Citizen Journalism Ireland: Sunday 26th May 2013. Reply to contributor about Evictions – the mega landlords by Michelle Clarke (Comyn)

Eviction – Justice

by Michelle Clarke  (Comyn)

Domh Beal 26, 2013 15:51

We need more postings like this one from Joe. Apathy perplexes our population and the haze needs clarity if people are to understand their basic legal rights in relation to their family home, in the wake of more changes in the law going forward.

The law of the land today so easily states remedies supposedly for the common good. If you fail to pay your property tax on a self assessment value basis, a fine of £5,000 applies or prison. If you fail to comply with law brought in February relating to mainly pre-1963 bedsit type houses, the landlord will be fined, or sent to prison. Clarity in the law exists as the data mining exercise is enriched by the registration of all people connected in anyway to owning a property in Ireland. This is modern day cartography and for those who aim to remain outside the net, it looks as if you are on the losing side because the Revenue is the enforcer and we all know the power that exists there.

Meantime instead of selling off apartments as independent units, we have a new marketing mantra – Multi-Family investment opportunities. International buyers are attracted to these developments, so much discounted from Celtic Tiger prices, that they are being bought up swiftly. However, what about the cross over? First do these new owners pay a once off property tax charge (significantly discounted) in respect of the people who will take leases out and occupy these buildings?

More importantly, what about the people who live throughout the city of Dublin and Ireland in the antiquated houses which since February this year are no longer compliant with the law and will need to be vacated for the landlords/owners to carry out the necessary renovations to comply with the law. Many of these people have lived in these homes for decades, are often in receipt of rent allowance and are now shivering in their shoes as the landlords tell them – Goodbye – you own nothing and we don’t have to make any provisions for you. Who cares for these people? Where will they be on the housing list? These are a needy group of people very close indeed to the bottom rung of the ladder. Will the Government speak up for them and ask these new landlords of apartment complexes give them first call? I hope so – there are stories of heartbreak all over Dublin in particular where people do not know if they will have a home by next week. We hear nothing about compensation being made to these people or services provided to ensure their transition to their new apartments!

Then as detailed above we have over 100,000 people in mortgage arrears with properties discounted by near 70% in some cases. In Spain, Greece, Portugal, there is a change in family structure as the banks exercise their rights and evict people and those who do not commit suicide or become homeless, return to the homes of their parents with all the distress that goes with making such a move.

Quite rightly, the originator of this topic states that the ‘Land League founder Michael Davitt wrote about how in the 19th century “eviction was the law of the land”. Today the parasitic landlord class has been replaced by the equally parasitic banking class, whose members act according to actual law rather than “moral law” . They consider properties occupied by defaulting mortgage holders to belong to lenders by right of law . From a legal standpoint they are correct. Under such circumstances successful resistance to evictions must inevitably mean defiance of the law.

Ireland is on the brink of being totally morally bankrupt in relation to people and their property entitlements – all because in a snapshot of time when the elites await a little ‘controlled inflation’ to devalue property or that ‘write-down in the value of debt’ we surely deserve by now so that they can once more swoop in and create their wealth portfolios. Markets are markets but morality is a choice and the time for introspection and correction is now.

Eviction has always occurred but now the loophole is closed, many more people, particularly those 2 years and over 90 days in arrears, are daily awaiting phone calls, the post, or even the judgment and its fear at its worst that will cripple this economy.

A warning ….. many people face the Spanish Inquisition of the Personal Insolvency Pratictioner (‘PIP’) with the guidelines as documented by the Department of Justice team. Again the law states £10,000 fine or prison but be warned about what happens if you opt to become a bankrupt in the UK and your breach the law: Shane Hickey reports from London….’UK punishes Irish bankruptcy cheats’. Check up the cases of Patrick Gerard Byrne and Martin Doran ‘who have been told they must spend nine and seven years in bankruptcy – instead of the usual 12 months – after they were found to have been trying to “put the money beyond the reach of the creditors”. 1 year financial purgatory is swapped for their choice of being just too smart and trying to outwit the law and more important the moral compass that should guide people in this world. For those particularly stressed by what lies ahead now with eviction, thread softly when you make a statement of your needs and assets. The same goes when you are getting divorced!

Why Mega Landlords?  Because it is now February 2017:

Listening to RT the other night – it was Max Keiser talking about Atlanta; the evictions and Blackstone who is now one of the biggest landlords globally and Ireland.  Ireland needs to be aware of what is happening with these global Mega Landlords and how it impacts on our housing market and the citizens of Ireland.

======================

Reply to Ordinary Citizen

by Michelle Clarke (Comyn)

Aoine Lún 16, 2013 16:00

Yes to Gay Byrne; a contributor to Irish Society, with the honour to overcome obstacles and start again


Why not! Because we need people who are inspirational, who represent integrity, resilience, perseverance when the hand of faith wipes out most of their savings, and they start again, and return to work. The truth is that the pension scandal has already carved out the hardship for many who reached their 60/’s70’s since 2007. We need to take the inspiration – they are not the politicians who mainly still in their fifties retired with their fat public sector pensions in excess of £150,000; those who more often than not are receiving double and treble dip pensions. The people who really got burnt are those who have worked in the private sector and paid handsomely (albeit they did receive favourable tax deals) into funds that were supposed to buy them annuities. It is these people met with the bankers/brokers who advised them to buy blue chip banks and lost all. Add to this the young generation who are stifled by negative equity; loss of employment; enforced emigration.

False Gods are the Bono’s, the Mr Tax Exiles, the Mr Bilderbergers, the EU Gravy Train junkies, climbing up on the contributions made by the ordinary taxpayers and contributors to Ireland Inc. The musicians and writers who received favourable non payment of tax deals are the people who the citizens of Ireland can clearly state that they expect from them the honourable commitment to either live in Ireland making it their principal private residence or just move to the country of choice and pay tax there. We know their identities when we hear ‘Double Dutch and sandwich’/tax havens/Ansbacher. The Tribunals may not permit the data collected to be used in court but the data exists so now let us expect the change in attitude from the people named and shamed. What we are well aware of is that Ireland is Catholic and absolution and forgiveness is their language for manipulation and their means of orchestrating the power structures in our Country. The Amnesties worked before, so let us give some of these “Exiled” bandits a chance to make a difference again.

Ireland Inc has lost its way in the abyss. To cheat, to confabulate, to engage in fraud, to steal, have become acceptable characteristics for the new cache of actual and potential neuro criminals. What do we do to stop this spinning wheel and seek to re-engage with that Scales of Justice which looks inwards to Dublin Castle. The blindfolded woman has witnessed so much devastation of Ireland Inc’s core values without providing that level of knowledge to seek redress if not through the DPP and our Courts but even to re-establish in the plain people of Ireland a moral rectitude that says we admit, we erred but now we accept that it is time for change and the change starts now.

The previous poster mentioned about certain cohorts that include tax exiles who have their fancy houses in Dalkey and Raglan Road but yet they don’t regard Ireland as their principal private residence for tax purposes. We so often forget that many of these tax exiles exert their assumed snobbery by having their children educated in our elitist private schools and universities and as the poster quite rightly says these private schools and universities are funded significantly by the taxpayers and the citizens of this country.

Restoration of Integrity must be the guiding light going forward. Farmleigh is to host a meeting again this year so let us ensure that this position of improved moral rectitude is high up the agenda and that any Mr Bilderbergers or Mr Tax Exiles who are making presentations, are shamed to the degree that they decline to make a speech or they commit to returning their tax affairs to Ireland Inc. Yes, Mr Gay Byrne is an inspiration. He made lots of money, he paid lots of tax, he made bad investments and was caught out in the 1980’s and again in the 2000’s but he shows honour. Mr Byrne has been a mentor to many in RTE and based on a recent article about the substantial losses Pat Kenny has made through his investments and court case fees in Ireland, they are contributors and are not part of the group known as the ‘Takers and the Taken’.

Cheating: If we cannot start within our system of education both in our universities and in our schools to cull the mindsets of often the privileged to cheat at their exams, in their essays, in their projects, we are only providing more of the same practices that created the Celtic Tiger. It is not hard to take the Maple 10, the developers, the bankers and then check out where their children were educated and to ask where their principles are placed. Some say the child can’t be blamed for the sins of the father but if one looks at the culture their child was reared in, we can surely ask questions and look for the safeguards in our system of education.

Trinity College used to be in the top 100 leading universities of the world. Not any more. It is time they ask questions about their principles, their ethics, their integrity, their sense of justice. It is disturbing to hear that a young man is found to be cheating in his Law exams; a man whose mother is a judge, his father was a lawyer and yet the punishment for him is that he can repeat his exams in the autumn. What does this say? It is not lightly I say this. The argument rests with depression apparently. However, in Trinity College, people with depression and mental health problems have many concessions and a counselling service. Cheating, especially after the Celtic Tiger crisis and the banking dishonesty must be stopped now by those who have the authority ie the Provost. Stop Corruption Now is the mantra.

Finally, today’s Independent. ‘Students caught cheating have results withheld by Katherine Donnelly by the State Examinations Commission. 50 papers are involved with a query on another 25.

Stand Corruption down, start at school and bear in mind that the culture of the school must have a motto that will surpass any culture in the home that is about dishonesty. Mr Tax Exiles, Mr Tax Evaders, Mr Neuro Criminals…. you have the opportunities to make changes but don’t mock the ordinary citizens of Ireland.

 By Michelle Clarke (written 2013 – Comyn)

About michelleclarke2015

Life event that changes all: Horse riding accident in Zimbabwe in 1993, a fractured skull et al including bipolar anxiety, chronic fatigue …. co-morbidities (Nietzche 'He who has the reason why can deal with any how' details my health history from 1993 to date). 17th 2017 August operation for breast cancer (no indications just an appointment came from BreastCheck through the Post). Trinity College Dublin Business Economics and Social Studies (but no degree) 1997-2003; UCD 1997/1998 night classes) essays, projects, writings. Trinity Horizon Programme 1997/98 (Centre for Women Studies Trinity College Dublin/St. Patrick's Foundation (Professor McKeon) EU Horizon funded: research study of 15 women (I was one of this group and it became the cornerstone of my journey to now 2017) over 9 mth period diagnosed with depression and their reintegration into society, with special emphasis on work, arts, further education; Notes from time at Trinity Horizon Project 1997/98; Articles written for Irishhealth.com 2003/2004; St Patricks Foundation monthly lecture notes for a specific period in time; Selection of Poetry including poems written by people I know; Quotations 1998-2017; other writings mainly with theme of social justice under the heading Citizen Journalism Ireland. Letters written to friends about life in Zimbabwe; Family history including Michael Comyn KC, my grandfather, my grandmother's family, the O'Donnellan ffrench Blake-Forsters; Moral wrong: An acrimonious divorce but the real injustice was the Catholic Church granting an annulment – you can read it and make your own judgment, I have mine. Topics I have written about include annual Brain Awareness week, Mashonaland Irish Associataion in Zimbabwe, Suicide (a life sentence to those left behind); Nostalgia: Tara Hill, Co. Meath.
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