie, Dermot Lacey <dermot.lacey@labour.ie>, Eamon.OCuiv@oireachtas.ie, Gerry Adams <Gerry.Adams@Oireachtas.ie>, Jimmy Deenihan <jimmy.deenihan@oireachtas.ie>, Leo.Varadkar@Oireachtas.ie <Leo.Varadkar@Oireachtas.ie>, michael.noonan@oireachtas.ie, micheal.martin@oireachtas.ie, Nigel Dodds <ndodds@dup-belfast.co.uk>, Bill Martin <thecollins22society@gmail.com>, Vincent Browne <vincent.browne@tv3.ie>

Tuesday 20th November 2012

We await the budget and the talk is target the middle class who can pay, avoid the tax exiles who pay the best accountants and have the best advise as how to tax avoid or evade, and let’s really hammer those who are in the property market. They are easy to identify, so charge them low first and then when you have them on the radar, then just hammer them. What about all that falls beneath the cracks. The ensuing derelictions, the boarded windows and doors, the empty space especially the upper levels in prominent locations.

What an imposing street – O’Connell Street, Dublin, once known as Sackville Street. Clery’s Department store, the GPO http://www.gpowitnesshistory.ie/visit/ dominate but if you take the time to look upwards you see that many of the buildings were designed to a high standard but have been down trodden by the takeaway gaudy type of ground floor facades. McBirney’s (Aston Quay) http://irishmemory.blogspot.com/2013/01/santa-in-dublin-1908.html is still over the door which is now Supervalu – the history resounds and it is good to read in the daily’s that Mr Varadkar is tuning up and in for 2016 and the anniversary of the 1916 Rising. Foreign travel is yielding benefits and some of our Ministers are being creative with ideas.

In a visit to Boston, Mr. Varadkar was greatly impressed by the ‘Freedom Trail’ http://www.thefreedomtrail.org/ where Paul Revere began his journey to warn that the redcoats were coming. The minister has asked Failte Ireland and the National Tourism Development Authority to put on their thinking hats and create something similar in Ireland called the ‘Independence Trail’. The Citizen Journalism site which started in 2001 has covered the whole area of the properties facing demolition in Moore Street which played a significant role at the time of the Rising for those on the run. They plan an ‘App’ which I think means you can use your phone to follow the ‘Trail’. I hope the property in Moore Street, its history, and the links to certain war heroes becomes a part of the ‘Independence Trail’.  http://www.visitdublin.com/echoes-of-war-walking-trail-dublin/

What potential lies in this, especially when the Gathering starts 2013 – the time of brinkmanship from prosperity and William Murphy, his businesses, his newspapers, the trams to pure hardship through strikes unemployment, Jim Larkin and James Connolly. World War II started in 1914 and brought such change in the world.

‘The Independence Trail’ similar to the ‘Freedom Trail’ in Boston has massive potential to inform people about dissent, 700 years occupation, revolution, civil war, independence for 26 counties, the north, the Good Friday Agreement http://www.dfa.ie/our-role-policies/northern…/the-good-friday-agreement-and-today/, the Peace Process, the intervention of former President Bill Clinton, former Prime Ministers John Major and Tony Blair, George Mitchell, Ian Paisley, Martin McGuinness, Gerry Adams, Bertie Ahern. It is taking what is bad and seeking good. It is saying you can ‘Give Peace a Chance’ and it can work.

The 1980’s saw people with vision who have made a significant impact to the city of Dublin and we have been reaping the benefits – the parks, the monuments, Kilmainham prison and so much more. I think however 2013 is the time for more ‘vision for the present incumbents who appear visionless’. Mr. Varadkar – your idea about the ‘Independence Trail’ is a vision and may it be inspirational. However, I would suggest that you encourage Minister Michael Noonan https://www.dfa.ie/our-role-policies/northern…/the-good-friday-agreement-and-today/ to seriously address Georgian Dublin and O’Connell Street, College Green, Grafton Street – there must be a way to stop the upward only rent reviews and reduce rents and stop closing down businesses.

Parnell Square makes a significant contribution to this history. Again Georgian Houses need adaptation to provide utility either as apartments or offices but definitely as locations for people to use. Tax people who own these houses for decades and who are responsible for leaving them empty yes but encourage people to take the risk to invest and encourage them to ‘Green Climate Change’ comply.

Washington the statue of 3 men from the Vietnam War is a photo I keep by my bed. War destroys people and we need to know our history to prevent ever returning to war in our little Island so an Independence Trail sounds to me a really good idea.

Michelle Clarke (Forster)

 Email No 17



Subject: What chaos associated with owning properties?
Date: Tuesday 27th November 2012 17:15:36
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, alex.white@oir.ie, Brian Lucey <BLUCEY@tcd.ie>, colm.mccarthy@ucd.ie, Clare.Daly@oireachtas.ie, charles.flanagan@oireachtas.ie, catherine.byrne@oir.ie
Tuesday 27th November 2012
What chaos associated with owning properties?

Dereliction surrounds us. There are vacant retail premises in central locations; but also out of town; there are shopping centres, in town centres bedraggled by vacant units. Upward only rent is the determinant of the contract and the Government drags its heels about changing the legislation. The lack of moral conscience of the landlord who has financially gained from his property over a period of decades goes unchecked as he relies on legislation to change, knowing that it will not, basically penalising the tenants and ultimately pushing them out of business. They say as many as 6 small businesses are closing down each day in Ireland. These landlords are ultimately concerned with asset appreciation. Hence we see so many Georgian houses non utilised, under utilised in Dublin 2, 4, 6 and then there is the North side, Mountjoy Square, Philsboro etc.

Dublin City Council can’t even manage to get people to be diligent in paying their rents and they end up serving notices on people to quit (who possibly in many cases should be in sheltered housing) i.e. eviction. Where do these people go? Do we know and what’s more do we really care? Our city has become a haunting ground for men in particular to beg. They walk up to you and say we have no money, we have had no food for days, have you anything to give? These are the people who fall through the cracks possibly due to mental problems, addiction to drugs and alcohol. Is this the correct way for our social services to treat people who basically have needs. The options are beg to be in hostels.

George Lee’s programme last night brought up a valid point. People don’t communicate enough about the basic government of our country. There are reasons why? Years ago before our homes improved, people used to frequent the pubs – a handy way of keeping warm for a couple of hours and having the chat with people from all walks of life, playing darts, reading the newspapers. Now you just need to look at the property sections of the newspapers and all you see are pubs for sale at a fraction of the price. This is another step down to eliminate community at local level. There are distinct disadvantages here. The culture of the pub has changed to that of loud noise, young only or alcoholic, followed by excessive obliteration; no memory tomorrow is okay. What a pity and what a loss?

February 2013 and the Joe Duffy show. Another belt by Government to the landlord but the crazy part is this is about enforcement and as we know from the property charge, the PRTB www.citizensinformation.ie › Home › Housing › Renting a home, the second home tax, the tax return and USC, how will the Government put this willy nilly legislation into effect? It is a bloated bureaucracy in the making and those who are used to going under the radar and who often have paid no taxes and own many of these properties with their bedsits, will escape yet again. If we add property tax it is in effect penalising the middle income group who are younger, rearing children, who have more than likely bought during the Celtic Tiger and are in negative equity. A young woman spoke last night on the George Lee programme RTE 1 and stated she would not pay the £100 property charge because it is unjust. She had paid £35,000 in stamp duty for her family home in Dunshaughlin, Co. Meath and will continue to pay back on this amount until her mortgage is completed in 25 years time. Her understanding was and is that this was her contribution for services. Personally, it has been said many times before on this site that people in negative equity and who bought their houses at the peak of the market ought to have money returned by the Government – if not the full amount, then that proportion that relates to the negative equity and it should be used to repay the capital amount and lessen their mortgage in the now and over the 25 years.

We have a right to know how efficient our Government is in prescribing law. We can at least expect it not to be bureaucratic, wasteful and invariably non efficient because it is provided by the public service sector who are part of a vested interest ie government bureaucracy. There is a need for transparency.

Buildings like the hospital in Upper Baggot Street, Dublin 4 and many more are slipping away towards ultimate dis-use. Is there another way? Surely, there is a need in the area to preserve this architecturally of merit building and can we make it work to provide a public service for a community. Why do we not promote public private partnerships? We have enough multi-national companies in this area benefiting from tax breaks who could work with others to provide a service. To name but a few: Tesco, Google, Sky, IBM, Boots and so many more.

Hotels at least in Dublin 4 are on the route to survival. The Burlington is reportedly purchased for a fraction of what Bernard McNamara company paid. Blackstone is the purchaser and is connected to Waldorf Astoria, Hilton chain of hotels. Reports are they paid £85 m but let us not forget that McNamara is reported to have paid £255m; what a steal it is for them? However for the community it is good news because the new owners will invest further in this hotel and create a market and a business environment.

Transparency would be good way to start in formulating the budget taking account of the most likely way to enforce the commands. Surely the Troika can advise ….. but then EU accounts are not audited for years now which in turn suggests a Gravy Train……

by Michelle Clarke (Chestnut)
Email No 18


Subject: The coming budget …. we hope Chancellor Merkel’s pet parrots Kenny and Gilmore are chirping in their Dail cage
Date: Thursday 29th November 2012 21:27:26 +0000
From: Michelle Clarke
To: Vincent Browne <vincent.browne@tv3.ie>, Trust Ireland <trustire@indigo.ie>, tommy.broughan@oir.ie, Stephen.Donnelly@oireachtas.ie, seand.barrett@oireachtas.ie, publicaffairs@imf.org

Thursday 29th November 2012

The budget is on next Wednesday.  Labour pre-election 2011 stated “No more Pain for the Irish taxpayers”.  Have a little read below and could someone explain to me where Gilmore and the rest have lost their way in the dirty game called Irish politics?

Communication by Plain People of Ireland urgently needed

Budget 2012 No to Austerity

Gale (reply to a person who wrote on Citizen Journalism site)

You speak of the cocktail of emotions but the over-riding image I get is that of Fear of what lies ahead and what is actually being suffered by people in the now as a consequence of this economic depression and onslaught from those greedy lenders of the ECB http://www.ecb.europa.eu/ and Troika http://lexicon.ft.com/Term?term=troika brigade. Their austerity is causing much dissent in our EU aspiration leaving many of our once successful entrepreneurs, our young people, our investors who are badly burnt from investing in the stock market or property, our elderly people mesmerised and in fear of what is to happen to them. Mr O’Regan is the latest example of what taking risk engenders – you appear to succeed but then if the monster of recession takes over – the outcome can be suicide of a father, a husband and in reality a loss that society does not want. Let’s get real. We are all so focused on the cost, the arithmetic, the maths, we have lost out on the importance of quality of lives and this we urgently need to revive to help us trounce this recession effectively.

I agree with your assessment of the present Government. Too many of them are teachers/professionals and entrenched politicians for decades now with pensions, double and even triple which blinkers them to the focus of a horse. Muppets is probably a complement because their bias is real and they have a majority in the Dail and can lead the way or so it seems at present.

Somewhere in the annals of this Citizen Journalism (name on request) Ireland site the details of earlier budgets are written about. It is interesting to see the change from 2007 to now. The time is here and particularly for those of Middle Ireland who are really suffering. Education, Finance, Social Protection, Justice & the big hippopotamus that is eating all round it Health are defining the balance sheet that says we are bailed out from bankruptcy and we need to contain our spending in public sector and achieve budget guidelines as determined by the Troika and EU. The fact is people are really suffering now and in particular the people who are vulnerable, the new power, the old, people with disabilities, people who work as carers, one time entrepreneurs but now in crisis, children, the emerging class of NEETS throughout Europe. What is the message? There is one thing we know and that is Anomie ie suicide is about making people aware.

Each party are working hard to raise an extra £1.75 Billion for the year. The question is how? The next question is what will be the effect? Will those in the higher income bracket or the wealthy just up and leave the country? What about the multinational companies some of whom have an effective tax rate as small as 1 or 2% or the maximum Irish corporation tax allocated to them of 12.5%? Should we examine this and possibly increase our Corporation Tax. The HSE is mammoth. Can we ask the service users to contribute their advice? Maybe a service user should sit on some of the committees and guide them through effective use of funds and possibly they might create the containment necessary in this sick specimen of bureaucracy and inefficiency. We know that failure to keep appointments at St Vincents Hospital for one year amounted to a cost of £3.5 m.

Property has become the defining ‘identity’ that says punishment for home owners. Governments gave the tax incentives for property purchases with the motive of creating employment and giving stimulus. They gave tax advantages for pensions too but also were clever enough to encourage those who did not want to take out a pension an option to buy a property or two instead and then use the asset appreciation as their pension while having the rent in the intervening years. Now this is crisis and people are suffering. According to the Irish Independent today Buy-to-lets is the next crisis upon us. Patrick Honohan, Central Bank urged the banks to act earlier in the year and start closing in and taking over properties of distressed clients. Bank of Ireland are to lead the charge here and if a person in a buy-to-let fails to comply with repayments, they will lose the tracker mortgage and basically their property / properties will be seized……Landlordism removed from Dublin City Council, i.e social housing is the real victim here yet the country according to media is awash with properties that are vacant.

All I know is that before next Wednesday when Minister Noonan stands up to tell us what they propose, it is necessary for the ordinary plain people of Ireland to communicate their message so that we can preempt and avoid undue hardship through ill-advised policies.

The Glimmer Man
Where is the HOPE

by Michelle Clarke

Email No 19




Subject: Let the people contribute. Let there be a voice for the vulnerable, the marginalised, people with disabilities – Budget 2012
Date: Friday 30th November 2012 17:17:52 +0000
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, alex.white@oir.ie, Brendan.Howlin@oireachtas.ie, brian.hayes@oir.ie

Friday 30th November 2012

Let the people contribute. Let there be a voice for the vulnerable, the marginalised

by Michelle Clarke (Comyn) – Budget 2012 Action Plan

The need to cut the National Debt. What are the facts?

http://www.nationaldebtclocks.org/debtclock/ireland

Start with Colm McCarthy, Economist – his article in the Sunday Independent

Year 5 and the deficit remains stubbornly high irrespective of the sustained prescribed austerity measures. We have had both taxation increases and extensive cuts to social welfare in real terms. The pace of the contraction in the Irish economy is unprecedented with as many as 300,000 jobs lost. Our gross national income has fallen 20% since the peak in 2007. The heady days of the Celtic Tiger yielded income to Government coffers through payments by purchasers (on excessively over-valued properties) of stamp duty, add to this the VAT on house sales and then of course the capital gains tax which having been reduced from 40% to 20% still meant the revenue netted huge amounts. This has all fallen away dramatically over the past 5 years. The very least we can expect from this Budget is a provision to create a rebate for those caught with property now in negative equity (from the crisis period in 2007). The amount of stamp duty which in some cases is between the range of £30,000 to £80,000+ morally ought to be repaid to reduce the capital amount of debtors/mortgage holders loans. Do not forget that the stamp duty is part of the loan which is repaid at a variable interest rate for the term of the loan be that 20, 25, 30 yrs?

Back to the balance sheet. What can be done about public expenditure? “Contained” was the word constantly used by George Lee last Monday night TV programme on RTE 1. It’s a strong word and it is a good way of tackling the hornets nest of state bureaucracy. There is the solid argument that if we tax these immobile pension driven sectors in the economy the cost will result in a cut back in consumer spending and this in turn causes job losses and thereby a loss in economic growth. There must be a means of stabilising the pendulum extreme position that causes such hardship to the plain people of Ireland. We have the debt but worse again is the fact that we have the interest burden (based on variable albeit low now tax rates) of servicing the debt. It is that old fashioned compound interest scenario and in our case now it cannot work, the debt we owe as a country must be restructured and like a company that goes into liquidation and where the creditors are seeking what is owed to them, the impossibility of repayment becomes what is relevant. The simple logistics of a failed company (or country) are that the priority creditors ie the Revenue and the Banks are paid first and the creditors are lucky if they get say 20 cents per euro after all expenses are paid to the accountants and wind down costs. We need a dose of clean common sense appraisal fed directly to the Troika, the ECB. It is not sufficient for us to be the model student while Greece can be the real renegade and they get the restructured package.

Ireland is scuppered at present. A Government with borrowing power has the option to use it in a normal cyclical downturn. For Ireland, this all collapsed in Autumn 2010 when we had to be rescued by the EU and IMF. I suppose just like a company, the red column took over and the liquidators moved in. The terms are what they dictate and we must not lose sight of this imposition. Germany took 100 years to pay off the reparations from the World Wars but they are not so generous with terms for errant EU members who overspent. They are not keen on extending time or restructuring yet or for that matter of just writing down a %. If only, they could look to the views or Robert Reich and Joseph Stiglitz in the US and their emphasis on the benefit of stimulus to create the economic growth and thus the employment.

Yes “Containment” We can all well accept that cut backs are necessary for efficiency and effectiveness but there are limits.  The excessive bank rescue costs are one third of the National Debt.

It is income tax (now significantly reduced by outcome of crisis) is the major source of government revenue. The problem is that the public service payroll and social welfare are 70% of all spending. This humbles the contributions from PAYE/PRSI and the latest tax called universal social charge. Hence we stand nearly naked in the context of the EU the ECB the IMF and Troika hence we are vulnerable to their power and we all know about absolute power and its capacity to corrupt and let this include moral corruption too. What we have now in Ireland is a moral corruption from our EU neighbours. There are swings and roundabouts in life. Germany drove policy towards low interest rates to empower it to merge with East Germany. These low interest rate returns inflated house prices as people who had money could buy and where banks were deregulated could engage in over lend created, the bubble that burst into catastrophe. Yes I think Ireland deserves a restructuring of its debt especially if we make significant efforts to contain our bloated bureaucracy where necessary. Common sense:

Our elderly, people with disabilities. Carers are being cut back. They cost a paltry amount and the savings made are insignificant.
To be a long term patient in the St Mary’s in the Phoenix Park costs £1700 per week. Common sense must dictate rationality about the important role of carers.

 

Michelle Clarke (Comyn)

Email No 20

 




Date: Monday 3rd December 2012 19:12:59 +0000
From: Michelle Clarke
To: Address List on request

Monday 3rd December 2012

Budget 2012: Paradox for Govt. Health=Cost but Vices=money ex taxation

by Michelle Clarke (Blake)

Total endorsement of what Gale writes. The people need to be empowered not over burdened by the debt Ireland is chained to by the Troika, (ECB, IMF, EU) – there is another way to compounding debt going foward. Greece has leveraged a deal. Why not Ireland? We are a young country; we did create a boom for over a decade and why not again? Inequity cannot be sanctioned by the Masters of Troika.

Ireland is not totally errant; we can put forward some legitimate cutbacks and lend to the “containment” of government departments which over spend. Take for example health. There is a kind of paradox with health. Marketing determines the culture around alcohol which in turn comes from the globally run companies like Diageo. They make their attempts to educate people about alcohol with their ‘Drink Aware’ campaigns but this is but a gesture, their objectives are profit through sales. However the government is quite hypocritical also. The more they increase the tax element of drink or for that matter cigarettes and the more they curtail smuggling through Customs and Excise and otherwise, the more that is fed into the coffers and onto the positive side of the balance sheet. Therein is the paradox. What or more importantly who suffers? Well for a start the health of the people and the performance and profitability of the health service.

What can the people do about this? Become aware of the costs involved. Have a sense of moral obligation to the society we live in not to be wasteful of the services that our provided by the taxation of all citizens of the State. Take the following example from Don Lavery’s article in the Sunday Independent:

‘Ireland has become a nation of binge drinkers…the average drinker taking equivalent of a bottle of vodka a week’.

Why do the Governments consistently fail to implement a National Policy or for that matter to listen to people like doctors at the hard face of casualty departments, hospitals and general practices. Dr Bedford representing public health has consistently raised the issues of the harm of alcohol to peoples’ health.
Do we really grasp the message from statistics?

…that ‘every seven hours, someone dies from an alcohol related illness’
…Irish people are now the biggest binge drinkers in Europe
….tendency to take >2
…2,000 acute hospital beds are occupied daily by people with alcohol related complaints
…Add to this the young population who now drink in packs buying from the mnc’s like Tesco
…Add suicide and incidence of drink as a precursor to the act.
…Add cost to employers through sick leave, poor performance
…Ultimately all this contributes to health and problems with lungs, kidneys, liver, heart.
…Take Responsibility is a must for people so that we can curb the crazy expenditures in health
This does not take account of smoking and the harm and cost to our society. It would be a wise practice for the Irish Government to take the route of the Australians – all cigarette packages to be of the same bland colour paper with a snapshot of what smoking really does to the body. Ok the tobacco will scream out but let us tackle that age old paradox of excess of drink and alcohol has a high health costs but equally benefits the coffers of the State.
Worth considering this: ‘In pure financial terms, Dr Bedford added, ‘alcohol-related harm in Ireland costs the economy £3.7 bn’. ie BILLION
Stephen Donnelly wrote also in the Independent adding youth and common sense to the Budget debate. He says ‘It’s time to shout stop over this economic lunacy….We can’t keep taking money out of peoples pocket’s and giving it to the bust banks’. He talks about the £3.5 Billion tightening exercise. He then goes on to tell us what we could do with this money if instead of being an outflow and was an inflow to our balance sheet. He explains with great clarity how this money will in effect be used to Irish Resolution Corporation Ltd (Anglo INBS). Google up the article: it is worth reading. The final words go ‘Only by taking a stand against the banks, and against the orthodoxy of the ECB, can we disentangle ourselves from the mistakes of the past and set ourselves on the path to recovery’.
by Michelle Clarke

Email No 21


 

Subject: When will the Government stop kicking the can down the road?
Date: Tuesday 11th December 2012 23:01:00
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, Brian Lucey <BLUCEY@tcd.ie>, brian.hayes@oir.ie, Clare Finglas <cfinglas@riai.ie>, Eoghan Murphy <Eoghan.Murphy@Oireachtas.ie>, growingup@esri.ie, John Corrigan <JCorrigan@ntma.ie>, pat.rabbitte@oireachtas.ie, patrick.honohan@tcd.ie, Vincent Browne <vincent.browne@tv3.ie>

Tuesday 11th December 2012

When do the Government stop kicking the can down the road…

Shame on us. A man is found in a doorway in Bray, hypothermia determines that a man in his thirties is no longer for the this society, he is dead.

Last week, we had an altercation in Nassau Street, again a young man but deaf, who lives in a hostel results in one innocent man dead with appalling injuries, and the deaf man being charged with manslaughter. Add to this the trauma of the bus driver and all the people who witnessed the accident on a busy street at rush hour. This recession is biting hard and the social cost is leaving people highly vulnerable while the entitled/established classes embrace the denial necessary to detach themselves from the harsh reality that condemns Ireland to years of excessive budgets ie £12 bn pa compound. At least in the US, people are honest, they know they need Revenue to avoid their Fiscal Cliff and they are honing on higher taxes for the wealthy.

T (response to writer on Citizen Journalism site) Your photos tell us a story of neglect by government, by City and County Councils, by Banks who are failing to manage their property portfolios (particularly those due to the inability of people to repay their debts), to housing associations, to private landlords and all property owners who are proving totally ineffective in putting the supply demand theory of economics into practice. Meanwhile, there are people on the housing list, properties left vacant, over 1700 ghost estates, properties left vacant in the hope of property appreciation in the medium to long term. Action is what is needed.

Instead we have the Government/Revenue throwing in their lot of further hardship. Those people who hold a mortgage and who are 6 months in arrears have further debt thrown at them. This time the tax relief that is collected at source which amounts to £4,000 where a couple have signed the mortgage, is to be added to their debt. This is Christmas tidings for 65,700 residential mortgage owners. If they manage to find 3 months consecutive payments from Santa over the Christmas period, their relief will be restored. The truth is if they haven’t managed to sort out their mortgage by now, it is improbable that they will collect the necessary 3 months to alleviate them going forward. Maybe this is why the policy makers say to the courts foreclose now and push people towards the housing list, we believe they are going there anyway. What a way to start 2013 for 65,700 people? I sure hope there is a plan.

Time and time again, it has been suggested that a special exception should be made for these people particularly those in negative equity because they were facilitated to buy properties by the banks up to the peak in 2007/8. What happens? The government reacts with this £4,000 excess charge + the property tax (yes that property tax that people must pay once they own a home irrespective of how they repay for their mortgages or what financial position they are in or for that matter if they have disabilities and are unable to work). Personally I believe that the Government gained significant Stamp Duty amounts from these people and it is only ethical and moral that it be repaid (even if only on the negative equity proportion) to reduce the capital amount of their loan. It may be just enough to move them out of arrears.

Meanwhile we are building an empty/potential empty property mountain – that same idea that used to happen with the EU and butter mountains! We need to wake up and start getting people grounded. We need now for someone to do the maths equation. Social housing which should have been built during the Celtic Tiger needs to be aggregated and then apartment blocks like those in the pictures need to be de-Namatised pronto in 2013 and people who live in the like of Fatima Mansions/O’Devaney Gardens and in other premises which are below standards need to be re-housed and the maths equation made to work.

Who will pay the property tax because I cannot see tax exiles doing so even if it is they who build 44,000 sq ft mansions with a swimming pool, gym and cinema. This man is said to have spent £100m on this house. The key is what will this house be valued at the due day of May 2013. Then of course there was the sale in Ailesbury Road for £10m with the new owner named as Mrs McManus. I wonder will she have to pay the £23,300 property tax. It is correct to assume that she may be a tax exile soon.

Negative equity is like an illness and take heed, if you neglect to treat it, it can easily become the disease that causes you to be a non contributor to life going forward. We know this happened to many people in recession of the 1980’s in the UK. Act now and stop the chaos.

Michael O’Leary please check into Government Ireland. We need some more of initiative urgently.

http://www.nationaldebtclocks.org/debtclock/ireland

by Michelle Clarke (Forster)

Email No 22



 

Subject: Photos that cover a thousand haunted words – Urban abandonment
Date: Friday 14th December 2012 16:51:41 +0000
From: Michelle Clarke
To: KT Hawklett; address list

Friday 14th December 2012

Photos that cover a thousand haunted words

 by Michelle Clarke  (Chestnut) – Urban abandonment 

Vacant
Boarded up
To let

Fast our city, Dublin,  is in the process of architectural decay. Builders and developers, the 5th Christmas into Austerity are accustomed to media coverage and are either buckling under debt living in their houses compliments of the Banks or Nama or else they are like McNamara, Ivan Yates and many others who have taken the quick route out of bankruptcy by moving over to the UK where the system facilitates them to be declared bankrupt in one year, leaving them ready to start again. Is this good or bad? Really I don’t know but bleeding people like a stone that has nothing to give and is surely destructive to the soul of the people, their families and to the country. This brings to mind the negative equity period that befell the UK in the 1980’s/90’s, the advertisement for a large house then read as follows: Bought for in excess of Stg£1m but will sell for £500,000 now (the period of time 6 months when rates moved from 7% to 14%+). I often wonder what was the final outcome for so many people including many Irish from the negative equity scenario in the 1980’s/90’s. Many people just put their keys through the letter box and virtually disappeared. Feedback would be interesting if anyone was interested enough to do the research back then.

All we know from the economists these days is that markets have no memories so this recession in Ireland most likely is the replay of the Canary Wharf London boom/bust of the 1990’s, the desire for apartment living in the City and the buy-to-let source of investment,a means of getting return on capital invested. The irony now is that the UK has housing shortage. What can we learn now that we have plenty of time on our hands to come up with solutions. Let us not forget that during the Celtic Tiger affordable housing plans replaced social housing and public private partnerships were put on the long finger and never came into play to meet the needs of people in need of social housing. The reality is we need departments to communicate and take surplus unoccupied property and make it available at newly achieved market prices.

Christmas this year and there is sadness in the air for so many. These overpaid bankers with the quick dash of pen or a thought, can wipe away the plans of a person, their family, their business, their workers, to oblivion and we need to ask why? We need to ask, is there a better way? Would these people be better advised to say goodbye to the idea of owning their own house?  After all we are only following the English man’s ambition ‘My home is my Castle’. Is it? The French and Germans think differently. They lean on the side of renting and saving. Could there be a culture change in Ireland? This property tax will not apply to people who rent a house, it will be up to the landlord to pay. Will we shift the divide? Landlords banding together like REITS in the US versus tenants who are protected by the law to certain standards of maintenance for where they live. Is there a better way? A change of attitude perhaps.

Tax incentives to buy property seem to be going out of fashion.  If Bank of Ireland are kicking into play the dogma, if you haven’t met your arrears for three months, well then they will deduct £4,000 that would have equated to the tax relief and are effectively evicting the people from their homes. Why Christmas? If this is the case why as stated before that it is both moral and ethical that the Government ought to repay the stamp duty charged to those people who bought at the high end of negative equity ie around 2007. The repayment to the capital amount would be sufficient to restructure the loan, the repayments, add to this extending the life of the loan to over 30 years based naturally on the potential of people to repay when the economic climate improves. Debt forgiveness is a bitter pill for people to accept but I would think nobody would object to the Government paying back stamp duty as a gesture. For other people who are beyond such a remedy, then take them out of the agony, that dream of home ownership, and create the rental market that gives them an opportunity to find their level.

Today the headline goes that as many as 20,000 are in arrears for 2 years, the size of the City of Kilkenny.

Europe through bad planning and the Euro creation created its own Economic War. Economic is about money in a world that is harbouring countries like Syria, North Korea, Iran, Afghanistan to say just a few. Their war is real war death and suffering. Ireland needs to ask the Europeans to put the foot of the accelerator for progress. They have NATO doing their ‘dirty’ work of war. January 2013 Ireland heads into the EU presidency, rumblings say there is a decorum when President of the EU that you don’t give priority to your ‘dirty washing’. All I can say is this is an opportunity and we should not let it pause.

By Michelle Clarke (chestnuts: reminds me of London Hyde Park 1970’s autumn and roasting chestnuts)
Email No 23


  

Subject: Is there a move on properties in Dublin 4? Michelle Clarke – Urban Abandonment Sun December 16th 2012 15:24
Date: Sunday 16th December 2012
From: Michelle Clarke
To: tilda@tcd.ie, tim.callan@esri.ie; Address list on request

Sunday 16th December 2012

Is there a move on properties in Dublin 4 

by Michelle Clarke – Urban Abandonment

MichaelHasenstab-Franklin (Link is 2016 and what risk-taking and hedge funds are all about http://www.bloomberg.com/…/hasenstab-franklin-templeton-bond-star-wants-to-get-back-o...) Templeton is the optimist for Ireland and the “turn around” circa next year ie 2013, we presume. Let us hope this man who manages a fund of £165 billion is right when he says our bonds “will be one of the best investments of the decade”.

Taking a peek at property in Dublin 4 the For Sale signs are on the down-turn it seems and circa Aylesbury Road, Shrewsbury Road, what had to be sold including the architectural gem which used to be the French Embassy, appear to have been sold, so maybe we see a bottoming out and a new supply demand quotient in place. What is now McManus (wife registered) home appears occupied this Christmas season so who knows what, during the year of EU host Ireland presidency, will unfurl. With some luck we might escape that promissory note in March 2013.

At last there is an element of certainty to the cost financially, economically and socially of the property crisis. The Central Bank have finally come up with a list of properties available based on the length of time people are in arrears. We now know that there are 19,541 people in arrears of over 2 years. The question now is how many of these comprise the family home and that without any other financial assets available, have social housing as their only alternative option. It is this group of people who have built up 2 years arrears and if they choose to give up their property voluntarily, they are expected to apply for a debt deal under the new insolvency process.

Enter into the marketplace another aspect of ‘Namatised’ called ‘new Insolvency Process’. This will ultimately release more properties on the market for sellers like Allsop to fire sale to the hawks waiting in the wings to get bargains on the basis of income and capital appreciation going forward. This Insolvency Process will allow for the formal write-down of debt, over a 5 year period, with the added bonus of not having to go to court to be declared bankrupt. We await this legislation because definitive non profitable forays in property can be defined and debt written down, so properties will come to market. As they say ‘water finds its own level’ and this is what the property market needs right now.

There are supposedly 180,000 residential mortgage holders – some in arrears, others who have restructuring arrangements with their lenders. Central Bank has consistently put pressure on the banks to basically evict where the assessment is that it is impossible to repay. Bank of Ireland are the first to react to Central Bank pressure. Too long now is the period of time for keeping properties in abeyance with no direction. The Banks are not in the game of managing property for the rental market and in particular for what ultimately could be social housing. Closure is needed and now.

The Troika have power but yet their reticence in certain areas, (particularly property, governmental/public service salaries and pensions) at last state that they want “legal clarity to the procedure” for repossession of foreclosures. Justice Elizabeth Dunne has called to fix the lacunae/loop hole as is also cited in the recent Troika updates. 5 years not knowing, unable to pay arrears, unemployed, having emigrated, accruing debt to capital, extending period of debt for some people, makes the dream of owning their home impossible. This definitive line needs to be set and people need to free from debt and provided with social housing if that is what their post Celtic Tiger financial circumstances dictate. This also means the Government must review their social housing obligations particular such small provision has been provided for decades now.

Ireland hosts the EU presidency so let’s market Ireland. The Troika admit we are exemplary. If so let’s take the initiative, come up with the mathematical equation, that sorts out our property mess with some form of assurance to people in the family home that provision of accommodation, and suitable accommodation for families through transfer deals, is an option. Property tax is proving to be unfair. The majority of people live in Dublin. You can buy a house in Offaly for £50,000 (fire sale) and the same house in Dublin is £250,000 and the proposed tax is the same. How is this equitable?

Apartment blocks and estates who pay fees eg some as high as £3,500 a year, surely it is a disincentive for people to downsize to apartments if they are hammered by property tax and maintenance?

Where is the forward thinking? Family homes could become generational based on age/need.

by Michelle Clarke
Email No 24



Subject: Camelot is what we need before the Gathering kicks into place- Urban Abandonment – Ripe for the Picking
Date: Tuesday 18th December 2012 17:29:47
From: Michelle Clarke
To: Ariana Ball <ariana@thirdagefoundation.ie>, bernie.oleary@artscouncil.ie, bulletin@pila.ie, Clare Finglas <cfinglas@riai.ie>, clyde.carroll@dublincitybid.ie, Deirdre Bell <dbell@lawreform.ie>, director@architecturefoundation.ie, jobsclub@eircom.net, john@taxjustice.net

Tuesday 18th December 2012 17:29:47

Camelot http://ie.cameloteurope.com/ is what we need, Ireland is ripe for the picking before
The Gathering http://www.gatheringireland.com/ kicks into place
by Michelle Clarke (Comyn) – Urban Abandonment

x (response to Citizen Journalism site contributor) you have said it.

Someone said – ‘If the Dutch had invaded Ireland, they would have fed the world’.

Who has heard of Camelot? The story will unfurl. Go to the www to twitter and keep informed.

There is a recent report by Deutsche bank and it claims that Ireland has so many empty houses, including 60,000 vacant holiday homes, representing a vacancy rate of 15%. The report then goes on to state that it will take 43 years to fill them. Demand determines how long the supply will last and add to this population growth! The Deutsche bank report states that based on 2011 figures which showed population growth of 13,000, and the average number of residents per house, the bank estimates that it could take until 2055 to overcome the glut that exists in the market. Mr Haughey, Mr Matt Gallagher, Mr Desmond, Mr O’Brien, Mr O’Leary – we need heads together urgently or else this Island which is presently blighted with the emigration of our young and recently educated will prompt;y re-visit the harsh winter of the 1950’s when we owed the Annuities to our former Colonial master.

We need drivers of Economic Growth, we need people with ideas, we need unemployment offices like FAS as centres of initiative to create opportunities. The time is here for all people who are unemployed to up-skill to digital so that when they take up employment they bring with them initiatives and value added.

Camelot: A Mr Joost Van Gestel (frustrated with corporate life in Kraft in the 1990’s) took a look at potential opportunities that existed to provide him with an alternative to corporate. He founded Camelot in 1993 and it is now the world’s largest manager of vacant properties. The idea is to put temporary tenants at low rents in buildings that otherwise would be vacant. Ireland is already part of his portfolio and that includes Abbeville designed by the famous archictect Gandon which has failed to achieve the £7.5 m asking price. Common sense dictates and Haughey’s ghost that Camelot is about “Protection by Occupation” and waiting for markets to gather steam again.

Van Gestel started with the intention to combat the squatter culture of recession bitten markets. He went contrary to the Netherlands’ anarchist counter-culture. The aim is to prevent urban decay which is caused by vacancy. Dublin can so easily identify with this if you look at what Unesco regards as our culture while we leave it facing dereliction and decay. Van Gestel was not the first in the business but he did establish Camelot with the core value of professionalism.

Tackling bureaucracy is essential. Dearbhail McDonald rightly identifies that the delay by the Banks and the stalling of proceedings leading to families chained to houses that they will never be able to repay, is part of a huge problem in Ireland. The negative equity crisis could be short-term but based on the Deutsche report it could be decades. Add to this the 100,000 people awaiting social housing and the crisis coming down the road in the buy-to let-market and we need some consolidated think tank with an entrepreneurial mindset like Mr VanGestel to put a halt to the blundering City Council ineptitude before it gets into full belt with the bleat we have no funds!.

Camelot tackled the local authorities. It created a model. It tackled the legal structures in each country to establish exemptions to tenancy laws for temporary tenants. They then tackled the Governments and persuaded them that to the advantages of keeping buildings occupied. Certain countries created a tariff system to make owners of buildings liable but this creates its own problems when local authorities begin to count on these tariffs as income for the council, a little like the property tax.  Van Gestel promotes occupation not squatting or non utility.

Camelot now operates in 6 countries. The financial crisis is good for the company in that tenants are less fearful about having to leave quickly. The revenues are increasing by 30% a year, hitting Stg£20m 2011 up from £15 m in 2010 – not bad! Their properties include bankrupt bread factories, former convents, abandoned theme parks. Camelot consists of department for database entry, IT department, with software developers in India. His motivation is about keeping his employees challenged.

It is not all bad in Ireland but we have a long way to go. We need vision but it must be motivated by the common good.

Initiatives exist. ‘Come in from the Cold’ is in place by the Simon Community, Focus Ireland and St. Vincent de Paul. It is a tiny step (21 only homes) but let it be the start of something new. The aim in Cork for this Christmas is that every person will have access to a hostel while others will have their own home. As Focus Ireland’s Ger Spillane said “We are guaranteeing landlords a monthly rent, ongoing maintenance of their properties and an assurance that their property will be returned in its original state at the end of the lease. We will support every tenant as long as its necessary”. Its not a bad deal for the landlords. Too many landlords became victims to bad tenancy arrangements during the Celtic Tiger and the dis-interest of estate agencies and the lack of effectiveness of state agencies like the PRTB especially in the area of rent subsidies.

The public private partnerships for the like of O’Devaney Gardens may have failed but this at least is a start of people using their mental capacity to ensure people have the right to a home.

 
by Michelle Clarke
Email No 25


Subject: TARA: Unmarried mothers and infanticide in Ireland, 1900-1950. Legislate with a sense of humanity for people who are suicidal; this needs urgent consideration.
Date: Wednesday 19th December 2012 12:13:08
From: Michelle Clarke <michelleclarke@upcmail.ie>
To: Vincent Browne <vincent.browne@tv3.ie>, Alan Shatter <Alan.Shatter@oireachtas.ie>, AnneMarie Rafferty <arafferty@stpatsmail.com>, Clare.Daly@oireachtas.ie, Richard Boyd Barrett <Richard.BoydBarrett@Oireachtas.ie>, Neville Cox <NCOX@tcd.ie>, ivana.bacik@oir.ie, Gerry Adams <Gerry.Adams@Oireachtas.ie>, Marylou.McDonald@oireachtas.ie, William Binchy <WBINCHY@tcd.ie>, “The Very Revd Dermot Dunne, Dean of Christ Church Cathedral Dublin” <Dean@cccdub.ie>, John.Crown@oireachtas.ie, john1@irishadvocacynetwork.com, Sarah Roeder <sroeder@stpatsmail.com>

Wednesday 19th December 2012

http://www.tara.tcd.ie/handle/2262/21761


We walk a way from our history, we make excuses.  As a person with 
Bipolar who sustained a fractured skull and pre-frontal lobe damage 
(which is known to account for inappropriate behaviours) at the age of 32, 
I consider suicide, health and pregnancy as a human right of choice 
ruled upon by the Supreme Court 20 years ago and it ought to be 
legislated on sooner rather than later.

It was suggested on Vincent Browne TV3 programme last night that an 
Obstetrician suggested 'committal' as an option to ideation about suicide.  
Having been in that situation ie committal not pregnant, having had lots of 
ECT, I would suggest this is a most inhumane statement by a so called 
professional.

I do not like to remind people of the Ann Lovett 
https://en.wikipedia.org/wiki/Ann_Lovett case but this young 
mother died.  If she had lived and her baby died at that grotto in 
Granard, would she have been charged with infanticide, if not now but in 
another generation.

Vincent, you point was sharp but poignant.  A woman raped or for that 
matter a child or a victim of incest, choice must be an option.

What about the Mental Capacity bill and mental health which is being 
dealt with at present?  Surely, it is relevant to this Abortion/Mental 
Health/Suicide debate?


Regards


Michelle Clarke

Email No 26 



Subject: SUSI – there must be a way to pay the grants owed to the students
Date: Thursday 20th December 2012 18:29:55 +0000
From: Michelle Clarke
To: bbeck@irlfunds.org, Brian Lucey <BLUCEY@tcd.ie>, brendan.guilfoyle@ittralee.ie, catherine.byrne@oir.ie, Caitriona Curtis <curtisc@tcd.ie>, customer.service@tesco.co.uk, Frances.Fitzgerald@oireachtas.ie, Geraldine Mahon <Geraldine@nyci.ie>, growingup@esri.ie, iyjs@justice.ie, john@taxjustice.net, mmulcahy@asti.ie, Provost <provost@tcd.ie>, ruairi@labour.ie, Newstalk Science <science@newstalk.ie>, UK INFO – Customer Care Inbox <UKInfo@starbucks.com>, Vincent Browne <vincent.browne@tv3.ie>

Thursday 20th December 2012

Think Creatively and laterally.
Tap Corporate Social Responsibilities in the Corporates

by Michelle Clarke (Forster) – Education


It may sound crazy but if SUSI centralised, is in bureaucratic chaos and can’t pay students, surely some entity like Google, Starbucks, the banks, can provide a loan to SUSI – after all the money has to be paid to the students in the New Year. We need Corporate Social Responsibility in Ireland and let them start with ensuring our students have no worries for the Christmas.

Yesterday, it was said one of these large MNC entities received £1 billion in Ireland but only paid £3m in tax. Something similar happened in the UK with Starbucks and they were humbled to the degree that they gave the Robin Hood account a large payment. Let them do something similar in Ireland and start with SUSI.

Students deserve support – they are the future of this country

by Michelle Clarke

Email No 27



 

Subject: James Connolly’s Grandson In Fresh Call To Save 16 Moore Street
Date: Saturday 22nd December 2012 19:11:34
From: Michelle Clarke
To: Michelle Clarke <michelleclarke@upcmail.ie>, KT Hawklett <kthawklett@gmail.com>, info@davidmoran.ie, Leo.Varadkar@Oireachtas.ie <Leo.Varadkar@Oireachtas.ie>, jimmy Deenihan <jimmy.deenihan@oireachtas.ie>

http://www.indymedia.ie/article/71464?search_text=Save+Moore+Street

Friday 12th August 2005

George Santayana ‘Those who forget history are condemned to repeat it’

by Michelle Clarke – Social Justice and Ethics

16 Moore Street former home of James Connolly, executed in the Easter Rising 1916

and the Powers that be of this Country are prepared to sanction its demolition and replace it with a shopping mall.

What is this mentality about? Most definitely it is not about History and the eminence of men who worked, wrote, fought and died for its emergence.

What a disappointment to see the emerging capitalist focus and the removal of a sense of Moral History from the Island of Ireland.

The Peace Process bodes a chance and acceptance for people in the North of Ireland as the Island of Ireland embraces diversity and Unity.

Today we hear of an enterprising endeavour that will honour a history of Shipbuilding. The docklands area (tax incentive attractions) will see the reconstruction of a model of the Titanic, scheduled for 2012. What an enterprise and initiative that will lead to tourism?

Moore Street is about culture; changes are happening but let us not lose this house belonging to James Connolly, his spirit and the spirits of all those men who sought for an Island of Ireland. Shame on us.

Living in D4, I have the advantage of meeting many people with different stories.

Today, a woman whom I meet walking my dog, stopped to have a chat. The subject turned to politics. This woman is probably in her eighties so her interest in politics is enlightening to me.

She made a comment…..It made be me think about just how far removed we are from a fascist state regime. (this is just a personal thought/fear).

It is simple. We are presently consumed with problems relating to health that occupy a considerable proportion of Minister Harney’s time, as Health Minister. She is also acting as deputy for Justice Equality and Law Reform.

The question she raised:

How come the leading portfolios are the responsibility of those who have less than 4% of the vote?

Is this democracy?

Please preserve the home of James Connolly who was executed in 1916 and a prodigious writer in the socialist theme.

Michelle Clarke

Quotation: Goethe
‘What we do not understand, we do not possess’

Email No 28




Subject: Ghost estates or displaced by motorways,  Urban abandonment and dereliction
Date: Sunday 23rd December 2012 19:53:13 +0000
From: Michelle Clarke
To: Corporate Admin <CAdmin@tourismireland.com>, Corporate Coleraine <CColeraine@tourismireland.com>, Clare Finglas <cfinglas@riai.ie>, director@architecturefoundation.ie, jarmstrong@tourismireland.com, Jimmy Deenihan <jimmy.deenihan@oireachtas.ie>, Leo.Varadkar@Oireachtas.ie <Leo.Varadkar@Oireachtas.ie>, Shane Clarke <SClarke@tourismireland.com>, gatheringireland <signup@gatheringireland.com>

Sunday 23rd December 2012

Ghost estates or displaced by motorways

 

Visit to Co. Meath.

Decades waiting for a motorway and now it exists and what was once an interesting journey is now just concrete and road bypassing all the villages. They call this progress.

Decided to vere off at Dunshaughlin for a coffee and this the Sunday of Christmas Eve there was no place to sit and chat a while.

What we did notice was the sign for Killeen Castle http://www.patrickcomerford.com/2015/06/two-of-irelands-oldest-castles-in.html and nostalgia brought us there. This was once the home of Lord Fingal but through the decades it has passed into the ownership of different wealthy people but each time it managed to surpass their capacity to spend on it. We approached it in style but it looked quite vacant of people and cars. We took a chance and the door opened. We asked if we could take in our/my companion dog and while they said no at first, they relented (there is some good common sense left in Ireland) and we went in and had a most pleasant interlude with coffee and gateau with a beautiful hearth fire burning in a central space. The view towards Warrenstown College http://www.meathchronicle.ie/…/32501-end-of-era-as-warrenstown-college-set-to-close-in-j… ensured us that some of the old landscape of the once Royal County remained intact. We don’t know if this is another of these ‘Namatised’ demesnes but if you are looking for a place to visit or a game of golf visit Killeen Castle, Dunshaughlin, Co. Meath and support business where possible. This is supposed to be Ireland’s fastest growing Golf Club with full membership at £2,000 (someone tells me it was £20,000) and under 30’s £1,000. There is no joining fee.

We were surprised by the number of apartments built on what was once the Phoenix Park race course and those near Kilmainham. Such lifelessness exists – one can sense the doom and gloom that these casualties of the Tiger have created. Surely, Dublin City Council, housing associations, or property funds can buy these often vacant properties and create a low priced rental market which will suit social housing which there must be a demand for by now since the public private partnerships failed for O’Devaney Gardens.

Okay we hear the message entitlements must be cut. We know that those on rental supplements over the past 5 years have had to ask their landlords to make reductions to bring them in line with the amounts social housing is prepared to pay.  However,  shortly this market will change and rents will start to rise and it is people in social housing or in receipt of rent supplement will be the first to suffer. ‘Pricing’ (a previous comment on citizen journalism site) – you know what this is going to be about. We need to think ahead and why not now for 2013 before Bank of Ireland & other banks dictate foreclosures with near to immediate effect to those over leveraged and those in buy-to-lets that they are unable to make create a income to a balance sheet.

Happy Christmas : Austerity is too severe. There must be another way. Economic growth is generated through employment and intentional savings in public expenditure ie cutting cloth according to measure

 

by Michelle Clarke

 

Email No 29

 

Reviewed June 2017



Posted in Uncategorized | 4 Comments

Reflections: Michael Comyn as recorded by his nephew James Comyn in his book ‘Their Friends at Court’ published 1973 by Michelle Clarke

Personal note: Michael Comyn was my Grandfather but James Comyn (“JJ”) was my mother’s first cousin and as they say in Ireland my cousin once removed.  I know JJ if he was still a…

Source: Reflections: Michael Comyn as recorded by his nephew James Comyn in his book ‘Their Friends at Court’ published 1973 by Michelle Clarke

Posted in Uncategorized | Leave a comment

Citizen Journalism Ireland: Selection of emails to Government and related. (July to December 2011) by Michelle Clarke

Subject: A martyr to the Cause. When do we face up to those who abuse the vulnerable?
Date: Thursday 21st January 2011 20:26:12 +0100
From: Michelle Clarke
To: Alan Shatter <Alan.Shatter@oireachtas.ie>, United Left Alliance <contact@unitedleftalliance.org>, blucey@tcd.ie, barrybrennan@compuserve.com, DE BRÚN Bairbre <bairbre.debrun@europarl.europa.eu>, colm.mccarthy@ucd.ie, Contact <contact@tascnet.ie>, Constantin Gurdgiev <gurdgiev@gmail.com>, Dearbhail McDonald <dmcdonald@independent.ie>, Dermot Lacey <dermot.lacey@labour.ie>, enda.kenny@oireachtas.ie <enda.kenny@oireachtas.ie>, Eamon Gilmore <eamon.gilmore@labour.ie>, editor@examiner.ie, embassyofcyprusdub@eircom.net, O’Shea, Fergus <fergus.oshea@the-sun.ie>, fincom@oireachtas.ie, finance@ise.ie, Frances.Fitzgerald@oireachtas.ie, O’Shea, Fergus <fergus.oshea@the-sun.ie>, Geraldine Mahon <Geraldine@nyci.ie>, Paddy Healy <paddy.healy@eircom.net>, hungarian.embassy@eircom.net, et al

Thursday 21st July 2011

A martyr to the Cause. When do we face up to those who abuse the vulnerable?

 by Michelle Clarke – Concerned citizen

 

When do we stand up and say ‘We Take Responsibility’. Crimes are still being committed against children, vulnerable people and there is an endorsement of Abuse of Power at every level in society. Moral bankruptcy is the true crisis faced by the people of Ireland today. Markets comprise the news but markets will survive and as they say markets have no memories but our children have. Just look at the desolation that has been caused to people in the Magdalen Laundries, the sexual abuse engaged in by certain members of the Church, and worst of all the recidivism that led to more young men within the last number of years, being prey to the hands of an abuser within the auspices of a local school in Gweedore, Co. Donegal.

They say people “knew”? Of course people knew but did they care or the question is Do we Really Care?

Do we look to our Gardai? Do we look to Parents? Do we look to Children or more importantly do we listen to them? Do we pay heed to those who are vulnerable and crying out for help and possibly engaging in behaviours that make them even more vulnerable? Who is really listening. Who wants Change?

Mr. Donal McAteer from Poland. Thank you for your letter in today’s Irish Times.

Mr. Pearse Doherty, Sinn Fein. Thank you for your honesty today about Mr. Ferry and your lucky escape along with your friends on that camping trip.

Mr. McAteer – I quote as follows:

‘Growing up in Gweedore in the 1980’s, I came in contact with Michael Ferry, as many young people did. He was involved in youth clubs, he went on official school tours, he ran a school tuck shop and became a school caretaker…..
It was widely known among children that he was “Dodgy” and plying children with drink.
There must have been doubts about him in the minds of adults to’

This was the 1980’s. He went on to be charged for abuse and then released back into the community and back to the school where he could use his grooming skills to abuse emotionally/psychologically/socially more young vulnerable children.

Mr. McAteer. I agree if this had been a person shoplifting the heavy hand of the Gardai would have fallen with the greatest of ease and the man would have been charged.

But abuse… what makes us so slow to take it by the throat and deal with it.

Where is the Shame?
by Michelle Clarke


Subject: ‘Inclusiveness of the vulnerable in society & Empowerment: Written October 2009. Nothing has happened!
Date: Wednesday 14th September 2011 19:48:51 +0100
From: Michelle Clarke
To: alan.guidon@oireachtas.ie, Alan Shatter <Alan.Shatter@oireachtas.ie>, Clare.Daly@oireachtas.ie, jsaunders@shineonline.ie, mary@pieta.ie, patricia.gilheaney@mhcirl.ie, Vincent Browne <vincent.browne@tv3.ie>

Wednesday 14th September 2011

Suicide: Vincent Browne article

by Michelle Clarke

Having written many articles on a Citizen Journalism site since early 2000, the views stated become even more so when one considers Vincent Browne’s article about Suicide in today’s Irish Times and a recent TV3 programme.  http://www.youtube.com/watch?v=yP04Cn1x7Jo

Yet another suicide convention has been held, and yes the numbers of suicides have reduced slightly this year, but I am gravely shocked and annoyed to hear that the Minister for Health Dr. James Reilly (formerly connected with St. Ita’s Portrane i.e. mental hospital/asylum) dedicated only 10 minutes out of the half hour slot and then left the conference early. This is shameful and indicates that he too must look upon this as the Cinderella of Professions for the Cinderella’s of society afflicted with neuro-psychiatric diagnoses.

‘Behind the Wall’s’ http://www.youtube.com/watch?v=PvxOon7CWZI It takes courage to do so but if you have I plead with people to remove the stigma, include people who are vulnerable in our communities, and to be watchful of those who may need additional support every so often to battle through in this life.

Michelle Clarke



Subject:

Care Schemes | Praxis Care. Mental Health in Ireland needs direction urgently. Too many quangos and no commitment to vulnerable people. Media soundbites are conning people that we care. Bureaucracy is destroying our potential.

Date:

Sunday 16th October 2011 23:18:40 +0100

From:

Michelle Clarke

To:

 Alan Shatter <Alan.Shatter@oireachtas.ie>, alan.guidon@oireachtas.ie, andrea@irishpsychiatry.ie, colm.mccarthy@ucd.ie, contact@architecturalassociation.ie, Contact <contact@tascnet.ie>, Grace Smyth <GSmyth@irishpsychiatry.ie>, James.Reilly@Oireachtas.ie <James.Reilly@Oireachtas.ie>, nbuhl@mentalhealthreform.ie, UK INFO – Customer Care Inbox <UKInfo@starbucks.com>

http://www.praxisprovides.com/care-schemes

Mental Health has become an industry in Ireland yet the tentacles are no longer connected to those who are in need of services. By chance I visited Starbucks today and noted that they sponsored Praxis for Mental Health Week. I have written a considerable amount about the lack of community services for people with the variety of conditions that Praxis cover, under the one umbrella i.e. Neuro Diversity.

Mental Health/Neuro Diversity is in urgent need of direction in Ireland. Cinderella illnesses such as those covered by Praxis need to be governed as a Centre of Excellence and where best to start but in Dublin 4. The Royal City of Dublin has been allowed to become a facade that is the antithesis of community health care. We need some serious Philanthropists to create momentum. It looks as if the model i.e Praxis is already on our Island. Tap into it. Perhaps Govt should re-classify mental health to Public Health and give serious commitment to helping vulnerable people cope with life.

Michelle Clarke


 

Subject: Stigma, Ignorance, lack of feedback (a day that is tragic for Ireland; too many children of this era die. Why? Negligence/Neglect. No feedback / simple manners just don’t apply to vulnerable!
Date: Tuesday 18th October 2011 19:18:45 +0100
From: Michelle Clarke
To: kathleen.lynch@oireachtas.ie <kathleen.lynch@oireachtas.ie>,  Alan Shatter <Alan.Shatter@oireachtas.ie>

Tuesday 18th October 2011

I would appreciate if you could tell me why Aware http://www.aware.ie/ would blacklist my email address.

Charities who raise money for people with depression or who have experience of suicide and in particular those people like me who in fact contributed to their data bank of material in past years, ought not to be entitled to blacklist a person without writing a letter to state the reasons why they blacklist you.

My personal experience as an activist for the rights of people with mental health difficulties is to encounter stigma through deliberate policy by the likes of MHC (Mental Health Commission), HRB Health Research Board, Aware, NDA (National Disabilities Authority et al to ignore correspondence or blacklist.  Is this equitable?  Surely people who are willing to contribute from vast experience of ill-health from TBI (traumatic brain injury), to Bipolar, Anxiety, Chronic Fatigue, Suicide experience ought to deserve some level of feedback and most definitely not to be blacklisted.

Aware Trinity Horizon Programme EU research project 1997 https://canisgallicus.wordpress.com/2016/…/trinity-horizon-research-programme-1997-3… I was 1 of first 15 women enrolled in 9 month research progormme to examine how to integrate women with depression back into society.  I did actively contribute then but ill-health starting in 2003 left me with no other avenue but to write about the prejudice and Stigma that applies to mental illness.

Charities are too focused on collecting money; people like Angela Kerins CEO Rehab, if you read the Phoenix, are paid inordinate sums (several hundred thousand) and expenses. The question is what about old traditional values of compassion and altruism.  The Presidential campaign members have but jumped on this bandwagon.

Regards

Michelle Clarke.

Recipient was rejected.

    Recipient: <info@aware.ie>
    Reason:    5.7.1 michelleclarke@upcmail.ie is blacklisted.
 

 Please reply to <Postmaster@chello.at> 
 if you feel this message to be in error.



Subject: Bram Stoker’s notebook offers cryptic clues to Dracula Books guardian.co.uk
Date: Wednesday 19th October 2011 12:33:48
From: Michelle Clarke
To: ruairi@labour.ie, philip.hogan@oireachtas.ie, blucey@tcd.ie et al

Wednesday 19th October 2011

Wrote about this some time some ago but where I don’t know. Maybe I wrote to the Irish Architectural Foundation or for that matter if you check out Google Urban abandonments it may be therein.

The Dail:  the houses opposite – Kildare Street. Now a doctors surgery, the tourism plaque used to be at the door but nobody thought sufficient about it and it was removed. What a pity? How do we get it put back because like Agatha Christie writer (whose notebooks are now a book), Bram Stoker (Irish man Trinity College Dublin) notebooks were found last year. What an imagination this man had! Dublin City of Literature – here is some more history. The power of the Book is our life line.

The Irish Times yesterday showed man with his technology but with the bookshelves of his collection of books in the background. Hodges Figgis http://www.waterstones.com/bookshops/hodges-figgis have a bargain basement in the Bookshop in Nassau Street. Brendan Kennelly, myself and Jim met by co-incidence and yet we shared one thing, we were delighted to see another bookshop and someone said Waterstones may also be re-opened albeit a different name.

Michelle Clarke



Subject: Putting Gabrielle Giffords’ Recovery In Context: Brain Injuries Vary Hugely | CommonHealth Dr. Ross Zafonte of Spaulding Rehabilitation Hospital & Chair of Harvard Medical School’s rehabilitation department. Reference Gabrielle Gifford
Date: Thursday 17th November 2011 17:51:30
From: Michelle Clarke
To: Michelle Clarke <michelleclarke@upcmail.ie>, tilda@tcd.ie, seniors@dana.org, Alan Shatter <Alan.Shatter@oireachtas.ie> et al
Thursday 17th November 2011
Excellent points raised in this short article.  Brain injury affects layers of connections in different ways. This article helps people take a perspective.  Personal experience endorses feedback from Dr. Ross Zafonte http://spauldingrehab.org/about/management-team/zafonte of Spaulding Rehabilitation Hospital and Chair of Harvard Medical School’s rehabilitation department. ‘The variability of the injury is one of it essentinel hallmarks’. Early 1990’s young soon to be consultants volunteered their knowledge in my case and in retrospect with wisdom I can say their judgment was both detrimental and ill-diagnosed.

On the contrary, Dr Alice Murnane http://www.emigrant.ie/index.php?option=com_content&task=view&id=26964 a General Practitioner who was retired from rural dispensary practice but who continued to work as locum throughout the country, clearly outlined contracoup http://jnnp.bmj.com/content/4/1/11.full.pdf back in the early 1990s. It is articles like that of Dr Ross Zafonte that explain in 2011 what people within the vast neuro-diversity category experience and it is these people who ultimately create the evidence by virtue of the fact that they beat the system and are alive.  In the 1990’s internet as we know it now and Google were not anticipated to be the adaptive technology that so assists people who have sustained TBI. Convergence is what we are experiencing now.  Neuro diversity & a centre of excellence with the inclusiveness that covers all related matters, (brain determined) is vision that Ireland needs to embrace urgently.

http://commonhealth.wbur.org/2011/11/gabrielle-giffords-recovery-context/

 



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